Living on a MILLION $ plus income in India 

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one needs a honest and big heart to reveal one's expenses this transparent. I really respect your tendency to make others lives better.

What a big hearted and openly frank person to share his personal information, experiences and advice to make our lives better. Cheers man.

We applaud your transparency and authenticity in the content you create!

An honest and transparent expenditure list. 😊 The monthly home rent did blow my mind 🤯

Million dollar plus income means atleast 8 Cr income which means 4.8Cr post taxes(40% tax). giving you 40 Lakh per month.2.5 Lakh is like 5% of his income. Also, if you can buy high end car in one month salary and still buying brezza, you are living frugal.

214300 Rs monthly expense wow that's a high amount for monthly expenses. And here I get worried when my expenses goes 18K In a month . Well very few people are there who are earning that much income like akshat

Transparent and honest human being 👏🤗. Key takeaways from this video: 'If you can't afford to buy it twice, don't buy it once'. 'Your income should always be more than your expenses'.

Akshay, Excellent video! Youngsters of today are lucky to have someone like you to give them priceless advice on financial planning. God bless. Take care.

Hi Akshat, very well planned, definitely many takeways. Also, the idea of eating outside twice a week and then organic at home doesn't fit well with me! And am not sure why many switching to home schooling, any particular reason behind that? I think for most of us the best days were the school days, school friends, everything at school, Why would we not want our child to go out there and explore, make friends, GROW with them, why are we taking away thay from them? I respect your idea but wanted to understand the pros and cons from your perspective. Thank you once again for being so open!

What I would like to know is how did you jumped from 10k per month to probably 10 lakh per month. Beyond that point, it just additional numbers which one can add by increasing productivity, new skills.

The most frugal person I know is spending 2 lakh per month. That reveals how poor I am😑

Akshat I really want to be like you when I turn mid age. Even before I found your channel there was this image of me to get financially free at a certain age. So when I found your channel it instantly clicked. Your suggestions have helped me plan my financial journey. Still miles to go but thanks man.

In one of the video you said you are saving around 90 percent of your income . If we think your business expense wont exceed 1 lakh then total expense is 3.15 which is 10 percent of your income so 31lakhs per month is what you make ...

More Power to you Akshat..🙏🙏..Thank you for sharing these..We want more videos like this...🙏🙏😇

Appreciate the transparency. However, 2+ lac per month for a person who’s known for being very frugal - makes me a bit worried about how expensive our country is becoming. Did anybody else get this thought?

Akshat saves 70% of his total income which means he spends 30%. We know by this video that he spends 2L / month. Hence this 2L becomes the 30% of his total income. 2L/30% = 2L/0.3 = 6.7L which he might be making per month.

The home school part is what got me hooked the most in this video. Love that you've taken such decision. 👏

As part of my learning, watching your video is one. Time well invested. Thank you Akshat

Akshay when you said you lived a frugal life, I thought your expenses would be under 30000 or 40000 a month. It was a shocker to learn that your monthly expenses is more than 2 lakhs 😊. I know it’s only a meagre amount when compared to what you earn but it still came as a total surprise.

I am earning 25k per month and saving 100% wfh, invested around 5 lac at start of my career 🙂🤩 sitting on lump sum to invest ✨ would be living minimalistic for next 7-8 yrs. 👍👍 Would make enough money to build assets✨ wish me luck 🤩

The best investment strategy I ever implemented was buying index funds every time I got paid despite what was going on in the stock market. People get too caught up in the day to day market movements. Better to just buy & ride out the market waves.

Sorry to say but hotel food twice in a week and at home pure organic food it really doesn't match. It's like two opposite views.

I hope Mukesh Ambani can give you this call very soon...He doesn't have any easy cool business idea where the expenses increase 10k to 10 lakhs per month as a youtuber...

Rent 20000 Trans 2500 Insurance 3000 Education 18000 Food 12000 Misc. 5000 Internet etc 1000 Elect. Bill 1500 Total = 63000

How much wisdom and financial knowledge this young man acquired by this age 😮 Amazing stuff , a lot to learn from Akshat !! 👌👌 12:20

Okay so if we assume that Akshat saves 70% of his income and only spent 2.5 lakhs approx in a month which will make his overall monthly income around 8-9 lakhs roughly but I think it'll be more so it'll make 1cr p.a approx

This is a wonderful Vlog and Courageous as well to share your expenses....thank you Bro ❤️👍

Akshat, I am a Goan from South Goa but living in Mumbai. I must say that the standard of living is higher in Goa than in Mumbai. Here in Mumbai transport is well regulated....but yes..you get better food in Goa especially fish. Also during an emergency, it's difficult to find good doctors in Goa.

Thanks so much for sharing your expenses. You are generous in making all of our life's better. Would definitely hope to meet you in the restaurant albeit i am based out of Bangalore

One of the main reasons I subscribed your channel was your transparency and of course your knowledge !!

