Medicare Explained (2024 updates)

Medicare Specialist - Abt Insurance Agency

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Medicare Explained, Medicare 101, Medicare basics!
✅Our site: AbtInsuranceAg... (Secure), or call 888-465-9728 🔔 Subscribe for more free information: / @abtinsuranceagency Free Medicare Quotes: Https://www.abtinsuran...
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✅ Best Medicare Supplement Plans in 2024: • The Best Medicare Supp...
✅ How to enroll in Medicare: • Medicare Sign Up | How...
✅ Medicare Advantage Plans Explained: • What is Medicare Advan...
✅ How does Stephanie get paid?: • How Do Medicare Broker...
✅ How to shop for Medicare Advantage Plans: • How to find the right ...
✅ Enrolling in Medicare when you retire - Past age 65: • Working Past Age 65, H...
Employer insurance versus Medicare?: • Should I Delay Medicar...
State specific Medigap enrollment rules: • Medicare Supplement Pl...
Find the best Part D Rx Plan: abtinsuranceag...
IRMAA and how to appeal it: • IRMAA Medicare - How T...
Please call my office for free, unbiased assistance. 888-465-9728 or email Stephanie@abtinsuranceagency.com - we would love the opportunity to help you if we can! #medicare #medicaresupplement #medicareadvantage #medigap #turning65

Опубликовано:

29 сен 2024

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Комментарии : 130

@timleinen8957 8 месяцев назад

Wonderful video. Abbey helped me with my switch from Medicare Advantage to a supplemental plan, and assisted me with getting my wife on a true medical insurance plan. She did a wonderful job and I couldn't be happier!!!

@AbtInsuranceAgency 8 месяцев назад

That’s so wonderful to hear! I’m so delighted we get to work with you.

@timothymcglynn1935 4 месяца назад

Thanks 👍

@maaloufgeorge2926 8 месяцев назад

Stephanie- You are a wonderful source of knowledge. I have learned from you a lot about medicare.. Keep up the good works!!!!!!!

@AbtInsuranceAgency 8 месяцев назад

Thank you so much!

@raafatbasha 8 месяцев назад

I agree with all the great things you offer, great job and excellent food for thought, Thanks Stephanie

@peterm3333 8 месяцев назад

Love your videos! Always clearly explained with all options mentioned. Thank You!!

@Southsidesocialworker 7 месяцев назад

As a long term care social worker, I'm so glad I found your channel. I get so many questions about Medicare and I have learned alot about the differences and how affect admission into SNFs for rehab but there is still so much I don't know. Thank you for what you do.

@AbtInsuranceAgency 7 месяцев назад

You are so welcome!

@Cali-Girl 6 месяцев назад

Many large health systems are having to pull out of Medicare Advantage due to poor reimbursements and claim denials. Patients are getting left high and dry but hospitals can’t operate on bad insurance company policies.

@jhors7777 8 месяцев назад

Thanks Stephanie! I love your channel. Are medigap plans generally "portable" from state to state without underwriting? I live in Minnesota, a State I understand your agency is not licensed in, and turn 65 in June 2024. Just wondering if underwriting will be a requirement if I for example decide to move to Wisconsin in ten years. Or does the answer to my question depend on State, or the insurance provider?

@AbtInsuranceAgency 8 месяцев назад

Your Medigap plan always travels with you and you do NOT need to change it or go through underwriting when you move.

@jhors7777 8 месяцев назад

@@AbtInsuranceAgency Thank you so much Stephanie for that information! I really love and appreciate your channel and videos!

@safimoshkani8495 7 месяцев назад

Thank you, very helpful info, I am approaching my 63rd b.d and planning to work until at least 67, but I am happy to find your channel ❤❤❤❤

@fredrumpf7414 8 месяцев назад

Excellent explanation. Thank you!

@dr.ibrahimfarhat1621 7 месяцев назад

Why don’t they make it easier for us?

@jamesbillington5058 Месяц назад

I retired from teaching 4 years ago. I have been paying around $600 a month to continue my health insurance (medical, dental, vision, drugs). So, in December I turn 65 and I just received my medicare card. I guess without saying, I assume I need to call the school district to halt my monthly payments since my medicare coverage kicks in on December 1st. Does this sound right? I am unsure if I can keep part of their dental, vision, and medication plan along with my part A and part B of Medicare. I hope this is not too confusing as I am confusing myself. 😁

@AbtInsuranceAgency Месяц назад

It’s likely that they’ll transition you to a Medicare/retiree plan with similar benefits!

@GkjcAmpj-s2g 25 дней назад

Jones William Clark Mary White Carol

@leilalloyd811 2 месяца назад

Hi Stephanie. I have a confusion. I went to the Social Security office today and they told me that I do have to enroll in Medicare once I’m 65 even though I am already getting social security benefits. That the government do not enroll you automatically. I don’t want to contradict you, but that’s what they told me.

