Is Medicaid Coverage Better or Worse than Private Insurance? 

I get free dental checkups on Medicaid lol. Free everything. I am so thankful for it. I'm a 24 college student with no income. Basically one step above homeless. I need my healthcare.

Medicaid varies from states to states. Personally, Medicaid saved my life and pays for my medicine. Private insurance constantly found excuses to deny coverage. These were tests that aren’t expensive.

The quality of the content of your video is great. Very impressive and useful. Will be waiting for more updates. Keep posting.

Hey, is there any episode on Direct Primary Care?

Any hope for an audible version of your book? I have a voice actor that owes me and want to support the Healthcare triage mission...

The problem is that a huge numbers of providers don't accept medicaid. In effect this makes it so you have to wait much longer for an appointment and for a specialist you might have to drive much further.

The problem with Medicaid in most places is the incredibly small number of providers who will accept it. In some medical specialities - such as outpatient psychiatry - this means that patients can not get any access to providers.

How do the Rand study results compare now that healthcare prices have risen so much? A 90% AV plan in the 70s would be like a 97%+ plan today in terms of actual out of pocket dollar amounts indexed to wage growth.

Hey do they pay you for residency? For surgeon program

The bottom line is, it depends upon the person, healthy or sickly , responsible for their health or not. Funding by private or public insurance may have little effect on the outcomes of treatment. People who have emphasized preventive measures will most likely be responsible and have control of what happens to their health.

I've seen a lot of RU-vidrs show off their funkopops, but that bobbleheaded little dude over your right shoulder is by far the most exclusive and rare one I've ever seen. Smart move keeping it in it's original packaging my guy!

Great video! I'm not sure if you guys have made a video on this before, but I would love a video on a sort of 'ideal' US healthcare system. I'm not sure one exists, or if it exists, if it could be statistically proven to be the best (I imagine the criterion for 'best is subject to debate). The NPR radio show planet money made an episode on ten or so changes to the tax code with bipartisan support. They didn't interview politicians but economists who identified with different segments of the political spectrum. That is one of my favorite episodes of the entire series because I think it outlines many practical, reliable changes which have arguments based on data and principles independent of political affiliation. Anyway, I loved the episode. You guys and gals are the best.

Patiently awaiting a video on CHIP :(

I’ve had three different private insurance companies and medicaid is better by far.

How about comparing Tricare?

Hello. Which states give the most Medicaid and Medicare Savings Program QMB to help poor people pay for what Medicare doesnt? Thanks.

The state just sent me a card that says Medicaid on it. I never even applied for it. I have BCBS for years now. What do I even do?

There are people who are on Medicaid that aren’t poor. If it wasn’t for Medicaid some people in my family wouldn’t have gotten things done. Plus they weren’t poor or low income , it’s that the private insurance kept denying them.

If you are having a hard time finding providers, ask to get a care coordinator, every insurance has them, even medicaid insurance companies. A care coordinator will help you get what you need.

Medicaid for me was a vast improvement in coverage a service was waiting 2 weeks plus if I need as doc on private insurance on Medicaid it is 7 to 10 days was paying 520 a month for that with a $40 co pay. Medicaid

The issue isn't a comparison between Medicare versus cost-sharing its Medicare versus massive profits

The health care system is incentive not to get injured or sick.

I have the best insurance in IL I have @countycare. They are so good to me and I never have to worry of not being able to get the care i need. I got a wheelchair, i got diabetic shoes, glasses, all my medication, countycare is amazing. Blue cross would not even cover my thyroid medicine. My sister with ataxia of the cerebellar has united and they stink big time. My mom who is 82 and still more vibrant than most young people, has aetna and they often stick her with a medical bill because they wont pay it, i feel blessed. County care is awesome. 👏 i love my insurance.

Medicaid varies state by state. In New Jersey the state pay private insurance companies to cover people on medacaid. So you public fun des insurance with the delivery of private insurance it works quite well.

Smart discussion

i see many specialist with medicaid its very easy to find one i found specialist now and years ago its very easy to do

I'd much rather be on Medicaid than private insurance! It would make every aspect of my healthcare exposure easier and better.

