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Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
Most people either do not understand the power of compound interest, or are just impatient. For the average Joe, however. I think it is just best to invest in the S&P 500, and just wait, which is reliable, albeit extremely long-lots of years. Or just use a professional analyst and speed up wealth creation. Most people underestimate the power of the latter
You're absolutely right about the power of compound interest and the long-term potential of investing in index funds like the S&P 500. For many, passive investing in broadly diversified funds can be a reliable strategy over time.
Employing a professional financial analyst or advisor can certainly add value by offering tailored advice, portfolio diversification, risk management, and timely insights. Their expertise can potentially speed up wealth creation and navigate market complexities, but it's important to choose someone reputable and consider their fees, as they can impact your overall returns.
I'm actually interested in this idea of investing through an analyst. Sounds like the most sensible thing to do in the market right now. Could you give me a pointer to who you work with, please?
BRICS seeks to create a new currency, considering gold's historical role as a store of value and medium of exchange. However, the functionality and acceptance of a gold-backed currency in the current global financial system are uncertain. Creating a new currency requires careful consideration of economic, political, and logistical factors.
@@ashtonbrumit5177 alright mate! Just dont forget me in the future! I am faithful that one day you will revisit this comment section and inform me about the job openings in your company! Dont worry bro I will be there 😊😊. Anyways Shotguns on the marketing department 😤😤
Great distinction between finance and accounting. Finance can yield a lucrative career, but you'd have to enjoy it to get the "career satisfaction" you're looking for.
@@jonathanchen9587 you can or minor in one and major in the other. Depends on which u r more interested in. I took an accounting class and its ok but In my gut its telling me finance.
I wanna invest in forex, stocks, crypto and i plan on going to college for this fall semester after wasting 2 years after high school deciding. Which major do you think I should take if I wanna take a career in investing, I wanna do finance or computer science
@@botboi2238 well it’s probs real late lol 😂 but it’s going great, like it’s not super easy to study but obviously it’s very beneficial for your future cuz there’s many careers u can get into and different pathways you can take. Also I’d say it’s good to do some computer science with it too, that’s what I’m doing in college as a major/minor
I think another factor is actually liking the people you work with. Doesnt matter what job level it is, work is ALWAYS better when you like the people you’re around
Also some of the Finance degree Hours at a firm are insane. Divorce and poor personal meaning scores are low in the field. I would never be one to say "money isn't always worth it" (as long as the morals of the money we are talking about are legit). But it is worth thinking about the work life balance you want. Finance in some ways is the antithesis of being a doctor. All the same hours and lots of money for the right candidate, but none of the ethical or moral prestige that doctors get to stand on most of the day. The only slight differences are the knowledge requirement (4 years at a target school with outstanding grades).
@@ShaneHummus hey Shane currently I’m a CS major but I am considering changing my major due to the fact that I have experience in the financial industry for the last 5 years as a personal banker and I like my job so I feel it would bring me satisfaction also I have an associates degree in math so do you think I would find it difficult? Any advice thanks
I'm still confused and don't know which business major to choose but I have been keeping my eyes on finance for a while and this video really gives me so much advice.
Your major doesn’t really matter. Focus on internships and networking. The difference between business majors is like 2-3 courses. None of them will train you for your first job anyway. Business degrees are the new psychology degrees: they’re enough to check the box, but you don’t really learn anything.
@@blackvelevet3172 same 🥲🥲 I’m into chemistry and wanted to major in a chemistry major but I didn’t really like the working environment, so I think finance is good for me
As many other people mentioned, apply what you learned to an industry you’re interested in. Not everyone needs to be an Investment Banker, Wealth Manager, etc. because at the end of the day a finance degree encompasses everything. Best of luck to everyone!
@@chaseramos4865 Hey, I'm 17 too looking to invest in some assets as well while I take the next step to college. Do you mind telling me what you've started investing in?
same haha, i start investing like around 17, put in $1000 of my savings. Now 21, that amount alone turns into $2,000. Not much but it will add up like those comments said. Good luck on your finance journey
Also, the highest paying entry level finance job is investment banking. Including a standard bonus as well as base you can easily make $140,000 in your first year with upside to double it within a few years. You’ll have to grind like crazy on the hours side of things but it’s the most lucrative (and competitive) finance gig out of undergrad (assuming you’re not a genius quant and that PE / VC / HFs aren’t recruiting much out of undergrad)
@@electrowolf6260 it’s going really well. Just got a internship in my last semester and have gotten a ton of interviews. I’ve also learned a lot of valuable information that employers look for.
