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LIC Jeevan labh 936 Telugu | High returns policy  

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LIC Jeevan Labh (Plan 936) is a popular life insurance policy offered by the Life Insurance Corporation of India (LIC). It is a non-linked, with-profit, limited premium payment policy that provides both protection and savings benefits. Here are the key details of the LIC Jeevan Labh 936 plan:
1. Policy Duration: The policy offers a choice of policy terms, which could be 16, 21, or 25 years.
2. Premium Payment: The policyholder has to pay premiums for a limited period, which is shorter than the policy term. Premiums can be paid annually, semi-annually, quarterly, or monthly as per the policyholder's convenience.
3. Death Benefit: In case of the policyholder's unfortunate demise during the policy term, the death benefit is payable to the nominee. The death benefit includes the sum assured on death plus any accrued bonuses.
4. Maturity Benefit: If the policyholder survives till the end of the policy term, a maturity benefit is payable. The maturity benefit includes the sum assured on maturity plus any accrued bonuses.
5. Sum Assured: The sum assured is a guaranteed amount that the policyholder receives in case of death or maturity. It is a multiple of the chosen basic sum assured.
6. Bonuses: The policy participates in the profits of the corporation, which means it is eligible for bonuses declared by LIC. These bonuses can be simple reversionary bonuses and final additional bonuses.
7. Loan Facility: The policyholder can avail of a loan against the policy once it acquires a surrender value.
Critical illness rider 15 diseases
Cancer
Brain tumour
Paralysis of limbs
Alzehimers
Bone transplant
Open heart surgery
Multiple sclerosis
Open chest
Kidney failure
Third degree burns
Blindness
Primary pulmonary hypertension
Arotic surgery
Brain stroke
Myocardial infarction
LIC Jeevan Labh 936 is a comprehensive insurance plan that provides financial protection to the policyholder's family in case of an unfortunate event and ensures savings for the future. The exact benefits and features may vary depending on the policyholder's age, premium amount, and policy term chosen. It is advisable to refer to the official LIC documentation or consult an LIC agent for precise details and calculations tailored to your specific requirements.
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30 сен 2024

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Комментарии : 46   
@SaiKrishna-fy5gv
@SaiKrishna-fy5gv 25 дней назад
I pay for this policy half yearly 48000. How much maturity i get sir. Please reply.
@PolicyPoint369
@PolicyPoint369 25 дней назад
Policy term?
@McaCreative6
@McaCreative6 3 месяца назад
Sir nenu yearly 6600 amount pay chestuna 17 years ki naku last lo amount yentha vastundi sir
@PolicyPoint369
@PolicyPoint369 3 месяца назад
176715
@bhanuchejarla8335
@bhanuchejarla8335 22 дня назад
Sir nenu yearly 2750 pay chestunnanu. 936-21 last lo entha vastundi
@PolicyPoint369
@PolicyPoint369 21 день назад
Yearly 2750 ? R u sure
@bhanuchejarla8335
@bhanuchejarla8335 21 день назад
@@PolicyPoint369 s sure
@rams6878
@rams6878 5 месяцев назад
hi sir nenu 21 years ki chesanu yearly 27000 pay chestunanu naku 21 yrs taruvata motham gross enta vastundi
@PolicyPoint369
@PolicyPoint369 5 месяцев назад
Miru lic ki 15 years lo almost 400000 istaru and lic miku after 21 lo 970000 istundi
@pradeepbavirisetty9582
@pradeepbavirisetty9582 Год назад
How can we get the discount on yearly payment mode.will it be online payments or offline payments?
