Is Primerica Good or Bad? My Experience in Primerica! 

To answer your question.. I joined 2 weeks ago in the US, $99 application fee, $25 a month to have access to their tools.

@@livinmontes167 thanks for letting me know!

I think you need to learn to speak English

just joined, but came to it with a life insurance lisence already, I did have a $25 monthly fee, but nothing more.

It's a predatorial MLM scam. It uses manipulative tactics to leverage every relationship you ever had to try & recruit or sell. It alienates people & damages relationships, and then when the person fails, because 99% of people fail because it's an mlm scam, it is then pur back on you for not working hard enough. It's another gross mlm, and it shouldn't be legal.

im sorry to hear that you experienced that. in reality your family and close friends should be getting on the zoom so they can know what it is you do and give refferals to help your biz(if they’d like). :( they shouldn’t be being sold on that zoom. i will say primerica is not for everyone but man i wish everyone who joined could have a great experience. i feel like throwing around the word scam is being used too loosely. it’s a lot to it and ppl take what they think they know and turn it into something it isn’t.

Hey, that sucks man. I've been with Primerica for 11 months now and I can tell you that one of the biggest issues that plagues the company is a lack of standardization and oversight. Each office is run however the RVP/SVP wants to run it, which means one recruit could get recruited into the best office, while another might be recruited into one that only sees recruits as a way to farm more clients. I landed myself in one that actually cared to develop me as a financial advisor, and I can 100% relate to what you're talking about with the ambiguity. To explain why we have to be "shady" about it is because there are other companies who do the same thing Primerica does but they don't hold the same values. NorthWestern Mutual goes to every college fair in my state and has earned themselves a reputation of just farming college kids to get their friends and families to sign up for whole life. Further than that, salesmen in general just have awful reputations, and by nature of our business we do have to be salesmen, but the issue is we actually offer good financial education & plans. I know you might not feel like we do, but as someone who has been in your shoes and played the process out - while not everyone in the business is altruistic - there is a lot of altruism in what we do. We have to be ambiguous with many people because they don't trust us and will say no on impulse. It's not lying to withhold details, and I know it might be hard to fully wrap your head around this, but we truly do set meetings with people who we don't even think we can help just so people can get trained up. There are additional goals there, as if we do a good job these people will also be word of mouth advertising for us (much like how your doctor advertises), or otherwise may point us towards others who they think we may be able to help. I completely, completely understand your point and where you're coming from. It does feel like lying. It does not feel good. But even if our products were bad, our education, financial review, and suggestions are good, and more important - they're free. I advise all my potential clients that they can just take the advice and run with it if they wanted to, but none of that matters if we can't even get in front of them because they just default to thinking we're slimy salespeople. I know you likely won't believe me, but I hope you do. Being in this business has opened my eyes into the dire state that America's middle class is in. Everyone wants to complain about how they weren't taught this stuff in middle school and high school, and it's a huge issue if we're trying to teach them this stuff now and they refuse to sit down with us because they think we're gonna try to sell them something. Additionally, you can be honest. You can tell them it's to get trained. You can tell them it's for word of mouth. You can tell them you want to show them the business to see if there's anyone they know that they think could benefit from our services. Through many of my meetings the friends and family I asked to do me this favor actually found that they themselves would benefit from our services, because we're not just selling life insurance or mutual funds, but rather a holistic financial review and a plan catered specifically to them and their preferences, designed to help them achieve their goals.

Arelis this not the forum to debate your comment. I hope you can let your ego go and just read my comment from where it comes. The fact that you are asked to contact family and friends are first contact. Is a very good thing. Just think of this if you sit with a family member and they turn you down or let’s say you don’t sit with them offer the product. Because you’re embarrassed or feel it’s slimy. What if they get in car accident 5 days after you were going to sit with them. You see the problem with most people they feel that the salesman has more to gain than the person being insured so it messes with your head. But if a tragedy happens. They remaining family will thank you for providing the insurance. See your 1000 commission is nothing compared to the beneficiary of the insurance. See if you insure someone you can not hurt them on the contrary you are providing a life line to remaining family. I hope you understand where this is coming from

I am new to Primerica and I am feeling very uncomfortable about the lack of transparency. It makes me think there is so much more I am not being told. I may follow in the foots steps of so many that have made Primerica a stepping stone.

