In this video, Manoj Arora shares his wisdom on Financial Independence and why he took retirement. If you want to be featured on Wint Wealth too, fill out this form: forms.gle/iuUgM7fyGTfUUiVE9
Wint wealth ..please take my requests below; 1. Get a guest who was well off, lost most of it or all of it and bounced back 2. Get a guest who managed much passive income with little money.. not especially corporates but others like teachers, accountants, small farmers etc 3 Get on board a guest who manages multiple small sources of income and managing it efficiently.
Guys, Do not leave your job just because u have enough corpus. Find something which u will do after your Job and then leave it. If you dont work after ur Job, ur fitness, mental health and relationship may get spoil.
if we feel we may get better life without job then might quit,but question is that without job our day to day life with discipline somehow it may not be possible
I am 38, in US(for almost 15 yrs now) moved right after my B. Tech degree, been investing in US market all these days.. planning to come home after 2 years and become FI by investing in Indian Market, Hoping for the best.
@@KunalMagar23 that's the reason i want to retire right? because i don't need a corporate job after 40. you did not get the point, i didn't say i did not enjoy in US .. just want to come back home and not work on regular 9-5. i love travelling.. already covered north and south America.
@@ShivamGupta-wf5ni agreed to an extent but life has no meaning if you live in a foreign country after certain point and age. Janma Bhoomi for a reason.
Did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG, 20% VOO, and 40% bonds, or 4%+ money market, match the growth of SP500 in up years but reduce the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio to boost performance. Here for ideas.
I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back. most importantly consider financial advisory for informed buying and selling decisions.
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
Caroline Suzan Olson is the adviser I use, and I'm just putting this out here because you asked. You can just search the name. You'd find necessary details to work with to set up an appointment.
I invest the same way. You are considered an "Income Investor". We make money two ways. Through monthly/quarter dividend payments; instant passive income. Readily available to reinvest and/or personal use. And the profitable sell of most of our DCA securities. Are we on the same page here?
Very much appreciated. I just searched Caroline Suzan Olson on the internet, spotted her consulting page ranked top, and was able to schedule a call session. I've seen commentaries about advisors, but not one looks this phenomenal.
He is quite a toxic person full of hateful and biased views going by his comments on X ( twitter) and his ‘freedom’ has resulted in posting 50 such comments every day !😅
This is best episode. Every one has push factor he explained but no courage to take decision he took. I am in same position. But dont have any passive income. Just assets that yield no monthly income😮.
Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult.
Hello, I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?
Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Jeff Clark, has been an amazing experience.
I'm favoured, $4,000 every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Mr Jeff Clark
My grandfather has more than 15Cr , but he is still working instead of enjoying, but his happiness in earning money so I don't force him to leave the business.
@oindrilaniogi7568 nhi jb apne us jagah hote h to pta lgta h , unhone jawani se ise apne bche ki tarah pala h to unka man nhi krta ise chhodne ka.. M koshish krta hu unko ghumane lekr jau... Lekin free baith ke bhi kuch din acha lgta h fir nhi ..
My grandfather have 10 cr networth and he is 79 but today also he is working. He has a business but he never enjoyed his life he only runs after money.
Good interview, very relevant one. But if you withdraw 4% from debt investment that yields 8% per year, your corpus is infact going down after considering inflation.
@@ManojArora thanks. Yeah the new found discipline towards investments is great and watching the numbers do give a dopamine rush of sorts 😁 Targeting 2028 to achieve FI & RE by 2029/2030 when I turn 45/46
1000th day of wondering why these videos are free! Well put, straight to the point. So many insights for myself and to share in my network. Thanks again Wint!
Not everything should be monetized (& great job Wint Wealth for keeping these free). Its videos like these that help and give perspective to common people about FI/RE
I am 37, and really it's a struggle to spend each day in job 😢.. I want to do things I like more such as spending time with kids, playing cricket, travel more within India and a small business that will just be sufficient and there is no corporate kichkich and pushing around or the daily stress related to it.
Wonderful insight into the financial freedom journey which as emphasised is 'so easy' and is solely based on the strong foundation of being DISCIPLINED. Mr. Manoj has a PURPOSE in life and that fuels the journey of life. Feeling enlightened after watching this interaction. Thanks for sharing valuable information..
Fantastic video! Please I have incurred so much losses trading Forex on my own.... I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience
Great interview and motivation for people who are starting and people who are doubting to make that jump! Irrespective of goals one must start to work on their financial independence and reach retire early which only means that working for money is optional so one can work the same job, something else, or nothing at all! You get time!
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement..
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
Your videos are fantastic! I’m a regular viewer and have been really enjoying your content. I’m interested in investing but haven’t found the right opportunity yet. There’s been a lot of buzz about cryptocurrency lately, especially with discussions about a potential bull run, particularly if Donald Trump becomes the next U.S. president. I would greatly appreciate any guidance you could provide on this. Thank you!