@@christopherpumarada1927 that’s great! I’m currently a senior in high school taking intro to Finance and Marketing from my professors (college dual enrollment). So I guess I have some experience in knowing what’s it like. I’m not sure which degree I want to study in, either finance, business and admin. Or economics. I was thinking of investing but I’m not sure which major is for that. I could be wrong
@@electrowolf6260 I would definitely recommend Finance, you talk a lot of stocks and bonds but also deal with other things such as financial statement analysis.
The more videos of you related to business I watch, the more indecisive I am about which business degree is the best 😭😭😭. Fabulous video, though! 😍👏🏾👏🏾
I'm just wrapping up my first year of core business classes moving into my majors next year. I'm majoring in both finance and management. Just wanted to pass on that, even 3 years on, this video is still providing value. Thanks
Please focus on internships. Your first job is the hardest to get. An internship or two will help you far more than an extra major, especially if you’re not at a school investment banks recruit from.
For the longest time, my parents have pushed me so hard to get into nursing. According to them, the medical field is really the only thing worth getting educated in. I did some pre-reqs, but I just didn’t feel passionate about it. My heart does not lie in nursing. After being accepted into the program, asking for a deferral, and having it granted to me, only to call back the next year, and being told that they will no longer honor my deferral because of changes made to the program, I just took it as a sign. Something about finance, just feels right to me. I was scared to take the risk, but this made me feel so much better about it. I’m going to change my major when I enroll back in school. Thank you for this informative video, and giving me to push I needed to follow my own path.
I remember asking (commenting) you about an international relations major but I have now taken a solid path which align my interests (being global) and management of money(which I think is one of the most useful skills) The combination is Accounting and Finance and I came to this decision all thanks to you. I’ll be starting this month at this course soo thanks man.
I’m 20 yo and ppl didn’t think I would go to college and I didn’t either, I was just thinking abt getting my welding license and calling it my life. But tonight I was I was looking at degrees and an actual college and I saw finance. It put a grin on my face bc I love to learn stocks and patterns. It gives me hope 🙂
Thanks for the info!! Personally I’m planning to do a double major in Econ and history (focusing on Econ) but I can definitely see myself taking an elective or two from finance especially since Econ and finance are so interrelated
Econ & Finance double major here. I honestly couldn’t find an entry level job in my field. The only ones that would give me a chance would basically just be in sales, which anyone can get into, plus I hate being a salesman, I was hoping for something more on the analytics side of it, but ultimately ended up settling with being a paralegal, which I’ve been doing for about 5 years. Currently researching whether I should move forward with law school, getting an mba, or making up the courses I need to get an accounting degree. I wouldn’t say Finance was a waste though. It gave me the knowledge and confidence to take advantage of the covid dip and getting out in time as soon as I heard the Fed was raising interest rates this year, and made about a 60% ROI as a result. Just went back into investing recently, so I’m probably among the relative few this time around in the green zone, but it’s still disappointing that I couldn’t get an actual position with it
is there a specific reason you couldn't find a job with a Finance major? I'm pursuing an undergrad degree in Fin right now and am considering adding Econ as a dual degree or a minor... would love to hear any insight! :0
@@kira-lm6yy Sorry, I thought I had posted a response, but I’m not seeing it on my end, so I’m basically retyping it. Ignore this if you did see my first one tho, youtube is weird sometimes lol. Finance is just over saturated. There aren’t really many entry level jobs around for the amount of people graduating with that major, so whenever one opens up, you have an overwhelming amount of competition. Economics also doesn’t really teach you a skill set that people would be willing to pay for, unless you go all the way to a PhD and become a professor. Accounting is honestly the way to go imo. It’s a complete contrast. There is a shortage of accountants rn, so you can easily land a paid internship or part time as you study. Even the big 4 are pretty accessible to work with this time around. There is plenty of flexibility due to the number of things an accountant could do: Forensic accounting, managerial accounting, financial accounting, auditing, controlling, cost management, and even finance jobs like financial analyst. So I would do finance + accounting as opposed to finance + econ. It’s just more practical, but accounting is so solid it might be all you need. Finance would just give you a bit more of an edge lol. That said, if you really don’t like accounting, I would ask your professors for advice. They are your mentors after all, and they could even refer you depending on how well connected they are! Hope this helps!