@@livinmontes167 What lack of transparency are you coming across? These things differ from office to office.

Hi Thila. Like I mentioned in the video, you will always learn something from there. So listen from the other side so you can weight out the pros and cons.

For example you can ask the person who wants you to join 3 questions. 1. How much is he/she making in Primerica 2. What are some of the result that he/she recruits 3. What's their plan to make you successful

I completely agree - thank you Thomas for this video - I will definitely be passing on this company. Also I must say I love your video that included a great break down in simple terms of what it’s all about and spared me much unnecessary wasted time and headaches ! Thank you!

This NY Stock exchange company is not for lazy, scamming ppl. We personally do not want that in our reputable, 40+ year old company. People are looking to make $, quick money but not easy bc you have to work for it with people on mind as if it were your friends & family. All $$ is not good money. No work, no eat. Think of others besides yourself=Primerica. Period. ​@@jenniferpowder8487

​@ThomasCChan those are great questions!

Hi Christian! That's great!! Thanks for sharing!

Just to let you know. It’s not primerica term. It’s MetLife’s…

thanks

Great input!

If you just got your license, you've likely only been exposed to Primerica for a month, and the fact you joined in the first place, indicates you've done minimal research and base decisions on emotions rather than facts.

Yeah, you're right.... PYRAMID SCHEMES "aren't for everyone".... Primerica, just like ALL MLM is a SCAM....

@@johnd9541 why wouldn’t you join? Just been invited and am looking at both cons and pros so your feedback would be appreciated

@@juliangarcia1088 I tend to shy away from opportunities that have burned through 1.6M over just the last 5 years alone, most of whom lost money.

Sometime cheaper is not the best! Did you check if theirs exclusions or what type of insurance you got?

@@mariasierra6594 cheaper may not be the best, but the fact that every other insurance I checked out was cheaper than Primerica indicates that their prices are inflated

Hi Cynthia! For sure! I am sure lots of things has improved! Thanks for sharing!!

Not on the insurance side.

It’s a scam

Thank you!

Thank you for sharing! Wish you a great success!

I just joined

Hi I would like to hear more about your experience. Thinking about joining. I too already have my license-Gina

Thank you

@@ginagsts2350 Hey Gina, I'm unable to see the person you were speaking to - I'm not sure if they deleted their messages or account, but just wanted to ask if you ever got in contact with them? I'd be more than happy to share my experiences with you and answer any questions you might have.

Tell us how you did after!

Be careful tho I heard lots about it being a pyramid scheme I even had a interview which kinda made it obvious tbh I would say be careful

How did you do?

It’s a pyramid scheme!

How did you do??

You are very welcome!

Ain’t It a pyramid scheme

The vote was based solely on corporate's financial strength, not on the value of their MLM opportunity. lol

@@ObmanaCare is it??

@@jv4xn yes. Everything’s points at pyramid scheme. Plus most people don’t make money and instead lose miney

First, to use the advertising tool of RU-vid to make money by speaking bad things about a company tells a lot about you. The company has changed a lot in the last 10 year and now the Term product is Much competitive. Read a book What’s wrong with your life insurance from Norman F Dacey, with prologue done by a Chairman of the Federal Trade Commission. I am sorry that you cross to the dark side and now are selling Whole Life, Universal and all those derivatives which you can accomplish by “Buy term and invest the difference” and most cheaper to the client with all those fees that Agents don’t tell to his or her clients. I am sorry the you didn’t advance from the first level in one year, that’s tell also a lot about yourself and about your coach at that time. I am really impressed again the you are using the advertising tool 🤦🏻‍♂️

share your experience after!

Glad you like it!

Hey, i am going through the similar feeling, was leaving the company hard?