Yes, there has been a lot of talk about investing lately but I am new and want to know where to start. Can someone explain to me how to invest and get started?
In my opinion, investing is not about getting rich but rather about achieving financial independence. To become a professional investor, you need a financial advisor. I have succeeded by following the instructions of my financial advisor. I have no regrets so far.
Awesome, you have such amazing information. Can you share more details on how to contact your financial advisor? As I said, I am very interested and if I can get help here, I will start immediately.
I think financially independent and retirement are two different things. First to get financially independent you need to have goals and discipline which I don't have. Secondly, we need to have some sort of guidance (if not good with calculations) on fund allocations and how much do we need to invest to get financially independence which again I don't know. Wish me good luck guys! 😄
the video editing and motion fx team is doing a phenomenol job in explain the intricate details of the video, just notice how thye have skillfully explained fhe SWPs meaning with icins in backdrop keeping the relevance of the topic structure by structure , loved the video as always ❤️
I have a passive income of 1.35 Lakh ₹ per month passively from Real estate. And still don’t have confidence to quit my current job. I am 34 years old. Any advice plz ?
Hello Im 22 yr old and have a salary of 30k with debt of 4 lakhs Someone please tell me how to be financially free out of debts and provide some financial advice. Thank you
Snowball your debt. Start with smallest debt. Make extra money to that debt. Once finished use that extra money to kill the next bigger debt. If you can maintain the discipline for next five years. You will be debt free. Make sure to build your savings atleast Rs 500 per month. You will surprised after 5 years.
Start saving money Even it's 1000 also Invest in SIP , Since your age is low You choose small cap fund having more than 10 years old, Then you can create the mindset of savings followed by increasing the amount.. This is the way you can create the wealth by 40 years
One thing you forget to ask is what happened to equities in corona? When nifty halved obviously equities also halved so how he managed during those times? Debt I get is okay
What is this madness about retirement. Most people in 30s think that 40 or 50 is a ripe old age , ready to retire. If financial freedom had been the only reason people work for, then the ones like SRK, Dhoni, Messi , Would have long retired. The list goes on of course. So desire to be able to work at 70 or 80. Don’t hope for retirement. Be careful what you wish for. The great Big B is still working. 😮
The persons you gave as examples are those NOT WORKING FOR OTHERS. There is a difference when you work on others terms and when you work on your own terms. I shall recommend you the podcasts of Morgan Housel who wrote the book psychology of money to better understand this. Well Warren Buffet is still working in his 90 s, He doesn't have a bose to work under ,he is the bose So is SRK , BigB, Messi Financial independence gives you that freedom. Hope you understood
they love what they do.. Most of the people hate working in corporate jobs and only do to porvide for family… people wanna be financially independent to do whatever they like and not essentially retire big difference
Retirement and Achieving Financial Freedom are two different pursuits! Priority should be achieving Financial Freedom which opens up new opportunities.. quit that shit job or leave a toxic workplace or get motivated to work what you’re passionate about.. Stress and all is superficial!
@Change_makers_ oh yes. Financial security should be the motto. If that allows one to be creative and pursue one's passion ,then there is nothing like it. But the word retirement is big misnomer in these situations. Work gives a certain sense of identity, recognition and sense of being. But it may not be possible to switch jobs entirely. In those situations some kind of hybrid arrangements can be done till one gets foothold for a total switch over to a field of passion
The difference is that they work where their passion lies and we work for paycheck only. And so we obviously want to come out of this rat race and have some quality time spending with our dear ones, fulfilling our wish lists in life. And of course we need financial security or freedom.
It's just systematic withdrawal plan. The opposite of SIP (systematic investment plan). In an SIP you put money into the market every month. Maybe you invest 20k every month. In SWP you take money out of the market every month. So maybe you withdraw 20k from your corpus every month.
This is the best episode I have seen till now, I am earning more than him. Right now not mentally prepared to come on your episode but soon will fill the form and apply 😊
How he was drawing 7 -8 lakhs in USA when the USD INR rate wws 45? 18 K per month in US 15 yrs ago for someone sent from India is bit suspicious unless he was GM /VP .
People should also know the other side that Manoj Arora spreads propaganda day in day out on Twitter about Indian economy being in dire straits, while his own money has multiplied 350% in the last 10 years 😂
The host should at least have the courtsey to introduce the guest first rather then straight coming to person's finances. I still even didn't get the guest's name in whole podcast.The guest seems quite sorted in life . The corporates keep loosing good people and retains junk talent due to toxic work environment ..
I am 32 now. I will take retirement at the age of 45. I have the same philosophy as this gentleman has on post-retirement life. One of the finest interviews ❤ Keep on rocking WINT WEALTH 🤘