@@JackDaniels-ee1fo ... I appreciate your reply here. I was a business major, with a finance minor, and I got my first job visa a family friend... And now find myself job hunting... And I'm looking up info on different career options. Leaning into finance vs accounting, vs sales, etc. And you're experience is useful to hear. Thanks
@@breakingthemasks Hi! I ended up deciding to make up the credit hours I need to be able to sit for the CPA. As I’m pursuing this goal, I was able to land a position as a part-time staff auditor at a CPA firm. Not sure that I want to stay in auditing, but it’s good experience for any subsequent accounting or finance related job. If you are planning to pursue further education, I would absolutely recommend accounting. It enables plenty of opportunities, and I think it’s easier to land a position anywhere as a student because of internship prospects. The only problem is giving up a good salary for a while as you are doing school, but if you can manage I think it’s worth it, primarily because of the current shortage of accountants. Firms are looking to hire and retain people for accounting, so you are more empowered to decide where you want to work at, and negotiate a competitive compensation, and it only gets better as you gather more knowledge and experience. However, I get accounting is not for everybody, and it also depends what you want out of a job long term. Although, please note that many people get the wrong idea about accounting from school, thinking that the stuff you do at school is what an accounting job looks like every day. This isn’t the case. Lots of procedures in accounting use software now, so it’s a lot easier in practice than it is in school. Plus, you mostly just deal with spreadsheets and do data entry, and other such grunt work when you start out, so you begin with a smooth sail. Sales could be good tho if your charisma stands out, and you could out-earn anyone, but it’s a risk for it being mostly commission based and dealing with quotas. I understand every person is different, but I hope this insight helps with your own decision moving forward! Best of luck!
I'm working on my MBA with the goal of Financial Analyst as I graduated my BA in Communications, discovered it was a potatoes degree, researched a lot and did some personal research that I wish I'd done before my 4 year degree and started my MBA
That sounds like me.. I did my BA in Advertising minor in Marketing and all I can get is Sales type jobs.. I started an MBA a long while back but quit after completing two courses because I literally failed but they passed me with a B anyway.. I was to scared to keep paying all that money and failing but having them still pass me, But then I realized once you get into an MBA no one fails as long as you go and do the work.. Its okay it was from a no-name school so probably wouldn't have helped much anyway.
How's it going with your MBA program? Your path sounds like mine. I got a bs in business, with a minor in finance, and I'm considering moving into an MBA program to try to get into a better pay bracket. How are you working while doing the MBA program? I'm a bit afraid of doing a full time job and also trying to work at the MBA program.
We have similar stories. I have Bsc in Mass communication and major in Journalism which isn’t well pay in my country Liberia. I was just working with radio stations and TV station which wasn’t paying anything good so I am now doing MBA and majoring in Finance. But I am still grateful for the communication knowledge which added more values to my career now.
I work at a car dealership, and the finance manager has it easy, just sell gap insurance, extended warranty, etc...long hours though...and they drive the best cars compare to all the employee at the dealership. They just sit back and wait for a deal to strike between sale team and customer then see if you can sell add ons
Finance as a field is much broader field than Accounting; sure in Accounting there is Tax Accounting , Financial Accounting and Managerial Accounting but these subjects are still much more strongly related to each other than Financial Economics, Financial Engineering /Quantitative Finance and Corporate Finance. Corporate Finance is closely related to Accounting, this is not the case for the other two areas of Finance that require different expertise and tend to attract different people. PS : I am studying Business&Economics with a specialization in Financial Economics.
Isn't Quantitative Finance gear towards STEM majors and not really for pure "business" students? I always thought that there was a divide between that and vanilla accounting/finance.
Thank you your video helped give me some more information about a finance major. My career right now is in healthcare as a healthcare provider. As much as I love it I've been thinking about different careers to change into. I learn as much as I can about finances and economics when I'm not at work and love doing research.
@@ShaneHummus Your video inspired me to go into accounting, but I am wondering as an ENTJ if I would prefer finance because introverted intuition is a very future-oriented function. What I would love is to work my way up to a leadership or management position in the company of choice. So I just wanted a flexible, pragmatic biz degree.