Definitely depends on state and medical condition, PPO private insurance in my exp is better than HMO private insurance, I’ve seen where Medicaid patients seem to take longer to see then a person that has private insurance again all dependent on doctor facility, medical conditions and what legislation is in place at the time, I’ve had better exp with PPO private then Medicaid

As others have stated it varies from state to state. I live in Louisiana and about 10 years ago I applied for Medicaid (I was one of the working poor) and I was told I had to be disabled for one year to qualify. On the other hand, my cousin's wife has never worked and she got Medicaid on the spot when she went into the hospital for an emergency situation.

What happen to the series on guns?

This guy gets it!

Here in California it is way better than private. No co pay, no out of pocket. The county that I work pays 2000 per employee for health care and the coverage is way less than Medicaid(Medi-cal).

meanwhile in australia... (laughs at the clusterfuck system that america uses)

If I had to go onto a private plan I would become bed bound, and probably lose several years of life, from being unable to get my medication since I make near no money. Medicaid sucks hard, I can't get most types of specialists to see me and pay out of pocket for office visits (thankfully I've known them for years so they charge me the minimum and write me off as charity care), BUT I can get ALL of my chemo therapies I need for my autoimmune disorders for FREE along with all the other prescriptions I need.

The US healthcare system is fucked in general. They want everyone on private insurance and with medicaid they barely pay anything, at least in the pharmacy setting. It's actually an issue that medicaid pays less than the cost of many drugs for those on it.

Can you do a video on the executive order Trump made a few days ago? I get insurance through the exchange markets and I'm not 100% sure how it will effect me.

Wonderful video, but the way he pronounces the name of my home state, Oregon, is... interesting. We call it Or-uh-gun. Not Or-uh-gone

Absolutely everyone I know on Medicaid says that it's the worst medical program ever. A simple HSA with a few thousand dollars would be better. For dental coverage, for example, only extractions are covered. When people find out that they're stuck with Medicaid, many don't even renew because most doctors, clinics, and many hospitals won't take it.

i love medicaid i dont pay a dime every thing is free i love it

Medicare for all

I think you are missing something. Not all care helps people: primary care has measurable impact. The rest, while it surely helps, has no measurable impact on the health of large numbers of people. I would argue that insurance, even Medicaid coverage, improves health ONLY to the extent that it improves primary care access. Of course, primary care has no credibility without secondary and tertiary care. Perhaps the zero cost sharing should be limited to primary care, at least for low income people.

Not everyone is just lazy and leeching off the government. I am disabled with spine damage and neuropathy and severe migraines from the spine shooting into my brain and my limbs. Surgery is only 73% success and often ends up making things worse. . I cant work even part time so i am stuck. I do have a great insurance and i am grateful its available. Not all people are young and too lazy to work. Honestly.

It is private Insurance.!

Colorado state is terrible because they cause so much stress with there lack to ability to process over complicated paperwork.

i love medicaid it is very very good im very satisfied with it i thank god i am not the working poor

Medicaid set me up to fail. They got me in but when I failed to make my day at the food stamp place, my Medicaid got cut off with my food stamps. Now Im a cancer patient with no DR? My Doctor basicly told me to find a new dr. So after spending 250k on cancer surgery. I wind up sleeping in my truck fighting the system. And they wasted 250k Fuck medicine. It's a racket.

It's Or-e-gun, not Or-e-gone. We haven't gone anywhere, thank you very much. Just being nitpicky. Great show otherwise.

Bruh Medicaid is way better , private insurance charge a hell of money and still charge you copays and other stupid stuff. I wish I was on Medicaid a long time ago. I get everything for free!!!

I don't know what kind of medicaid yall got but my medicaid coverage gets me the least....theee very least medical coverage available. When I had my private insurance through my employer I got examined with fine tooth comb and treated with every possible option available. That's a complete lie that medicaid is good health insurance. Medicaid gives you the very least possible care to keep you from croaking over!

Do an episode on cash-based medicine. It's infinitely better than anything the govt provides, and the reason that healthcare costs have skyrocketed is because everything is covered by insurance. Seriously, look at how much your insurance gets billed for something as simple as a tylenol prescription.

$6000 Deductible: One of my doctor is now trying to collect from a patient the rest of his fee since the patient never met the huge $6000 deductible. Of course, the patient has fallen off of the planet.

The only developed country that doesn't have affordable health care for low income people. If you're not capable to do it affordable your way, do what all developed countries did - it's called SINGLE PAYER SYSTEM.

