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Living on 30 Lakhs Package but BROKE by Month End | Fix Your Finance Ep 21

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Hello guys, welcome to another episode of Fix your Finance. In today’s episode, I meet Ranjan, a 34 year old MCO(manager customer operations) working in a software company in Bangalore. He has recently bought a car and is pursuing masters in IIM.
In this episode, we cover
- Ranjan's income and expenses
- How not to be broke by month end?
-How to save more?
-How to pay EMIs faster and save interest?
Enjoy :)
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Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.
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Опубликовано:

19 авг 2024

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Комментарии : 1 тыс.

@kmohan1900 Год назад

I don't know why there is so much bashing on this guy. He knows that he's doing something wrong, that is the reason he wanted to fix his finances. On top of that he's being open about it so that others can learn from this video. Takes a lot of courage to discuss finances openly. My respect is with him

@RaptorX13 Год назад

Looks more like flexing to me. But yeah, everyone has their own opinions.

@KLT3T Год назад

1.5 lac is no flex bro c'mon he was a honest guy and acknowledged that he is bad with managing finances. Internet is so fuckin toxic these days

@thechocolatebarfipodcast4209 Год назад

This guy & Anshuman both know well the consequences of releasing this info in the public, still they chose to do it. Why should we prevent people from reacting?

@thechocolatebarfipodcast4209 Год назад

Should you try to dictate how others react to a spoilt brat?

@TheMahaa Год назад

Please be respectful in the comment section guys, he wants to fix the financial situation hence he is here, let’s not troll someone for being honest on the internet.

@mk67890 Год назад

Exactly. Ppl find it funny to comment on his physical appearance

@cbazxy2697 Год назад

Exactly, he identifies his problem and seeking guidance which is something people can appreciate instead of pointing obv which he already knows

@mithunnair8587 Год назад

Ya man

@Deeksha1176 Год назад

Finally someone said it !! Thank you @mahalakshmi

@AlokTechWorld Год назад

Must needed comments after 100 crore wala expectation with current expenditure rate 😅

@purushottamkumar3140 Год назад

This is reality of most of IT professionals who are earning 1lakh+ per month . This guy is so honest with telling his expenses and didn't hesitate to share it. Thanks Anshuman for such videos

@sarathr4495 Год назад

Nope not really. Many put to savings

@suhartyasarkar5596 Год назад

Trust me no IT guys are this dumb!!!

@sanjaykumar-cd1ji Год назад

Not most of IT professionals!!! But few are there

@satishpatro Год назад

Not at all. In my close friend circle we do quite a good amount of savings. If you are disciplined enough irrespective of 3lpa or 13 lpa, you will have no issue

@sanjaykumar-cd1ji Год назад

@@satishpatro that's right.. i myself put 50% of money in my savings.

@nickelzinc Год назад

Folks who are blasting this guy- atleast respect him for the fact that he has shown guts to openly come out and discuss his financial issues publicly. Half of us dont even disclose our in hand salary to our own family!

@kunaljana2261 Год назад

Apple Watch Ultra, XUV700, Expensive collectibles, 30k in subscriptions and no idea about saving money.. This guy is an absolute case study on everything you shouldn't do to have a good financial future.. It's like Anshuman should show this video to everyone and say ki "jo b ye karta hai mat karo and you will be financially successful"

@AvisekSen Год назад

I think he also mentioned that he have dad who still have enough to earn / spend.. and wife who only saves.. Anshuman did fantastic job showcasing a case study that shows to live life the way you want but have multiple income streams which is the key

@AmbujChaudhary Год назад

This shows that common sense is greater than any IIM or IIT degree!

@kunaljana2261 Год назад

@@AvisekSen Having your dad and wife's money is not called multiple income streams. He didn't even have enough money to give the downpayment for his car. What will happen once his dad is not around? Living life to the fullest is great but it should always be done after making sure you have a safer future, so that you can continue living that life even after you stop earning money and do not have your dad to pay for all your expenses.

@tito98496 Год назад

🤣🤣

@vipin743 Год назад

True 😂

@nishilsb Год назад

This guy is really contributing well in the Indian economy. Good job🤞🤞

@digvijayyamagekar7139 Год назад

Sara economy ka load isane hi liya hai lagata hai 🤣🤣🤣

@mr.j9122 Год назад

Epic 👌

@thebeautifulanimal 11 месяцев назад

100cr 50cr...... What ever comes in their head.