I gad an interview with them today and something was telling me not good. What would you say

Does Primerica offer medical dental vision healthcare vacation or sick pay?

I didn't feel that way at all. Our senior VP is a family man with young kids and so down-to-earth. I hate sales but loving talking to people and am excited for the opportunity to get my securities license. My last team's structure took me over 6 months to get 1 recruit, and they're all about that cash value life insurance. It was ridiculous, and they didn't recommend getting securities licenses (which would help SO many people interested in things like Roth IRAs, mutual funds, etc.). Definitely an over-promise and under-deliver situation with the other firm. And their platform fee to join, get a background check, and training materials was $199, not including the crazy-priced E&O insurance that costs $300+ every few months. I'll take the $79 Primerica rate of joining (which is less if you're already life-licensed) and the $25/month agency fee that includes the E&O insurance. I joined this team a week ago and already have a friend interested who will be on-boarded soon. This system is just efficient, and it's so fun. I told hubby when he mentions what I do to friends to not even mention the life insurance. The company partners with so many other companies to meet clients where they're at in their financial journey, even if it's just the agent putting together a budget with the client. And I love that all the consultations with clients are free. Feel free to reach out if you want to join our family-style team. Your business will be running in no time. Just takes dedicated time. I have several kids home with me and make the time. :)

@@cbacon7813 WOW you're a Primerica simp

At RVP, you're required to cover all costs of a storefront office.

Thanks for sharing! 😀

So you're saying the bulk of New York Life clients work or worked for New York Life at some point? And that a large chunk of New York Life's net income comes from their reps paying online access fees?

Thank you for your insight appreciate this

screaming headlines here. When I get asked the same boring old "its a pyramid scheme" I ask the question.. So which company do you work for? Does it have a CEO at the top? Does it then have senior presidents underneath? Does it then have more VPs and EVPs underneath each of the presidents? Do the VPs each have staff? Do the staff earn the same amount as the CEO? The answer to the first questions are usually yes and the last question is no. So Mr prospect. Sounds like you are in a pyramid scheme already. If you had the chance where in the pyramid would you like to be if you joined your company today? (usually they say the top). So if I were to tell you that is exactly what I am offering you would you think you had a better deal? Every NWM individual is at the top of his or her pyramid. Its what you do with the pyramid below you that earns the money. You become irrelevant to your own income as your pyramid gets deeper and deeper. Most people in NWM companies give up selling to customers personally when the pyramid is about 8+ levels deep. All they do then is enroll, mentor and place the new distributors in their organisation under those people who want to work and can prove that they are. As your "pyramids" gets bigger you then have 6 to 8 people who are leaders and can build teams, so your work is reduced and your income increases. That releases time for you and your family to enjoy life take time out, reduce your hours, work from home etc. You only have one life. Its short. make the most of it. All the above can be achieved within 5 to 10 years with the work put in as opposed to 40 years in a regular 9-5 job and getting nothing out at the end except for a cheap long service $50 gift certificate from macys. Or am I wrong??

@@petercallomon9681that’s not what a pyramid scheme is, maybe you should google the definition before you make a fool of yourself

Thank you!

For sure! Glad you are finding success!

I feel sorry for you being caught on a pyramid scheme

@@Pete-xu5yx No, I feel sorry for you for thinking it’s a pyramid. Your job is a pyramid. Primerica is state and federal regulated. It cannot be a pyramid scheme. It has changed my life forever. If this business doesn’t work it’s because you didn’t work it properly. I’m good over here.

@@1Detra The FTC allows the MLM industry to self-regulate, so mere existence is no alibi against pyramiding. Advocare was in business for 29 years before being declared a pyramid scheme (after a rare formal investigation).

Level 5 what does that mean? The percentage you get per policy? How much you start at

Excellent! You will do amazing!

The same things you learned for $25 dollars a month with Primerica, I learned them for free on RU-vid

​@@Pete-xu5yxmost firms have a tech fee though. I had to pay my broker a $60/month fee for technology, websites, garage, and email access when i did real estate.

Did you get a copy of your background check?