HEALTH CARE : Europe vs America WHATS IN IT FOR THE GOVERNMENTs and THE PATIENTS and why EU WINS European system costs 11% of GDP against 19% in the USA EU HEALTH CARE IS ALL INCLUDED THE USA NOT USA life expectancy is 42th in the world on the world ratings. WHATS IN IT FOR THE EU PATIENT? If you pay taxes, as an individual, and contribute to the central government “POT” (the community POT of money). You are covered for all treatment, hospital costs, surgery, drugs, implants, chemo, post op therapies, cost of prescribed drugs, specialist and normal GP doctors bills, specialist bills etc etc. (There are some small exceptions.) You dont have to look at the small print of coverage. Its all included, pocket your credit card.. you dont need it. You dont have to pay in advance NO Paperwork The system is rated as better than the American system as nobody is excluded and the system covers 99% of all patient needs. THE EUROPEAN SYSTEM: HOW IT WORKS: All european health systems are government run and are simple systems . It is a central, run by the govenment covering all healthcare needs for the population and is non profit , universal, and also internationally recognised between all EU countries. The EU underlying system is through fiscal residency of a person, (ie you pay into the employment tax system of the country you live and into health system, if you are registered or unemployed you are covered) Simply put, each person pays into the THE GOVENMENT POT as a % of individual pay packet contributions where you are employed Importantly even if you are unemployed, but registered, you control illegal immigration. Illegals get no benefits, unless humanitarian emergency. Importantly you are still covered. you as a patient get equal rights and coverage across Europe. The EU system is state run, and covers everyone, from birth to death and costs half of the USA system. Therefore in the USA a % of the health cost is based on profit to be paid out in dividends. Additionallly not all people in the USA are covered, (approximately 15%) Its a Bum deal for Americans. It costs 8-9% of GDP more than Europe HOW IT IS MANAGED: In America USA, the health system is profit run for the most part and privately handled. Patient care is secondary to profit for 50% of coverage. The European state (country) is the employer of all health staff, doctors, nurses, etc. Central government then covers the hospitals costs through a system which keeps the hospitals covered for the expenses of each patient. If we compare the EU to the USA structure in terms of cost to GDP, Europe average 11% of GDP to the USA 20% of GDP, (2019) with the EU at 99% coverage and with improved life expectancy rate, compared to the USA. Central Government in each country collects the money through the taxes you pay as a citizen, and redistributes it (generally) to regions ,hospitals, and doctors etc which then distributes the funds to the health system used by the patient. The Government also allows the private sector to operate under the public system, to build hospitals, run them privately. Each country allows this in different rules, like Germany/UK/France etc. They are then licence them to operate by the government. But importantly, the patient who pays to the state contributions through his salary, has equal rights to access all hospitals. 10-15 % of the EU health system is private If you wish to pay an additional supplement to the state system, you are allowed to do this into to the private scheme on top of your mandatory state payments so you get private health care coverage. But you cannot opt out of the central system or add to it. Most of people dont have the means or desire to pay private insurance policies. So the state system is better for them. WHATS THE BENEFIT Basically the EU system covers 99% of people and costs the half of the USA system. In addition to this, with the EU system, if you pay contributions to the health system in the UK or France, you can have full medical care in other countries , Germany, Italy, Hungary or any other of the 27 states etc. If you lose your job, you will still be covered. you just pay less to the system as unemployment reimbusement to you is less, so you pay less, but the more you earn at work, the more you contribute to the central system. Its based on % of earnings. These European systems are based on the old and original UK system, The National Health Service, abbreviated to NHS, was launched by the then Minister of Health in Attlee's post-war government, Aneurin Bevan, at the Park Hospital in Manchester. Aneurin Bevan, Minister of Health, on the first day of the National Health Service, 5 July 1948 at Park Hospital, Davyhulme, near Manchester. THE REAL ISSUE 1. EU Health is non political, non profit, more efficient and cheaper that the USA system, 2. BETTER in many ways, as the patient is first, and health has no “profit COST”. 3. It reduces the cost to the Government. (11% against the USA 20% per year GDP) 4. Its not fragmented. Its coverage is national, and for all. 5. If you are REGISTERED as a TAX payer, you have no problems. 6. If you are clandestine, then you get some emergency humanitarian services only. Thus the authorities know who you are and send you home after. Thanks for the comments!!!!

