Iman Shumpert and Vlad Have a Serious Talk about Money, Cars and Investments (Part 26) 

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Shumpert won this convo. Thanks for holding your ground my boy!! Vlad swear he some master Financial advisor 🤣🤣🤣🤣

“People don’t even have money to see what they’re good at” Bars…. I might have to check out the album 💯

Vlad just needs to have someone interview him lol.

iman breakdown of rich, middle class, poor, and broke is good. Vlad needs to understand the difference.

Vlad has been preaching Leasing rather that owning a vehicle but props to Iman for being the only one that challenged that notion/ideology. Now we heard the part that was left out. The fact that they write those leases off as a business expense is a big part to omit, bro! Thanks for adding the context Iman!

I'm very impressed with Shumpert. Very smart, very knowledgeable and willing to share knowledge.

Leasing is primarily beneficial for people with businesses. For the average 9 to 5er, it’s a never ending payment.

I can understand leasing a car, but as Iman is saying if you have expensive cars you can rent them or loan them out and make a lot of money off of them. Vlad is behind the times, but is correct in general that cars depreciate. Where Vlad loses me is with home ownership. Owning a home is the most valuable thing you can do.

leasing a vehicle is a horrible financial decision for the average American. and vlad says you can write it off.. yes if you own a business and can claim it as a business expense. again something the average american doesn't have.

OMG Vlad has 15 employees? With health insurance? He never mentioned that before

“A lot of people don’t even have enough money to see what they good at “ promise that is the realist shit ever

A lot of people don’t even have enough money to see where they are good at💯🙏🏼‼️💎💨💭🔥

Had Vlad stuck on the car part 😂

More of this type of content please, had me rewatching it so i didnt miss anything lol. Very positive vibes, and some good gems.

Some people spend their entire lives chasing money and being frugal, just to never enjoy it, and there’s no guarantee you’ll ever truly have what you need. Can’t put a number on this shit, just be happy and not so foolish. Iman came with the valid points though.

Salute, Iman deserves respect on his financial literacy and his nba career. He was given tough defensive assignments and did a helluva job. Blessings to you and your fam

Im glad yall had this talk bcus I definitely needed it 🦾🦾

He rented his cars to buy his cars. Vlad: Yea but do you really want to go through all of that? Me: Tf? If it pays for the car, YES.

Financial advice: when you taking loans or financing a car or something like that always ask if the interest rate is fixed or compounding You want fixed not compounding Fixed stays the same compounding stacks on top so it keeps increasing

One of the best interviews I've seen 👌 🙌

Solid break down🎯💯‼️

We need more videos like this

If i had a friend or cousin like shump, I'd be at least half of a million strong.. His friends should be listening and asking good questions..

Part 26 is crazy just release it bro at this rate we seen the whole interview

This is what want to hear! Not all that bubble gum celebrity BS

Love how they broke that down 🔥🔥🔥

Glad someone finally challenged Vlad on this “a car must be leased” theory of his. That’s bullshi*. Whether a lease or purchase is better completely depends on your situation and Vlad never makes that distinction. At this point his platforms is big enough that he doesn’t need to speak one side of the story for shock value. Tell the whole story man. I can’t for a second believe that Vlad didn’t already know the point Iman made

I see why Iman isn't in the NBA now...dude is a genius and isn't a do boy/push over. he's got a good head on his shoulders....he refuses to be anybodys puppet. I understand

Vlad turn interviews into a venting session lol loves talking about himself but makes ppl comfortable to talk as well

“It’s not taught in school” yeah because it can’t 😂 they need more workers not competition

great convo.👍🏽

@vladtv need more interview like this

Usually when u lease a car, there’s only a certain amount of miles u can put on it… something they never discussed

💎 “been ducking with Iman with the high top” real one

That is dope!vlad much props.

I have watched Vlad for years and the intelligence Shump has about money made me subscribe. I will gladly pay 1.99 for him to walk me through it!

Glad Iman bucked back about the car statement and housing. Vlad has a point, but there is multiple ways to go through these avenues, not just through his preferences

Iman speaking the gospel on saving!!

Excellent

THANK YOU IMAN!!! VLAD THINKS HE KNOWS EVERYTHING!!!!!

Best VLAD interview HANDS DOWN!!!

This man said he has no problem paying a lease for the rest of his life but shoots down the fact Iman’s cars pay for themselves

Bless me with the game

Iman shumpert shout to you my Guy you always keep it 💯

It depends what kind of cars you are talking about but cars can definitely be investments. Classic cars appreciate if you are looking at it as investments. A New Bently is definitely gonna depreciate. Buying a prius to go to work and back home to save gas is definitely a great investment.

Love it Mane

Finally a grown man conversation

Car Buying 101: Leasing is for people who want to stunt but don’t have the money Renting is for people that DO have the money but only for a short term Buying is for people who don’t have the money but will and don’t mind the depreciation. It’s almost always best to buy a used car with cash. Doesn’t always have to be the latest and greatest either

Great conversation. Shout out to both these guys.

vlad started stuttering when iman suggested he do a tutorial and educate people 😂😂😂😂😂😂😂😂😂

The concept of renting or buying fully depends on the price and the asset. If you have the same product where the only difference is whether to buy or rent. Do a present value calc on your rent payments and compare it with the purchase price. If the PV calc turns up a value much lower than the purchase price it will be better to rent vs buy

9:02 BAR!!!!!