What's change chantilly?

@@TryMyChow do what? 🤔

For sure! Thanks for sharing!

Expanded?? Their force is currently about 1/2 the size it was in 1988. Who are you kidding?

@@johnd9541 No definitely not half the size. 😅keep lying to yourself though.

Primerica wants you to build a team and create franchises, not just merely be a life insurance sales person that sells only to eat. They provide the skills to make you disciplined, with strong mind and with great leadership skills. Also you get to hang out with millionaire people, at the free trips you get to go and having so much fun! to I am so proud of being part of Primerica, my brokers Willy and Lorena Naranjo make 3.5 millions a year and we get to have daily training with them at the office. #Primericaproud!

To build off what Claudia said to better explain why Primerica builds recruitment into their promotion track - Primerica doesn't advertise nor do they conventionally hire salespeople. Everything is word of mouth and recruitment. If they were to remove recruiting from the promotion track that would lead to less recruiting and therefore less growth for Primerica as a business. But that's a very valid concern and I relate to that. I didn't want to recruit either, but now that I've been in the business for nearly a year, it's interesting to see that recruiting is frequently incidental. By that I mean you'll go on an appointment to spread your business or look over someone's finances and you'll discover that they're passionate about finance, or pissed about being ripped off by other companies (usually relevant when talking about whole life insurance companies, who Primerica heavily demonizes for good reason), or are just looking to make more money. I would never recommend someone do it full-time without another source of income, but the recruiting is really far less deliberate than new recruits build up in their mind.

Hi there, I worked for WFG. Can you please tell me which company pay 60 %, I like to check it out. Thanks

If you want to be an employee then go ahead to another company. If you want to be a business owner, then you need a team ,which every successful business I know needs.

Lmao I can’t tell if you guys are trolls, bots, or really this brainwashed

Thanks for updating!

Is there a refund?

So, for $125 you get to join the company and take the class? How much is the license?

@user-ge6kp3rs5o well the license itself is $99 to apply then you attend a few classes before taking the exam. I'm going to be honest though, I left the company after acquiring my license due to personal reasons regarding making sales to my friends and family which they encourage you to push their insurance onto

​@@baba.mp3was the license good only for your state?

1.6M after 5 years

The $124 initial payment includes a first monthly POL payment. While they'll say POL is not compulsory, they charge it by default rather than as optional.

my girl is being interviewed by them rn, are u serious about this uninformed monthly payment ??

@@HasbiksRightHand Its charged by default, which means you must actively cancel it.

@@johnd9541 silliest shit

@@johnd9541 I don’t think that’s true!

You pay a fee towards your license, and then you pay a monthly encrypted website fee to do business on.

The fee is for the Independent Business Application because you are a self contractor. And the website fee of only $ 28 including taxes to have access to all the tools, training required to do your business. It is the cheapest cost for running your own business. Secondly, they do pre-qualify people whom they want to join despite talking to everyone. So you can be selective but also if the person is coachable and willing to work that is the type of person who can be successful. It is hard work like any other business. You can also have ownership where you leave a legacy to your family or sell it 10x the price. Cash flow income must be $300k meaning to develop and training three agents who can successfully build their te and earn $100k each.

@@assefashyirgaw1328 My thing is…am I gonna get my insurance license though🤷🏿‍♀️ cuz I feel like they are scamming me…

@@Zeebo216 yes. You just need to ask to start the pre licensing class, I currently have 3 licensed people under me.

@@christianbrad-lee8074 They we're really hesitant...they didn't wanna let me...They full of nonsense... I'm looking for a different company now...

15 years ago, the internet wasn't fully developed and MLM horror stories couldn't be shared. Now, everybody knows about the evils of MLM.

Thanks Chris! For sure!

I don’t believe it is right to sell relatively bad insurance to people who don’t understand finances

@@jonahmcclaine1635primerica is an extremely highly rated insurance. Can you provide and example to why their coverage is bad? And what other companies offer a better plan? I’m genuinely curious to know because I’m currently considering working for them.

you get that money back once you're licensed, but 87+% never get the license.

