Listen to what the bank teller said about cashing my bonus check  

Removal of cash is all about control, fight back people use cash .

I deposited an insurance check for roof hail damage, it of course had the carriers name all over it. I was actually asked "what are you going to do with this money?" I told the smokin hot teller I was thinking of taking her on a ten day cruise but I better fix my roof instead.

I'm kind of worried. I think cash needs to be enshrined in law as CBDCs could be used to limit freedom. All you have to do is look at what Trudeau tried to do to those Truckers to see the kind of dangers it presents.

The fact that they don't have security guards in banks anymore tells you they don't have much money in those banks.

I went shopping with the wife and when we finished checking out, I handed the cashier cash and they wouldn’t take it. They said it had to be credit or debit card so I told her have fun putting all this stuff back and I walked out. I knew going in. They would only take debit cards so I did all that deliberately knowing they wouldn’t take my cash.

And yet , for some reason , criminals are having no problems transacting with cash , and laundering it through " businesses " . We are completely surrounded by criminals , and the biggest ones are in authority running the show and making and breaking the rules . The love of money is the root of all evil .

Getting rid of cash has been the choice of the people by opting to auto pay everything . Use it or loose it people . Cash is as close to financial freedom as you can get. I don’t recommend giving it up .

We must force the use of cash as much as possible

I experienced a very similar issue about 5 years ago. I wanted to pull out about $5k in cash from my account. I was essentially “educated” by the bank to make a request ahead of time so they can be sure to have the cash on hand. I was shocked that a bank that does many millions of dollars in business every year had so little cash on hand.

They want to know... "WHAT'S IN YOUR WALLET ?"

This bank stuff is getting out of hand! I have been trying to leave as little as possible in my accounts. Great pickups!

You’re probably correct about cash disappearing eventually but as of today it’s still available. My wife worked as a bank teller and it was standard operating procedure to only stock the bank with enough cash to do for that day. (which surprisingly isn’t very much) Safety regulations b.s.

I walked into Chase the other day and wanted to deposit $300 cash into my checking. The teller told me that any cash deposit of $200 or more had to be reported. Our government is totally out of control !

Three years ago: Chase began refusing to CASH my IRS income tax refund checks. The teller claimed she did not know why other than the check reader/endorser(?) machine she ran the check through rejected it. Her solution: DEPOSIT the check to my account, then write a check for the amount, which she cashed. BIG BROTHER doesn't like you having cash, hence the push for Central Bank Digital Currency - which they can trace.

You card users have 85% of the blame for what is to come. Thanks.

If you don't have that much cash then take the word Bank off the building

Needed my driving record, the sign at the desk says bank card preferred, i gave cash. The worker groaned about the cash. For real, governments are getting rid of cash.

So far I haven’t had any problems getting cash but they have asked what I need it for. I just tell it’s none of their business, I can close my account.😂

The Pen Fed Credit Union here in the DC area has posted a sign saying if you want to withdraw more than $2000 you have to call to make an appointment ahead of your withdraw. Something is obviously up with our financial institutions.

Around fifty years ago , I had an uncle that still lived with my grandparents . He was working six days a week and didn't get out of work until after the banks closed . He filled out a deposit slip for several paychecks and had my grandma take them to his bank for deposit . The bank refused to do so , causing him to take time off of work to go in and have a " little chat " with them , at which time he informed them that he wished to close out his accounts as he would be doing business across the street from now on . They had a major fit when they realized how big his accounts were , and started to promise him all kinds of things to stay . He flatly refused and him and Grandma went across the street to the other bank , where he explained the situation and told them exactly what would happen if they refused to accept a deposit brought in by his mother . The second bank never caused any problems .

I force every one to deal with cash, from one bank or another, and I force stores to take cash or I go to another store. Everyone needs to do the same.

no one is prepared for what they have planned

I noticed during the summer of this year my bank went from a $1000 Daily Cash withdrawal limit to $500. I just went over multiple weeks instead of a few days, didn’t change anything. Definitely made me more convinced on the future.

Great video S&C, it really does worry me every time I see experiences like this. This is why I keep literally zero cash in my bank. You never know when your bank is going to close down, it seems more and more common these days for banks to close down with little to no warning!

Merry Christmas to you and the Mrs.

It's common in my small local bank to have a teller ask another teller for bills to cash my four figure check. I think they keep the amount in their drawer low to cut their losses in the event of robbery. Party stores do the same thing.

I took out $2,400 (all $100 bills) out of my Credit Union a couple of months ago, ... it was no problem.

I had to give my bank a week’s notice and make an appointment to withdraw my bonus check. I had to deposit the check, wait 10 days for it to clear then request the amount. Not to mention they wanted to know why I wanted that much cash. After 34k in taxes it was in the mid fifties.