@AbtInsuranceAgency 2 месяца назад

It wouldn’t be the first time that someone who works at Medicare/social security is incorrect 😁 faq.ssa.gov/en-us/Topic/article/KA-02125#:~:text=If%20you%20already%20get%20Social,months%20before%20you%20become%20eligible.

@leilalloyd811 2 месяца назад

@@AbtInsuranceAgency Thank you Stephanie. I really appreciate you answering for me. I don’t know who to believe.

@hassanbazzi3545 16 дней назад

I just the SS office and they are not knowledgeable on Medicare at all. Both I and my twin had 2 different agents and respectfully we were more educated on the subject from RU-vid videos than they were

@bigal1093 8 месяцев назад

Thanks for another informative video. My wife is approaching the time to enroll in a couple of months so we will certainly be reaching out to you !

@AbtInsuranceAgency 8 месяцев назад

Glad it was helpful! 🙂

@juanr.rodriguez3109 4 месяца назад

Thanks for the information. I got a feeling that for Tricare for life would be good with part C. I’ll see down the line.

@bryanwalker7046 6 месяцев назад

Thank you, Stephanie! I enjoy your videos. You explain things very well. I am learning a lot about Medicare.

@jeffreywagner5234 4 месяца назад

Your videos are AMAZING!!!! Thank you!!!!

@AbtInsuranceAgency 4 месяца назад

Thank you for watching!

@SouthernGospelVideosArchives 8 месяцев назад

Stephanie, do you know what the QMB SLMB amounts are for 2024? Thank you!

@williewashington648 3 месяца назад

Awesome! Thanks for the great information on Medicare Supplement and Advanage insurance. It’s new this year for me.

@Kathleen67. 5 месяцев назад

Thank you, Stephanie; Tatiana was great!

@MrMarkar1959 8 месяцев назад

👍🏼just got the RW&B A&B card,,65 in May,,i'm on zero meds. the "D" and "N" is what i'm thinking in case i get remarried,,cause that'll kill me for sure🙏🏼

@AbtInsuranceAgency 8 месяцев назад

😂 call us anytime for help! 888-465-9728

@glennluteraan4434 8 месяцев назад

Thank you Stephanie. I appreciate your videos and how they are factual and packed with info. I plan on working past 65 and am interested in understanding the process to delay my enrollment while staying on my employers plan and whether this delay poses any issue with a medigap plan (maybe missed something in what you said?). Additionally, I'm wondering if I'm financially better off keeping my unemployed wife on my work plan or if having her file for Medicare at 65 and taking her off the work insurance would be a better choice. Any insight would be greatly appreciated.

@AbtInsuranceAgency 8 месяцев назад

I have a video coming out next week about this exact topic!

@AbtInsuranceAgency 8 месяцев назад

What Part of Medicare is the *most* confusing? Drop your opinion below, so I can make a video about it! ⬇

@maaloufgeorge2926 8 месяцев назад

The confusing part for me is that: Even supplement plan G needs approval for a blood tests. Medicare rejected 3 tests from all the tests performed last year because they indicated that it is not medically necessary. Thus I paid $67 out of pocket for my blood work. Also I do not understand why Medicare pays only one time for a complete blood test . I thought this would be routine with my yearly checkup (only during the 12 months of enrollment to medicare). This would mean that this year I cannot do a blood test to assess my Cholesterol level?????.. Thank you in advance for your valuable information.....

@MrMarkar1959 8 месяцев назад

I was yelled at for saying I'm just gonna pay $450/mon for A,,B,,D,&N and heck with Advantage,,,would You say taking advice from Someone who has VA coverage,,On Disability And is covered under his Wife's insurance isnt a good idea. Lol. i figure Eyes&Ears are the only thing right off I care about. no free govt coverage since i'm American

@philshock3805 8 месяцев назад

Can you make a video regarding employer-offered plans for retirees? (BlueSecure in my case) I've already discussed this with Abbie from your office and she recommended I go that route rather than go on my own with privatized medigap, but I'm still a bit confused about it. Not sure if I can easily change it down the road or even if it's considered an Advantage plan. Thank you so much for all you do!

@AbtInsuranceAgency 8 месяцев назад

@@philshock3805 great idea!

@TheFelix7045 8 месяцев назад

D-SNP’s

@LauraDeGan-i4j Месяц назад

Hi Stephanie, I am currently 64 and will be 65 in November. Do I sign up for A now and then B when I am to retire? I am thinking about a supplement plan with part D for perscriptions. I am still on group insurance.

@lisaharris9960 5 месяцев назад

TU these short videos help me so much

@meli111005 5 месяцев назад

Awesome video, can you talk about how a person medicare plan change when signing on to hospice?