@@johnd9541 You don't get the $25 a month back. You get back the cost of the exam.

@@crisssyyy_ If you write the exam and fail, you still pay for the exam.

All the best to you Edith! And yes I am on the same page. That if you want something great. You cannot 'try' Do or cannot do. There is no try But yes! Please share more! Looking forward to your success!

I’m a primerica agent and I was in an office that was breathing down my neck and I didn’t feel comfortable and your right when they say “Do” not “Try” was a big no no for me BUT I did moved offices (the Best decision I made) and i did had to fight to be in the other office I had to be terminated and had to start all over again and let me tell you it was worth the wait I love the new office they understand that everyone has a life and emergencies happen family happens and we build eachother up no more breathing down my neck I feel comfortable and relaxed I did follow my up line that are now RVPs we didn’t want to be around that type of toxic environment where they lie to cheat and now we are happier than ever. The office that we are in are really honest from the start. Everything’s been really great. So if you want to do the business find a great office that will fit you an office that will understand this is an opportunity not a job they shouldn’t be telling you do it or else it’s by your terms and once you find a great environment I know you will be great!

@@fabiolamaza6631 thanks for the comment looking forward to it in this business I already had a meeting

How did it go??

@@rosemarycastillo5178 not to bad

Thanks for sharing Felix! Happy to hear you able to help more people and able to help yourself

If I purchase primemerica insurance can I get out at anytime just incase I loose my job? Is it a contract?

@@angiebangie4386 all insurance is pay as you go. Even though I don't recommend you to cancel the insurance in any circumstances. You are the owner who has 100% control

I’m thinking of recruiting it’s just one of the questions I had a concern with you got so lucky they offered you 100 percent commission 💕nice👌

PRIMERICA is a good place to start,but ill tell you,i ran into plenty of older women that had primerica term and now they pissed, they outlived the coverage now they cant afford it,too high.Of course primerica tell you to invest the difference but you know they dont,so i cant do my people like that,im leaving for better options for the people that live long .Make sure you tell your clients that 3 times before they get a primerica policy.

Wish you best of luck!

Well Alabama, like most States, doesn't require a background check until AFTER you pass the State test, so it would be financially imprudent to get one until you even pass, which 87% of Primericans can't even do. Secondly, you can't buy a life insurance license. You still have to pass the test (which most fail to do).

Hey there. Just did the same thing, let me how it goes because you just never know. Thanks.

@@devadipsantana You never know? By reviewing their annual reports, YOU DO KNOW. The failure rates are there in black and white.

Thanks for confirming!

Sounds great! Thanks for your input!

It's not easy! But it can be done! Wish you all the best!

Can you waive the initial fee if you recruit me ?

Hi Thanks for sharing! yeah.. for the terminal illness, i remember it's within 90 days or so... not a significant feature yet the price is 20% more compare to a general term insurance

How is the scam company working out for you? Please update!

Nothing.

Same kind of issue I was asking a classmate how do you go to school for a future and jungle being an agent ? Why do you even need school ?

Your time is worth way more than primerica will ever give you.

@@richardjohn1016depends on your team when you join. You being on a bad team will discourage you. But, my cousin is 26 years old now and been in the business for 11 months and now is consistently making $20k a month. and I been in the business for 3 months now and i just got paid 4 times in the past 7 days. I have both my licenses and it was only for $125. No school or getting into debt. So, yea it just depends on your team. Our team is being lead by a millionaire and my cousin got me in the business and I’ve watched him go from sleeping on his parents couch 11 months ago to, now making $20k a month. There’s not much else to say after seeing that personally with my own two eyes. 💯

What are you doing in the oil field that makes you $10k monthly please?

@@WestsideMagiqksurely he didn’t start out that way. But in the oil field you can definitely get to 10k a month easily more. My friend works off shore now and he’s only been with his company for a few years already making 400+ a day

Hi Marco. For the fee I think it's branch to branch promotion. And yes it's true that you can Either keep getting client or recruitting. But the only way for you to get promoted aka bigger paid. Then you need to recruit three people minimum. So even you have 1000 clients but no recruit, you still remain at the lowest level.

