Let's Talk - Life Update. 

Don’t worry too much about the sponsorships. Most of those of us who watch you can cope. Your content is brilliant.

You aren’t giving advice, you are sharing basic knowledge. That basic knowledge is the reason I, a 23 year old in the UK now has £2500 in my isa, sorted my pension out and am diversifying the small pot of wealth I have while still trying to get out n live. My mental health isn’t great but there is light at the bottom of the tunnel and I think that speaks volumes with how gloomy things in this country are at the moment. How this motivates you, keep up on your thing champ ❤️

How your face lit up when you looked at the letter from Victim Support speaks volumes Damo. The fact that it's so important to you shows clearly how making a positive impact on others is your North star.

Never forget Damo that a big part of your success so far is your character - you're very "personable" and funny so people feel they can connect with you. Whatever we do in life, however much you do educate people, its ALWAYS good to have a laugh (so don't get too serious). And ffs Cobweb! 😅

Damian, you say you’re nothing special… but in our modern world, it’s only an extremely small minority who have such a strong WHY, a plan to achieve it, and can articulate it as clearly as you can. That’s pretty special in my view.

This is my first time commenting on a RU-vid video on any channel. Your channel was the first that I ever watched on finance. Because of you I started investing... at 55. Now, my daughter invests through a Vanguard ETF. My son and his girlfriend also invest in ISA's. This is because of your last video 'Will We Ever Be Able To Retire'. You are impacting lives positively. Thank you. Please continue with your life changing work.

Funny isn’t it, a guy who advises in making the best use of money, finds giving to, and helping others is the most fulfilling thing. Your character and Integrity will always help your success Damien. Helping kids understand the financial world and saving them from future stress related to debt is a great aim and badly needed 👏👏👏👏👏

There is no arrogance. You are someone that has great reachability (is that a word ?) and your care and humility comes through. Thank you Damien.

I hardly ever comment on videos Damien. Your content is great and your genuine passion for wanting to help improve people's understanding of the world of personal finance and how they can better leverage it is truely admirable. I'm glad to have found your content and to be able to follow your journey while learning on the way. You're one of the world's good guys!

I wanted to take a moment to express my sincere appreciation for the profound impact your words have had on me and many others. Your wisdom and guidance have been a source of inspiration and encouragement in life. From the very beginning, I have watched you grow and evolve, and your advice has been invaluable to me in navigating my day-to-day challenges. Your authenticity shines through in everything you do, and it truly resonates with your genuine followers, myself included. Thank you for sharing your insights and wisdom with the world. Your words have the power to bring about positive change and inspire others to be their best selves. Please continue to share your light and keep up the great work. Your true words mean more than you know and make a significant difference in the world we live in today.

You’re such a gem of a person. You really don’t owe this explanation to anyone, and you did it nevertheless. So grateful to be part of your journey!

Damien, you sound sincere, I REALLY hope you achieve your goals.

This is one of the best videos on the internet. Genuine, transparent and undeniable. Thank you

For a few years after retiring I volunteered as a maths tutor in my local school. I worked with gifted kids who don't get maths, the kid who will make a great mechanic, but needed to get through GCSE to start an apprenticeship, or just needs a Maths GCSE to get into sixth form. Sunak is correct, there is a massive deficit of Maths skills in our secondary school kids. But he is wrong about dealing with it. By secondary school it is already too late, kids are frightened or have no interest. We need to enthuse kids during primary school if we are ever to move forward. I applaud what you want to do to change society for the better through financial education, and wish you luck.

The education system is failing children. I come from two loving parents who were petrified of money. They didn’t buy their council house because they were scared and financially naive. As a result I grew up with the same fear. I’m in my 50’s now and I have an ISA and follow the markets daily. The impact people like yourself can have should not be underestimated or taken for granted. The children of the UK, from every social level deserve to be taught finances. I suspect there will be resistance to this aspiration by those who don’t want a savvy generation who begin to build personal wealth but real change is never easy nor speedy. Keep going Damien. You’ve got this.

"You need to know what your values are because it will help you to make decisions" is great advice, not only for RU-vid but for life.

As a 31 year old, self employed cabinet maker I have watched many RU-vid videos about wood, and not commented - ever. However I have found your videos so inspiring and educational I just wanted to say thank you. Since going self employed 3 years ago, the work sorts itself out, that's what I have been trained to do. Different ways I can invest profits/manage money however, that's all new! I genuinely look forward to each new video you release, thanks again - a new subscriber 👍

Some truly inspiring goals! I wonder what happens if all of your viewers ask themselves how they can change the world... Damien needs to start a political movement. The common sense party! 👌

Im an experienced investor who has been managing their own money for 40 years. I see the value of your channel as helping others to learn about personal finance - because lets face it the education system provides no help to young people on money matters

I donated at the time, 100% respect, should be more people out there like you, as previous comments, I don’t normally comment but you deserve it 👏👏

The pension default fund video was probably the simplest most impactful one you’ve done for me. I sent it to loads of people at my office; our default option had way too much fixed income/cash.