@memesofproduction3 9 месяцев назад

Yep donating his salaries to pump up our stocks

@ajaysahu6533 Год назад

Kudos to the honesty of this Man , being so transparent with the budget and so humble throughout. Loved this episode.

@omkar3624 Год назад

It would be a miracle if he achieves even 1 cr at age 50 with the current trajectory.. hope he mends his ways soon.. 34 is still not late..

@fluffybunny510 8 месяцев назад

He don't need to save, his wife is also earning and savings

@Paaaaaaaaaaal Год назад

50k in emis and 20k on fuel. Spending 45% of salary on just a car. This man is in deep shit.

@Paaaaaaaaaaal Год назад

@@avengers888i live in Delhi, never seen anyone around doing that

@Thuglyf69 Год назад

He is from Mumbai 😂😂😂 iske bohot property hai mumbai me! Vid dekh ke log chutiya mat samajh

@chetanshukla768 11 месяцев назад

Isko dekhke mujhe itna confidence aa gaya ki maine iim ki preparation start kardi, iska ho gaya toh bc kisi ka bhi ho jayega 😅

@akashhande Год назад

Sometimes I watch these videos to feel good about myself.

@ManojKumarmamtha Год назад

Lol 😆

@guharup Год назад

basst comment

@sukrutdeshpande Год назад

Lol..this comment made my day 😂

@akashhande Год назад

@Aditya Ashutosh I keep 10% for my monthly expense, another 10 to 15 for rent and other house supplies. Rest all is saved and invested by 3rd of every month.

@Worldnme Год назад

Haha

@SunilShahu17 Год назад

Respect for the guy for sharing this with us. Wise learns from others mistakes. Be wise and learn from this guy's mistakes. Don't buy 30k subscriptions or 45k car EMI. And definitely don't burn up 20k fuel for that car.

@srijoygan Год назад

seriously..... One thumb rule i use is buy a car thats worth 60% of your yearly income

@Thuglyf69 Год назад

1. His 30k includes, bills, gym, subs, other bills mobile etc. see the video to find .5 seconds ka breakup. How manipulative is this video?

@azamduccati Год назад

After watching a couple of episodes from the series it seems once people are crossing a certain income threshold they are finding it difficult understanding what to do with the new purchase power and going all bonkers collecting liabilities in this new world order of social status

@someshnegi-zy7uf Год назад

Exactly

@nawaal4452 Год назад

It's the lifestyle creep

@youtuberuser Год назад

This man is a prime example of abundance mindset...who works hard party hard...since his family members are earning and saving he can pretty well live life king size

@sumit6190p Год назад

Good for him. Personally if I was 34 years old I would want to financially independent and not depend on any of my family members including my parents.

@Gyaan_paapi Год назад

So at the age of 34 and still living pay check to paycheck? Not good i would say bro

@iamsid23 Год назад

The problem people make (including me) while buying a car is that we fail to calculate expenses apart from the loan amount. We ignore fuel expenses, maintenance, toll, accessories etc. This amount almost is 50% to 100% of the loan amount depending on the loan value. Eventually people learn the hard way.

@tradingwizard562 Год назад

Not only that if you add Tax government takes and calculate amount you need to earn adjusted for income tax you are actually wasting twice actual worth of car.

@arijitsadhu0624 Год назад

I make half of what he earns but I am way more stable financially.

@cbazxy2697 Год назад

Dude 15 L is a lot to be stable that should go without saying

@ayushmukhopadhyay7470 Год назад

+1 same

@sumit6190p Год назад

It's enough only if you don't have a child or don't have parents who are financially depending upon you.

@sumit6190p Год назад

@@arijitsadhu0624 Then 15LPA is not enough bro assuming your yearly hike is less than the inflation rate.

@sharadshivale984 Год назад

@@sumit6190p everything is fine unless you keep upgrading your lifestyle with the upgrading salary

@sreerajr6470 Год назад

His monthly subscription is more than my salary and I still saved 20 to 25 % percent of my salary each month.

@gomzify Год назад

i appreciate this couple to come out in open about thier finances and help all of us learn a lot. Stop bashing them for no reason guys ... they could have taken offline advisory as well.. Be a sport ! Thanks Anshuman ...