@@ThomasCChan Thanks for your so detailed and prompt reply, it is super helpful!! 😄

@@erzojourney always! And with that being said. As I mentioned in the video. Primerica has lot of good concepts and presentation as well. So it depends who's your mentor, the branch and little bit of chance. Good luck!

Run

never buckle under pressure. That same deal will be available from someone next week as well.

Hi Agnes! Because everyone situation is different. So need more info before we can jump into a conclusion. Feel free to have a chat with us for a free policy review. www.thomascchan.com/thomas

I left Primerica and made millions as well

I also left primerica and made millions. Totally real

What company’s did you all go to? I’m currently with primerica because they’re getting me a discount on my CEs and I want to transition into a job with a base pay in addition to commission…

I'm trying to figure out if I should work there or work at a warehouse

What’s the best company in your opinion then? What company did you make 6 figures at?

Can you define go out? If you meant can you livense with another agency. Yes you can. As you are licensed with the province

Why get a background check before passing the test? BG checks are not required until passing the test in most/all states? Seems silly to pay for one if you don't at least pass the test first. But if you do pay for one, make sure you get a hard copy for your own files. After all, you paid for it.

Hi Rosanna. If you want to learn . Then yes, it gives you a lot of info. . But if you want to do this career, you need to work extra hard to succeed

They likely used the word "trainer" instead of "MLM sales" to lure you in.

happy to hear that! :)

Hi MB. sorry i am confused? did you join for a while and looking for exit? but you mentioned you have an orientation? (aka newbie talk?)

I am in the same situation. What did you do?

I’m in the same boat. I had my first interview yesterday and have my second interview this afternoon. The way he was explaining it seems like you can make a lot of money with this company..

@@onmymission590 any update???

@@alicia_nicole any update?

Stacey you will do good, I just advice you to never give up!!

@@ambervillanueva3905 Staying in an MLM is the very definition of giving up.

I’m in the Midwest as well and I have heard that from some people but not everyone.. I stay plugged into my team they are in Arizona, so I get it and I’ve been With Primerica for almost 8 months here if you need any help just reach out

@@LadyDimplez373how is it going for you?

How's it going for you now? @stacyb71

Hey Jeff! Thanks for the feedback. Happy to share more in the future videos

You’re so gracious.

Thanks for sharing!

Advocare sold products too, but oopsy, FTC declared them a pyramid scheme.

$25 is the POL access fee only. Websites would be extra but are limited to a select few individuals, and at extra fees.

Hi yizel. Just like a job You can resign at any time.

I just joined Primerica a few days ago. I paid $128 to join because I am looking for a side Hustle. I currently work in the grocery business as my main job and have been for 20 years. I was looking for a side hustle turn extra income on the side and was told by my coach who I met on Facebook that it would be a work from home type of job and it would be very easy. I attended one of their Tuesday meetings she invited me to and fell interested after hearing some of the "success stories" and signed up that night. I met with my personal coach the next day and she bombarded me with a list of all these requirements that I had to do within 30 days. She said I needed to complete 32 hours of training online and then take the quizzes and pass them and then I would receive a big booklet and have to study for the big state exam to get licensed. Then what made me uncomfortable was she asked me who were my close friends were and she not only want to sell to them but she wanted me to recruit them immediately on the spot by calling them. I did mention to her that I was really uncomfortable and doing that at the moment and she told me that I would be stuck at a level 1 entry and would not move up. Now I know if I was to talk to the few friends I had they would say its a scam and I do not want to think that myself but I'm having some red flags here. I was thinking about quitting before the 30 days and just eat my $128 but I'm afraid my coach would be disappointed and upset especially with the time she had print for me already. What should I do?