@PolicyPoint369
@PolicyPoint369 Год назад
2% , online payment sir
@saikiran-hw3ng
@saikiran-hw3ng 3 месяца назад
Please explain difference between jeevan ustav 871 & jeevan labh 936
@PolicyPoint369
@PolicyPoint369 3 месяца назад
The LIC Jeevan Utsav Plan and the LIC Jeevan Labh Plan are both insurance products offered by the Life Insurance Corporation of India (LIC). They have distinct features and benefits. Here's a comparison of the two: LIC Jeevan Utsav Plan Type of Plan: Single premium, non-participating, endowment plan. Premium Payment: Single premium, which means the policyholder pays the entire premium amount upfront in one go. Sum Assured: The minimum sum assured is fixed and guaranteed. Maturity Benefit: On maturity, the policyholder receives the sum assured along with loyalty additions, if any. Death Benefit: In case of the policyholder's death during the policy term, the nominee receives the sum assured along with any applicable loyalty additions. Policy Term: Fixed policy term, generally around 10 to 15 years. Bonus: No regular bonuses are declared as it is a non-participating plan. However, loyalty additions may be payable. LIC Jeevan Labh Plan Type of Plan: Limited premium, non-linked, with-profits endowment plan. Premium Payment: Premiums are paid for a limited period, shorter than the policy term. Options include paying premiums for 10, 15, or 16 years. Sum Assured: The sum assured is chosen by the policyholder based on their premium payment capacity. Maturity Benefit: On maturity, the policyholder receives the sum assured along with vested simple reversionary bonuses and final additional bonuses, if any. Death Benefit: In case of the policyholder's death during the policy term, the nominee receives the sum assured plus accrued bonuses and final additional bonus, if any. Policy Term: Options for policy terms include 16, 21, or 25 years. Bonus: As a participating plan, it accrues bonuses. Simple reversionary bonuses are declared annually and are added to the sum assured. Key Differences Premium Payment: Jeevan Utsav is a single premium plan, whereas Jeevan Labh requires limited period premium payments. Policy Term and Flexibility: Jeevan Labh offers more flexibility in terms of premium payment periods and policy terms. Participation in Profits: Jeevan Labh is a participating plan that accrues bonuses, while Jeevan Utsav is non-participating but may offer loyalty additions. Target Audience: Jeevan Utsav is suited for those who prefer a single premium outlay, while Jeevan Labh is ideal for those looking for limited premium payment options with the potential for bonus accruals. Both plans cater to different financial planning needs and preferences, so choosing between them would depend on the policyholder's specific requirements, such as premium payment capacity, desired policy term, and risk appetite.
@bhanuchejarla8335
@bhanuchejarla8335 21 день назад
@@PolicyPoint369 sir jeevan labh baguntunda I mean ekkuva benfits untaya
@lavanyasambaru6486
@lavanyasambaru6486 Год назад
Voice not audible sir
@PolicyPoint369
@PolicyPoint369 Год назад
I have played the video its clear and audible. Could you please check again and confirm.
@venkatnaragani5715
@venkatnaragani5715 9 месяцев назад
I think life time risk cover is there for this policy . can u confirm
@PolicyPoint369
@PolicyPoint369 9 месяцев назад
Not life time sir, life time risk cover is available in jeevan umang and jeevan utsav
@syamprasad8726
@syamprasad8726 2 месяца назад
Bro 936 nenu present kaduthuna two years complete ayindi So nenu e amount after 21 years taruvatha full amount vasthundha please reply
@PolicyPoint369
@PolicyPoint369 2 месяца назад
LIC offers various plans with different minimum premium payment terms. Endowment plans, for example, usually require premiums for at least 3 years to be eligible for a maturity benefit.
@PrashanthPrashanth-x5w
@PrashanthPrashanth-x5w 6 месяцев назад
25 years tharuvaatha inflation perigipothundi kada, appudu vache money ki value untunda
@PolicyPoint369
@PolicyPoint369 6 месяцев назад
LIC money making scheme kadu , its a financial support incase of any risk. Inflation will always remain. miru premium okasari pay cheyadam ledu kada. Every year koncham koncham. Miru pay chesina amount ki vochey maturity amount almost 3times higher. Its is good deal.
@smilykittu8274
@smilykittu8274 Год назад
Sir...agent ki benifits meedha oka video cheyyandi sir..join avuthunna better haa kaadha?
@PolicyPoint369
@PolicyPoint369 Год назад
More sales more money. Sales job
@BhanuNagaSrivaniPuvvada
@BhanuNagaSrivaniPuvvada 6 месяцев назад
Hi, like lic agent maku kattinappudu emi commission ivale chala mandi katte vallaki kuda first time knchm amount istaru ani annaru memu adigite eppudu nenu comission iste bonus taggutadi annaru is that true?
@PolicyPoint369
@PolicyPoint369 6 месяцев назад
Commission is salary for LIC agents.