I’m turning 15 and during this quarantine I self learned everything I need to know and learned to invest money and forex trading. I thought that I wouldn’t attend University but now I know that i’m going to graduate finance and economics!
@@alexbrighton5246 Youre only 13 yourself haha. Telling off 11 yo’s, have you reflected on your own age? In the grand scheme youre as far as making a uni decision as him.
I'm a double major with both finance and economics. I now work as a financial advisor and all I can say is I hope you like sales.. if you don't make sure you get an accounting degree
@@ANa-qt7tt pros are the schedule, pretty much being your own boss, the growth potential, earn based on how hard you work (sometimes), cons are that your paychecks fluctuate a lot, the success rate is very low, a lot of it is kinda luck like yes skill comes into it but if your a good rep you aren't going to sell someone something they don't need and then you run into the issue of finding people who need what you have most time you do but not always. There's a lot to it if you have specific questions feel free to ask
Cheers Shane, I'm currently working in production finance and learning more about the corporate structure in TV production. Good to know there's some longevity within the sector, ie relatively automation proof. PS - can relate to the stress but relatively well paid for the work I do 🙏🏾
Hey Daniel, decision day is coming up in about a week and I’m very interested in Finance. What kinds of jobs do u need experience in before being able to work in production finance? And are you a manger? When I looked it up i’m seeing a lot of production manager jobs
@@ryleyfernandes_1565 Many apologies for the late reply, I didn't see your message. I amassed roughly 16 years of work experience before working as a production finance coordinator (when my message was published). I was promoted to project manager, overseeing digital commissioned projects. However, I've worked in the production office. Also worked in rights / business affairs and in scripted development.
@OnlineEcosystems Thanks for sharing. There's been a lot of instability in the industry. I'm based in the UK, and our unscripted sector has taken a hit. Lots of freelancers are unable to find work. I have a background in scripted production, mainly working for major TV broadcasters. If I were to stay in the industry, I'd consider going independent on digital platforms.
1st year student majoring in finance is watching this video haha, I will study risk management along with finance next year, dky i love finance more and more every day, never regret this way!!
It seems very decent. As a guy who worked in Fiscal I can say it is very valuable. Starting salary is around 40k on average. Not the best, and 90% you won't hit the high salary till your 40s, but you will definitely get there. But I strongly feel automation will catch up, and quickly. Half my job was just watching numbers, at least on the entrance level. And if in the entrance level there is automation, it is very difficult to get to the higher stuff. So you need a bit of luck to get into that good stretch, because at the end of the day you're still expendable. High Risk, High reward.
I think there are two routes in financial career. One for who are interested in working in banks, management positions in companies, hedge fund, investment firm those. You will need to graduate from Ivy leagues school or top business schools or getting CFA designation. Second for those who want to leaning to sale sides with personal financial couching, financial advisor, you will need to get CFP, CHFC.
Hi Tuan. I guess you are Vietnamese (99% sure). I'm from Vietnam too, and I'm leaving in US. Majoring in Finance. Your knowledge is amazing. Do you mind sharing some of your knowledge with me? It will be a great chance to learn from you.
My experience: Finance is oversaturated kind of like law. The “best” jobs when you’re talking about top corporate finance jobs, corporate/commercial/investment banking are pretty competitive. You have to network a lot, build out your resume, and be ready to grind for the job you want. I landed a banking job at a bulge bracket bank but got rejected many times and spent countless hours networking and grinding to improve my resume and skills. Caveat: I didn’t go to a “top” school. I’d imagine if you’re at an elite university this opens a lot more doors.
I heard that the people who couldn’t do accounting go into finance, is this true? Finance is more interesting than accounting. It is easier for accountants to learn finance, however, not vice versa. I also heard that finanical analysts typically have accounting degrees!
Hey Shane! I’d love to hear more about your personal career decision process. Why did you choose pharmacy? It seems like a great field other than the relatively low job outlook. Another story time?
Not mentioned here, but there's the elite world of high finance: private equity, venture capital, hedge funds, investment banking. These are the Rolls Royce of jobs that finance degrees enable. Most rich finance guys are from high finance (if not business owners), not from being a finance manager or some corporate role.
