@ask money purse Apollo micro systems results and bajel share gurchi describe cheyara and bajel share gurchi nenu track chesthunna bajaj valla share and it has some monopoly in transforming the power lines and other
Investment policy లో చేసే బదులు any index fund లో invest చేస్తే చాలా better. Whoever reading this: my personal opinion…. 1. One term insurance. 2. Any two index funds with 5k minimum per month. Don’t think any others investments for longterm unless u have a good financial knowledge.
Sir i think i have a gunuine doubt.. If im wrong please correct it.. Lets take example of jeevan umang.. Andulo SB's 8% life long + 100 th year maturity kuda estaru kabatti.. Oka policy nunchi Returns vunnai kabatti IRR Calculate chestunnaru.. Bagundi adhe policy lo oka 20yrs SB's teesukunna person ki risk jarigithe memu sum assured + bonus kuda estamu.. Avi kuda returns a kadha sir.. Avi enduku sir IRR lo kalaparu.. Avi returns kava.. Incase accidental ithe double sum assured estamu.. Appudu IRR entha vuntundi.. ?? Okkasari naa doubt tappu ithe correct cheyyandi.. Nenu adigindi correct a ithe.. Next vedio lo mention cheyyandi.. 😊 Insurance lo .. Person after taking policy disabled ithe.. Premiums wave off chesi.. Sum assured ni 120 months ki equate chesi estamu then maturity kuda.. Dani paristhiti enti.. 😅😅
First of all thank you so much Mp team for detailed information..lic Jeevan utsav policy gurinchi kuda market lo buzz undi anna.. Idi kuda oka video cheyandi detailed ga.. TIA.. 😃
Please don't suggest policy bazaar Web. They maximum trying to sell money back policy, they not interested term policy. When buy insurance it take 2 & 3 hours but after ur cancel insurance it take 5 days. Full Amount will not Return they debit. I'm already faced problem.
Banks, post office, insurance companies and everyone invests in market and they give only 6 to 7 percent so lets invest in mutual funds and keep 3 to 6 months aside for emergency and invest every saving in equity or real estate or gold for long-term but don't invest in lic, post office, ulips from insurance companies
@@subbarayudumiriyala6402 my life won't be destroyed because I am an aggressive investor and I have sufficient and term and health insurance with top ups and health insurance for my parents also and for conservative investors I suggest ppf , sksy, scss but lic is not recommended for anyone it really deliver poor returns because I also suffered due to lic jeevan Anand
@@sivanaga1591 Too many things make ur life difficult to manage. Primary Goal --> work well. Ur salary, promoting etc is ur best returns & spending money on children future is best investment. For safety buy land, govt securites & keep ₹3lac per person in liquid assets for emergency fund. Note : when u got own house, good health, earnings > expenses then ur already in heaven.
Policy bazaar is pathetic. For NRIs, they are not issuing policy, and also after canceling it they are not refunding the premium from almost 7 to 8 months.. pathetic and worst service ever I have seen..
సార్ నమస్తే, నేను రైల్వేలో ఆఫీస్ సూపరింటెండెంట్ గా పని చేస్తున్నాను, నేను రిటైర్మెంట్ 2032లో అవుతున్నాను, నాకు కొంత మొత్తం యాన్యుటీ రూపం లో కావాలి నేనూ ఏ ఆప్షన్ కు యెంచుకోవాలి, నెలవారీ ప్రీమియం ఎంత కట్టాలి
I think its is better you invest in Small, Midcap, ELSS scheme in mutual fund whether lumpsum or SIP and the yield would be more than 12 % profit. Take Term insurance which is most imp.
added to that please kindly explain in what way investors have to play with this theme in what way it effects jobs and have a change in the Market like computer and internet changed the world perception
Thank you for giving helpful information, but a small concern about you xl please give correction It is a person 70 years died because in equity compound is key factor you know please compare this policy for 70 Years age
Hi sir please do a video regarding LIC Surrender police like jeevan umang jeevan anand etc. Like how much money we will get back when we surrender the policy.Many people like me stucked in this long term policy's.
@moneypurse - please create video on investment in simple index funds that you said at 21:15 in this video, that would be a great help. Thank you for all the efforts you put into this video to educate us.
Thanks Sai anna for detailed info...it is not a joke to read total broucher and explain...kudos anna.... Lic agent:meeru enti andi Ila thagulukunnaru😅😅😅😅😅
Good morning sir. Iam daily follow your money purse channal. Very good qualitative and innovative informations are getting. Pleaase share the 2 stocks feedback. 1. Kama holdings purchased at share price at Rs 3259/_(at company share split Oct'23). 2.Omansh-Z share price at 2.87 ( 2 years back, Rs 2% of my portfolio), present price is 80% down,shall o continue or exit. Regards Padmaja bangalore.