I went to the bank last week to take some $ out to buy gold. The teller asked me what the $ was for, I wouldn't say, after all its my money and private what I spend it on. Anyway, they refused to give me any! Needless to say I closed my accounts

It has always bothered me that the agreement for employment that is signed by the employer and employee is for a hourly or salary wage in DOLLARS, not a check that you have to start a bank account to do anything with.

Great video! This thing blew up! Congrats bro! Those are some beautiful additions you got there. They look so good! And preach, brother. A cashless society would be a nightmare if it ever came to it. I personally don’t think it will, but that’s above my pay grade. Merry Christmas my friend! 👽🤙🏻

Card purchases can be tracked and tax appropriately whereas cash is often untraceable.

Thomas Jefferson knew. 😡

Lots of banks are closing branches in the UK (in the thousands). The writing is on the wall. Physical money will be replaced with CBDC's. That is very bad for all of us!!

Time for a new bank😂 I just cashed in an $8000 check, no problems. Not saying there aren't issues in banking but it appears to be sporadic

I worked at a bank for 11 years and by no means am I sticking up or defending the banks. Banks have stats that show approximately how much money they would need on specific days, i.e. when it was pension pay day, banks would have more money on hand. So on the "slow" days, there would be less money on hand and all remaining money would be time locked so they would have no access to it even if they really needed it. I'm sure this response is something you would get if you were to call the branch or the head office about it. I do totally agree with you that people need to keep hearing about all of this as the times are changing and people need to be prepared. They also need to know that we all chose to be here at this specific time of events and we are here to support and love one another and never give up hope and faith.

What I take from this long winded story is I’m shocked you found someone that is willing to pay you a Christmas bonus.

I currently work as a teller. We are permitted to only keep $6000 in our personal drawer. The header teller is the sole individual with access to the vault proper containing $210,000 for the small but growing town branch. Combating/detecting check fraud is the largest part of our monthly trainings.

The war on cash is heating up. I keep very little cash in this corrupt system. Precious metals ALL the way. Cash is being devalued at an astonishing rate anyways. Thanks for sharing, Happy Holidays

Cash is legal tender for debts both public and private! If they take it away there will be more crime not less!

I only use cash for purchases. If someone doesn’t want it, I go elsewhere.

cash and you ability to spend it how ever you want and for it to be nobody's business but my own!...is freedom... no cash and everything you buy is subject to scrutiny! is the opposite of freedom!

I have been using cash whenever possible. I actually like it much better. No surprise credit card bills at the end of the month. If we don't use cash, they will eliminate it. I will not do business with any establishment that doesn't accept cash.

Crushed the like button and thank you so much for sharing! Excellent video and thank you so much for sharing!

I've not had that particular problem in my bank - I take 4 figures amounts out all the time and have been doing it for years - so they know my normal pattern of withdrawing from my account. I do think these banks keep as little cash as possible though....maybe that isn't the normal transaction there? I'm being nice of course - I'm sure your experience will gradually become the norm... I am annoyed when a bank won't cash their own checks unless you have an account there - that has happened to me...they want to charge a fee to cash a check from their own bank like there is some risk...it's all part of the plan

I'm a youngin, not saying my exact age, but im a younger guy and my father and i really notice this stuff. It's really sad to see what this economy has come to. I started coin collecting about a year ago and cash was sorta desperate at banks but not worriable.

Awesome video brother, cash is king! Congratulations on your success Merry Christmas 👍🏻👍🏻

Congrats on the success of this vid! Yes as you know I did my own video a couple months back with my experience cashing a check. Suprised they let you cash it then and there. Must of been a bank check. It might depend on where you live as well. NYC is a cash economy and I haven't noticed cash becomming harder to get. In fact a few years back they installed ATM's at most banks where you can get $1, $5, $10, $20, $50, or $100 bills. If anything its become easier and the limits of the atm's have been raised.

I always carry cash and pay cash especially at restaurants. Anywhere they usually want to take your card away and bring it back I pay cash to avoid getting scammed. I also carry kinetic insurance. 😊

I took 4500 out at once. No questions all 100s

I spent the entirety of my bonus on metals. It was a direct deposit this year for the first time in my 8 years with the business. I wasted no time in shedding my fiat currency for things of value! I'll be picking up my shipment tomorrow after work. I love getting metal in the mail.😊

My self storage unit told me they no longer accept cash as payment . I no longer store my stuff there and i dont do buisiness with any company that doesnt take cash as payment.

They have definitely made getting cash difficult over the last few years. The bank I deal with mostly limits cash withdrawals to 5k and little choice in denominations.

When I wanted to take out a fairly large sum to get some silver, I did it in $2000 increments (My max allowed withdrawal from the bank machine)over a couple of days.

