It's not What You Earn, It's What You Save That Matters ~ Dr Caroline Njoki 

This is something I have to listen a million times, just realised how reckless I have been with my finances.. Thanks Doctor for such an excellent presentation. Learnt alot. Blessings.

I will never despise my 5 shillings coin again, now I understand the value of every coin I have no matter how small it is. .just know how to budget it, kidogo kidogo hujaza kibaba.

She speaks and looks to have the best personality

Nice presentation Dr. Bulk buying is not the secret. The secret is managing the stock you have bought in bulk. Failure to manage would result in wastage.

Dr. Njoki, thanks for the insightful message. All the points hit home.

I never felt bored listern to you, i have listern every word you had uttered and it all makes sense to me. I like your presentation very interesting

Her level of brilliance is awesome.

I real appreciate you Dr njoki,u have an inspiring message. Thumbs

Saving is not enough.Investing what you have earned is magical.What you earn matters alot.Infact it determines what you save.Good insight.

Dr. Njoki, I also wish to travel in and out of Kenya.still looking for ways to make money. You are very practical and inspiring!

Thank you Dr Njoki. I am in that bad debt and what you said hit hard. Thank you for the advise. I now have to figure out how to get out of this bad debt and get back on track.

From Tanzania. Thank you very much for this video. I am learning a lot

Network and get out of your comfort zone. That is what i got. Thanks Daktari. Very informative

2022 it's wen I get to listen to this🙄. Thank u. Still so relevant

This is the best clip I have watched on RU-vid for 2019. Thanks so much dr

Girl... This talk is something else ..you are a great role model... Looking forward to more from you

Relationships are gold. Thanks so much, I have learned that it's the key thing

Really such an empowering speach, I like it thanks so much

Asante Dr.Catherine,l have learnt soo much today, very educative and resourceful presentation, am also in health facility ( rehab).... Muranga, real estate & hardware business (wife).... Nairobi, l related so much, Godbless

Thanks for this my anaesthesia teacher at Egerton university, so inspiring.

Freedom flexibility is my definition of wealth and i want to achieve this with entrepreneurship in fashion although am an accountant,thanks for the lessons Daktari

Thank you so much! You have opened my eyes, stopped me from drowning

Just bounced on this channel and I should say am impressed and informed with your presentation Doctor.Keep it up.

I watched ths clip a year ago. I am here to rewatch

I always read Saturday magazine because of you and your colleague Weceke Nduati ,infact since I started reading bit my life have changed complete .(if you don't plan earlier before you receive money ,money will come and pass like water on your hands .)

I love this presentation. I learnt a lot. it's simple and straight forward

Its OK to talk about wealth. Very informative presentation. My lecturer in Anaesthesia.

Dr. be blessed you have changed my way of life approach

Thx sister, so educative seminar. May God bless you 🙏🙏🙏

Good insight here. Thank you Centonomy

Waoow,so educative,greetings from Kampala Uganda, hope to attend centonomy one day,

Lots of beneficial financial information and guidelines from Dr Caroline Njoki.

Dr Carol thanks alot for that wonderful inspiration...kip it up

This is a great lesson learned thank you very much

Very inspiring. Reminds me of reading Tony Robins book......mastering the money game.

Powerful presentation!! I am indeed changed and have also learned something new in the business world!!

I am Liziki Jim from Kampala; so inspired by Dr. Caroline's presentation. It's educative !

Thanks Dr. Njoki for the invaluable insight

This information is timely. Thanks alot Dr. Njoki

That's my lecturer .. Thank you Daktari

Thank you very much Dr for the useful information about how to save money and make investments, actually we are in need for such precious information.

Thanks to this Dr for the great message,, centonomy and above all God for giving us centonomy to those who love the world of business,, I'm 19 and in college,, can't wait that time I will land in centonomy class live but I thank God atleast for now i can reach you,, Im in love with business,, God expand your territories centonomy

Hi, wonderful and very educative programme

as the 147th viewer let me say thank you for this video and your story. I really want to join Centonomy, I will find away

Thank you soo much Dr.Caroline you've really tought me alot on how to manage my expenditures and how to save my earnings.Be blesses together with the whole of Centonomy team.

Like in improving personal finance, the greatest problem for people looking to incorporate technology at work is mentality. Not having a digital mindset. When you change your mind, you change your life

Our MPs need to go through this course

Look like Rosemary Odinga

Woooow i have learned alot here, thank you very much.

Wow! What an insightful info? Women with brains. I always feel encouranged by these testmonies. The only challenge is money but no human is limited.

Very nice guide, I applied most of your basic advice before I made my first million and I made it, thanks a lot congorat

I like daktari Beautiful and marvelous talk. she is a joyful mama

very important lesson. thanks Dr. Njoki

Wow! This is the best video av watched! I have watched and got inspired. Would like to know more about this Centonomy. Watching from Sweden 🇸🇪

This is such an eye opener! Great knowledge shared. Thank you so much for sharing.

Great insight Dr. Njoki.

very inspiring teaching DR. MADAM NJOKI

Hi Dr njoki you're smart i like it, thank you for being the light of kenya

Am just overwhelmed by this lecture, earning more than 70k and not been able to save alot thus is something I can't afford to miss

That was very insightful, thank you.

This morning I am educated, thank you Dr.Njoki

Good Dr Njoki very educative speech also bring us how to buy bonds and shares

You are the reason I am attending centonomy!! September 2019 I am in!

Dont know where i have been what an educative bettee late than never actually i needed this be blssd .

Wow so inspiring indeed ,now am totally changed ,must subscribed

Daktari,this is what i have missing . i have and learned and I've been inspired alot.

You inspire alot.thanks for the insight now interested.

I thank God he landed me here in this insight....i have learned alot especially that point of tracking money...really that my weakness i never do the value of each coin i waste.... Thanks Dr. Njoki am grateful for your imformative advice...thumbs up... Looking forward for a good change Inshallah🙏

very informative. Thanks, Dr. Njoki

Thanks for a very objective opinion from your personal experience on which course to start, my question is answered.

Good information and empowering speech learnt alot

Thank you so much for teaching me how to get save money 🙏🙏🙏🙏

Thank you madam.You simplified your teaching

Very very good and enlightening presentation. I've learnt alot. However, the fact that you confess to leave the theatre room to run to your business...very unethical!

Absolutely helping.... I love this

The reason I became a financial advisor on money markets and life policies.They are the best investments.I do it passionately. The satisfaction of seeing a client receive their money after saving little by little is amazing That's my line of work.I take people through that.

Thanks Dr Njoki, it's a nice presentation. Very helpful.

good talk, i have loved it.

Very educative program... You really saved me now and now hence you taught me how to save my small money.....

I'm intrigued momma! Thank you for the wonderful food of the mind

Thank you DR Caroline

Asante Dr,umenibadirisha asubuhi ya leo

Very insightful thank you mum

Thanks for this very important information

Very inspiring Dr Njoki❤️❤️❤️

Thanks for the information.

Lovely Dr. Njoki

Thanks for this powerful message. Mindset

Thanks Dr. Am inspired

Wow. This is very informative. Am a changed mind.

It is 2021 but this video remains informative. I have learnt a lot information is power

very insightful!

So informative. .I really wish I could meet the centonomy advisers to help in proper investment

I really needed this ❤️ thank you Dr. I have alot of work to do

This is quite educative

this education sounds much effective than the whole of 844 combined!!

nice there is learning.......inspiring topic

This fine sunday i feel educated

Good speech Dr njoki

This is very good information. I have been following Centonomy for a while and have learnt a lot . Waiting for you guys to start online courses.