Inside Look At Retirement for Poor 55+Trailer Park Tour 

It's disgusting. People need to pool money and buy land for the group

AND, the local governments are zoning these out, meaning, no new trailer parks being created.

Yep and some lot fees in Alabama is up to 500 dollars a month Wow just crazy

I'm 58 years old and my husband is 64 years old and we live in an RV right now. We were paying $730 a month on a lot. Just to park our rv. We had to pay water and electric separate. We ended up moving the RV to a storage place that lets us live there free while he does security at night. But we have no water! So I have to buy bottled water every couple of days just to brush my teeth give my dog's water and have water. Join planet fitness to take a shower. And I have to poo poo and pee in a bag and dispose of it daily. I'm so upset and trying to find an apartment the cheapest apartment I can find is over a thousand something dollars and they want you to make three and a half times that amount to live there. So I have knee issues need to give me operation my husband is on disability and has back and mental issues. I'm like is this all there is Left to Life is this where we end up at? What's a vacation? I don't want my life to be ended up like this. I am trying my best to figure out ways to hustle and to make more money even thought about making a RU-vid channel myself and tell him about the situation. But at the same time it's like they're really want all of my business out there

Voorhees living looks a whole lot better than where I'm living at least he has a pool to look at and running water.

You are Blessed !!!!

All we have is each other

Family taking care of family. 🧡

God bless your sister and your loving family!

I lived in apartment for 10 years... landlord died and his son took over... he began collecting rent in a Cadillac, then a Range Rover, then a Porsche... rent increased; His Dad (my original landlord) collected the rent in a beat up gray Ford pick up truck... I applied for a mortgage and was approved... never looked back... I'd rather go to prison than pay rent again... rent is financial prison... My comment is NOT just another bullsh!t comment for likes, its a true story... I paid $550 a month for rent for 10 YEARS (no increase) until the landlord died and his son took over... my original Landlord = WISEMAN - MICHAEL G ... google him... good man... "WISEMAN - MICHAEL G. / Buffalo NY"... GOOD MAN.

That gentleman is a Saint !!!!! Looking out for his elderly neighbor, SHOWS how honorable of a human he IS 👌👍👍👍 Others should follow that man's example !!!!!

Great neighbor

I loved that too. That's what this world needs more of ❤

For sure , lot rent in a senior park here in Colorado is almost 1,000 😢

@@vickier5716 one bedrooms in my neighborhood rent for $2000, maybe you can get a studio for $1700

Not when his income is $1,500 a month

@@calvinreichelderfer7989that’s great, what are you taking about

It was 46 years in the workforce for me. Last job during that period was a 28 year stint with FedEx. I stayed with them until 2018 after which I retired with a pension and SS. I got fortunate to find a senior apartment arrangement that provided reduced rent. It couldn't have come at a better time for both of us because so many seniors have literally been priced out into the streets.

That's a great idea. I hope he reads this.

I've lived in one the last 15 years, the last 5 of which the new owners have been getting pretty aggressive with the rent raises. We started about $430 and now are at $780. With their average raises the last few years, we are set to be around $1,200 a month in the next 5 years. For lot rent. Crazy. We are hoping to buy a house from my wife's boss later this year, but can only do so if she lets it go for dirt cheap. Otherwise in the next decade our lot rent will be no different than actual rent. 🤞

@@Underground-Electronic-Music Well, you sir, clearly ARE an "exception" ... Well thought out !! SADLY not enough other folks came to their "senses" at some point of "adulthood" .... Some just NEVER grew up !!

How about you do everything in accordance with the American dream, wife, 2 kids, house, contribute to 401k. Then you get divorced at retirement lose 60% of your assets and lose the house you worked 40 years for, lose half of pension for life as well. Then what? Please explain your solution. There are a lot of Men in my position, we end up in these places. You are just lucky.

Its time to get busy. A good start is a plan for income, shelter, and start saving......​@@user-vm8ot3vg8m

If you are serious I have some suggestions you may have not heard about. There are many much cheaper places to live in the US. Even within AZ. Or another country. What you are paying just for rent is enough for all your expenses in many different countries to live a decent life. $1500-2000/mo to live very nicely. South and Central America and SE Asia are popular. I'm planning to move to SE Asia next year.

