Interest-Only or Repayment Mortgages 

The meeting discusses the differences between repayment mortgages and interest-only mortgages, particularly in the context of property investment. The speakers, Tom and Lewis, share their personal experiences and perspectives on the pros and cons of each approach. They highlight how interest-only mortgages can provide more cash flow and flexibility in building a property portfolio, while repayment mortgages can lead to outright ownership of a property over time. The discussion also touches on the option to switch between repayment and interest-only during the mortgage term, as well as the potential benefits of holding properties in a limited company structure. Overall, the meeting aims to provide a comprehensive overview of the considerations involved in choosing between repayment and interest-only mortgages for property investment purposes.