Loan Repayment Default | BANK LOAN DEFAULT करने पर क्या होगा ? 

Salona jee, Aap jo kah rahe bilkul galt kah rahe ho. Book rule ke according you are right. But practically situation is very different. Chhote mote customer ko torcher kiya jata hai isliye nahin ki loan wapas lena hai bas staff apne apne target ke liye torcher karate ho...

Very nice podcast...really informative

O bhai ye gyan kisi aur ko dena ki politeness m bolte ho sb battmeeji krte hen aur koi bhi RBI ki guidelines nhi mante.....gali galoj dhamki sb krte ho tum....

Bajaj finance ..is the worst bank, because after one EMI failed, they reached home within 4 days & harassment family like anything .. They did not follow the RBI guidelines.

Sir aapke question puchne ka style acha lgta h❤

Bhai jitni achhi tarike se ye sahab baat kr rhe Aisa kuch hota nhi

Informationally very nice podcast👌

Nice podcast sir very helpful 😊

Thank You Very Much For This Video, Such an Informational Video. Got to know so much about manager and their jobs.

Thanks for such a knowledgeable podcast

Nice explanation❤

Very nice and informative video. Thank you.

Really informative video

Good explanation sir ji😊

I agree with him...but there are still many more professionals who are not maintaining the rules and regulation.

Sr. Bhut hi bhut sukriya ji mujhe bhit knowlege mila 👍👍 good sr. Bolne ka trika btane ka trika its very good sr

Very informative video

Very well explained

Best podcast

Very well explain

Very nice discussion.. But big complain against Bajaj finance.. They never followed RBI guidelines.

Nice explanation sir

Good information

Excellent explanation sir

A good massage for all loan defaulter❤

Sir please make a video on salary account 🙏

Why Govt is not taking steps against these type of loan apps?? By which power they do such illegal activities??

Nice sir ji❤

Idfc bank also gives in 27% loan.nbfc like navi moneyview which are regulated take 36% telling bankers don't do.😂

क्रेडिट कार्ड में भी हाई इंटरेस्ट चार्ज कर रहा है। ओर जो क्रेडिट कार्ड लेता है एक न एक बार अवश्य फसता है

Good

Kya koi E.M.I. PROTECTION ke liye scheme nahi bani hai sir ji maan lo car loan liya aur gadi ka accident hone se gadi ko damage hua aur driver Lula langda ya BLIND ho gaya then wo situation mein kya bank ki E.M.I. ko bharne ka koi insurance nahi hota hai kya plese guide kare sir

भाई, पर्सनल लोन ना देने पर court case होती हैं क्या? ये पूछा ही नहीं

Equal Dialogue of everyone 1.Dra certificate 2.Authorization letter 3.ID card

Ager kuch preshani ke. Karan emi nahi chukaya aur bank se request kya ki 48 emi dechuka hun top up kar preshani aachuki hai waise halat men bank top-up nahi karta hai aur do tin emi bounce kar jata hai to customer kya kare

Abhi bahat sare aise hain loan le liya aur online gambling me sabkuch khatam ho gaya. Apni bhi bank ka bhi .

Sir mera bhai ne SBI se P. l liya tha jan 24 me but unfortunately 05 march se bo missing hae banks call mujhe kiu krta hae jbki meri nato koi consent thi na mae guaranter tha please mae bahut mentally harrassed hu kindly tell me what should I do

Bhai koi sa hoo chaahe NBFC ho ya direct BANK se liya huva loan ho. Dono hi same procedure follow karte hai. Maine apni problem writting mai bank or nbfc ko mail Kiya tha par koi fayada nahi huva. Ulta contact list pe call start kardi.

Abhi toh manager aur staff bhi high commission ki badle mei jyada jaroraatmand logo ko jaldi loan karwa deta hai.. isme sabse bada naam hai SBI ka..loan amount ka 25-30% commission le leta hai..upar se insurance karwane ka alag incentive milta hai😂😂😂

21:22 risky customer ke liye hain ...recovery agents are goons I experience that personally

Bhole banne ki jarurat nhi h itni vdeos pdi h youtube p ki kitni dhamki hathapai hoti h

Organization koi bhi ho rules sabke same hai ye depend krta hai ki uske employee usko kitna follow krte hai Mai bhi Banker hu kuch log aise aise hai jo rules ko proper follow jaisa ki Bhai bta rhe hai aur kuch log aise bhi hai jo ki bilkul opposite krte hai jaisa Bhai bta rha hai.. aur ye employee to employee vary krta hai..

Even I am in same profession..I agree with him. There are so much professional who is following these rules but still lots of professional not adhere to it and that's why we are not getting accepted.