They’re building a lot of affordable complexes. Just do some research

Exactly!

Finally!! one of the few people who state the obvious. Biden and Trump, Democrat or Republican leaders DO NOT GIVE A $HIT about you. As George Carlin said "It is the ILLUSION of choice". They are ALL the same and get people all worked up about matters that don't matter while they siphon our money and give permanent tax breaks to the wealthy on both sides.

@@sheilaharrison6509 You need to do your own planning for retirement. That is what I did.

True🎉🎉🎉🎉

THT IS TRUE ABOUT CHUMP. NOT TRUE ABOUT BIDEN!!!!!!!!!!!!!!!STOP LYING ON BIDEN!!!!!!!!!!!!!!!!!!!!!!!!!!!!

This is why you need to vote Democrat. Joe Biden has been trying to make the wealthy pay their fair share of taxes like we do. If the wealthy paid their fair share, Social Security would not be at risk. But keep voting for the Republicans, especially those of you that need your Social Security. If they get back in the office, you won’t have Social Security in the future and if you have it now, it will be reduced. voting is important. Vote blue Joe Biden.

Biden tried 5 times to cut SS,SSDI ,SSI , and VA plus Medicare when he was a senator he even admitted it on tv. Yes I do agree with making the rich people pay their fare share but the Senate voted the cuts down Biden like but Trump told them when he was President to leave the SS, SSDi SSI VA benefits and Medicare alone not to make cuts there, find some other agencies to cut their budgets.

Agree

People rarely use pools in Phoenix during the summer. Too hot. Not joking.

I agree with you ❤

Show this administration WHAT YOU THINK, when you VOTE in November !!!! It's the strongest message that we ALL can send to these "brain dead" Politicians !!! VOTE them "OUT" of office .....

​@@esousa486 The ignorance of Magats. You disgust me.

The money to other countries is not the issue. The issues are due to corporate greed. Starting under Reagan with the dismantling of unions and the start of tax breaks for the wealthy which drastically increased under trump. Under Biden, increase in unions mean pensions. Under Biden, largest COLA increase for SS. Under Biden, lowering of prescription costs. If trump is elected, he will privatize Medicare and reduce SSby 25%. Read Project 2025.

That is a Democrat for you people sit up here and talk to stuff, but they voted for this. They voted for a president who did not give a damn and administration that does not put American people first they put LGBTQ criminals other countries migrants first before building up. A miracle because they wanted a woke government remember people, marching and protesting in the sum of 2020 with the Black Lives Matter, lie and hoax, and the altifa lie and hoax the fake racism Republicans were not out there marching for this that’s where I live. And a republican government small town we are thriving businesses are going up. No crime no migrants all over the place taking peoples jobs people getting out of property that’s how Republicans do government that suffering in America is Democrat with the worst president ever who is a democrat he is the voted the worst president this country has ever seen and people are suffering. probably voted for this just don’t want to admit it’Yeah now you realize woke doesn’t work.

I'm 67, retired at 45. You are correct that people who believe they'll never be able to retire will probably never be able to retire. However, retirement isn't always a choice. Health can mean forced retirement. So I'd suggest preparing but that would be a waste of time.

That's a FACT !!!! Sadly .........

I get why you feel that way. The economy is uncertain, but there are growing sectors like online shopping and digital ads. Financial planning tools, new job opportunities, and flexible work options are more accessible than ever. With proactive planning and adapting to changes, retirement is still possible. Stay hopeful!

@@waterbug1135another army retired at 45?

I turned 40 and been a caregiver for over 10 year's got laid off going for my commercial driver license (CDL) Keep your head up 😊

You moved your trailer?? That’s very expensive cuz a lot of them can’t be moved w/out structural damage.

@@deedeeotero4475 moved in 3 years. But, you are correct after a few years/decades these trailers are structurally unfit to move.

