The solution is simple start a farmer's coop you all put a minimal amount into the coop and loan among yourselves. Cut the greedy banks out of the equation. Problem solved.
The banks are " daughters companies " from banks outside the continent. I think every country should have a bank which cater for the indigenous peoples. The copy and paste should slowly come to an end.
Sorry Dr but we need to get funds which can help us farmers bcz those banks they dont listen to our issues and projects needs to much money to sustain it