Lemonade Cat Insurance Review 

I personally have ASPCA pet insurance for my cat. She has megacolon and is on a special diet with that expensive food and everything. Lemme tell ya, if I didn't have that pet insurance, I would be broke as a joke. They pay 80% of every single bill. They pay within 3 business days of submitting a claim and it's been the best decision I've made concerning insurance for my cat. I pay$17 dollars a month and it's honestly saved me thousands.$250 is my annual deductible.

I recently got Lemonade renter's insurance. Really happy you're reviewing the pet insurance aspect.

I have Lemonade for my BSH kitten Milo and I'm happy so far. I did get quotes from a couple of others and this was the biggest bang for the buck. I opted for the preventative care add-on and got reimbursed for a good chunk of my first wellness visit with Milo. So far so good, and glad to get validation I made a good choice (based on your review).

My cat, Nehemiah, somehow broke his leg badly while outside when he was little. It cost more than 5 thousand dollars for surgery, pins, screws and hospital visits before it was fixed. I am ordering insurance for routine visits annually and for these unexpected things that happen. Nehemiah is now a housecat. He no longer wanders freely outside unless supervised by us.

I’ve been looking into pet insurance, this was amazing! I’d love a video on cooling and warming beds/pads and your thoughts/the best ones!

The claim for vaccines and general exam was very quick and I only did the text thing and receipt, but that's the minimum and my cat is 1 year old lol so I just got it and I really hope it stays smooth in the future

Recent research - Lemonade premium starts low, but adding dental care + vet exams pushes into higher tier (w/ plans that already include some of that). Nice to have choices, tho'!

Always an informative video…🐈‍⬛🐈‍⬛🐾🐾🐾🐾

Another very good video! I live next to a race track called Mallory park. Not sure why I’m telling you that

Hey Mal, great video

I do love me some lemonade

We have lemonade for our two cats and tbh we're in the market for new insurance. They have been pretty unhelpful throughout every claim we've made. Every little piece of communication has been really inefficient, they always lie and say they contacted the clinic or that they hadn't received documents, when at VCA they emailed the documents and CCd us, right in front of us. Watch out ppl. Their app looks great, their coverage not so much!

Ive never heard of lemonade, but we have embrace and I love it!

I’ve had lemonade for a little over a year now for both my cats, they’re pretty great.

Great video

I have renters insurance from Lemonade, but since they do not cover dental services, I would choose another pet insurance for my kitten.

Love this! Could you do one for Healthy Paws pet insurance? We have a new kitten and look around.

Thank you - a great video for someone doing research. I ended up going with Healthy Paws last year. I did lots of research.

Thinking about changing my pet insurance. I have HealthyPaws and luckily only had to file a claim once. I didn't like the way HealthyPaws responded to the claim. The wait was long and instead of telling me the claim amount was applied to my deductible they told me it was denied bc of missing documents. I had to email them a few times to get the correct reason(I admit that I forgot I have a deductible). But, every time I tried researching pet insurance I always ended up concluding that most pet insurance is a scam and the ones that are not are so expensive that it's hard to afford when you have multiple cats.

Yes..ASPCA is one of the best....

This video very help can you do a video on fetch pet insurance I saw on the news liked it up this veterinarian calls out into the community of homeless and low income I think pet owners that can’t afford vet visits I believe every donation goes out to the homeless with pet owners something like that and it seems like practically everything almost everything is covered not sure about their deductibles it works if you can do a video on it I agree, appreciate it thanks

Having a pet sure has gotten expensive. But it's sad that there's no coverage for older pets, because that's when the need it the most and some would just put them down than pay to save them.

Can you do a video on the best way to make sure your cat stays well when we go on holidays, please?

As a few others have mentioned, you're probably better off in the long run setting aside the equivalent monthly premium and deductible.

Thanks for all the good info. More importantly, where did you get that pillow!?!?

Hi do they sell insurance in canada

I have Lemonade home insurance. Never knew they had pet insurance lol

I'm wondering if you looked into spot pet insurance? Looking for one in 2023, wondering what you still recommend.

We purchased a policy from lemonade based on your recommendation almost a year ago. The policy is on a five year old cat that showed up on our deck starving, so we took her in. We took her to the local Humane Society for her shots and a healthy cat check up. She passed. When we got the lemonade policy, they said they needed to see copies of our reports from the treatments she received, but they never provide us with an avenue for uploading the reports. Not impressed at all! Bottom line: We’ve never even been able to use the policy. It’s ridiculous. Fortunately, our cat has been healthy. Would I recommend the cat insurance to others? No! Not unless you’re found of chucking your money down a hole. Oh yes, we left a message and they never returned our calls. Guess our messages went down the same hole.

There are a couple of items not made clear in the video: - as a pet ages, do the premiums go up annually or are they grandfathered in based on the age at initial coverage; - once a pet reaches the age of non-coverage, does coverage simply end or does the age limit only apply for initial coverage

Any good recommendations for a cat that may need endoscopy and biopsy? He’s 11 yo

I was curious, so I looked up how much $2.3 million in donations actually means to them. Their revenue for last year was $128 million, so they gave away a little under 2% of the money they brought in. Honestly, that's more than I had expected, but but less than you might think. I think it's useful to get some context for these things. Thanks for the review! I have a new kitten and have never had insurance for a cat before, so this is super useful.

What about Nationwide?