I just read an article where over 600 people died in Phoenix last year during heat that was over 99° for 30 days and the city council didn’t want to deal with it. They just tore up the homeless houses and made them go somewhere else anywhere else

No one is forcing anyone to pay it. What people seem to be confused about is landlords don't set rent prices, renters do. If I ask $500 and I get 20 people wanting it and a bunch offer $600 guess what rent I get? If I get no interest I have no choice but to lower my asking rent. Landlords have families to feed too. Retirements to save for. RV parks are a business. And living in a trailer renting a lot has been well known for decades to be one of worst deals for living. But a small percentage of people insist on doing it. They have the right to be as foolish as they want to be with their money.

@@waterbug1135, Thanks for responding. Desperation may cause people to pay more rent than is reasonable. These people are 55+ and likely on fixed incomes. Most of them can barely survive which I know is not our problem. Inflation is impacting all of us and I’m concerned that too many seniors will become homeless because of price gouging in the name of making money. Maybe you could reduce the rental price over time due to a year of on time rental payments?

​@waterbug1135 "No one is forcing anyone to pay it?" Are you getting me? Most people who live full-time in an RV are one step away from being homeless. Landlords do set the price. Your talking about pure greed! Of course some people would offer more because they are desperate for housing.

@@waterbug1135landlord should have jobs not just rely on tenant

Well, the landlord has to purchase the property the RV park is on, they have to pay taxes on that property, they have to maintain that property, and they also need to pay insurance in case they are sued by their tenants on that property. Taxes are rising, insurance is rising....everything is rising. You really can't blame the landlord for increased rental prices. If you don't like it, buy your own piece of dirt and park your RV on it.

Good advise

Absolutely!

tiny house prices are coming back down . i see many major reduced prices . same for new RVs , those lots are full of 2023 still

Most of these things are trailers. Something permanently built with a foundation is preferable.

Landlords are greedy? Maybe it's because insurance rates and real estate taxes are exploding.

@@striperkid They were greedy before insurance and estate taxes increased.

@@Carolyn-oy3dt not trying to be sassy but, are you a renter or owner ?

I agree. Give him free lot rent at least.

His RV is immaculate!

I understand. I did 35 years in healthcare. I’m 54 and can’t do it anymore. My husband died 2 years ago and I’ve been sleeping in a chair at my moms ever since. You can’t make it with one income. And healthcare will work you until you drop they don’t care about their employees or the patients. Just the money.

I’m sorry about the loss of your husband. However it’s not true that person can’t make it on one income. Although two incomes would be a lot easier plenty of people do just fine on one income.

Make sure there's no hidden HOA or other restrictions that seller/real estate agent/ title company missed. There's a vid somewhere here that a guy found out the hard way

Many of the nicer 55+ mobile home communities in the Phoenix area are also $800-$900 a month lot rent now plus electricity. They are definitely not for folks who live off of just SS anymore.

No one is dipping into Social Security, it has never been placed in a general fund. It is solvent right now, with Social Security announcing it will be until 2037. Cutting our benefits is not going to happen, however for the younger folk they will undergo changes. It is the younger generation that is blaming us baby boomers for all their future problems creating unnecessary paranoia. it is their responsibility to shape their future, just the way we did with ours. We paid our dues and now it is their turn, let them eat cake, I don't owe them a damn thing and neither do you us old folk are trying to survive as it is.

Blessings to you and may your health improve, try alternative treatments :)

He is an honorable soul !!!!!

Thanks for coming back and rocking with me.

Larhonda, you need to have a hard conversation WITH MOM NOW. Dave Ramsey has several calls, just like your situation on his YT. It is not your responsibility to be burdened with her because of her poor money management. We can never get ahead because of this irresponsibility! This is unacceptable behavior and not okay. I may be wrong, but it sounds like she was a single parent who cared for you, so now she has the, “it’s your turn to care for her” -mentality. Please correct me if I’m wrong. If y’all get along and she is respectful, maybe her moving in with you would work for you both.🌻

WORK is not the answer. these r retired workers. who never INVESTED! young ppl must b taught that energy wanes w/ age. u have 50 SOLID years from age 17 to 67 to make a nest for urself somewhere in the world. 50 solid years!! cmon... dont let urself b at the mercy of greedy landowners. it helps if u can find someone u get along w/ & partner up...

