1. Simple term life insurance 2. Mediclaim for all family members (no floater plan) 3. Emergency fund for atleast 6 months 4. SIP in index fund (direct plan) or index ETFs 5. Individual stocks (marketcap more than 5000cr) 6. Gold and Silver 7. Real estate like open plot, agri land, commercial shops, REITS (one house where you stay....no more flats) 8. If still you have enogh money, explore some more options with calculated risks
@@user-wc2vj6yb3k "no more flats" basically don't buy flats as an investment. It can be your primary home, but not something you want to flip. Generally, they give poor or no returns. But then there are the Camellias in gurgaon which went form 5cr to 100cr
The biggest drawback of clubbing insurance and investment is when you dont have money you can any time postpone or stop your SIP and still keep your invested money in the market invested, but in case you run out of money and you skip the installment of Insurance their are chances the company would stop your Policy. ;-(
Nikil kamath who is the co-founder of zerodha and linked to both zero1 and varsity indirectly or directly. Content of both this channels and website are some what linked to personal finance or financial literacy and he is giving it out for free then why did he invest in 1% club if the concepts are overlapping
Please please please. I have a question in mind. I need clarification as a video: Should I sell my MF units after every 1 year to get 0 tax on LTCG if the interest in less than 1 lakh and.. use that money to reinvent? Or should that be okay to leave that money as is for longer duration say: 10-15 years
I think he meant ULIP when he said insurance. ULIP plans are back in action these days, bas with different fancy names, like suraksha, samridh parivar etc.
Why all of a sudden zero day is looking into other mutual funds now when they launched their mutual fund product. Why happened before that. Illogical mals
yes, but they should put the complete picture, they just talked about the ease of index funds and difficulty in investing in stock yourself, they didn't even touch on active funds, which I feel is misleading.
Hello prateek sir I like your videos and especially related to the Stock market. Recently I completed my MBA from NMIMS and am looking for job opportunities in the equity market as a trainee or intern. I have a practical in depth knowledge although I made some investment based on many thoughts and personal understanding. Can I get a chance to connect with you. I am very passionate and enthusiastic to gain in-depth and practical experience in this field. Hope that I get a chance to connect with you
I invest in monthly SIP, it's been 2+ years. Now, just being curious, is it possible to to stop the monthly SIP and convert it to lumpsum? Let's say after 24 monthly SIP, I don't want make monthly sip in that particular SIP, infact I want to keep that in hold. And buy some other monthly SIP. That way my monthly investment will remain same, I'll able to hold for longer my old sip without reinvesting and also get chance to buy new sip with same monthly amount. Is it possible?
I don't know if you guys will reply but i have some doubts regarding CAGR vs IRR. What happened is that since the last 3,4 years, there have been a lot of "Fin-fluencers" on RU-vid giving you "Insights" and "Knowledge" regarding financial investments. And more often than not, they will use a screenshot of their CAGR returns as a leverage when "Teaching" people "Investment Strategies". What you guys can do is create a video or even a short where you guys go over various ways to judge how well someone's portfolio is doing, and how popular metrics like CAGR can sometimes be misleading.
Well if I am not wrong and if my understanding is correct,there is no difference in return if the money has been invested for only one year and the other thing is I am pretty most of the brokers do not give IRR or XIRR to the investors including zerodha Please correct if I am wrong
@@dgr8oneme so you are exposing yourself that u have no idea about what I asked, and just wanna play it cool Btw my English is way more better than your sitty reply
@@dgr8oneme also I have no idea (100% of people have no idea) that u came out of your mother's belly being an expert in finance, wow u must be working for Buffet or someone of his calibre 👏🏼