Your content tackles personal finance without making it egotistical. Your approach is to say how do we, as a society, become more financially secure rather than how do I get richer. It's compassionate, it doesn't apportion blame but does provide solutions. Love your message and what you are doing.

I think you're spot on about schools - I'm an accountant and financial advisor and have done some voluntary sessions in schools on financial education, it's so important and it's great to see someone with your reach speaking up for it - good luck!

As a Damien Talks Money ambassador (Self appointed, you don't get a say) I think that this is probably the most important video I have watched of yours. The business model of creating content for free to educate those who are in that gap of institutional financial education will in my opinion be one of the most powerful things you will (will) achieve. I actually hope that by doing this for free, the reward will come both in a huge amount of "giving back" feel good, and importantly from momentum in what is absolutely filling a very sad gap. The values that you describe and that your channel shows are sadly missing in the financial world, but you very much show how it should be, and could be. I am teaching my kids about finance currently, and now I have a bunch of their friends who have come around to go through my thoughts. But as soon as you step outside of your own children, you see how important it is that you approach this in the right way. I really look forward to seeing what you come up with, and having that as a much better upgrade on what I am trying to do. Your overall business model sounds fantastic to me. Best wishes.

We need more people like you in the world, Damien. Thank you for sharing ☺️

I did economics up to A level (80s) and didn't know what an index fund was until a few years ago. The work that you and others like you (Pete Matthew) have done for the average person is immense. More power to you.

Your videos helped me a lot! I have finally started investing at 42 years old and now getting more motivated to start my martial arts youtube channel. I had been too worried on not knowing enough about youtube rather than just getting going & improving over time. Thank you!

Loved everything about this, you're truly inspirational

120 comments that all sound positive in an hour of release. That should tell plenty of feedback on what you are doing Damien. You’re doing great work and are one of the best financial content channel on RU-vid. Keep going and doing what you are doing.

You’re right. In school they’re taught to death Henry VIII but nearly nothing about life and finances. The meagre bit my girls was taught was very very basic, dull and dry. Great plan 👍

You probably won’t see this as there’s nearly 600 comments as I type this but just a thank you for the content you produce. Following guys like yourself and a couple of others on here for the past couple of years had allowed me to self educate myself on these crucial aspects of life. I work in finance so probably pick most of it up sharper than most but the level of understanding I feel I now have is going to stand me, my family, friends etc in good stead in the future. Thanks again and all the best with what’s to come

We’re all with you, Damo, and personally I’m in compile agreement that something needs to be done re educating the young on financial matters. I suffered financially from being brought up with just my mum, who also didn’t really have any money sense behind her. I now have two kids at home and work in education and it’s shocking how little real world knowledge is passed down to them. Our finance department at work could also do with some guidance 😅

Proud of how far you have come Damo! Genuinely been praying for your success as you are so honest and kindhearted. Keep it up mate!

Huge respect for you mate. Informative, honest, willing to be vulnerable. You're a great role model, keep it up 🙏

I guess my first comment is congratulation on making RU-vid a full time profession. You have helped me. Good luck with the next years content.

This is exactly what I am trying to do in South Africa! Your inspiration is Crossing Borders Damian. Continue with what you are doing and your impact will stretch far and wide into the world! Cheers mate! 🍻

So much appreciation and respect for your values, approach and work. Absolutely amazing.

I admire your integrity and values. Great channel btw.

This is possibly my favourite video from you. It's great to hear what your plans are, what motivates and drives you, and the legacy that you want to build. I think that I may have subscribed to you in 2020, and my respect for you as a person as well as a content creator has grown exponentially each year. Just signed the petition. Thanks for sharing it.

Such a great motivation going forward! You're down to earth and you just to help people! I appreciate that so much!

4:31 Yes! Used to have those books - you've unlocked a memory there

Thanks for this. I don't quite know how to approach teaching my children without switching them off, so what you describe would be fantastic. Keep up the great work 👍

You are an amazing human! Please keep doing what you do. Respect 🙏

I'm 26. I reworked my pension funds and upped my contribution after listening to you; something I'd not considered looking into before - should make a massive difference by the time I retire!

Damien. Rest assured, You are BRILLIANT! Changed my life in terms of money, money management and above all pensions and my future. Oddly, although 'many decades old', single etc... yes that too...i buried my head in the sand. Discovered your channel and you turned my financial life around. Not a day goes by without me thinking about income, pensions and how i can help others. Thank You. Yes every success in the future. And like many thousands [millions] of followers, a massive Thank You. What a journey! Continued success. And yes your [re]action to the assault on you. Incredible. Thank you.

