भारत सरकार की ऐसी व्यवस्था है कि किसी भी तरह से आप कोई भी FD करें या कुछ भी कर लें 🤷👌👌💯💯 मिडिल फैमिली किसी भी बैंक पोस्ट ऑफिस या फिर LIC में इन्वेस्ट करके ज्यादा बेहतर पैसे बना ही नहीं सकते हैं 🥰🥰
Bank FD me Risk cover milta he kiya. Konsi bank 1 emi ya premium bharne ke baad agar invest karnewale ki death hoti he to pura Sum insured Deti he kiya ? FD ke rate ki guarantee he kiya ki wo change nahi hoga ? Lekin lIC ki garanteed he.
Why shud people invest in Guaranteed income policy(LIC)? (For those people who told that LIC policy not make us rich, FYI life insurance policy is not about getting rich it's all about guarantee & goal achievement) 👉 Because it gives you a guaranteed cash flow for whole life (10%) or 5.5% of compound growth,without any monitoring in any situations for your golden years & it's help u to avoid financial volatility.select it as debt investment.(Bank/ppf rate of interest is constantly decrease, in that case 5.5% of compounding interest is good) LIC is reinsurance industry,also Gov. of India assured 'Sovereign Guarantee'. It means u get double security. No other financial products/institution give u this kind of benifits till 100 years. Some % of ur investable mony in ur portfolio should be illiquid,which hlp u to achieve financial goals without any volatility & monitoring in ur golden years. Fr wealth creation equity, Crypto, property, gold....Etc.
सर आपने 15 साल के बाद 19% मान रहे है लेकिन 15 साल में 5 के 15 लाख हो जायेगे तब हमें 19% पर कितना मिलेगा 285000 लेकिन lic कितना देगी 95000 लगभग तो ये तो घाटे का सौदा हुआ
Well explained sir. Thank you. Can you please clarify what is the payout to nominee in case of mishappening with policy holder during deferment period. Also, please clarify the same for Jeevan Shanti plan.
Sir ji I am your big fan 🙏 Pls Guide me..Jeevan Umang policy lene ke par kya shadi hone ke baad mein wife ko nominee add kar sakta hu.. kunki meine Starting mein koi nominee select nahi kiya hai..reply pls sir🙏
Please sir 5 se 15 saal ke teniur pr monthly payment pr kon se (Jeevan umang, Jeevan utsav, Jeevan dhara2,) policy best h. Jis m high interest ki pension .death cover. Matury pr thik sa amount mile.
Very well explained.60 age me konasa plan hai monthly income ke liya as a senior citizen retiring after privet job please pakka batana...thank you so so much..Namaskar beta
interest rates thik se explain hi nai kiye he link me. same with other jeevan akshay n saral pension plans. clear idea hi nai ata ki kitna pension ayega atleast calculator facility shud be provided. also what about existing customer incentive, online purchase incentive ?
In case of lumpsum investment, from your illustration table, for joint life pension after 1 yr, whether both members will get Rs.32,200/ separately??. That is return = 2x32,200/??
देखो, बंदे के साथ 2 चीजें होंगी। या तो जीयेगा या मरेगा। तो जीने के वक्त के लिए तो वो बहुत सारी सेविंग करता है, पर इन केस उसे कुछ हो जाए तो पीछे कुछ बैकअप के लिए ही एलआईसी होती है। क्योंकि जिंदगी का कभी कोई भरोसा नहीं होता! पर लोग एलआईसी को भी कमाई का जरिया समझने लगते हैं। हालांकि अब एलआईसी ने भी ऐसी अच्छी पेंशन स्कीम्स देनी शुरू कर दी हैं, जिससे की अगर आप बुढ़ापे में आते हो तो कुछ न कुछ महीने का खर्चा पानी मिल जाए।
15 saal wait karne par 5L bhi toh badh jayega...even at FD it will be more thab double so le deke returns 6-7% hi aana hai...this is all to make people fools...just invest in large cap mutual funds abd go for SWP...you will easily get 8-10% returns and can withdraw 5% and the money will also grow to take care of inflation
Nice explanation..sir i have 50 lak and now my age is 38.. i want 2 lak permonth after 15 years ( age 53) as of my retirement plan .which policy to opt.
Meri Umar 20sal hai agar me 1000000 15 year investment karta hu to mujhe life time pension milengi Lekin mere nahi rahen ke bad wo 100000 mere nomination ko wapas milenge
Allow people to own a pension plan and let them recive it as a passive income.No other saving ensures it,especially after 2016.You video people hide what is happening in economy.Mutual fund sponsered programme