@ersatyamsaxena 11 месяцев назад

God save his company, he is a manager 😂😂😂

@nickvakil6008 Год назад

Even a high education like an IIM hasn’t taught him basic life skills like how to manage money. Speaks more about our education system than this 1 guy

@Thuglyf69 Год назад

Bhai! Mai janta ho isko! Bahut paisa udata hai. But iska shares me bohot kamai hai.

@HimanshuKumar-cw3hv Год назад

Everyone has a different perspective on how they want to live their lives, rather than limiting his choices, this guy is actually living large and making his dreams come true which needs sheer audacity which quite a few ppls have, buying the dream car or investing in his hobbies needs guts and he has done it which is appreciable, he just needs to work extra hard to secure his future on which he is making an effort. He just needs to make a few wise decisions about where to put his saving and he will be fine.

@pradeepmahale5 Год назад

Ummm even this is also true…

@kushagradhi90 Год назад

can`t agree more. Living life King size ! Kudos to you .

@sumit6190p Год назад

Yeh sari bolne ki baate hoti. Just wait when life teaches you lessons.

@sujitsen003 Год назад

Hey, his dad and mom got his back. So it’s fine

@faaranmohd Год назад

Spot on

@atorbfire Год назад

You could have easily advised him to put an SIP into a tax saver SIP which has a lock in period, soon as he gets the salary. Process is same as crediting to his wifes account, but better.

@himanshuagarwal4673 Год назад

But if there was an emergency, he will not be able to take out the money. You should always keep some buffer money in savings account.

@nishant115me Год назад

@@himanshuagarwal4673 for emergencies he can use credit cards. Putting money in wife's account is also risky he will still spend it.

@sumit6190p Год назад

@@nishant115me Thoda to bahrosa rakho bhai uspe.

@karanespanol011 Год назад

It wont work sinxe basic financial awareness is lacking

@ramaghosh6926 Год назад

Already done(SIP) n save for emergencies

@Roaming_India Год назад

This is a prime example of someone who were in scarcity but now in abundance.

@spencer214 Год назад

Those are NOT eggs, those are DRAGON BALLS.

@wauldendemelo668 Год назад

OMG, yesss !

@caonima3372 Год назад

Shenron ke tatte

@neelavbhatiya9599 Год назад

man of culture

@s6842 Год назад

A very crucial point indeed 😂

@rhitamdutta1996 Год назад

Hell yee

@ranjanghosh4321 Год назад

This is me in the video. Woh, lots of crazy comments; thanks for the decent ones & suggestions. Guys, we are 3 earning members - I spend on luxuries for my family, rest people save. I find myself pretty well positioned after 6-7 years of work experience; my cash flows are pretty streamlined, and these short-term expenses are just a matter of 3-4 years. The video doesn`t tell about assets, bank balances or PF, EPF or NPS of family members. Can`t disclose everything for a RU-vid video. Had fun with Anshuman, though editing is more inclined on another way around! 100 CR was just a number I was asked to say, and i said 100 crores.. well I can dream can't i? 🙂 PS: Those are Dragon Balls :-(

@dileswarisahu8443 Год назад

👍

@sumit6190p Год назад

So, that means you have already sorted your family's Term life, Health insurance and Emergency fund?

@dileswarisahu8443 Год назад

You should ask anshuman to change the thumbnail 😁 i am sure you were not giving that expression 🤣

@ranjanghosh4321 Год назад

@@dileswarisahu8443 I was adjusting my specs 🤓

@ranjanghosh4321 Год назад

@@sumit6190p will you believe if I say yes? 😄

@EpicTime33 Год назад

9:58... *Bro bought dragon balls* ... Huge respect

@pradeepmahale5 Год назад

😂😂😂

@arunsadanandabhat8518 Год назад

HE can ask the dragon for Manchester united Club and 100Cr for Retirement as his wishes 😂

@ambition4195 Год назад

Egg 🤣🤣🤣🤣🤣

@Top10PrimeTV Год назад

Bro, her department is to save and use it for herself if you guys separate . You're never touching that money, bruh!

@sravyasravya9231 Год назад

Now don't seperate ...

@mk67890 Год назад

Pati ki salary.. hamara paisa. Meri salary.. Mera paisa.

@sdbhattacharya Год назад

He is a great example of how to live life large. Sounds like his father is having very good wealth which he will inherit. So wouldn't be an issue. He has enough time to save.