Thanks shane for doing so much for us cant thank you enough ,you are like one stop for every career info!!! A request from my side please give your insights on BBA.Thank you.
I was under the impression that having a simple job in finance would guarantee that I don’t work slave hours, have weekends and holidays off. That’s all I care about really. Aren’t there many solid entry level finance jobs that are like that? I want to get into the field but Im not competitive and don’t wanna do commission based work. There has to be mindless Monday-Friday 9-5 jobs that make considerable money. I’m from NYC btw
Those jobs don’t exist unless your dad is willing to hire you to work at the family office. Finance is competitive at the top and low paying at the bottom.
@@ShaneHummus another video idea. Maybe dive into what the MBA can offer in the many concentrations e.g. finance, accounting, supply chain management, cybersecurity intelligence leadership, engineering leadership and innovation management, etc.
So glad I came across your channel. I’m a sophomore in college who’s feeling a bit lost about what to pursue. Unfortunately my interests and talents are geared towards the humanities/social sciences so i’ve been very stressed about career prospects. I was thinking about combining anthropology or history with a stats degree and a minor in writing (since it’s an in demand skill I actually like and excel at). The only issue is Stats is incredibly dry to me and I’m not sure id be able to push through it at the university I go to. My school is pretty prestigious and competitive and it’d be incredibly difficult to complete any degree here that I don’t eat, sleep, and breathe. The plus side of the prestige is we have a great alumni network and tons of recruiters who come here even looking at students who major in traditionally “non-practical” degrees, but they almost always also study something that requires quantitative reasoning skills. I’m trying econ although that’s my university’s biggest and most competitive major so I’m not sure I could measure up. Plus if I wanna study anthro I’d think I need something even more quantitative than econ... so ya pretty lost. Thankfully I don’t have to worry about debt and my parents don’t really care what I study as long as I do well. Although, I come from a very high achieving community where everyone goes to top colleges and get funneled into high earning careers so it’s hard not to compare. Like my brother recently graduated from harvard with a degree in computer science/ai and I’m just ❓❓
Hey Natalie! how are you? My best advice is to find the balance between passion and practicality. Plan it out well. I might make a video about this in the future too so stay tuned
It's my understanding that if you want to pursue a career in anthropology you would typically need a Ph.D. Even then, the field is still highly competitive with relatively low pay. Seeing as you seem to be interested in a degree of practicality, that might not be a great idea. Also, if you're afraid of the difficulty of an economics degree, I would definitely stay away from statistics. The math will be much harder. And to get a job in it, you will either need a master's in stats (which practically requires a bachelor in math) or you will need solid coding/programming skills. There are a few jobs where a stat bachelor is useful, but they typically entail *designing* statistical experiments. Jobs that entail statistical analysis will usually require deeper math skills. I'm majoring in quantitative Economics, so it's relatively math heavy, but if you do "general economics" the math should not be anything too difficult. The "non-quanitative" economics classes I've taken have actually been quite similar to history classes. They've taught how economic thought has developed over time in certain areas. With very simple math to help describe it. For those reasons, It would probably pair very well with a history major. And the history would also sharpen your writing skills. Economics is a very "in demand" degree with relatively high pay and also a great degree of flexibility as to career, if you're still not sure what you want to do. It sounds like you're interested in anthropology, stats, and writing. Honestly, economics has a lot of similarity to all these areas. Anthropology is about systems and their development. You're gonna learn a lot of that in econ. Statistics is about uncovering knowledge and trends from data. You'll learn that in econ as well. But also using economic theory to gauge the response of the economy to some stimuli will be very similar to the types of inferences that are made using statistical theory. As for writing, economics is only meaningful if Its' insights can be conveyed to an audience. And economics is a lot wordier than many people assume, especially if you go down the general track. Those are just my two cents, but I wanted to let you know that economics isn't super "math-y" unless you like it that way. And that the type of thinking that you appear interested in is very similar to economics. If you have any underlying interest in economics, then I would recommend it because you seem fit for it. It is usually destructive to compare yourself to others. And yes economics is one of the most popular majors at all universities. Yet it's still in demand.
I was thinking of becoming a doctor or engineer. But those careers do not really spring a great interest in me. But Finance has me excited and interested. I will look more into this, thanks very much!
