Let's talk MONEY: The spending & saving habits that make my bills easier | Tarek Ali 

Good Job!!! Thank you! There is a pie chart I ran across I forgot the percentage it’s like 50 percent goes to your needs 30 percent for savings and 20 percent for wants! Please talk about more saving tips while looking good like at the same time!!!

Thank you so much for this videoooo ❤️❤️❤️

I love content like this! I think we need to be more transparent about finances as people. I understand your thought process but you actually dont own your car until you pay off the loan. If you miss a payment the car can get reposed, and you dont get any of the money back that you paid into it. Same as with getting a mortgage - you dont own your home until you finish paying the bank for it, and then if you miss any property tax payments your home can get taken away from you...

I love the transparency you had in this video 🥰🥰.

i looooove this! i’m hoping to move out sometime soon and it’s SO helpful to see this kind of content 💕

yessss

Exactly, I also have one on my channel. It’s great to educate each other.

GHETTO! WOULD NOT RECOMMEND 😩😭

RATCHETT, do you hear me?!?! 😩😩

August 24th 2019, my husband proposed and agreed to marry me then we both planned for the wedding. Our wedding was to be held on September 27th. We had a little misunderstanding and he left me for another girl. I almost committed suicide; I never knew there was hope for me, a friend of mine would always advise me to be hopeful and that one day he will come back to me, Some times I will go to his house to met him to come back to me because he really means a lot to me and I love him so much and he will ask me to leave him alone and I should never come to his house again. I found it really hard to fall in love with another man, months passed by and I was waiting patiently for him to come back to me but in my heart I was still going through hell, there was a big hole in my heart. One morning I received a call from my friend and he told me to come to her house immediately, I quickly put on my clothes and ran to her house because I felt she was in trouble, when I got to her house, I met her on his computer system and I ask her what the problem was,she said when his was browsing through the internet, he came across some testimonies on how a spell caster know as a herbal dr too brought someone’s ex husband back. I was angry with her because she frightened me and now she is telling me about herbal spell caster. I told her to forget about the matter because I never believed in spell casters or in herbal medicine things, she asked me if I really want my ex husband to come back to me and I said yes so she said I should give it a try because if you really need something that is very important to your life, then you go for it. I agreed to what she said and I took the herbal spell casters email address and I emailed him, a few minutes later he replied to me and asked what he did for me so I told him what I wanted and he asked me to do whatever he asked of me which I did. He told me not to worry that my ex husband will come back crawling on his knees asking for forgiveness as soon as he cast the spell so he cast the spell and sent me something to use the following day my ex husband called me, and right now I and my husband are back and married happily. This is the reason I decided to put it in writing so that anybody that is hopeless will find the reason to be hopeful. If you are in the same situation, Dr.Sandy, is the right herbal spell caster that will soltve your problem, You can email him on: dr.sandyspelltemple @ gmail . com call Whatsapp Number +2348051435902 try and see what he can do!

Chile 😂😂😂 take me back to the baby stage🤦🏽‍♀️

@@samanthajennings1878 lmaoo right!! Fresh out my mom’s 🐱 stage

Literally !!!

Girlllll frfr. Thank god I’m up $5000 I can’t wait for these next steps in life cause she get unbearable at time lol

@@NoLimitsHtx that’s a personal goal of mine ! And good luck on you next chapter

That's wats up. Get wat u want in life. Speak it into existence. Mine is a X6. Itll be nice, if I'm able 2get it for my 45th

Yes get that Tesla!!

You will get it. God bless🙏🏾

Whew you just explained my exact situation

Same. All I do now is try making more money cause I can’t save a thing.

Dave Ramsey

Thought i was the only one😂, when i go shopping, i shop🤞😅

i feel this 😭 you got thisss

That is so true.... my parents sure as hell didnt teach me this.

I’m 14 but wanna get on this stuff early so I don’t have to worry as much when I’m older, how did you get good credit at such a young age??

@@heheh6727 one way is to start with a secured credit card...

you bought your first house at 23?! goalssss

@@heheh6727 I got a discover student card(600 limit), and journey(500 limit when I first got them) student card from Capital One my freshmen year(18 years old) in college. I used those cards to pay for things, I would be paying cash for, and paid it off. Every 4-6 months they should increase your limits. If the cards have cash advance features and your limits are higher you can use that cash as your deposit. Just make sure it's more than four months before making the large purchase. Ask your parents to add you on their credit cards, because you won't be able to do any of this until your 18.

You bought your first house at 23 ?!? Damnnnn congratulations, hope you're proud of yourself 💪🏽✨

💯💯💯💯💯

Yes, yes, and yes. Excellent advice. I just wanted to add for context purposes for those reading, a car is a depreciating asset, which means the longer you have it the more it decreases in value. Therefore, buying a car using cash is a good way to save yourself from having to continuously throw money at an asset that that isn't going to bolster your net worth.

Thank you so much!!!!

I have that ;)

yes please!

OMG, yes! Same here.

1. Write out your budget: what comes in vs what goes out 2. Act accordingly: if too much goes out, reduce... if okay, save & invest. 3. Start your Retirement savings NOW, even just $100/mo investment in your IRA or ROTH (or your jobs 401K), the earlier the better, thank me wayyy later... 4. Save, save, save to invest (& an emergency fund of '3-6 months' I say a year). 5. Use either the: Snowball or Avalanche method, to reduce your debt (research both & try what's best 4 you)... blessed life, you got this, never give up...your older self, will be super happy!!💕

P.S. And donate: time/service to others/money, and pass on the knowledge...😉

I agree with all of this!!! 💯🏁

I instantly called Verizon when he mentioned it . can’t believe I been paying a damn near $156 bill and could’ve been paying $40.

If you're born smart to Born smart even if they don't teach it in school

they do.

It’s never too late to learn! Better to learn at 43 then at 65.

Dave Ramsey

credit is so important

💯💯💯💯💯

Sameee

Never fails tbh lol

same boat. 🥴 good vibes your way!!

Read my mind

Same here I am so nervous but it’s life !!! We got this

I feel the same way! Scared and still trying to find ways to become stable young

That's what I'm about to do in two months lol

Congrats on the new phone! I have Xfinity wifi for $20 a month, and am about to switch to their mobile as well. They've got Verizon's network, but starting at $15/month ($30 for 3 GB).

I have boost and it works amazing for me considering no one else gets service here. 50 bucks a month unlimited.

@@PeteyPistolDee03 I was looking at boost !

We have 5 COUNT IT 5 lines for 125 with Cricket🤣🤣🤣 we bought our I phones outright from Apple store. I have no complaints been with them going on 3 years

Yes that’s what it mean to be an adult