Your doing a great job and I'll support your channel! You've taught me so much. Amazing work

Thank you for helping me navigate the mystery of finance. Really grateful. Empowered. You are helping the world.

I follow several personal finance youtubers and Damien’s videos always get a like from me before they even properly start. Thank you for your great content, Damien.

Just a little thank you from me Damien, you made me take the step to review my workplace pension fund. In a short space of time the two non-default funds Ive selected have outperformed the default fund by 60%. Im 35 and whilst I appreciate this level of return may not be consistent, itll make a big difference between now & when i retire. Im fortunate enough to have a job that has allowed me to focus on frontloading my contributions, my pot sits at £500k & these changes will be huge for my family, my only frustration is not looking at this sooner. Thank you again.

Legend, thanks for your service.

I'm Kenyan and the most financially knowledgeable of my friends and colleagues. I always refer my British colleagues to your channel and many have changed them have improved their financial status by following your advice

even though ive never met you I do feel a kinship from you and I need that, you're like a big brother just trying his hardest to help without getting fully involved, keep going we all need this! one more person on the side of the light.

Video's like this restore a bit of faith in humanity for me. I know that you are rewarded through RU-vid & sponsors, but your plans for impact are set in a way that you bring your (growing) community up with you. Thank you

There's some great YT finance channels around now but this is the only one I know I can sit through, learn something new or have something put into a new perspective, and it not feel like I'm being lectured or spoken down to. You'd absolutely smash it by taking this kind of content to businesses and schools. Rooting for you!

Thank you for sharing so much in this video and giving us perspective. Very inspiring

Brilliant message Damien, you are a beacon of hope for so many of us searching to make progress in the financial maze. Keep doing what you are doing so well and please stay the generous, humble Brummie we love. 💙

I'd suggest making videos for people who have a spouse who is bad with money. Often folks who seek this out are already mindful. We need a series for the people who don't want to hear it, or are made nervous an avoid it. An just are not usual viewers. Those are the people who would really benefit so yeah we need a perfect series to show that one person we each know that NEEDS a lesson. Wife, son, maybe a brother.. or a friend.

Never commented on one of your videos before, but I've followed for a little while now - and I'm so grateful for what I've learnt, the information you've provided, and they way you do it. So thank you. What you stand for, how you go about delivering it, and the passion behind it is truly inspiring on so many levels. Keep the content, the strategy and the insights coming - thank you 🙌🏻

I’m a relatively new subscriber and I love your channel. Wishing you all the best, Damien.

Your poster notes took me all the way back to 1998 in Scotland. I lived there before moving to Manchester. It was colder, I hardly spoke the language etc! I wallpapered all the room walls with poster notes. It had empowerment messages. A big paper note was attached right in front of my bed that read " where there is a will, there is a way", it was my motto lol that message used to get me up from bed to practice English everyday for one hour 😊 To Invision my life in the UK and pursue every dot I wrote down😊 Now I lost the energy, I want to pursue dreams I left behind because I wanted to secure my family financially first and myself 😮😮😮 Where there is will, there is a way 🎉

Your style of delivery as well as your content are what make you such an invaluable source of financial content and inspiration. For that I thank you and is also the reason why I spread the word to my family and friends, especially the youngsters who are just starting on their financial journey. Cheers Damien👍

Thank you Damien ❤

Love this. Recently sat down and wrote my ‘core values’ and it helps a lot

The only financial advice that I got a school (1970s) was how to fill in a cheque. One teacher mentioned compound interest, but did not explain what it was.

As a mother and a teacher I totally approve this message 👏🏾👏🏾👏🏾🥰💖

I'm a teacher and I've been advocating at my schools to do exactly this. We're sending kids to uni and to work with absolutely no knowledge about money. Love the content.

I love how honest you are !

It’s so great to hear what you did with those donations mate. You’re making real change in many ways. I’ll keep watching no matter which avenue you go down. Cheers mate!

Hi Damien. You absolutely make an impact. Im 37 this year and dont have a big pension pot or much savings, despite having a good job. Ive been watching you for about a year. In that time ive started investing in a stocks and shares isa and combined my pension pots and moved them into "better" funds. My pensions were actually lower than my initial investments this time last year. As of now my isa is up 19% and im adding monthly and don't intend to dip into it for the best part of 20 years if i can help it. My pension has clawed back the losses and is up for the first time in years. Me and my partner have a baby on the way and i know that at least im now well on the path to retire at a decent age and be able to support them down the line. I watch your videos every time they come out and they are always very interesting and extremely useful. Thanks for what you do.

Thank you Damien, I appreciate everything you do, I've learnt a lot already and look forward to also teaching my son with your help.