@sravyasravya9231 Год назад

My honest suggestion 1. Sell the car and buy basic 5-7 lakh one , save EMI money for retirement in (PPF,NPS, MF etc)

@kiranrao4375 Год назад

Great advice, but will be ignored as it makes sense

@bubblegum8981 Год назад

Upskilling is actually a great investment which is often undermined.

@GVC94 Год назад

So, basically don't live a life you deserve even after earning the money 💸

@prasannaik-2917 Год назад

As he already bpught the car if he sell it now he will looose 5 lakh + Soo not a good idea

@saadathanikar4663 Год назад

Wife salary is there na for savings

@RameshDasari511 Год назад

Now a days techies has over 5-10years of experience and not able to manage 30L package is a big problem.......I used to save around 5k in my 20k salary in the year 2014....i think one of the reason for him is his family support....thats why he is spending everything and saving 0

@kushaagrajain19 Год назад

Bro got me scared for myself, I'm an IIMK grad as well. Despite his predicament it's great to see that he has a positive outlook for the future and is ready to make changes in his life.

@guharup Год назад

the guy is cool. Once he fixes his finances he should have a good life. Also seems like he has a super dad.

@saniakhan1996 Год назад

Why the hell u need that expensive of a car🥺can't imagine the pain of giving 50k for car loan every month for 7 yrs 🥴🥴.. He is paying 42 lakhs for a 30 lakh rs car..damn he gotta get financially educated 🥴💔🥴

@serenestrolls-d7b Год назад

@MeraMohito Год назад

Jitna EMI, Utna subscription fees.

@mk67890 Год назад

Impulsive buying.

@av7337 Год назад

Why buy car on emi?

@stephenwilson4931 8 месяцев назад

Bhai uska paisa usko abhi maze krne h budhape me nhi to uski marzi ... humne to na abhi kuch krna na budhape me 😢😂😂😂

@gautamnayak8847 Год назад

I make 21 lpa and I have a similar story but recently my wife has taken complete ownership of our accounts combined :D and she is frugal mindset I feel it's the only way forward for spendthrift people like me

@gautamnayak8847 Год назад

@Aditya Ashutosh nearly 135-142k

@The_invincible121 Год назад

@Code Ape Hustle kaun si company h bro

@gautamnayak8847 Год назад

@@The_invincible121 citibank

@metazillo8849 Год назад

Loura 21l …20k milta hoga 😂

@gautamnayak8847 Год назад

@@metazillo8849 not here to prove anything but you can connect with me over linkedin same name same profile picture :)

@jineshjohny5381 Год назад

He would still be left without any money in 5 years even if he had 100 crores now.

@sachindesai4340 Год назад

Everyone Is comment section are talking about how bad he is with his finances but I really doubt how many people earning 30lakh a year in there mid 30s

@born-victor Год назад

He spends 70k just on the car (emi+fuel) which is half his in-hand salary. Plus 30k for subscriptions.. that's 2/3 (or more) of salary on depreciating 'assets'. Wowwww! There is hardly any investment and saving. They have landed themselves in a soup already!

@multiplewaya-qk7uq Год назад

Atleast he is happy than 90% of people in comments.

@TheGeorgeous Год назад

Happiness is relative. Some are happy with crores in the bank spending pennies. Others are happy spending crores with pennies in the bank

@stephenwilson4931 8 месяцев назад

@@TheGeorgeous 90% abusive people are just broke and jealous😅😅

@SR-ok6fz Год назад

People need to understand that Spending is an addiction. It takes great self control to manage your finances and be thrifty with your spending. It's good that this person recognises and is willing to discuss in public.

@tathagatanandi8900 Год назад

Please make videos about a fresher or 2-3yrs experience working in IT that might help lot of your viewers.

@archit617 Год назад

Dude already got 7 Dragon Ball, he can have anything he wants 😁😁

@abhirupghosh4802 Год назад

This guy is the 1st guy in show for whom i feel like "yea koi alag hi gola ka hay".. Though i also know a friend like that...

@karanespanol011 Год назад

Probably the pwrson who needed Financial guidance the most!

@harshpatel105 Год назад

lol

@AutoPulse Год назад

This is a guy from IIM. I am wondering which businesses these guys are appointed to run 😂

@akashgope6332 Год назад

Byjus

@619ry7 Год назад

@@akashgope6332no wonder shit byju's is drowning

@akashgope6332 Год назад

@@619ry7 Thank you ,for telling

@tum180 Год назад

I love this guy ...the most chillout guy ever ....buying 30 lakh car in just one go ......10:41 cutest guy ever 9:59 what egg is this ???