Electricity is cheap in Goa compared to Mumbai and Delhi, I stay in a 1 BHK in Mapusa town of North goa, my monthly avg electricity bill is 500-600 rs , considering I use a 1 ton AC, a Geyser and a Induction stovetop for cooking. Yes, Public transport is a big issue in Goa, but overall it's cheaper cost of living here compared to metros Moving to Goa is highly recommended

Hilariously honest, immensely inspiring !!

Hi Akshat! Great to watch your videos as always. This video in particular was a very forthright & honest one.. 👍 Just one question.... In case of buying a new car, how can we think of buying 2 cars to guess our affordability???

Excellent 👌 with so much earnings only 2.14 lacs spending. Good advice for lavish spenders

Thanks Akshat, a great video and kudos to your Transparency! Though I agree that most of the expenses have been covered, I believe one more head could be miscellaneous Medical/Fitness Expenses that one incurs on illness, Diagnostics, Medicines, Gym, Yoga, Sports Etc. It could easily be 4-5k a month. I usually also take into account Gifts/Celebrations that you tend to spend on if you're very social. Lastly, there could be Travel expenses that one incurs once or twice in a year but it could easily go beyond 50k-1 lac per year or even beyond considering how often and lavishly one travels. For most of us living away from families, this could be a non-avoidable fixed expense

Dear thanks you for always sharing good videos..would also like to give you one advise, as you suggested that you are going for an Maruti Breeza, would suggest you to go for any TATA car or a car with 5 star trusted safety. As we all know safety should be top most priority and Maruti cars usually don’t match safety standards set by Tata. Thanks once again

It takes courage to bare your finances out , I admire you a lot for your knowledge and communication 😀

Dude spends 2.2 lpm still drives a maruti..respect.know guys earning half of it still buying 20 lakh suvs

Appreciate your sharing such personal stuff.

What a honest person you are ... Lot of love and more growth to you!

I really adore the positivity and sheer helpfulness that shines through any video you put it out. Keep posting the great stuff. And +1 on the openness in this video to put out your personal home expense. I am positively surprised you still plan to own a brezza and not something in 25+L range.

Saw your video after a long time. Biceps are growing… 💪

Actually I also stay in South Goa. I have been regular listener of your videos. The most thing to like is your sincerity and acceptance. And not to forget your English.Keep posting. Thanks

Nice video buddy. Thanks. Can you please do a video on Homeschooling in India? Would love to know your approach with your litte one. Thanks again.

expenses 214000 income 215000 . . . . . . jk i know its 50 lacs-75 lacs/m in revenue.

Sir today 22/08/2022, FII has sold for -453.77 crores and DII for - 85.06 crores only. But NIFTY down by -267.75 points. I couldn't understand the reason for it. Please explain, why it is so?

Listening to him, I realized how poor I am. 😞

Hello Mr. Akshat I regularly watch your videos on stocks and investment ideas and I have a liking to your videos. I run a small fmcg distribution business myself which is a high turnover but low margin business. I have to say I'm not so much impressed by this particular video. See you are saying you are paying a rent of 65 to 70k/month for a villa in Goa. A person who is so meticulous about recording how much is spent on his son's diapers will spend 70k on a rented house. I watched the video again to see if you are paying an EMI of 70k but no it was rent. It doesn't make so much sense to me, also you say in some other video of yours that you prefer going in a scooter rather than a car to save money...i think a person who is capable of paying 70k per month on a house rent dont have to go out in a scooter to save some money. Btw im no one to judge your personal expenditures and habits, but since you have posted this video to the public as an advice on finance. Maybe be you can explain more about this.

20% saving is not quick enough. It should be minimum 50% savings more like 75%.

Man, Akshat is soo ricchhhh. In my childhood, I use to see Richie Rich, now as a grown up I see Akshat Shrivastava

65k-75k seems too less for this huge Villa as compared to Bangalore's rents😬

Very informative and you always give good advice... Sir we are waiting for your video on Swing Trading and Navi Mutual Fund of Manufactiring index fund

May we know what the name of your Life Insurance? Is it firm LIC or from any private Insurance?

Hi Akshay Sir happy to know that you are staying in Goa.. we have a showroom of furnishings in Margao Goa called LIVING CONCEPTS . Sir Do visit for your needs. We will be glad to serve you.

Bro .... Purchase electric car and install ongrid solar system. it can reduce your monthly expense .....both electricity and fuel expense shall be lowered

These people are suggesting don't put money in big bungalows but themselves living lavish life. We have one life to live so enjoy your life within the limit of your financial power.

That's really a honest explanation Akshat. May i suggest you to give EMI of 80k rather than giving rent, for buying your own house!

