The 50/30/20 investment rule is a popular budgeting strategy that allocates your income into three categories: 50% for needs, 20% for wants, and 30% for savings and investments. This rule helps investors maintain a balanced financial plan while optimizing their investment portfolios.
For those investing in mutual funds and the stock market, the 30% allocation is particularly crucial. This portion should be directed towards building a diversified investment portfolio, including mutual funds and individual stocks. By adhering to this rule, investors can systematically grow their wealth while managing their expenses effectively, ensuring a disciplined approach to financial planning.
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22 авг 2024