@WHITE-pz8sv Год назад

Dragon Ball z

@ap-nr3zi Год назад

Good video. People don't understand that some people can't manage money properly. Respect to this guy to share his mistakes. Hope he overcomes his mistakes. But i want to add a point that thinking of savings 100cr is not realistic at his condition. Maybe it will be in future depending on his decisions and growth in his career. Good luck man!

@Gamer-monk. Год назад

Awesome learning. My takeaway is that you don’t learn anything practical at IIMs 🤣😃

@Thuglyf69 Год назад

Wah! Supreme court ya high court? Kaha ruling karta hai bhai!?

@Gamer-monk. Год назад

@@Thuglyf69 😎😂

@vbnandu867 Год назад

For those making fun of this guy.Look at the confidence in his voice. Know that he has a big cushion, that's his dad n mom's savings. I am pretty sure they would have done well in their finances and he consciously or subconsciously knows that he can rely on them if he slips. Secondly he has a wise wife who does the savings and should have some emergency savings already.. Even if he saves 30% of his income for the next 10 years he is done. He is in a job whose skill only becomes better with age - customer success and his income is only going to rise with an IIM tag. I am happy he is living his life.. All the more power to him. I would advice him to give some to charity purposes 👍👍

@Thuglyf69 Год назад

True! Baaki log ki bohot jal rahi hai 😂

@rajninegi53 Год назад

I specially love your videos bcz it's very new seeing people talking abt their income & expenses so openly ,specially in india . Because our parents generation always hide it from each other and used to say bus ghar chal jata h..It's amazing to witness this mind set shift .I always belived that our generations has ability to changes the things which are running from centuries.This change can be positive or negative both. And we all should take good responsibility and accountability for that .

@SoumyaRanjanSahoo-fv6ll Год назад

This guy is living life as a king , of course he has to for all these

@Black_Cats_ 10 месяцев назад

34 years PM with thoughts like a 9 year old kid

@Ashok-n9 Год назад

Major chunk of salary goes in tax...for middle class...this is also a big concern. If a person is earning 1lakh of which close to 12k + will be income taxe and supporting a family of 4 dependents then how can he save money ?

@Vishwas997 Год назад

Yeh Banda life jee raha hai ,i have seen many like him jo shauk poore karne ke liye life jeeta hai . I think he has his own way of living,so we should not be too judgemental. But he should be hiring a financial planner for his family.

@prathameshshingvi855 Год назад

Anshuman hats off man .. I would have collapsed laughing after every answer of this IIM grad.

@MILINDNEWTON Год назад

I make 19lpa. I have no EMI to pay, having my own house. Investing most of my salary in building assets like rental rooms and family business.

@gauravsoni4423 Год назад

Hey, can you share some advice on building and managing rental rooms. I want to start something in parallel which generates monthly income, so that I don't entirely depend on my job, would love to have some advice

@jlakra5729 Год назад

It's funny when he said spending is my department and saving is hers. Hopefully na ho par kabhi divorce ki baat aayi toh brother is done for

@bloodthirstyworks Год назад

Guys in comments. Please dont make fun of the ppl who come in these shows. They know they are fkd up and thats why they are seeking help. This dude although his financial planning is all haywire sounds like a good individual who cares about his family. Help him with his issue, do not berate him.

@ivy0912 Год назад

I bought a car recently for 11.75 lakhs, with no loan! How?…i delayed my gratification and waited enough to save up this much amount of money so that I so not have to take up a loan. A lot of people with less than my CTC drive cars better than mine. I love my car and made a very good decision to wait and not take a loan. I believe this is exactly what these people lack in today’s time - sense of delayed gratification!!

@somrajgupta7603 Год назад

I can relate to him 😛 somewhat, in terms of salary.... But I am staying in Kolkata and not Bangalore, I didn't bought XUV700, I am buying Altroz.... And that too I am buying since: 1. my EMI is less than 15% of of my monthly income 2. My Car EMI is also bit less than my Rental Income from my Flat

@arjunmohandas8870 8 месяцев назад

so wat

@swiss512 7 месяцев назад

His father and wife both are working and saving almost their entire salaries. Plus they might be having good amount of ancestral wealth. Therefore this guy is so relaxed & his spending habits will not make him insecure, although he must not spend that much but given his financial condition he can.