@texasgoddess323 thanks I definitely needed to hear that because it's causing a strain on my marriage. We have 2 children under the age of 3 and my husband always reminds me that they are a priority. Because, of course, they can't take of themselves. My mom kind of expects just what you are saying 😢

@@larhondah.2793 Larondah, bless you dear! Plz do not fall in the trap of so many blk women, allowing their single grown mother to affect their lives and marriage. (This is a very unhealthy dynamic that is common in our community.) Have a straight, hard conversation w her. If she doesn’t make better decisions, she may sadly end up in a nursing home. And she needs to know that. She is NOT your child and is responsible for her life and decisions. And YOU are a wife and mother whose responsibility is to your husband and children. Work w a therapist to make boundaries. You two can support each other in healthy ways, but that doesn’t mean you are responsible for caring for her and paying her bills bc of her poor decisions. Peace, Sister🌻

Vote trump. It will get better.

Good for you for planning for retirement! Social security may not be there, people can't and shouldn't depend on it.

@@barbriley6021 I'm 67. I heard my entire life people saying "Social Security won't be there" and I assumed that was true. I was dumb. As long as American is such a rich country SS isn't going anywhere. The US is in very good shape compared to most countries. We can still attract young workers from other countries to make up for our declining birth rate.

I'm 67, retired at 45. Never had anywhere close to a million. How much you spend is much more important than how much you save. I spend so little you would never believe it. I spend less per month than many homeless people. I own my North Central house which has appreciated an average of $2000/mo the past 15 years. My SS check will be $3800/mo (today's dollars) at 70 when I take it. Next year I plan to sell my house and move to SE Asia with $530k cash throwing $2k/mo income so $5900/mo budget. In SE Asia a middle class person earns about $400-500/mo. Americans living there say $1000 is OK, $1500 is good, $2000 is great. "Same quality of life" never made any sense to me. Why would you want to maintain the same life? I'm always looking for a better quality of life. I moved to Phoenix from San Jose CA 18 years ago. No way did I want to maintain the same life I had in San Jose I had when working. I ate out often. Retired I had the time to cook and I love my cooking. Much healthier too. I have time for a 2 hour walk everyday which I love. I get to spend hours in my garden. And now I get to have a great new adventure in SE Asia. Easy flight to New Zealand for great Brown trout fishing. Tremendous dating in SE Asia for a single old man like me. In the US I'm invisible. In SE Asia I can hold the door for woman, chat with a 20 year-old woman without it being a sex crime and she's thrilled for the chat

Not true. Pension plan or social security plus small 401 k savings and stock portfolio are enough need 250,000 to half mil at most even with a small mortgage no car payment no pets I have more than enough for retirement. I bought a second home nearly 2000 sq ft no tiny stuff because nothing is rent or maintenance free.

@@waterbug1135good outlook because I made way less than anyone as a teacher but had more money to travel and buy new cars because of what I saved at least 1k per month and lived below my means for most of my life. No hairdressers or lattes for me.

I'm moving to SE Asia. There are countries for old men.

Old people in general!

Good Point

@@waterbug1135 old pedophile men

Easier said than done..Some people have to rely on SS..

@@javonlattimore2444 Thats why we stress the importance when they are young I do believe that i HAVE ALL THE QUALIFICATIONS TO STRESS THAT

@@carltonipoloknowski4736how does that help seniors now worrying about coulda shoulda

How is that? You're getting a pension, and they're not?

That actually sounds like a deal and I’m not being an ass when I say that. There are a number of 55+ mobile home communities in the Phoenix area with $800-$900 a month lot rent. With that being said you can still find communities for less than that in other cities.

@@orangefield3171 in not complaining that's for sure

Right, for like $10 k more you can get an almost new manufactured home.

Just because the company does not offer a retirement program does not mean you can't open up an IRA at Fidelity or Vanguard.