@SuperPastorjose 8 месяцев назад

Thank you! can you talk about who is the best medigap insurance company that have low increase premium overtime, over the years and good customer service. Thanks

@AbtInsuranceAgency 8 месяцев назад

Great idea!

@davidlong2048 6 месяцев назад

Go with highly rated companies and not Blue Cross Blue Shield, as they have many small companies using they're name, so I've heard.

@maryrosemitchell9682 8 месяцев назад

What if you are covered by ACA? Can you stay on that instead?

@AbtInsuranceAgency 8 месяцев назад

ACA is not credible to delay Medicare, so you should enroll in Medicare when first eligible order to avoid penalties.

@maryrosemitchell9682 8 месяцев назад

@@AbtInsuranceAgency Thank You!!!

@topermitsu 8 месяцев назад

one question ...they took money all my life and i dont have medicare because i live in Mexico can i get my money back?

@ridasohail4235 2 месяца назад

These are the parts of medicare so is there also a need to buy plans like HMO, PPO etc in these parts or they are the plans themself?

@OspreyFlyer 8 месяцев назад

Thanks for your assistance! 👍

@timothymcglynn1935 4 месяца назад

Much appreciated 👍😊👍

@jilllingoff3947 8 месяцев назад

My Dad lives in Pennsylvania and is in his early 80's. He has stage 3A chronic kidney disease. Dose he have a chance of passing medical underwriting to get a medigap plan at a decent price?

@AbtInsuranceAgency 8 месяцев назад

What type of coverage does he have now?

@jilllingoff3947 8 месяцев назад

He has a medigap G policy but he is paying a lot for it. @@AbtInsuranceAgency

@jilllingoff3947 8 месяцев назад

@@AbtInsuranceAgency My Dad has a plan G but he is paying a lot for it.

@teams3345 8 месяцев назад

I have 1 year 9 months to Medicare. I am already retired on retiree medical.

@davidfolts5893 8 месяцев назад

Thanks for another great video, Stephanie!

@AbtInsuranceAgency 8 месяцев назад

You are so welcome!

@TheGuyFromErie 7 месяцев назад

Once again, very informative and excellent presentation.

@paulgonsorchik9991 Месяц назад

Do you cover Montana?

@AbtInsuranceAgency Месяц назад

Yes! 👍🏼

@cgong415 6 месяцев назад

I like your video, very clear and easy to understand.

@funkibloo3811 8 месяцев назад

It's all so confusing⁉️😥🙏

@AbtInsuranceAgency 8 месяцев назад

They don’t make it easy, that’s for sure. Hopefully my videos can help! 🙂

@averynichols8035 7 месяцев назад

Thanks so much for explaining Medicare to where I could understand the process. It's nice to be able to turn to someone who can help in understanding this once in a lifetime process. Cheers!

@AbtInsuranceAgency 6 месяцев назад

You are so welcome!

@salmanbhatti-dz2vm 2 месяца назад

Ma'am how to be Licensed Mediacre agent??

@WhiteRosez007 8 месяцев назад

Wonderful explained update. You really helped my friends understand the Medicare concept👍😉

@AbtInsuranceAgency 8 месяцев назад

Thank you!

@N2Stooges Месяц назад

If I enroll in a Medicare Advantage plan, do the costs associated with the Traditional Plan-A part still apply? Namely, does the $1,632 deductible for each benefit period still apply or is this set by each Medicare Advantage plan?

@tomm5897 8 дней назад

Advantage plans replace parts A, B, and D. The hospital/inpatient deductibles/copays/coinsurance is set by the Advantage plan.

@josevaldez1660 7 месяцев назад

Hey Stephanie, my name is Jose, I live in NY, became disabled on September 2022 and started getting ssdi payments monthly on march 2023, I don’t understand why people in my family are just starting getting ssdi like me a couple of months ago and are with Medicare already, they didn’t have to wait like me the 24 months waiting period, I past 2,000.00 a month and can’t apply for Medicaid in NY because my income is 34,000.00 a year, I have no medical insurance because they asking for an average $900.00 a month which is too much for me, so now I’m preying I don’t get further injuries on my 3 surgeries until I could get Medicare in 24 months, EXCELLENT INFORMATION VIDEO

@AbtInsuranceAgency 7 месяцев назад

Thanks! Many times when SSDI gets awarded it is back dated. If so, Medicare is granted after 24 months from the backdated SSDI date. Hope this helps!

@josevaldez1660 7 месяцев назад

@@AbtInsuranceAgency thanks

@tammyburton4958 6 месяцев назад

Thank you so much- this is awesome

@got2bedon 8 месяцев назад

Where and how do you enroll in part D or others

@alexlopez8498 2 месяца назад

Great video it is very helpfull, the part B premium $174.70 is deducted from your social security check? I live in Texas what is good or not when getting medicare in my State?

