I've decided to stop investing in BPI UITFs with their massive increase in the their trust fees! Specifically, I've been talking about the dependable long term returns of the S&P 500 on this channel and since we're looking for a feeder fund tracking S&P 500 ETFs, I've found many alternatives from BPI's competitors. In my previous videos, I've discussed alternative S&P 500 UITFs from BDO, EastWest Bank, Metrobank, and RCBC. We've crunched the numbers and factoring in their different trust fees as well as minimum investment requirements, I've narrowed down my choice to two: I'm choosing between RCBC and EastWest Bank UITFs as my new home for my investments! Factoring in the different variables, they have similarly performing UITFs thay would yield the same returns over the course of 10 years with regular investing as shared in a previous video. In this video I'm sharing with you my choice and more importantly, the decision making process and considerationa on how I went about this decision!
More importantly, has it been worthwhile? My new bank requires a bit more manual work than BPI. Is the manual work worth it to get lower trust fees? This is what we'll look to figure out...
#sp500
#uitf
#bpi
Sub count: 7,741
3 май 2024
