ICICI Sapphiro Credit Card Review 2023| Features, Benefits, Reward Points 

CIBIL should increase the score by only knowing your name.

Hlo Amitabh sir. I have seen your comments on technofino channel too. Would love if you join the technofino community sir. You might be the oldest credit card user and you could guide us youngsters like no one. Thank you sir

@@jatinmangla4957Sure, please tell me how to join. I am a subscriber to technofino channel on RU-vid

I am already registered with that community. Thanks.

@@A25TensorIt wasn’t a bank. I used the Ola post paid service sometimes. All payments were always made on time but they reported that some payment is overdue. The service was also closed. Then I wrote to them and after 3 months of continuous follow up I could get this overdue reporting deleted from bureau’s record. I would request all of you to stop using this service in case you do. They may goof up and ruin your credit score. There are many other wallets.

Not HPCL Super Saver.

But icici Amazon doesn't have lounge access.

​@@ek_virussbse bekar

Flipkart Axis Card is the best due its other 1.5% cashback whereas Amazon Pay ICICI card gives 1%(other transactions). Also the joining fees i.e., rupees 590 easily get recovered. And the cashback earned directly gets credit in the card.

​@@tanmoymanna1427 leave this 1.5 percent..No card matches icici for online shopping. You get 10% off everytime everywhere. I

If your salary is above ₹ 3 lakhs, you get Emeralde but not LTF.

my frnd got rubyx for free without salary and business income😂😂😂

@@amitabhmaheshwari Paid Emeralde is shit

I got Sapphiro (mastercard and AMEX) for LTF

In ICICI pay net banking it's showing life time free, so I ordered but in welcome mail they didn't mention that it's free now what should I do ?

No much.. try going with either VISA sapphiro credit card or Mastercard sapphiro credit card

how did you get it LTF ? imobile offer or through customer care ? Or did you ask for it?

Applied for it as LTF from my netbanking portal and they rejected it even though I hold a Gold Salary Account with them. :( No reason provided and moreover they made a Personal Loan enquiry on my Cibil instead of credit card. Have been after them since 2 months to get the loan enquiries removed from my Cibil

How to apply LTF

@@dogecoin315 selected IITs, IIMs or any premiere institute student are offered this for LTF

In 2019 I got rubyx has LTF and immediately card was devalued. I hardly touched rubyx card basically it's useless. I used it only for BMS and in 2019 they devalued. Sapphiro credit card is only good if it's LTF..

No

Yes same I got it lifetime free card so applied today Waise sale aa rhe hai Flipkart par offers ache hai to keep it 😂😂

Please add one bill payment to convert ltf

@@hemantbuwade0017 ab khatam ye sab

@@rockybull1999 OK. If you are correct then acheive 1st 90 day or yearly milestone to get next year free

Hi. Can you please tell me the process. Actually I got the call from ICICI agent regarding the sapphiro card with joining fees.

Mastercard sapphiro credit card is better

What degrees details they ask?

@@TheMemeCat1 Certificate

They asked for degree or id card. My application was processed just with id card

They only asked for degree certificate and video kyc was done and card was approved. I am not sure if they will give 2 cards- amex and mastercard?

Are there any other cards or any such good benifits for alumnus?

Kya aapko welcome benefits bhi mile hain ?

Same here do you find any resolution?

@@atulgpt No. We have 8 ppl using Sapphiro LTF in family. All have same issue. Only B1G1 on movie tickets

Hi. Can you please tell me the process. Actually I got the call from ICICI agent regarding the sapphiro card with joining fees.

I received same sapphiro 2 cards with no Fees how can I use this.? Is this useful? Really fee of cost please help me.

How to get this LTF any tips ???

Nahi hota bakvas mat karo.

Please wait for sometime & get sapphiro credit ltf

@@hemantbuwade0017sapphiro I already have LTF.

How to get LTF sapphiro?

@@saieaswertejNot easy. Possible only if you have a premium relationship with the bank

I have emerald card. It is as useless as a one legged man in an ass kicking competition.

@@adityanishantin which card offer you get emerald..i am using coral rupay does there any chance I can get Emeralde upgrade offer

Yes.

What's your relationship with the bank?

@@roninr8199 customer

Got the same offer.

@@rajanghadi1982 is your saving high or salary account? I am only getting paid version of sapphiro. My current rubyx is LTF

फेंकू मास्टर 👍

How

How?

me too

I guess because i have salary ac with icici bank. It was pre-approved offer

Same here. ICICI Alumni program 😅

@@chandananand6349kya aapko welcome benefits mile hai kya 45 days mein aate hain

No benefits to add on card holders, they have to pay.

Emeralde getting LTF is tough. For sapphiro it depends on the kind of relationship you have with them. I have a wealth management salary account with them for last 20 years. I write to my RM with a copy to head wealth management ICICI Bank. Then only they gave me LTF Sapphiro. But even then, no LTF Emeralde.

Some 10 years back I had salary account for some reason it still remains 0 balance account. In 2019 I was offered rubyx LTF for holding privelage account and then card devalued. Last year I asked for an upgrade to LTF sapphiro card but they said already rubxy was LTF so it's difficult to get sapphiro as LTF.. They offered paid which I don't want.. Since my rubyx is expiring this year I will try again might be give them some fd

Yes i also got for free

@@navaneeth95 i agreed to get a sapphiro card but they delivered rubyx card instead of sapphiro i am very disappointed with ICICI

​@@navaneeth95Hi. Can you please tell me the process. Actually I got the call from ICICI agent regarding the sapphiro card with joining fees.

Hii sir card bnana hai kya sir aapka

Axis my zone card, IDFC First bank cards

RBL PLAY CARD

What's your relationship with the bank?

Hello. Have you taken the card. I got the call from ICICI.

You can check in your mobile application in unlock your cards option. It should have been mentioned over there.