This video is complete waste of his time, you should have discussed on different types of loans like secured, unsecured whether loan is personal, home , etc and also situations in case of large and small and very small amount

Agar loan paytme postpaid ka ho toh ..aur recovery agents ke sare numbers frauds aur spam ho toh ...??

This podcast is for damage control of recovery agents

38:04 ...just a gentle reminder....no sir this is not like that ..I don't know the ground reality of the common man who was facing these issues

Bro, ICICI bank does the same.. They call relatives and friends and defame the names. ICICI hires gunda mawali for collection.

After 90 days npa.after 180 days writennoff or suit filed you can settle loan

Sir loan consolidation hota hai kya , aur settlement hota hai kya sir ?

nice to share but aapke guest jo bhi hai wo bhi same banker ki tarah accept nahi kar rhe hain ki bankers third party hire karke pareshaan karte hain aur wo karenge bhi nahi kabhi accept, yahi practice hai sare bankers ki even NBFC's ki bhi. cases etne aa rhe hai sare rumours nahi ho sakte na?? ask yourself please.

Sir aaj kal jo private application hai enhone beda gark kar rakha hai pta ni kaise loan de rhe hai ye ....insaan ko pta bhi nhi hai just OTP ki madad se loan diya hua hai .... Kya kiya jaye

Sir mere upar loan hai 1.5 lakhs ka and per month 8 k aata h ghr se. Mujhe khrche ke liye 3 k anyhow chahiye hote h but meri emi abhi 8.5 k ho chuki h. Kese clear kru iss loan ko? Extra source of income nahi h merpas aur mujhe cibil nahi khrb krna

New term dpd (jitna din delay in repayment of loan)

Third party ka kya kare sir wo pulish or wokil banke call karte hai

Sir Mai jb loAn liya tha us time conditions shi tha bt after1 year Mere family me achanak se 1 month me aisi problm ayi ki spouse (operations)aur meri (dengu )job chhut gyi Bt jbtk huaa pay kiya bt ek loan ko pay krne k chkkr me aur karj ho gya 6-7 month bad jakr ab ek hi options h mere pass settlement kr rha hu ek ek loan krk bcoz akela job kr tha hu spouse working ni h father mother 65 age koi na koi problm aa jati h tabiyat khrab chl rhi h Mai chahta hu pay krna bt recovery wale sunte ni h Jb bi what’s app pe msg ata h rply krta hu Bt meri problm ni smjhte h ulta bolte h Isliye ek ek loan krk settlement kr tha hu NESL- se msg aa rha h Please koi advise dijiye

Ye baat sahi sir ye log chacha mama ristedaro ko call karte hai ye beth kar yah bakwas kar raha hai sir ye bank wala kitna sarif ban raha 😊

You could have done better job in asking the steps bank take

EMI भरे या घर खर्च चलाये

Sir ji bank Garib insaan ko loan nahi deta hai isi liye to majburi me third party app se loan Lena padta hai

बैंक आसानी से किसी को लोन नहीं देते, हम भी हमारे जैसे आम लोग हैं, मैं किसी कंपनी के अंतर्गत काम नहीं करता, मैं एक सामान्य व्यक्ति हूं, मैं घर से काम करता हूं या अंशकालिक नौकरी करता हूं, मेरी आय अच्छी है, 20 से 25 हजार, लेकिन फिर भी बैंक मुझे लोन नहीं देता, पर्सनल लोन देता है सरकारी कार्यालय या निजी कार्यालय में होना चाहिए।

Poonawala fincorp 4 lones hai 182914 aur. 100000 ka in dono ka rates of interest 32% &36% ka Paytm hero fincorp. 110000 & home credit. 24.01% & 44.01 In sabi lone me 7-6-5 emi pay kr chuke hai ab itni saari lone ke liye paise Kam pad rahe hai to solutions hai 😢

maine dekha tum log kitne izzat se baat karte ho covide ke time bahut logo ki job chali gyi thi recovery vaale ne bola kahi se bhi laake de paise mujhe nhi pta kitna torcher kiya tha mujhe acche se pta hai...