@ajayjagarla6872
@ajayjagarla6872 7 месяцев назад
Hi sir please advise me Nenu E policy thisukunnanu 25 year s ki yearly 22730 rupees pay chesthanu maturity Athastadi chepagalaru🙏🙏
@PolicyPoint369
@PolicyPoint369 7 месяцев назад
Mi total premium after 25 years 358252 and miku maturity amount almost 12,33,750 to 15,33,750 range madyalo vastundi
@ajayjagarla6872
@ajayjagarla6872 7 месяцев назад
Hi sir Thanks for your reply Please can I know if this same premium will take for 21 years how much will be the maturity amount advise me sir please 🙏🙏
@PolicyPoint369
@PolicyPoint369 6 месяцев назад
@@ajayjagarla6872 miku almost 800200 to 1000000 madyalo vastundi Amount changes with yearly bonus rate
@atluntadimanthoni
@atluntadimanthoni Год назад
Term ayyaka returns vastaya ledha term ayyaka policy Holder expire aithey returns vastaya...?
@PolicyPoint369
@PolicyPoint369 Год назад
Policy term ayaka maturity amount policy holder ki vastai. In case policy holder term lopu chanipotey , nominee ki amount vastai.
@nabisab3907
@nabisab3907 9 месяцев назад
Sir nenu e plan tisukoni 2 days avuthundi Term rider ni add chesukovacha please help me
@PolicyPoint369
@PolicyPoint369 9 месяцев назад
Plan tiskunapudu add chesikovochu
@nabisab3907
@nabisab3907 9 месяцев назад
@@PolicyPoint369 Sir Nenu lic Jevan Labh plan tisukoni 2 days avuthundi kani Naku term rider gurinchi explain cheyaledu ippudu Ad chesuvovacha. Present premium amount 47616. Plan 25/16 please help me sir
@chakravyuh7835
@chakravyuh7835 Год назад
Can any one taken the LIC policy without broker(agent)? Please explain why LIC not selling the policies directly at the branch without broker? Customers premium will reduce.. Plz think our it. Lic is very fake company the reason is totally depending on brokers no trust on customers.
@PolicyPoint369
@PolicyPoint369 Год назад
You can take fw policies directly from the LIC website. No bussiness in this world will sell products directly to customers. Bussiness’s creates job, job gives salary, salary will buy products. I don’t know what job or bussiness you are doing. With your logic the economy of India will collapse in a month, if we start selling directly to customer. Let think in a different way. Scenario 1) You have started a bussiness of bags, you have manufactured lots of bags and you kept in your home. Now you are expecting that the customer should come to your home and purchase it. Now tell me will that bussiness survive? Bussiness will die soon. Scenario 2) Now you have started promoting about your bags advertising marketing and selling places to places. Slowly your bussiness started to grow and it became no 1 in bags industry. In this process many people involved and become part of your company. They won’t work for free right. You have to pay salaries. LIC is an insurance company for more than 67 years and agents are working restlessness to protect and secure families. Give me one scenario where you think its a fake company. Some achievements of LIC Founded in 1956, LIC is India's largest and oldest life insurance company. It boasts a vast network of over 2 million insurance agents, making it a leader in insurance distribution. LIC played a pivotal role in the nationalization of the insurance sector in India in 1956. The corporation has a strong financial presence, with significant assets under management. LIC has consistently delivered healthy returns on its policyholder investments. It has expanded its services globally, serving customers in several countries. LIC has launched various innovative insurance products to cater to diverse customer needs. It has contributed significantly to the development of infrastructure and key sectors in India. LIC is a major investor in government securities and helps fund various developmental projects. The company remains a trusted name in insurance, ensuring financial security for millions of Indians.
@kumarrrrrrrrrrrr
@kumarrrrrrrrrrrr 6 месяцев назад
​@@PolicyPoint369😂deyyyyyyyy
@ashwinir8023
@ashwinir8023 2 месяца назад
84000 per year ani yela calculate chesaru?
@PolicyPoint369
@PolicyPoint369 2 месяца назад
Ananda portal, lic premium calculator and bond papers check chesi
@ashwinir8023
@ashwinir8023 2 месяца назад
@@PolicyPoint369 is there any formula ani aduguthunna ?
@PolicyPoint369
@PolicyPoint369 2 месяца назад
@@ashwinir8023 age , yearly premium, coverage veste app lo automatically calculate aipotundi. Formula don’t know.
@rams6878
@rams6878 5 месяцев назад
term rider ante enti sir
@PolicyPoint369
@PolicyPoint369 5 месяцев назад
Riders antey add on facility, additional benefits lantivi. Term rider tiskunte sum assured two times istaru incase accidental ga chanipothe
@udayreddy1733
@udayreddy1733 Год назад
Will we get correct maturity or any deductions in bonus?
@PolicyPoint369
@PolicyPoint369 Год назад
Complete maturity amount you will get
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