IT'S NOT TOO LATE TO GET YOUR FINANCES ON TRACK || TIPS TO WIN WITH MONEY + FREE BUDGET DOWNLOAD

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The New Year is a great time for making new goals, but you don't need a new year to start winning with money. In this video, I compiled a list of tips to help you win with money in 2024 (or whenever you are watching.)
Thanks so much for watching!
Google Sheets Budget Download:
docs.google.com/spreadsheets/...
DISCLAIMER:
I am NOT a financial advisor. I am just here to share my own journey and experiences with finances. Please seek out a financial advisor for financial advice.
#budgeting #personalfinance #debtpayoff

Опубликовано:

23 июн 2024

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Комментарии : 53

@AmbitiousPlans 3 дня назад

I agree about the job change to increase your income. I finally got the courage to leave a job I been with for years. I job hopped and ended up increasing my hourly pay from $25 to $35, best decision I ever made. It helped my budgeting journey sooo much.

@KatieoftheHouse 3 дня назад

Wow, that’s an amazing increase. Congratulations! 🎉

@debrasjourney 6 дней назад

Hi Katie, your tips are amazing, and I wish I could have watched this video 15 years ago. Things would have been so different now, but I am glad like you said, it is never too late to get started. You have some sharp looking knives in the background! 😄😄

@KatieoftheHouse 4 дня назад

I wish I would have started these things 15 years ago as well! Better late than never though 😉

@Lifewithmrsvee 6 дней назад

I really enjoyed this video! Starting a budget is one of the best things i have done to get me closer to financial freedom ❤.

@KatieoftheHouse 6 дней назад

Yesss! Same here! Life changing 🎉

@SaraBudgetOrganized...ish... 6 дней назад

First off I love your hair. Secondly, great video! Also if in a relationship, know the strength and weaknesses of each other. Like my husband cannot stay on budget in the grocery store, he will find all the nice extras to buy. I am not allowed into the sports store, he has to do that or we go waaaay over. Just know each other and try to plan accordingly.

@KatieoftheHouse 5 дней назад

That’s a great tip, Sara! Marc is the same way in the grocery store 😂 somehow he still ends up there sometimes, so I guess we need to do a better job of avoiding that situation 👀

@turtlescanfly7 День назад

I definitely agree that you need to believe in yourself but if you’re still feeling skeptical then fake it until you make it! Like if you don’t truly think you could reach X financial goal, then just tell yourself I’m gonna pretend to be a person who is great with money, and crushing my goals. Even if it feels like you’re being ironic or sarcastic. Even sarcastic positive self talk (I’m sooooo great with money, can’t you tell I’m just a genius) is better than negative talk.

@KatieoftheHouse 20 часов назад

Yes, that’s so good! Anything is better than negative self talk, and if you at least pretend for a while, you might find that it actually works ☺️

@faithbydesignXO 6 дней назад

Hello Katie!! Catching up. Great tips! We just switched to Progressive and saved soooo much money after adding new drivers. I said from now on I will check annually for rates. 💜🌷🌻 Very helpful info.

@KatieoftheHouse 5 дней назад

Yes!! I’m so glad you were able to save some money 🎉

@debratakagawa4764 6 дней назад

Great tips today! I too must avoid Target. Not so corny really, believing you can do something is step one to getting it done.

@KatieoftheHouse 6 дней назад

Yes! That’s how I’ve always felt, too! Thanks, Debra 😄😄

@tiffanymcrae9451 6 дней назад

Good Morning ❤, I really appreciate you on the budget download. I’m so lost when it comes to budgeting big time ❤❤❤❤❤

@KatieoftheHouse 6 дней назад

Good morning! I hope it’s helpful ❤️

@BethelBudgets 4 дня назад

Great video! I was like, "Preach!" The whole time. Love it!

@KatieoftheHouse 3 дня назад

Haha, thank you! 😄💕

@mrssummersbudgets 4 дня назад

Hi Katie, great video, its never too late just dont give up! thanks for sharing your budget template!

@KatieoftheHouse 3 дня назад

Love that one! Thank you, Stephanie🧡

@fasteddy3336 6 дней назад

You did change your hair? It looks great! ❤ the problem with not having a budget, you have no idea what you’re spending each month.

@KatieoftheHouse 6 дней назад

I did! Thank you ☺️ totally agree! It was so shocking it is the first time we looked at our accounts to make a budget. We realized we were spending WAY more than we thought!

