Salam Financial Faiz ... Boleh buat Video on KAF Investment?! Berapa kadar dividends/interests?! Steps by steps on How to invest ?! (And any possible risks)... Thanks!
Well said! Many employees is abusing their current work especially with the hybrid situation that the employer are giving. Rather than focusing or putting effort on the main job that their salary is some are doing outside work and this is risky. On top of that, these ppl are selfish cause their action are affecting directly or indirectly their colleagues which have to cover for them. But most don't look at this way, and to me they are just playing with fire cause there are limits their colleagues will take it before things get out of hand.
Dulu ada part time job: Bawak Grab Jual burger Jual krim muka Jual biji durian, biji rambutan, biji nangka,daun ketapang, kopi 3 in 1 Jual sambal kacang, sambal bilis. Walaupun tak kaya kaya, tapi alhamdulillah dapat menampung sikit. Dan ada pasif income rumah sewa sebiji. Ibubapa,hidup dirinya anak anak Dan isteri. Thanks for your advice sir.
Passive income sya as of 55 tahun - dividen dr ASB +ASB2+ASB3+ASM+TH+AHB+FD+ unit trust + KWSP + sewa rumah…hopefully cukup la utk sustain sampai umur pencen nnt..
Hi Encik Faiz, can you do a video on your opinion on to save in BSN SSP? I baru dengar tentang hadiah hadiah BSN bagi kepada pemenang yg save dengan BSN Thank you.
Pendapat saya,nk jana passive income yg bnyak sgt mudah....dlm pasaran US ada bnyak saham dividend yg boleh dilaburkn & kebanyakan company yg membayar dividend,harga saham per unit agak mahal....tetapi ada sesetengah company tu harga sahamnya murah & bayaran dividendnye sangat2 tinggi.....boleh pencen awal beb....tpi kena pilih yg patuh syariah la. Cuma yg tk bestnye utk org Malaysia yg melabur dlm pasaran dividend di US akn dikenakan tax yg tinggi sebanyak 30%. Yg bestnye plak bila kita dh withdraw dividend tu ke dlm akaun bank,kita dh tk perlu declare tax di Malaysia...so,tk perlu buat tax filing...sebab dh kena tolak 30% siap2 oleh SEC😁
@@FinancialFaiz saham dividend di Malaysia tk menepati citarasa sya....dari segi kadar dividend sangat berbaloi tetapi kadar pergerakan harga market utk long growth sangat rendah.....sebab tu sya lebih memilih saham US.
Bro bahaya bro.jangan bergantung pada dividen saham .kalau etf takpe.sebelum buat dividend investing kena faham faham apa tu payment ratio, dividend trap dan kena tgk berapa dividend yield per tahun.payment ratio above 50 percent tak bagus sebab meaning company tu tak banyak invest profit .kalau ada sesekali takpe contohnya ada keuntungan besar buat sykt pada tahun itu.dividend yield kalau utk sykt kecuali REIT,energy (pipeline,carigali) or mining(Rio tinto,bhp) tak boleh lebih dari 4 peratus.also any sykt bagi dividend lebih 10 percent itu unsustainable.
untuk mengular sy setuju encik faiz, sebab ada yang guna waktu keje keluar buat side income atau masa keje balas whatsapp customer, harap boleh take note isu ni. sy nak buat tapi itu la sy pikir ada kesukaran untuk bahagi masa. masih mencari sebab ada kerja hakiki.
Assalammualaikum Tn Faiz. Terima kasih atas penerangan yang menarik dan mudah difahami. Saya percaya salah satu punca passive income adalah duit pesaraan.
Great. as long as you are not scammed by over promises by some vendors, and you truly understand that nothing is fully passive. the restocking if done on your own side needs employees, which may need managers. if you let the vendors do it for you they may take you for a ride by charging higher fees or bigger cut At this end it is just another business that you would need to monitor, if not the machines themselves, you need to monitor the management. it can be done, but nothing is ever easy.
Still ingat LG encik Ahmad Dan puan khadijah hihiii orang yang baik2 humble .. ingt LG kereta comel Volkswagen park kt chulan tower tu.. Sy tlg beli air kopi haha
bila buat business ni ade 2 persoalan yg kita kena hadam btol2. 1. Can your business run without you? 2. Can your business grow without you? Dpt 2 ni mmg syok. 😊
hahaha ramai yg kena situasi begini... makin tua makin mau lebih masa sama keluarga tapi mahu ada in come tetap.. kebanyakan orang angan angan mahu business untuk dekat dengan family tidak terikat dengan mana2 peraturan hahahah.. nak cuti... cutiii... nak kerja... kerja... kalau nak dikatakan hampoir 80% orang nak ada perniagaan.. serius bro hahaha.. biar pun modal dia 5k 10k hahahaha..semangat tu kuat hahaha
Assalamualaikum Tuan Faiz, nak bertanya saya berhajat untuk menyewakan kereta saya (kereta kedua) untuk tambah income dalam masa yg sama dapat cover bayaran bulanan dan kos servis adakah ianya idea yg baik?
macam pak mertua saya duduk kampung buat kerja kampung dan passive income dia dari hasil sawit. nampak relek je tak ada hutang tapi duit sentiasa ada untuk sara hidup.
tenang hidup bila takde hutang. member aku ramai bergaya kemain, kereta bukan biasa2, sekali kena pandemik haritu baru tersedar masing2. bukannya berduit sangat pun, hutang je berlambak 😂 sebab tu penting financial ni
Jika banker dh mula bijak. Emas akan turun nilai. For now banker semua cetak duit tanpa kawalan. Membolehkan semua komoditi naik sikit demi sikit. Inflasi kaw2
@@HambaAllah-lp2ru bermula dgn sistem kewangan. Kalo byk riba, byk lebihan, lebih cetakan dari yg asal. Mmg nilai duit drop kaw2. Mslh kita 1 negara 1 polisi kewangan sendiri. Mmg tak terkawal. And automatic ape2 barang keperluan selain "duit" akan naik harga cth emas rumah makanan dll. Harga naik seiring masa. Kalo 1 dunia sepakat utk stabilkan nilai duit dgn kejesama padu. Dgn polisi yg ketat. Kurangkan riba. Insyaallah harga barangan lain pon boleh dikawal.
As a self-employed and 20an, i now focusing on forex trade and money market fund for short-term. Even its not too many but at least i have my settlement report, i have my own statement in trading. Pehh, very hard to sustain because investment is very high risk. I always watch your videos to open my mind about financial savings, doakan saya kalau ada duit lebih, nak invest to other saham for passive dividen insha'Allah, alhamdulillah tuan faiz terima kasih !!! 🤲🏻
FF sy berhajat nak berhijrah ke Singapore utk mendapat gaji yg lebih. Di Malaysia struggle teruk gaji tak setimpal dgn kerja. Sy dh bekerja di syarikat selama 15 tahun