I got my cat from the shelter, and the shelter gave me one complimentary checkup at my local vet. The checkup went well. I stupidly and casually mentioned I noticed she had loose stools probably because she was a stray and ate spoil food on the streets, who knows, so the vet sent me home with some meds, and the problem went away. I then purchased Lemonade insurance, who then obtained the record from that vet. 4 months later, my cat had one incident of diarrhea and vomiting so I took her in for a blood and urine test - $350 total. My claim was rejected by Lemonade citing - PRE-EXISTING CONDITION. Either they are playing stupid or just don't know diarrhea is a symptom of many things NOT a disease like cancer or CKD. If my cat got into my trash and ate more rotten meat, can it cause diarrhea? If I switch food too fast, can it also cause diarrhea? They sure can! Lemonade doesn't care, it's happened in 4 months ago, it must be related. All diarrhea(s) are caused by the same underlying condition. The consolation prize Lemonade gave me was - "BTW, good news is if your cat doesn't show any symptoms of diarrhea after a year, it's considered CURED!!!!!" WOW, thank you Lemonade! It only takes a year to cure diarrhea? That's it? How does this insurance company make any money insuring a cat that has DIARRHEA???!!!!!! I reported them to BBB and I am in the process of cancelling the policy. Moral of the story? KEEP YOUR MOUTH SHUT DURING INITIAL VET VISITS. THEY WRITE DOWN EVERYTHING YOU SAY, WHICH THE INSURANCE CAN USE TO WIGGLE THEIR WAY OUT OF REIMBURSTMENT. And I would not use Lemonade ever again.

Would you say the water fountain video still holds up in 2022?

Pet insurance in Australia is a massive rip off. Even my vet says you are better off banking the premiums instead of paying a company to end up deciding that your claim is denied. We had a claim denied after our cat inhaled a grass seed which ended up having part of a lung being removed. The vet even wrote a note stating this was the result of an “accident” as the cat did not deliberately inhale the seed. Claim refused. All five cats insurance terminated the next day. We put $50 a week away now and have a fund over $7000 for any incident. Yes, that may not be enough, but it helps us divert other funds if needed. A good base and not having to rely on some pencil pusher to decide if my cat lives or dies.

What countries does this company operate in? Do they cover Canadian cats?

I've recently gotten my first cat, and I'm shopping around for different insurances. For me, the inability to easily speak with a insurance agent about my policy is kind of a deal breaker. :/

Has anyone gotten lemonade with the optional dental care add on? Is it worth it for the extra $147 a year?

Will they cover pricey surgery and chemo for cats? 🐈

I never knew pet insurance existed 😳

I’ve had Lemonade now for about a year, but didn’t realize I hadn’t added the vet visit fee rider. Beware, if you want to add this when you renew, Lemonade will not allow you to if you’ve made any claim towards your current policy. Also, claims were very breezy and easy for me, up until I hit my deductible. Then, the first claim after that, I got stalled and over a month later, that claim still is pending. They emailed me talking about obtaining documents from the vet, but I’ve provided them with everything. Very frustrating because I can’t just talk to someone.

🙄 As always, age and health history requirements. Very Insurance thing.... But your right, at 6:02 Lemonade offers the Best!

Hi Mallory, can you do a review on REVEAL CAT FOOD. Thanks in advance

And I noticed that she gets older she doesn't eat like to eat or dry food that doesn't find anything wrong with her but comes out perfect urine is perfect she weighs like 8 points 8 lb 1 oz any idea for how to get her to put some weight on and eat more dry food I do feed her wet food tablespoon a day throw the vet

I appreciate this video as I’m trying to decide on insurance currently. Do you know of any way to find out how the premiums are likely to change over time? Aside from using a good, reputable company, that’s my main concern. I got a Trupanion policy when my previous kitties were each ten and by the time they were 15, the premiums were over four times the original cost. I was told the cost would never increase based on claims, but rather on average vet costs in my area. I would like to find a company with more reasonable increases.

Hello Mallory, I know this is off the subject of your video, but I was wondering if we can possibly get a good review of the food brand Nulo! I would really love to hear your side of what you think of that cat food! Thank you!

14 minute video for this info? Just watched a short with same info under 2min.

I wonder if some or all of the positive reviews for Lemonade were written by Lemonade's AI bot or the Lemonade staff??? This kind of shenanigan happens all the time in the retail world.

I have a question I just came across this and this doesn't pertain to the video you just put out but my cat will be 14 years old in October she's a blonde hair tabby.

Not in Canada? :(

It's hard to evaluate an insurance product if you haven't made a claim. You can't submit your claim online. You have to go through the app and use a smart phone. The chat bot walks you through the steps, but you can't ask it a question or get any clarification. I found it to be an overly casual exchange and completely tone deaf, considering it's likely you are dealing with a difficult diagnosis for your best friend. And then you have to film yourself talking about it. You scan and submit the notes and receipt from your vet. Then you get a real person who will e-mail you about your claim. I found my claims person to be very kind and professional. There were more questions and more paperwork, and they said they would reach out to my vet. My claim did get paid, eventually. I was worried that with my cat's new diagnoses my renewal rate would be too high, but I can say it stayed about the same. I have a three-year-old cat.

Lemonade isn’t available in Maine apparently?? Really sad it sounded great

I had a lousy cat insurance in the past

she play tower heroes?

I've canceled my Lemonade acc. because they don't cover spaying/neutering procedure which was something I needed

But if you're a cat breeder, having several cats, it's not worth it.

When I softly bite my cats ear she like it...is she insane or am I?

Are you kidding me pet insurance, when most of you willing to run over rabbits and squirrels. No but your pet is special, it's a animal, all animals need respect. If they die give it to a river or forest. Let nature take it's course. Ya pay money for nothing insurance LOL.