No in kit but you need to order the debit card it's 300+18%gst charges but one thing debit card is not usefull you can use digital card for upi payments thanks you your comment and please subscribe to my channel bro 👍 😀 🙏
Only 19rs charges are notification in 3 months and also annual debit card charges and also cheque book charges that's all bro bank is safe but one suggestion is kotak bank executive is are doing one insurance don't take that one my preference is Au small finance bank it's also same charges but two are approved by RBI and thanks for watching my vedio bro and also subscribe 👍 😉