I hate to ask this but would you mind sharing how much you make fresh out of college as a financial analyst? I've been debating betweeen a finance and engineering degree but I'm most likely going to pick the one with a better salary.
10:32 ironic you say we shouldn’t work at a dying industry... and then say we should sell life insurance.... quite literally an industry about dying lmao
I used to work for HR (CLIENTS ALL OVER THE U.S) and 9 times out of 10 they didn't care about your minor or concentrations. HR didn't even care if I verified their minors. they just wanted to know they had an MBA. I now work as a finance counselor for a college and I have no college degree related to finance, I just have experience. It's crazy that people spend so much money on college but it has so little payoff unless you get a master's
Agreed. My broker actually did his undergrad in psychology. Bachelors degrees are the new high school diploma. The only time majors really matter are in STEM fields. Most masters programs in STEM won’t even consider you if you don’t have an undergrad in a related field. This is because STEM majors actually learn something in undergrad.
One thing about finance is you have to work way nore harder in the beginning but eventually once you get everything going good made investments you wouldn't have to work as hard in the future as other people.
Maybe try accounting then? I myself am looking into which degree to get in university and seems so far that ones that are more extroverted go I'm finance and the introverted go in accounting
Hey Shane, I am currently majoring in finance with a minor in MIS. I was wondering if you thought this was a good idea to work in finance for the tech industry or if I should minor in something else like Economics or Accounting.
Do Accounting! Econ seems to oversaturated and too broad. I think alot of problems in finance are solved by just sitting down and crunching the actual daily numbers in a formal structured way.
This is what i did! I was in Media (Advertising track) which is demanding career and also Advertising is related to Business. But still i wanted a high paying career so now i'm transferring my media design degree to banking finance.
For people in Finance, where can you find the more normal, 40 hour work week careers. Investment banking isn’t the only finance related career field. There has to be other finance related jobs that offer a more normal work life balance.
I loved finance. Graduated in 2007 and couldn’t find a job. It was a bad year to find a finance job. But for years after I couldn’t find a job. What pissed me off is I went to a bank and the job I wanted had a total idiot that didn’t know anything related to the position. I asked them “how did you get this job? Cause I am teaching you about these products, and your supposed to be teaching me” Ya my degree is useless. I’m in marketing making 6 figures
Wow this video was really good timing for me. I have to pick a major before next semester and I can’t decide if I want to go with Finance, Accounting, or information systems. The workload in finance does sound pretty difficult but might not be that bad if I enjoy the job. Great video!
@@nycto16 sure bro. Keep telling yourself that. Ill keep my dozens of job options while you are just qualified to sell financial products at a sales job or your job gets automated in the future. Finance is a decent major. However MIS is far far superior.
Some finance guys make millions of dollars but you have no idea. Those who managing portfolios, assets and funds. Specially hedge fund that uses risky strategies and tools such as short sell and heavy debt.
One thing to consider is that truly good jobs in finance are virtually reserved for graduates of very elite universities, or so-called “target schools.” For investment banking on Wall Street, your chances of landing a job with a degree from a school that isn’t ~Top20 might as well be zero.
@@oceanblue5794 Yeah these are considered target schools, especially Penn and Harvard. Stanford not so much because it’s on the West coast. The most represented schools in the most desirable investment banking positions are (not accounting for population of school) Harvard, Penn, Cornell, Columbia, NYU (probsbly almost entirely Stern)….
I’m a bag chaser . Idc if I like it or not . My motivation is the money . If you paying me 6figures or close to it starting out with room to grow and possibly have my i on em business learning how to invest . I’m happy
A Finance degree is only as good as the school you get the degree from. Banking jobs are extremely competitive and you are gonna need a high ranking business school to back your CV.
@@davidfoust9767 Whiplash95, this guy's piece of advice is actually not bad. In finance, the people who make tons of sales are called "rainmakers" because they are the ones who bring in the most business using personality and sales skills. They also get paid the most at investment banks. My point in general is that the ability to make sales is a skill coveted EVERYWHERE because business doesn't happen unless you make sales. All else is forfeit without sales.
I am studying business in community college but I want to get a more specific major for my 4 year degree so I think Finance is going to be my goal instead of business management
Do you think a finance major would Fit well with a computer science minor would be a good combination ? I want to have skills of finance and I have a passion for it but I also want to have that tech flair to my degree.
