Credit score is not something used in all countries though. In France J they determine if you are eligible to get a loan (e.g J to buy a house) based on the ratio between your salary, 1 your expenses and your savings Basically, J if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account feel in the US people tend to buy things they don't need with money they dont have. The only times feel one should need a credit is when buying 'big - things (house J car, etc.). Not for a TV. I'm 42 With over 792 credit score, time was put into that to build it up With the help of GlobalFixPro and dont forget to thank me later...