Ye admi yaha kuch aur hai aur call pe kuch aur hoga 😂

RBL, AU, YES BANK , GAALI GLOACH KAR, TE HAI KARI HAI MERI PHOTO KAHA SE NIKALI UNHO NE MERE RELATIVES KO CALL KARNE KI DHAMKI, KOI KHUSHI SE PAISE KISI KE ROK TA SAUCIDE TAK AADMI SOCHNE LAG TA HAI.. BUT AAP LOG PRESSURE CREATE KARATE HO RECOVERY WAALO KO

Chor ke muh se chori karma paap aur sankshar yeh chun k Atcha nehi lagta yrr.😂 samajnewale ke liye kafi hai

Cooling period is 3 years not 90 days

Hello sir aap ka video bahot. Aacha laga . Maine bhi Ghar banane ke liye pl loan liya kuch bank se kuch nbsc se or bich Mai job los hone ke karan account npa ho gaya or customer care vale to itna prResan kr diya ki kuch samjh nahi aa raha ki kya karu.abhi kuch din pahle duari job lagi sallery kam hai but loan mujhe Dena hai but man mai ye samjh nahi aara ki emi bharu ki saattelment karu. Fir nsb ke call .aane lage saattelment kr lo to ek ek kr setelment kr rha hu.

Bhai Bankar to bolega hi hamko problem h jo kabhi defaulter kiya h us face se gujra h unse bhi bat karo jaise Kunal kumar bhai ji ye bankar se jyda knowledge usko h kaise hota h loan recovery

Ye recovery agent RBI ke rules follow nahi karte hai

Nbfc loan ka kya prosizer hota hai

Yanha Kisi ka Kuch nahi, sab nange aaye the, Sab dharti gopal ki

Bihar.

Ye bhai sahab guideline ki bat karta hai lakin sahi me ye bhai sahab bhi esa nahi karta hata Video per hai is liye formalities kar raha hai

@kotak mahindra bank ne hamare sath aisa hi kiya hamare rishtedaro ko call kiya galiyan di

Collection agency's ke bare me kuchhu bole

Me bank of baroda me job karta hu daily beses pe Or me क्रेडिट कार्ड use kar raha tha bank of baroda ka or uska payment nahi kar paya to gunde bhej rahe h real h mere ghar a rahe paresan kar diya gali galoch marne ki dhamki Police complaint nahi ho rahi me gaya tha to mujhe bola gaya apne pese liye to dena padega

Thirty party recovery agency logoko call karake pareshan karate hai😢😢

The explained what is give is very much wrong its as a banker he give there some many example that banker is handle is wrong with the customer

Inse poocho ICICI bank ki battameezi k proof chahiye mere relatives pe Kitna call Kiya hai

Collection Agency vale karte hai bank vale nahi

Koi bhi lone emi nahi chukaye to kya hoga... Me sabhi lone ki bhat karrakha hu..... Sabhi loge ek bar emi all close .....kya hoga...bank kaa......😂😂😂😂

Koi security nahi di ho to bank kya karega

Bhai ko bolo kunal kumar credit card you tube dekho paata chaega yeah kitna Neecha jate hai

Recovery walo ki achai batane ayea hai Bhai real me gunde hi hote hai

Chicha bss hawaii gyaan de rhe h... Inke gyaan me aurr sachchaai me zameen aasmaan ka antar h.....

Koi riski nahi bhai samne difolter ke liye ye log risque he Kyo ki ab 2024 me ab recovery agency me ab lukhhe hi uote he jo ki aeisi jat ke log he recovery agency me jo pidhio se gunda gardi me badnam he

Or Vedio karne wale bank sain kiya paisa liya haa main tuje bol raha hu Vedio karne sai pahale RBI ka full guidelines por par latee or 2 nd thora homework hi karlate public sai puch ka😊

Bhut polite hote hai re baba itna jhut kese bol lete ho bhai

YE Banda Mars se aaya hai ... Isko kuch nahi pata kya chal Raha hai 😂

RBL vale bhi call karte hai ristedaro ko

ye India hai yha jugad sabse phele hota

36:22 pressure he to harassment pe utar aao ge

bhai bank wale saare gunde hote hai koi sahi se baat nhi karta emi default karne par

American Express is the best. Bajaj finance is 💩

YE BHAI FILMY SCRIPT BTA RA HAI.. RECOVERY BANK WALE ACHE SE LE LETE HAI.. GALI BHI DETE HAI BADNAMI BHI KARTE HAI

Dekh bhai sab jhooth hai agar agents aise ho nah jaisaa yeh bann rhaa hai toh har koi degaa ...situations kharab hoti hai koi jaan bujh kar kharab nahi kartaa

Ye jo bhi bol rha h recovery wala bs bhram me dal rha h ye camara ke samane h esi liye aisa bol rha h costumer ke pass jake aise bat karte h jaise enke baap ka paisa hota h esi liye ye log mar gali khate h sale Pahlibar to jitne bhi recovery agent hote h sab 12th pass hote jisko sahi se bat tak nhi karne ata unko bharti kiye h sab

Apko lagta hai ye banda sarif hai ye gunda hai 😂 gunda hai ye gunda hai # collection agent ye gunda hai

NBFC.KA.LICANCECANCAL.HONA.CHAEYE.