That was very helpful Akshay… Im following you since a year or more… And I’ve learnt a lot… Can you please someday soon make a video on managing finances for people in Merchant Navy… As we don’t have steady monthly income , you only earn while sailing 🚢 …. It becomes a little tedious to handle finances with home loan on head and giving very limited time to family … Looking forward for your response!!

According to expense, your monthly earning has to be 20-30 lakh per month.

5 crore life insurance premium can't be 65k.

Great honest video. Did not expect you to be a maximalist though! Whatever works for you though, and ensures a high quality of life.

I feel like skipping marriage. Thank you, Akshat, for the video.

Y wud someone live on 70k rent bungalow and not get one when u can afford that much😕🤔

guys roughly guess how much Akshat earns/makes per month?

akshat i will be sitting at martins for 7 days throughout the week just to talk to you for 10 minutes you RE MY MARKET GURU GOD BLESS YOU WITH A LONG LIFE AND I AM EXTREMELY SAD THAT YOU LEFT DELHI

Akshat, great vedio mate. Your advice not only applies to people who lives in India, but people like me who lives in Sydney for many years. Thank you mate

Akshat try “Seradura” a desert at martins corner next time. You will love it

Million dollar income means 8 crs, is he saying that he's earning that much?

2.35 South Korea likha hai South goa chahiye

Thank you for being honest. Very informative and helpful to plan accordingly as per individual income

CAUTION - Akshat, I feel you are posting a lot of personal content here, putting your family in kidnappers / criminals redar 1. You have money (it's evident through your videos) 2. You live in a villa in a gated community in south Goa 3. You mentioned the places where you eat regularly 4. You mentioned your kids name and have shown him on camera 5. You mentioned the vehicle you drive in and you plan to buy 6. The language classes you plan to send your wife and kid 7. You plan to hire a nanny THINK

Superb ! 👍 You are great in Communication, Skill and Explanation... Appreciate it. If I come to Goa, wud like to connect with you... Rgds. Jay

You indirectly(unintentionally) made us know that your income is more than ₹ 2,14,300 as you said to keep it above your expenses.

Its besides the point to tell how much my earning is........but still i will put a MILLION $ plus income on video description.........click baits are indeed necessary!

In Bangalore preschool cost is minimum 1 lakh

Good morning sir, first of all thank you for the service you are providing here. Your contribution to the general upliftment of the economy through your videos is really massive. One request sir, Can you please make a video on the type of taxation implemented for trading in stock market ?

Amazing video, love the way you lay down your points with clarity ❤️

Thanks for being so real with us.🙌🙌

Thanks for articulating my ideas. At 45 retired from making money Just work because i like to. . . Shared your videos with clients, who reach for personal and life coaching

Akshat , can you make a video on your life & health insurance please ?

Bhai , I am very surprise to see .....you are financial influencer along with your spouse as Economist... spending ~ 2.15 lacs/m in south Goa.

This was unbiased and as transparent as it could get...

Hi Akshat! Great video 👍 Practical, precise and to the point 👏

i just feel lucky to have a mentor like you 🙂 there is alot of things I can learn from you hat's off to u akshat sir ♥️♥️

Hi Akshat, my son told me to watch your videos, and honestly they are very interesting and I enjoyed them. Thnx for providing useful advice! God bless you.

I’m going to come south goa next month. Will visit your villa and stay there for a day. 😛

Thank you man... This is very helpful and also reality check

I had post this for him and posting again for something to ponder. I had questioned him on why he moved to a RICH state?. Spending 50-60 K on a rich state rental is uncalled for, please go to other state and spend this much . Should you not contribute to other states which doesn't have employment opportunities and where you can contribute to local employment. And why not HP or Uttarakhand which sends tons of Army personals to protect our country, cant you shift there ? and contribute also to national security and nation building . Does this requires any brains? You know its not always financial/Stocks banters. Think about it

Despite any logic, please dont buy a maruti car! Dont prioritize safety over mileage. Today's maruti cars are absolutely unsafe and waste of money. Rather buy tata/mahindra.

It was nice to watch Adani's monthly expenses.

Your videos are too good. You are always thorough and candid. If you think it is appropriate, can you please make a video on Reliance Defense?

Great Video. Thank you for posting.

Please make a video on online resources or tools for analysis for stock markets

i am making 16 thousand rs. per month and i am totally satisfied..... i am enjoying starbucks and McDonald's once or twice every month..

Akshay when you spoke about your wife's spending habits I definitely heard a cough in the background.

Don’t try to fool people with big numbers as even we run a family and know very well on the expenditure in India

Hi Sir, Good video, nice way of explaining daily needs. Have been following these for few years now. All youngsters should know this before starting a family. God bless.

Instead of renting a house and wasting money on rent, why you have not purchased home??

65000 rs rent only for 1 month 😮😮