I hope Vlad does know that if you own a car you can also write off a part of the car for business purposes as well. If you own a car under 6,000 pounds bought out right or financed you can write off up to $18,200 in net income, for depreciation the first year and if its over 6,000 pounds you can write off the whole thing up to net income of your business. While if you lease a car yes you can write off the lease payments but 9/10 it wont be greater then depreciation. Then at that point if the leases payments are more than depreciation why not just buy the car and have ownership? I used to think like Vlad but how it is nowadays ownership is everything. I would rather own a car that cost $100,000. Then pay monthly lease payments of what $1,500 and never own it at all because after 5.5 years of doing that your wasting money. You could have bought the car at that point and then some

I like the glow Iman, nice chain.

Those who shout the loudest often know the least; great job to Iman. He did very well - it connected judging from the comments.

Iman checking vlad on leasing is super boss style..."its preference" . Situations are situational.... this dude know ownership

Ownership is Always the best for common folks…. House most definitely. Cars … one ass one car 🚘 pay off and keep as long as it took to pay off ie. Pay off car, keep it 3 to 4 years saving your car not payment, buy a new car once your repairs are more than $5k.

This the one.

Like how iman broke down rich middle class poor big difference💪🏾💪🏾💪🏾💯

Vlad is right - they don't teach this in school & it's a critical life skill.

Yeah Shumpert I see you giving up that information for the young people to change their life. 💪💯

Iman shuprent is sittin there and look tuff🤣🤣🤣🤣🤣

He hit it on the nose with the broke class 😭

You can lease any car in your business . It’s all about your biz structure. Once you’re setup correctly you become the bank.

I like how yall rich and wealthy ppl are giving us the game on money and finances. We appreciate it.

Vlad goated bruh

Y’all should really start a segment on your show strictly about business investments and money this gives me a better vision as a 21 year old black man in Chicago from the 7:40 on up that’s a lot of knowledge in 3mins nbs !!

Iman is smart!

Iman 💯💪🏾

Finally somebody can debate with vlad

When does the album drop?

In 10 years this is literally the only thumbnail with no drama.

Iman gave good game ! He need his own podcast man stop playing !

I'm in Iman. If you choose to sell your knowledge I'm a subscriber. I won't ever pay for an "only fans" type subscription but I'll pay a subscription to learn how to do what rich people do.

I Salute u 💯💪🏿♥️🙏

I’m so glad Shumpert stood on what he said about buying his cars and not leasing. Neither option is wrong, it depends on where you are in life, and for us regular people who require having a car for transportation, buying is a good option, contrary to what Vlad says when he says, it’s stupid to buy cars. For the normal regular working person, leasing is an added bill, every month. Who wants that? If you got it like that, great for you. Most people prefer not to have another $300-600 bill to have a car for a short time and trade up every 3 years. Vlad, we aren’t rich. We aren’t buying cars for their value… we need to get around. The real question is, why own a car if you live in an area where you don’t drive because there’s public transportation and if you so happen to move your car, you’re stuck looking for a spot for the next 3 hours?

Does anyone know where this album is Iman keeps talking about?!

Yup. The stock market is not a race it’s a marathon.

Imani’s face from 5:20 is when you listening to someone that you’re in a better position than and you know exactly what they’re going to say because everyone that had some type of success say the exact same thing.

Vlad you the guy who pays this guy to ride around. Both winning in different ways

This is really a each too own situation, there both right

Vlad the only interviewer that’s gon talk more than the nigga he supposed to be interviewing

Financial literacy is equal to education in a way

Vlad talking about becoming a car rental place like these places ain't billion dollar businesses. It's people down south that do annual car shows and festivals making big bank.

Thank GOD somebody called Vlad on that bad investment advice about leasing cars. If you get a quality car, you can drive in luxury long after the note has been paid. Leasing means you pay and never own isht.

A dollar and a dream... Put ya best foot forward!!!

He needs to be a REGULAR!!! 💯

I bought a car that was used for 3k and i had it for two years so far and works pretty decent. They will try have you do a car note ( i think they call it a lien). I love ownership and credit card can be beneficial if you know how to use it.

Everything you buy doesn't need to be an investment. Cars are not investments EVERYONE knows that. They are luxury items period. You can walk or get a ride anywhere. If you have the cars are not investment mentally, then the cloths you buy the shoes you buy need to be an investment.

"A lot of people.Don't have money to see. What they're good at"

Leasing a car because a car depreciate is not an argument. You need to calculate if you buy a car and sell it for a lesser price compare it to leasing agreement. The results will always be that it is financially better to buy a car. Vlad revealing his shortcomings.

Rich & nourishing advice Iman 💪🏾💯 Thank you in advance💰💳

Vlad definitely cracked the door for me to invest , EYL helped me get to where im at now!

Everyone always say put your money in stocks, like we were thought wtf a stock is, and what stocks are safe to invest in.

I'm glad Iman called out Vlad about leasing is better then owning. Leasing is only better if you're changing cars every 2 or 3 years. It's stupid for an average person to change cars that often. Vlad advice is for the Rich just like he said you should rent instead of buying a home, look how rent and home prices sky rocketed the past couple of years

Facts! Read Rich Dad Poor Dad

What’s the name of the hat he got on ?

I feel like Vlad be flexing more than it’s advice

Like shump said, “Dnt lie to these ppl Vlad”