The thing that drew me to this channel last year was your character and could instantly see you were one of the good guys who generally has a passion to help financial educate people. Good luck with all the endeavours over the next year, you have set some great goals! I’m extremely passionate about teaching personal finance to the younger generation, especially since having our daughter a couple years back. I have no idea what support I could offer but would be move than happy to help in any way possible

You're an inspiration, Damien. I genuinely look forward to each video you upload...you have a unique insight and special way of addressing key points head on. Thank you!!

Congratulations on all your achievements! I am sure the channel will go from strength to strength!

You are saving future lives, of those watching and there future families. Respect for this and also sharing your personal updates.

You have helped me, and I have had conversations based on your videos. Thank you!

Your WHY? is so very important. thanks for this.

respect to you and your fine work and research...

Damo - your vids have helped me over the years. It’s been a pleasure seeing your YT journey. Thank you for all the content and everything you do. Keep pushing as you are an asset. Thanks for the health update too

Your videos teach people what you normally only learn if you’re in the know! Completely changed my financial life for the better and now my favourite channel 👏

Here's to your future success Damien you are doing a fantastic job. You've taught me time is the most important currency, so make sure you spend yours on what makes you and your family happiest. If you can make the world a little less evil at the same time go for it! Also my favourite Goosebumps book was One Day at Horrorland, but those choose your own adventure ones were excellent 😄

Tell me youve hired your mum to get your washing done for free, without telling me youve hired your mum to gwt your washing done for free. 🤣

Thank you, Damo. Your content has made such a difference to me, and I expect many others, too. Keep it up. Your impact will be felt.

Awesome stuff, I look forward to seeing what your ambition and dedication achieves!

It's really good to hear a soft brummy accent online. Reminds me of my own background

I'm a secondary school Maths teacher. In fact, we basically teach ZERO financial content. We teach the basics of bank statements and compound interest, and nothing else. Meanwhile we're teaching them how to factorise and solve quadratic equations lol.

Aww fella, you are so humble it is heart warming. Your work ethic and morals/values absolutely shine through. You have had such an impact on me and my finances over the last 3 years, and in turn I share with my circle, and therefore I am sure that your ripple effect is far more than just your views. I have loved watching you grow and am excited to see where you’ll be in 12months time. You are a credit and will have a legacy 👍🏻

Awesome journey Damien, thanks for bringing us along. It’s a good watch

Petition signed! It's very heartwarming to see that you were able to turn the terrible event that happened to you into such a positive thing! I look forward to learn more from you 😊

Nice one Damo! This sounds amazing, been watching form the start can’t wait to see where this goes!!!!!

I'm along for the ride. Really enjoy your content. Thanks

❤ Arise, Sir Carol. This is such a great mission, I'm going to share this everywhere!

Great to hear some businesses educating their staff about financial health. I recently discovered your podcast, thanks for all the informative content!

Thank you for what you do.😊

Started watching your vids just over a week ago and they are really informative and easy to digest. Keep up the good work.

This is a wholesome video. keep up the content, for some reason I find myself watching them all, all the way through, its never boring.

Thank you Damian for the knowledge you bring to us. Been watching for years now. I check out each of your videos and appreciate your down to earth content, your sense of humour and the way you present information. I'm also very impressed by the format of this video, which is simply a frank, long conversation. You're an excellent presenter, yet it always feels like I'm watching a mate chatting, not a RU-vidr. There aren't tons of cuts and irritating editing choices here either that so many other RU-vidrs rely on, such as constantly zooming in and out every ten seconds (which I find so distracting). Please keep doing what you do, it's appreciated!

Thank you for your videos Damien. Xx

I don’t comment often, if ever, on RU-vid content but I really enjoy your videos. The pension video was great and has lead me to change my fund that I contribute to through my workplace pension.

It is beautiful you want to have a bigger impact in our society Damian. Lovely seeing your personal growth, and envisioning the direction of your business. It is normal to brunch out, and seek help from family members and other business partners so that your journey doesn't feel lonely. I finally have full time help from a family member to help out and I feel much loose (lighter) on myself and it has given me time to persue other activities and think outside the box 😊 Wishing you the very best always.

Damien, I think there are a few things that make you and your content special. For me the first thing is that you are a very clear minded thinker and then what I personally really find very interesting is that you don’t try to dumb down the analysis that you are sharing and it’s is really powerful. I’m 52 and quite well educated in general, but you have helped me more over the last year to understand about investments and pensions than almost anywhere else. You are 100% right that education for everyone and all age groups is absolutely critical. I can tell you that I’ve learned about stocks and shares ISAs and pensions from you and I’ve made changes, so thank you, I think what you do is very important and I wish you every success for the future and I’ll definitely be watching your channel into the future.