@AvisekSen Год назад

Anshuman did fantastic job showcasing a case study that shows to live life the way they want alongside having multiple income streams which is the key, covering needs, wants and investments.. what else you want.. Fantastic job that should surely motivate to live today and save for future via other income streams (dad, wife etc..) as well..

@mithunnair8587 Год назад

Such sweet guys man, just need some finance knowlege which anshuman gave to them, best of luck in ur journey guys ❤️

@RinkuNegiME Год назад

Yr ese loogo ko dekhr tho khud p bahut proud hota hai😂🤣

@dm7948 Год назад

exactly 😂

@ankurhotnot Год назад

On first day for me. PPF , mutual funds sip and nps deducted. Then I use rest income for other things 🤣

@saurabh_mahurkar Год назад

For 100 crores, you need approximately 536 years, Mr

@kunalbanerjee5562 Год назад

The wife is very clever, she is saving her earnings and spending her husband's money on a beauty parlour and outing dinner. The moral of the story when the wife wants to do the job all genders are equal but when monetary contribution needs to require wife will say you are my husband so you need to pay for everything my money will save in Bank and I alone enjoy my money. Vagban naa kare if she will give divorce this man will be nowhere. I was shocked to listen that she is taking @10 K every month

@varshasindhu5672 Год назад

They could be saving her money in joint investments. I do that with my husband. It is the regular advice given by experts. One persons income should go to Savings. Increase your awareness or save your misogynistic comments for some other channel.

@manishmane4847 Год назад

@@varshasindhu5672 why should one spouse money go towards saving it is a silly advice. Why can't couples make one joint account and contribute equally towards the home expenses. And another joint savings account where both spouses contribute equally.

@friendshiprocks8673 Год назад

Bro 10k is very less if somebody is earning 1.5 lakh per month. Another thing which is not mentioned in the whole video is that his father is a rich person. So the conclusion is whatever money these two r earning or saving, they will never get broke as they have his parents support and he is the only legal heir of his father. So the wife when enjoying this much perks from this family will never leave him

@amitsuju Год назад

Me: Mujhe ek lavish life jeeni hai par pata ni kyu mere paise ni Bach rahe. FYI! If his wife is saving her money in her account someone needs to tell him it's not their saving it's her saving. He is at a big risk financially. They should have a joint account and expenses should be managed through that where both of them contribute and then spend and save.

@spankomaster Год назад

Uske baap crorepati he bhai

@mannycistro Год назад

The car is by far the single largest factor that is pulling his finances down.

@Thuglyf69 Год назад

True

@FundamentalInvestor 11 месяцев назад

One of my friends sent me this video. Eye opening 🙂Nicely done my friend. Best wishes to the gentleman who has taught valuable lessons...

@anshumanfinance 11 месяцев назад

Thank you, I have been following your work on twitter since a long time :)

@ThehungryTrader Год назад

Only buy depreciating asset when u have enough money to buy it three times . Otherwise dont😊

@TheGeorgeous Год назад

Baleno ki jai Ho

@JCautogen 10 месяцев назад

Out of 9 gemstone he wear 7…..his astrologist also gains more

@amitchopra22 10 месяцев назад

When he said he needs 100 CR for retirement ....this shows he has no idea about to plan for retirement in 16 years...some mutual fund guy gave this numvber to him... look 1.5 lac salary and he is thinking for 100 CR...wow ...

@sunny2253 7 месяцев назад

Bro, aquarium ka monthly kharcha sirf food ka hota hai (400-500 max). That too when you have just a freshwater african cichlid tank.

@sameergrover40 Год назад

He cannot save 100 rupees despite earning in lakhs , but has a target for 100 Crores .. rulayega kya pagle

@atorbfire Год назад

he seems like a 45 year old, not 34.

@clivejd Год назад

And spends like a 20 yr old.

@babbi116 Год назад

@@clivejd true, very irresponsible person

@sumit6190p Год назад

Hope he doesn't read the comments on this video.

@mk67890 Год назад

What's wrong with you ppl. It's very easy to make personal comments hiding behind a keyboard

@clivejd Год назад

@@mk67890 lol... Guy seems chill though. I'd be friends with him.