Now at TD Bank, they are asking customers to provide ID and pin numbers at the drive-through window. I told the teller that I was making a deposit, not a withdrawal and the deposit slip had my account number on it and that was all they needed. What a bunch of government narcs. 🤨

LOL cash is never going away

Cash is not accepted on many toll roads now. They are limiting and tracking everywhere you go.

Nice collection , Yeah it's getting worse at the banks for sure.

This has happened to me several times over the past 2 years. I was once told that I needed to order cash 2 days ahead. The check was only $6400. The other time I was told they didn’t have the cash I requested so I took some cash and the balance in a cashiers check.

Guess it's not everyone. I recently purchased a used Jeep for 8K$ to rebuild as a project. I went to my bank to get cash because the seller requested cash. I had no issues at all. They gave me the cash with no delay or question....

That is a real chunker. Never seen one of those before. It is pretty cool.

I went through the same thing 6 months ago. The bank manager tried to hassle me about taking money out of my account. I let the dumb "bitsch" know that she has nothing to say about what I do with my money. Then I preceeded to take ALL my money out and close the account simply for that reason.

I went to my bank this summer and withdrew cash so I could by a car private party. I had to go to two separate branches, and it wasn’t even that much cash. But I will say, the teller was very interested that I was buying a good car for a decent price.

I have preached and practiced using cash at all possible opportunities. In the past 20 years my entire family never uses it. -Boot on my face, forever.

Because they can’t wipe away cash with the click of a mouse. As worthless as US currency is right now, it is still a hard asset that you can hold in your hand. Remember what happened to many of the Canadian truckers. If they don’t like what speech you use, they take your money. With the click of a mouse.

I think turning that cash into silver gold or goods you may need soon is a wise thing to do !

Cash will not not being eliminated, as long as People don’t allow it. I would recommend coming together and having a meeting with the bank manager or city Council, let them know that this won’t fly.

Local branches seem to handle up to $5k cash fine. It's when you want between $5k and $10k they don't have it in stock. It's like going to an auto parts store and 'we can have that for you by 3pm today from the warehouse'. Banks are contracting their costs and a big one is their over-night FED funds transfer rates/costs, which are rising due to FED interest rate increases. Some retailers that had big cash needs/deposits were being told a surcharge may be put on large cash deposits/withdrawals (like 2% back when interest rates were 2%ish, I suspect those warnings are higher now). It's hard to buy a used car or farm equipment off Craigslist/etc for cash these days because of this situation "can't you buy that with a cashiers check?"; not when you are negotiating a different price than listed after you inspect the item and find unreported issues.

Banks do not stock a lot of cash for sure. You can get plenty of cash if you order it... so to speak. The general pubic is using mostly cards and now phones to pay digitally and that's helping lead the charge against cash, imo. That frog round at the end was interesting- chunky!

Nice collection there brother. Lucky I can still get cash all day every day at my local bank. Very thankful. We need to start using cash more often 💯

It’s because $1 in your pocket is $1…. $1 in the bank is $♾️ in loans.

Went in a couple of years ago to get a $10k stack of 100’s for a car auction. The teller looked at me like I was joking. She said they don’t keep that much but could order it and have it the next day. Returned the next day and got it but I thought the same thing…how does a bank (UMB Bank, Kansas City branch) not have cash in the vault to withdraw? Not sure where the issue was, maybe they didn’t have a 10k stack but I was dumbfounded.

Sup S&C! What the hell bank are you doing business with!? 😮 wtf?😠 Starting to sound a lot like the U.K. six months ago!

Nice silver additions!

You’re absolutely right. This is happening everywhere. If you want any serious amount in cash or even deposit a serious amount they ask a ton on questions. People have been trained to be very suspicious of cash.

I take out my SS payment in cash every month to keep at home and deposit as needed to cover bills …been doing this for 2 years without issue waiting for the crash. Regional bank here in Oklahoma been fine!

Your bank’s branch is giving you BS. They have plenty of the green in their vault. They wouldn’t be able to complete transactions with local businesses that have a high cash demand otherwise. In addition, these local businesses make deposits almost on a daily basis with thousands in cash.

In my opinion one large reason they want to eliminate cash is because cash is legal tender for ALL debts public and PRIVATE. This actually gives us RIGHTS when using cash. During the pandemic many businesses refused to accept cash and I'm quite surprised that lawsuits were not filed against those that flagrantly violated our right to use LEGAL TENDER instead of plastic. Brick and mortar business' unfortunately will be extinct when cash is eliminated.

The banks aren’t trying to eliminate cash, they don’t have any on hand because of fractional reserve lending. The banks don’t have the amount of liquidity on hand required by federal law. They’ve lent it all out because interest rates have been at zero for 15 years. All the banks’ cash is tied up in lengthy 2.5% mortgage loans.