Okka mukka ardham katledu. Policy gurinchi returns , asalu policy aenti , evariki Ani cheppali. But ee video chaala high level lo start aindi . Naaku kavalsina details 15th min lo unnai.
When you are here to tell about insurance policies why you are talking about index fund. Try to know the difference about products . They are entirely different products . Don't compare
జి నా జీతం 17,000 నేను ఒక policy 1057 పర్ మంత్ కడుతున్నాను దానికి 16 సం కట్టి 9సంవత్సరాలు వదిలేయాలి .... 3 years కట్టాను .... దీని సరెండర్ చేసి టర్మ్ insurance and హెల్త్ ఇన్సూరెన్స్ కట్టాలి అనుకుంటున్నాను.... (ఇండెక్స్ లో 5000 నెలకు కట్టడం మొదలు పెట్టాను) నేను ప్రొసీడ్ అవొచ్చా
You said a very valuable point that Index funds are better. I had invested a year ago in index fund and it's giving 21.53% as on date after completing 1 year and 10 days. To me it's quite convincing to invest in SIP in MF and also directly in Index funds as the correction took place.
Anna, Last lo Index funds gurunchi mention chesaru ga, if same pattern of investments cheste @ 10% or 12%..will get better amount after 50 0r 60 years..daani gurunchi indetailed ga telsukovalante ante em cheyali?
Yes bro you are correct, but risk with pf or vpf is intrest rate changes yearly so after 10years we don't know what will be intrest rates, but this lic policy has fixed return ranging from 5-9%
Stock market is NOT the solution for every future financial needs... Repu 10 years tarwatha india ki aemaina aithe andari tho patu manavi jobs/ savings/investments anni sank naaki pothay... Please stay diversified.. Don't put all money in stock market even if its index funds... Literally I know some people who are buying land in some geographical advantage nations such as Iceland... And buying physical biscuit gold... Repu aemi jargina survive awwadam ki untundi ani.. People are doing next level survival tricks..ee fintech Yourubers enka index funds, mutual funds, real estate and insurance daggare aagi poyaru...
Anna,At the time of calculation of irr your not considering Tax benifit,Why?? In Mutual funds and direct stock investment are taxable and Yearly tax savings by investing in LIC also not considering why?
@@Amarnath0880 1-You will not book the gain every year to get that exemption Right 2-Ltcg u/s 112a taxable @10% in excess of 1,00,000,+STT+Market volitilty +Brokerage+Annual maintenance charges If you invest 10,00,000 Now in stock market ,Assume yield @12% compunded you will get-1000000*3.105848=31,05,848 Tax cal-(31,05848-100000)*10%=300,584 Net gain amt you will get=31,05,848-1000000(capital)-300584(tax)=18,05,264 In lic return will not be as much as in MF ,but less rick with yied around 8-9% Sai anna is not considering tax benifit every year and 0 tax at the time of redemption , I don't know why
@@Amarnath0880 Ok,if earn 10,00,000 ,you will withdraw 100000 each year for 10 years I am not opposing Stocks ,i also invest in stocks ,,just asking why not considering tax benifit into consideration for calculating Irr ,if you know please replay,other wise don't reply Why all this questions , i am not saying dont invest in stock.
Sir same plan LIC 873 plan LIC index plus plan Which covers insurance as well Can you explain this plan sir Bcz as you told they are investing amount here in nifty index funds
Pls make a detailed video on capital guarantee investment in policy bazar whether it is a good decision or a bad decision if anybody reads this comment pls post the link on the comment regarding that kind of investment plan
Meeru cheppedi antha bagane undi policy bazzar ne enduku direct compyny site ni promotion chayachhu kada policy bazzar lo find out chesi direct companyki vellamani cheppandi sir
LIC policies time is almost closing based on current trend and awareness that society is geeting now a days. Adding to huge GST for premiums is another demotivation.😮
# Ask Money purse# Anna index fund lo invest chesthu chanipothay nominiki life long amount radu kada. Lic lo option 2 lo manama katinia amount + 100 years varaku naminiki vadthaie kada. Plz chepandi
As we all know LIC is investing all these money in equity market, so what is the point of taking these policies, even everyone can invest directly in market via mutual fund or direct stocks