@@HoneyBadgerFarm forget the ira's & 401k's, they just generate fees for paper pushin desk jockey/beancounters & defer ur taxes til ur old. pay tax as u go & save at the highest return u can find, compounding works so u dont have to

That is absolutely true. Especially in super popular cities like Phoenix. Land has value and they're not making it anymore. But for some reason people continue to pay and live in these dead end lifestyles. Some day they'll get a notice the entire park is being cleared for condos. Then there will be more sad videos of seniors getting tossed out. People who "own" trailers that are worthless and can't be moved. Living in these places is not smart.

Yep. They cleared my mom's mobile home park in Palm Desert years ago to build a golf course.

Right !!!

Regardless, start saving as early as possible, mid twenties is a great time to start putting money away for your future, hopefully with compounding interest it turns into something…..SS is and was never designed as a form of income to live on…..open a ROTH and just continue to add monthly, the maximum…….

You knew what you were getting for SS, it's no mystery. You could of retired later.

There is a limited amount SSA WILL pay regardless of what you made when working.

@@jimhanratty9543people get sick dude

Join a cooperative. Join or help start a union.

I don't know a single migrant that lives better than the average US citizen.

@@marywalters1181 We aren't talking about the average US citizen. We are talking about disabled or retired people. Further look at the news. They are getting a completely free ride. No rent, free medical, free food. Get REAL MARY

Need to stop worrying about the immigrants and start worrying about your own Social Security. This is why you need to vote Democrat. Joe Biden has been trying to make the wealthy pay their fair share of taxes like we do. If the wealthy paid their fair share, Social Security would not be at risk. But keep voting for the Republicans, especially those of you that need your Social Security. If they get back in the office, you won’t have Social Security in the future and if you have it now, it will be reduced. voting is important. Vote blue Joe Biden.

@@MichaelEllison-jr4wg those benefits only last a few months

⁠@@marywalters1181I'm a legal immigrant and I am incensed at how people can just walk over the border and get benefits. I didn't get a dime from the government, had to find a sponsor after waiting for years to get approved for a visa. I had to pay back my plane ticket. It's about having respect for the law, there are processes to immigrate legally, they just choose not to. Without laws and rules you have anarchy.

It’s horrible in the whole country!! It should be free healthcare like other countries!!!!!!!!!!

@@doreen9838 Then the taxes and prices go up to pay for it; there's no free lunch.

Other countries with free health care don’t have high taxes. Our health care is high because of insurance

@@doreen9838 You've never been to Canada or Europe, Income taxes, VAT, gasoline taxes through the roof. Please inform yourself.

Don't vote Dem. Obvious.

Shit, just give this guy a discounted rent he will have it done in one day and maintain it monthly. Great side hustle

@@cindytackett7106exactly! This is how you win in both ends. Pool gets clean, stays clean because they won’t leave if they have reduced rent. Pool care is definitely worth half off rent. Period.

@@cindytackett7106 Give HIM FREE lot rent, and PAY him a small salary to KEEP the place in GOOD shape .... PERIOD !!!!!

The breakdown of the family and society is a root cause for many of our problems. In the past, the elderly could rely on the family in times of trouble or hardship. The family would take them in. Today, there are few (if any) safety nets for the elderly and the vulnerable homeless.

No...Because suing them may get things repaired but, it will also piss them off and raise the rent even more.

I'm 67, retired at 45. How much you spend is far more important than how much you save. You do need something however. I never had a pile of money. Right now I have $9000 total. Not sweating it at all. Most people would think that's insane. And there's the rub. You can't explain it to people but they still get to choose whether to believe and act on it or not. I assume every sad senior in the video heard many times in their life "save for retirement" but they didn't. There are endless books and videos on ways to save and invest. Can't say I see the point of another. People either want to save or live for today.

We had a guy that was a mailman and came in night shift at the newspaper he rode a bike and lived with his mom. He retired long ago and i am still working

Many seniors who are retired today worked additional part time jobs in their 20’s or 30’s to build up retirement accounts knowing SS was just not going to cut it.

This. Collective action will always be more successful than acting on your own. It's the whole reason why housing and building cooperatives are a thing