@@dugan06 You can say, Hello so after doing my research and talking to family relatives I’ve realized this is not what I am interested in doing but thank you so much for taking the time . God bless 🙏

@@yizelmora8943 I will try that. Thanks. It has been a challenging year and I had thought about picking up some extra income on the side and so I thought of giving Primerica a try. However the last few days I have just been more stressed out than I was before with just my regular job and feel overwhelmed with everything. And selling life insurance and senior products isn't something I really want to be doing. I feel like a fraud or a fake doing so. But thank you so much though and good luck to you as well. God bless you.

@@lenas9255 hi Lena. Just talk to the person who recruit you and say you have 2nd thought on it.

Yes, We are licensed and if your rep isn’t someone on their team is that can help you. Some do Life insurance Some do investments and some do mortgages. It depends on that rep.

Only about 4% of the force is fully licensed, and about 14% are able to handle basic mutual funds. The rest are basic life licensed only.

Yes 25 monthly fee

Thanks for confirming

It is true. It's only 25

Sounds good!

Background checks are not required until AFTER you pass the state test, which the vast majority don't.

That's what I thought too. Primerica claims to cover 90% of the cost for the pre-license course (which is required in most states before taking the state exam) and another investment course (the title of which escapes me). That's why you have to pay a $100 upfront fee, plus a $25 monthly charge for the app you use to register clients and make sales

@@andr3s1976 The course, typically taught by an upline, is entry-level at best. 85+% are unable to pass the entry-level, multiple choice test even after multiple attempts, based on that training.

Well, the recruiter present me this opportunity indicates to me the background check is $124. If I go out, can I maintain the licenses with me?

@@rosaangelicacamposfelix5243 the license is yours. You can work for any company.

The FTC allows the MLM industry to self-regulate. That is why MLMs remain in business.

Thanks for updating!

hey! how is the training going? is everything legit? someone reached out to me wanting to recruit me but i’m really confused.

@@atelierbyahreema literally same idk if I can trust them or not

@@summeerday9753 same girll. I saw a lot of people regretting their decision and ending up declining the position

Updates?

Did you keep up with it? I'm in the same position right now😭

Leave. Unless your okay with making money from your family who will only buy product to support you.

From Primerica ? Yes many years ago

Hello. I can say. It's not a scam. You do learn a lot of things. And for you exchange it for a service (admin fee) and online tool However, this is your own business. Therefore you are 100% responsible for the up and down for the business. Aka are those tools your expense or helping you succeed

Contact your trainer so they can get you moving!

You can't "buy" a license. Your $74 pays for you to take the test, and not necessarily pass it. 84+% either don't pass it, or stick around long enough to fail it.

@@johnd9541 you can pass the test with a D-

@@elijahkoch9917 That's comforting to know my financial advisor only makes correct decisions 60% of the time. lol

Piddly finder's fees won't even buy a cup of coffee.

Primerica is an insurance company

Mutual funds (front loaded), not ETFs.

Thank you for confirming!

You are indoctrinated

Are you still working with them? If so, how has it been so far!

aye me too how is it so far?

same got recruited today did u quit or hows it goin

I got recruited today as well. My recruiter is the best person I’ve met so far and I’m already getting back $50 TODAY of the money that I paid for the background

Wait. You have to pay to join? Shouldn’t they pay you $100 for signing up? This is bull. Then I have to pay $30 monthly. Crazy…..

​@DjStalin100 what's the difference working for a job and u have to (example) go buy nonslip shoes?.. or the job has equipment you need for it they offer it but they take the money out of ya check...no difference

Thanks for sharing!

Very very very few previously licensed people join Primerica, according to their Annual Reports. In fact, you're the first I've heard of since 2015.

A leopard and its spots.

@@johnd9541 what?

An MLM is an MLM is an MLM.

Your friend and his parents are using you. They make money of your recruitment and sales and all your monthly fees go up the pyramid to the higher ups like the vice presidents. 90% of people in MLMs (multi level marketing) companies like Primerica loose money bc on onboarding costs, courses, monthly fees.. I hope you can make the best choice for you

Yes. Good idea. Our firm is 27 years old and its morphed itself at least a dozen times since then. For the better. Each time.