im a white male who loves medicaid i found many good doctors that except it even in middle class towns i had very good dentist etc in the past my girlfrined who is on medicare has a very hard time finding a doctor taht excepts her insurance she also gets etna which many doctors dont except and the people at medicare drive my girlfriend nuts they give her a very hard time causing her severe stress many many times in the past with my medicaid i never have any problems with the people who work for medicaid they treat me very well medicaid also pays 100 percent for custom made orthotics adn orthopedic shoes every year life is so easy when u dont have to work its so nice since i was 20 years old till now im 51 i got to walk around the town and play on the computer and live for free oh man i love it i get to take naps when ever i want i dont have to worry about becoming homeless from working for a living and depending on peice of shit jobs the usa gives to the poor life is great life is wonderful its a wonderful life

0:04 Medicaid the joke system. Medicaid Managed care tops the joke of it. You get lousy coverage and 1 in 10 doctors in some places stopped taking some Medicaid Managed care cards or opted out of it altogether. However shoving everyone onto private health coverage is a debt collectors big money when people can't pay for their medical coverage.

Private insurance is always worse. That's a fact, unlike the conservative talking point.

We need Medicare For All

I was told if you're on medicade or medicare the doctors by law have to accept your business for less profit. I have a theory that they overlook several things and try to do the bare minimum in order to profit the most because they aren't able to upsale procedures therefore they could be overlooking rare medical conditions. Fair enough, you get what you pay for but.... If patience knew that doctors are actively cutting out treatment that could save your life they would probably be more proactive...

Medicaid is good if you can find a quality provider, in some states it's impossible but in others the coverage is almost as good as private plans. Also, Medicaid promotes intergenerational poverty by snatching property, usually from people of color. As long as health care is a business in the U.S. we will have walmartization of health.

It’s pronounced “Ory - Gun.” NOT “Ore - GONE.” Source: Am an Oregonian :)

As a long time healthcare worker in an ER, I see Medicaid patients repeatedly abuse the system by using the emergency room as their primary care physician. Working in a free standing ER, we estimated that nearly 70% of the patients we saw were Medicaid and well over 50% of those visits were not emergencies in any stretch of any imagination. We saw people bring a baby in because he was 'fussy' (that's what babies do!). Another came in to the ER because they had pimples. Another came in with wrist pain after playing with their fidget spinner for the entire day. The lack of cost sharing results in frequent, unnecessary ER visits and abuses the system and takes away from the patients who are truly emergent. The current system is a mess and a large percentage of people abuse it because there isn't cost sharing. Even a $10-20 copay would make people think about it a little and use some common sense in obtaining their care.

1:01 Had employer health insurance 2 times in my life. Couldn't use it the 2nd time because of COVID restrictions that literally closed Doctor's offices. 1st time was pre ACA and the coverage wasn't bad. Had gotten some toe nail problems and only paid 30% to the Doctor.

I live New York State and this state has the best Medicaid coverage in the country....for free, ain’t America great!

Cost sharing caries absolutely no benefit to the patient. It is a fee plain and simple. We need to put a bullet in the head of the idea that cost sharing is somehow good for the patient. Its benefits are purely for the insurance company.

i know several working poor people who cant afford an operation etc and they suffer very bad and their health is getting worse and worse on medicaid u dont have this problem u dont pay a dime i love medicaid i thank god i am not the working poor they suffer one thousand times worse then people on medicaid