@gentlecharmbudgets 6 дней назад

These are great videos ❤ love this series. I always stick stuff in my cart and comeback later just to decide I don’t want it anymore. Oh yes Eating out is a huge problem for me so I keep no money in our main checking and very little cash on me lol😂

@KatieoftheHouse 5 дней назад

I find that very often as well, especially if it’s late at night and I’m shopping the internet 😂

@Divasbudgeting 5 дней назад

Good morning, thank you for the budget download. I appreciate it so much. Thank you for making this video. Hope you have a great day

@KatieoftheHouse 4 дня назад

You’re so welcome, Eva! I appreciate you always being so sweet and supportive 🩵

@wunderwriter1 5 дней назад

When my husband starts commenting on the seemingly excessive amount and cost of others’ possessions, I remind him not to compare his insides to someone else’s outsides. None of us know what that person’s finances look like. They may be deep in consumer debt, or not even own that stuff, or be one step from bankruptcy or foreclosure, or have been bailed out by family members, or inherited a lot of money or won lotto or have not a dime in savings or retirement or who knows what else? We can only strive to better our own situation by reminding ourselves we haven’t walked in their shoes and have no real idea what their money actually looks like. He who dies with the most toys still dies in the end 😊.

@KatieoftheHouse 3 дня назад

This. This. This! All so true. We never know the full picture, so there’s no point in torturing ourselves by using impossible standards. Thanks, Laura!

@IDesireeWealth 5 дней назад

❤❤❤ the tips.. I have to 🛑 USING my c.c and thinking 🤔 I have the cash when I didn't

@KatieoftheHouse 4 дня назад

Thank you!! Yes, credit cards can definitely get you in trouble if you aren’t careful. I’ve been there! 😅

@IDesireeWealth 4 дня назад

@@KatieoftheHouse oh yes and I just took all my credit cards out of my wallet except for 1.... and it's just in case

@izzybreezybudgets 3 дня назад

Happy Thursday! Great tips!!! 💗💗

@KatieoftheHouse 2 дня назад

Thank you, Izzy! 😄

@FIRE_DrNinjaTurtle 6 дней назад

I have reached my financial goal of becoming debt free and starting my emergency fund

@KatieoftheHouse 6 дней назад

Yay!! That’s amazing! Congratulations 🎉

@catgodfrey6451 6 дней назад

Great video. I also must stay away from 🎯 Target. 💜 your hair

@KatieoftheHouse 6 дней назад

Thank you, Cat!! Target is dangerous for sure 👀😂

@RobertaOrchid1 6 дней назад

Thank you for this video, and the previous one on budgeting. It has been a while since I reviewed actual spending. It seems that the numbers I worked up a while back was working well, but now find I want to be more aggressive about saving. Knowing where my spending habits are helps a lot! One thing I have been doing is to create a sinking fund for those quarterly, semi-annual, and annual expenses. These tend to be bigger numbers, but come around less frequently. Like our auto insurance is billed semiannually and our propane supplier contracts us yearly. Those are no small numbers and when they come around, really hit our bank account. However, putting a couple hundred each pay period into a sinking fund assures that the money is there when we need it. That has been a game changer for me.

@KatieoftheHouse 6 дней назад

Such a great tip! Thank you! Sinking funds for those irregular expenses are really life savers! I don’t know how we ever survive without sinking funds 😅

@simplylivingsaves 6 дней назад

Still walking and listening

@KatieoftheHouse 6 дней назад

Thank you! 🥰🥰 I need to get my walk in today, too!

@ivymoreno-alvir6015 6 дней назад

Thanks I really appreciate all your efforts!

@KatieoftheHouse 6 дней назад

Thank YOU for watching and saying that! Have a great week ☺️

@ShannonsBudgets 6 дней назад

Great tips, thanks for sharing

@KatieoftheHouse 5 дней назад

Thanks for watching! ☺️

@terryhenderson424 6 дней назад

We thought May was a doozer but June is proving to be an even bigger, spending doozer. I must say we have not been doing trips to the Now $1.25 Store, garage sales and thrift stores, etc... We had been kinda, sorta sliding into a bit of a more spending life style drift with some death from a thousand cuts but it we were well-ish ok according to the plan. June provided some bumps to that plan and our budgetary why is now focused on 2024 Bigger Ticket Item #4. We are beginning a period of leaner living yet again.

@KatieoftheHouse 5 дней назад

I’m sorry that you’ve had so many unexpected things lately! I love that you have been able to pivot and cut back a little to make things work though. There are always going to be seasons where we have to cut back and seasons where we can spend a little more, and it’s good to be able to adjust accordingly ☺️

@terryhenderson424 5 дней назад

@@KatieoftheHouse This is nothing compared to 2022 for us with respect to needed, unplanned expenses and wide swings in expense costs. And, we were not particularly prepared for them! Our semi-lasie faire budget approach coupled with discipline(ish- as we havent been as lean since mid '22) and our prioritorized purchase/ financial goal list has enabled us to roll with the flow as they say. In general, we currently low spend through the month then budget at the end of the month with what is left over. There for a while, we were budgeting and reserving a pretty reasonable amount (for us) for unplanned expenses then deciding what to do with any left overs. Because our expenses can be so variable, it is much like living with variable income; or the budgeting approach you take with your side income.