It has been like that for a long time. If you want to withdraw more than $5000.00, you need to phone ahead and order it, in. Basically, it is like booking a reservation at a restaurant or hotel.

One of the security features on the Brittanias are that they milk spot on the assembly line.

It's illegal to refuse cash

As a former teller during Y2K banks don't have much cash. I'm surprised they even cashed it. I had a lady come in and wanted 10k cash on the spot and there was no way. She had to either order it or go down to the the larger branch that had the central vault. No surprise that she was upset, but it has been this way for years.

My wife’s family is mostly immigrants. They use mostly 100 percent cash. Exclusively. This will be devastating. But you know what as an accountant. I’m for it. More transparency isn’t a bad thing. It’s the corrupt mess that will be hurt the most. And yes this will be felt everywhere.

Start stepping up those regular "rainy day fund" withdrawals, y'all. It's not gonna get any easier any time soon! Get to know your tellers and establish patterns (of legal behavior, of course) that won't result in raised eyebrows. Taking out $250k all at once like the guy you mentioned is NOT the way to go!

This country is in big trouble. We are screwed and 2024 will be an epic and scary year . God help us all

My little credit union uses a machine, once the system tells it the amount it spits out bills in a pile. No drawers. Not sure if each teller has a machine or if it's one big vault under the counter. But I recently went to draw some cash out of my account. Part of paying for a new roof and I wanted $8,000. No problem, counted it all out but then did ask me if I wanted to let them know what it was for. I just said work on my house. Another time I pulled to the drive through and wanted $5,000 and they told me they couldn't do that there, you have to go inside a branch to get more than a couple thousand.

Reminds me of when I cashed a £4.000 bonus in 2001, there was a group of us fellow workers all cashing our bonus cheques at the same time, and I requested it all in £10 notes just for the kicks, I recieved it and the next of our group asked the same but got refused and got it in mixed notes. You see, the bank only carries so much ready cash, it's to deter thieves. They don't all have a stereotypical vault "full o' cash." Sometimes, it's just a drawer or cupboard, and they just shuttle excess cash back and forth via armoured car to the main bank. Then again the American economy is crashing due to overprinting money on promises, the same as in my country.

I have a multitude of bank accounts. City banks and farm banks. Keep my big acct at a farm bank in town of 900 people. Last year I went in to withdraw 8k usd on Xmas eve. They got it out of the vault and didn't bat an eye! I'm a friend of the bank president:)

Or, deposit the check and have some of it handed to you in cash. Then over a period of weeks, withdrawal it incrementally.

The tellers have drawer limits to not expose too much to robbery. Usually, about $5,000. So if your check was $5,000, her drawer is now empty and there are probably 5 or 6 people on lunch break ( I'm sure you came in at lunch, worst time to go to bank) trying to cash or deposit their pay check. So now 6 people have to change lines or wait while the teller shuts her drawer down and go with the Head Teller to the vault to replinish her drawer, meaning the Head zteller will also have to shut down her teller line too. So this has more to do with security and wait time for customer service. However, yes govt does want checkless society.

Just came across your channel and really like what you have to say so I just subscribed...

Sharing this video on a few fb pm groups.

I had a similar issue when I wanted to get cash to pay my contractors. They gave me a huge stink about that I should have called. I think all I wanted was 10k. They ended up having it.

I'm a retired retail manager that for years made daily deposits mostly cash. In today's world it is primarily debit cards being used. Banks used the cash deposits to cash checks through the day and now they don't get the cash.

Nice pickups! That 5oz round is awesome!

Like the Christmas round. Got the gold tenth ounce Lunar Dragon today.

Desperate times call for Desperate measures! The separation between the haves and the have not is bigger than ever!

Work at a bank here. We limit how much we have. We do however accept large order requests which we then wait on federal reserve which can take a week. Depends on bank location and what week and such. Could of went after the pick up and got bad timing. Lol happens.

There are many factors at play for banks that don't keep nearly as much cash on hand as they used to. 1. There has been a significant reduction in the use of cash across the USA.... this is somewhat planed buy the government, but also at/for the convenience of everyday people. Direct deposit and debit cards are the "norm" for employers, so dealing in cash is greatly reduced. 2. You don't seem to have an "in-person" relationship with your bank branch. While it isn't a requirement by any means.... if they were more familiar with you in-person, maybe the discussion/transaction might have gone a little smoother. 3. Smaller local branches just don't keep much cash on hand due to logistics and concerns for robbery..... depending on your local, that can be a big concern for them. While the government certainly wants us to have all our money in the bank and wants to push for more control over cash..... it's not going away anytime soon, and if you plan appropriately, cashing and dealing with larger amounts of cash can be done