HEALTH CARE : Europe vs America WHATS IN IT FOR THE GOVERNMENTs and THE PATIENTS and why EUROPE WINS European system costs 11% of GDP against 19% in the USA EU HEALTH CARE IS ALL INCLUDED THE USA NOT & WHY SO COMPLICATED??? USA life expectancy is 42th in the world on the world ratings. WHATS IN IT FOR THE EU PATIENT? If you pay taxes, as an individual, and contribute to the central government “POT” (the community POT of money). You are covered for all treatment, hospital costs, surgery, drugs, implants, chemo, post op therapies, cost of prescribed drugs, specialist and normal GP doctors bills, specialist bills etc etc. (There are some small exceptions.) You dont have to look at the small print of coverage. Its all included, pocket your credit card.. you dont need it. You dont have to pay in advance NO Paperwork The system is rated as better than the American system as nobody is excluded and the system covers 99% of all patient needs. THE EUROPEAN SYSTEM: HOW IT WORKS: All european health systems are government run and are simple systems . It is a central, run by the govenment covering all healthcare needs for the population and is non profit , universal, and also internationally recognised between all EU countries. The EU underlying system is through fiscal residency of a person, (ie you pay into the employment tax system of the country you live and into health system, if you are registered or unemployed you are covered) Simply put, each person pays into the THE GOVENMENT POT as a % of individual pay packet contributions where you are employed Importantly even if you are unemployed, but registered, you control illegal immigration. Illegals get no benefits, unless humanitarian emergency. Importantly you are still covered. you as a patient get equal rights and coverage across Europe. The EU system is state run, and covers everyone, from birth to death and costs half of the USA system. Therefore in the USA a % of the health cost is based on profit to be paid out in dividends. Additionallly not all people in the USA are covered, (approximately 15%) Its a Bum deal for Americans. It costs 8-9% of GDP more than Europe HOW IT IS MANAGED: In America USA, the health system is profit run for the most part and privately handled. Patient care is secondary to profit for 50% of coverage. The European state (country) is the employer of all health staff, doctors, nurses, etc. Central government then covers the hospitals costs through a system which keeps the hospitals covered for the expenses of each patient. If we compare the EU to the USA structure in terms of cost to GDP, Europe average 11% of GDP to the USA 20% of GDP, (2019) with the EU at 99% coverage and with improved life expectancy rate, compared to the USA. Central Government in each country collects the money through the taxes you pay as a citizen, and redistributes it (generally) to regions ,hospitals, and doctors etc which then distributes the funds to the health system used by the patient. The Government also allows the private sector to operate under the public system, to build hospitals, run them privately. Each country allows this in different rules, like Germany/UK/France etc. They are then licence them to operate by the government. But importantly, the patient who pays to the state contributions through his salary, has equal rights to access all hospitals. 10-15 % of the EU health system is private If you wish to pay an additional supplement to the state system, you are allowed to do this into to the private scheme on top of your mandatory state payments so you get private health care coverage. But you cannot opt out of the central system or add to it. Most of people dont have the means or desire to pay private insurance policies. So the state system is better for them. WHATS THE BENEFIT Basically the EU system covers 99% of people and costs the half of the USA system. In addition to this, with the EU system, if you pay contributions to the health system in the UK or France, you can have full medical care in other countries , Germany, Italy, Hungary or any other of the 27 states etc. If you lose your job, you will still be covered. you just pay less to the system as unemployment reimbusement to you is less, so you pay less, but the more you earn at work, the more you contribute to the central system. Its based on % of earnings. These European systems are based on the old and original UK system, The National Health Service, abbreviated to NHS, was launched by the then Minister of Health in Attlee's post-war government, Aneurin Bevan, at the Park Hospital in Manchester. Aneurin Bevan, Minister of Health, on the first day of the National Health Service, 5 July 1948 at Park Hospital, Davyhulme, near Manchester. THE REAL ISSUE 1. EU Health is non political, non profit, more efficient and cheaper that the USA system, 2. BETTER in many ways, as the patient is first, and health has no “profit COST”. 3. It reduces the cost to the Government. (11% against the USA 20% per year GDP) 4. Its not fragmented. Its coverage is national, and for all. 5. If you are REGISTERED as a TAX payer, you have no problems. 6. If you are clandestine, then you get some emergency humanitarian services only. Thus the authorities know who you are and send you home after. Thanks for the comments!!!!

Medicaid may be a pain in the ass to deal with the bureaucracy and limited providers but I’ll take it over private insurance any day

medicaid is completely free

your sarcasm is not appreciated

I like how your shirt and tie had to be blue. if when speak we don't take sides, our words would be more effective.

what a carpet salesman!!!

now: how does this video reach trump voters?

Ask 10 doctor's dinhus

why not do away with Medicare and Medicaid let people enroll in a privates plan and just cover the cost like EBT or food stamp

Americans really should've elected a president at least has some common sense of science...

Holy hand waving at results you don't like, Batman!

20 million times worse . I hope

first!

Medicaid is okay until you need a specialist. Insurance is a scam. Insurance doesn't pay. Medicaide does not pay. We pay.