@sbg6935 7 месяцев назад

This guy is so clear with what he wants in life , where he is lagging... Self aware soul!!

@globalservicesco.1796 Год назад

This is the story of all household .. many couples do that .. ke wife’s entire amount will be saved and the husband will spend his money . Which is ok .. But what I see most cases is that the husband gets to buy impulsive things or things he desires , but the wife is having to curtail on her wishes n desires n depending on the husband for her expenses and most times she would rather save money than buy stuff for herself . This video is such a clear example of this

@barry_allen558 Год назад

Someone give this dude The Psychology of Money book and make him read it twice at least.

@roronoazoro5099 Год назад

He gave all perfectly good advice, the only thing still hurting is him calling dragon balls as eggs

@_stv1 Год назад

i feel so much better about myself after watching this guy. but have to give it to the guy, he's got some cojones 🙌🏼🙌🏼

@GowthamRaghavanR Год назад

I don't think these are real

@chiragklein4081 Год назад

Thank you for making such series, it’s a big help, kudos!

@Ankitksha Год назад

Money can't buy happiness , stability , success ,peace of mind etc. etc. if one doesn't know what his/her actual goal is.

@Pravinchaudhary01 Год назад

10:44 his wife expression

@rahulvarma2100 Год назад

A man who is 40, debt free, 2Cr corpus,25K passive income, 8 years kid, How do you see financial life further into his second innings?

@vijayrajput3709 11 месяцев назад

The moment he said he bought xuv700 on 30 lakhs package , i knew he was destined to be broke

@candycane55 Год назад

100 cr at 50 with 0savings at 34! Iske paas vardaan hai kya😂 he might still get broke within 5 years

@spankomaster Год назад

Baap amir he Bhai, broke toh nhi hoga

@mast420kalandar Год назад

Man I am thinking of people who work with him or under him. Unrealistic expectations and no plan whatsoever. I doubt he can make even a realistic proposal

@Parthgrg Год назад

Thanks for this video, I feel proud of myself when I drive my WagonR.

@blockchainbantaisikhnatoub3923 Год назад

i feel proud by riding a 12000 2nd hand bike

@Bhartiya155 Год назад

Thats why financial knowledge is very important in today's life.

@theaimboy18 Год назад

I completely agree with this hack "Detach yourself from the money taps".

@praveenakanakaraj5061 Год назад

It's very very sad to see all these people make zero donations but willing to spend lavishly...I also make 31 lpa but I try to give something to shelters,rescues and I feed my community strays as much as I can..my advise...pls be rich with your mind and heart you will learn the value of money and be happy automatically..500 rupees we spend on a popcorn could feed a stray dog for a WHOLE month...pls start giving back that's true happiness and you will get inner peace

@friendshiprocks8673 Год назад

What a great piece of advice ❤

@navinpoojary1981 Год назад

This guy has made a point to spend all his money. He will continue doing this till he is broke. Living larger than life and extraordinary one. 30K on Subscriptions ?? Car = annual Package.

@abhishekgang1 Год назад

I would be surprised if could even build 50 lakhs at 50 years of age, building corpus is like building your body, requires tones of discipline, consistency and knowledge

@souvikghosh5768 Год назад

Kiya tha ye bhai 🤣🤣🤣🤣🤣 Car Weird stock picking Alag hi chal raha hai bande ka Last me 100cr ki expectation Gazab

@boldschool6308 Год назад

Irony is this guy is working at IIM! 😂😂 The entrepreneurs coming out of his batch are big red flags for investors 😂

@AndrewT343 11 месяцев назад

IIMs Alumni Association be like -Hume inse alag hai.

@nikhilleshsadassivam615 Год назад

Those are not “eggs”…… they are dragon balls and I wholly approve that purchase 👍🏼

@makaranddesai6139 Год назад

Damn straight bro Shenron would he proud

@Slay3rlol 9 месяцев назад

Damn right! Came into comment section just for this comment :D

@OmGupta-xp7re Год назад

kya faida IIM se passout hone ka jab ye mentality ho... very sad for them as a couple

@ermbhupendra 4 месяца назад

I am the same 34yr old and have an in-hand salary of 2.5 L/month but never thought of buying a car. I invest 1.5 lakhs and give 50k for home emi. 50 left is more than enough for a couple to live as my wife also earns and saves