@cjalford8401 7 месяцев назад

Super helpful thank you

@drsonnysell4471 8 месяцев назад

Thanks Mrs Stephanie!!

@AbtInsuranceAgency 8 месяцев назад

You are so welcome

@deninewolden1751 8 месяцев назад

Do you work in Idaho?

@AbtInsuranceAgency 8 месяцев назад

Yes!

@websterhays8352 8 месяцев назад

My Medicare premium is $675 per month. My supplemental G plan is $138 per month. I think this is reasonable for the care I get.

@davidlong2048 6 месяцев назад

How in the hell can your premium be so high

@websterhays8352 6 месяцев назад

@@davidlong2048 The premium is based on your prior two years average income.

@douglaslawrence6133 6 месяцев назад

Based on income prior to signing up

@davidlong2048 6 месяцев назад

I have heard the government may do away with advantage plans due to the bills left behind by you /us not paying . Not worth going with the advantage plan, just my opinion.

@destine2bking 6 месяцев назад

0 seconds ago I am interested in becoming a Humana Medicare agent. I have my license and have passed the California exam. Can you direct me as to what you think would be the best route to take in order to get certified

@thesnortingpug8435 5 месяцев назад

Thank you so much! After two months of stress and confusion, you have explained this in a way I can understand.❤

@JT-sx4ln 5 месяцев назад

Does your company license in Virginia? Your videos are helpful.

@samenthanalis9932 6 месяцев назад

Please help me i will have a job in a call center about that😢😢humana cigna etna ect….how to employ those benefits please 🙏🙏

@BJsmith-l7h 5 месяцев назад

His bless you for helping seniors make sense of this Medicare system ❤

@Bt234 3 месяца назад

Can you please make a video on 816/day lifetime reserve days ?

@warriorfreedom4755 8 месяцев назад

How many plans are there in Part D? What are benefits for each plan?

@rosehernandez8721 6 месяцев назад

great information, can you do one on spend down? How does it work.

@marciacampbell7096 5 месяцев назад

What happens if you decide to move to a different state?

@wiseguy1294 3 месяца назад

Stephanie, I live in Pennsylvania. How do you feel about the Aetna Gold Advantage Plan. Do you think it would be a good choice?

@AbtInsuranceAgency 3 месяца назад

We would love to advise! Please call us at 888-465-9728 or email stephanie@abtinsuranceagency.com!

@Direct.injection212 7 месяцев назад

MA plans don't make sense. Networks, Authorizations and Referrals I could handle before 65, now I need good quality care. Plan N for me.

@Cali-Girl 6 месяцев назад

I agree re MA plans vs traditional A/B with supplement. Other Cons are non-approvals, denial which can cause delays in care and possible serious harm. Not to mention high out of pocket in copays. MA perks for dental vision and hearing is not 100% covered, have strict networks, hi out of pocket, and insufficient coverage limits.

@daveq2573 5 месяцев назад

Excellent, very informative.

@WI-FI_GOD 6 месяцев назад

I’m get a million calls about a update Medicare plan or something Why tf do they keep calling me

@AbtInsuranceAgency 6 месяцев назад

Likely these are telemarketers

@yazminmojica4458 4 месяца назад

Thank you 👍💯💕

@AbtInsuranceAgency 4 месяца назад

You are so welcome!

@bettyharville9549 2 месяца назад

3:15

@ROBERTHANKINS-hc2xt 6 месяцев назад

does Medicare pay for naturepath professional (altenative medical practices?)

@AbtInsuranceAgency 6 месяцев назад

Typically no, but in some cases acupuncture is covered.

@ChuckKarges 7 месяцев назад

So im disabled need a lung transplant on state medical now turn 65 april 24 this yr im low income make less than 18 k why they make it so hard i want the traditional so how much the gap do i need a rx plan i really like only paying the way i do now what do ido

@eugeniaseeling5920 4 месяца назад

Call the number they have listed

@hpfchuck 5 месяцев назад

You are a great find

@GatsbyStegosaurus 6 месяцев назад

Can you provide a transcript for this video?

@GatsbyStegosaurus 6 месяцев назад

you wonderfully explained a confusing topic

@richardargst157 8 месяцев назад

Why all the discussion about in or out of network? I have a supplemental G plan and there are no networks. Why would I want some bureaucrat to limit my healthcare options???

@davidlong2048 6 месяцев назад

PPO plan then. I think thsas the difference. HMO's are the network plans.

@madelinehall8944 5 месяцев назад

This year Medicare is denied my mammogram and ultra sound. This is causeing me to appeal. They say that far to few women get their mammograms as needed. This is scary. They have too much power over our health care.