MID-YEAR RESET: Financial Goals Check-In, 6 Month Job Loss Update, Personal Growth Goals 2022

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thanks for watching ✨ I hope you enjoyed this mid-year reset video! In this video we talk about all of the financial goals I set for myself in January 2022, how they are going, and what's changed. I also talk about my feelings regarding inflation and a possible recession. Then I give you all a 6-month job loss update / check-in and end off the video with my personal growth goals.
Let me know in the comments how your goals are going 💖
January 2022 video: • Money Goals for 2022 |...
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Video Chapters:
0:00 Intro + Life Update
5:01 Financial Goals
18:28 Inflation & Potential Recession Feels
21:23 Job Loss Update
26:32 Personal Goals
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About me:
I'm a 25 year old from Canada, living in Montreal. I am always 100% honest and transparent, and love to talk about taboo subjects like anxiety, imposter syndrome, and my true thoughts on things like comparing yourself to others, money, etc. I hope you will join me on my journey through my videos!

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Опубликовано:

10 июл 2024

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Комментарии : 112

@ZoePritchard 2 года назад

How has your 2022 been so far? Let me know in the comments 💖

@spambanato 2 года назад

I recently lost my job due to my company closing and I just discovered you on RU-vid, thank you so much for your videos. They have helped me tremendously!

@mrfilipesantos 2 года назад

I need a reset. I need a factory reset and a new instal.

@Stephanie-ki5oz 2 года назад

From an outsider looking in, you are quite self disciplined already! You’ve been consistently uploading. I’ve wanted to start a RU-vid channel for 5 years and never done it for fear I couldn’t keep up with once a week! And you do it so well! Even though it might flow for you and feel fun, you are still so consistent and have been ! That’s not to be written off Zoe ! You should be proud of what you do weekly! especially through the pandemic ?! Working full time?? amazing!

@ZoePritchard 2 года назад

aw Stephanie 🥺💖💖💖 thank you so much! & plsss start that channel! it can help to upload without expectations or schedule at first, just make some videos that make you feel good and hit upload. let a schedule come when it feels right xx

@cryptociara 2 года назад

Agreed, I just started uploading again because I couldn’t keep up with the schedule before - it’s not easy, big kudos to you Zoe ☺️

@nicolekrasni1474 2 года назад

Zoe, Can I just say...out of all the youtube channels I've come across yours has inspired me the most. I was let go of a toxic job that was excruciatingly difficult this week. Also in the consulting field except I was specializing in software. The job was so demanding and required so much self teaching. My boss was very supportive and encouraging but her training style did not align with my way of learning. She would get so frustrated when I asked her questions and write me emails how disappointed she was over minor mistakes. I was overly exhausted and running on very little food and sleep everyday. Everyday I woke up dreading my life because this job sucked the soul out of me. I was let go because she could tell how unhappy I was and I wasn't meeting her expectations because I was so burnt out after only 3 months. Sometimes its worth taking a pay cut for your mental health and doing what you love. I love beauty, skincare, and would love to be a youtube beauty guru one day. You really are super articulate and financially literate. I also love how transparent and relatable your content is. Like me, you aren't someone who can be put into a box. Your creativity and passion transpire the mundane corporate atmosphere. Keep growing and keep doing what you're doing because it really is motivating and makes others feel less alone.

@ZoePritchard 2 года назад

Thank you so much!!! 💖 I know that good things will come your way xo

@priscilakroker1204 2 года назад

Hi Zoe. I'm 31, have had a complete career change in the last few years and still don't feel that I am where I am supposed to be (and am finally admitting it). It's such a tough spot to be in, especially when we get attached to the money. But I am determined to not give up on myself. I will be happy in a job eventually. So I admire the heck out of you for always trying to stay true to yourself. And for sharing the wins and stumbles along the way. You help me all the time ❤️

@ZoePritchard 2 года назад

That makes me so happy to help 💖 you will absolutely find that job/thing that makes you happy, and I wish you so much fun and success all along the way xo

@bingbongcentralhq 2 года назад

I am right there with you

@priscilakroker1204 2 года назад

@@bingbongcentralhq you will figure it out 🙏🏻

@kdcounseling 2 года назад

Hi Zoe. Just a observation from someone looking in from the outside, I just wanted to tell you your doing amazing. Not a lot of people your age have the self awareness and skills you have that you work on every day. I know sometimes it’s hard to see your own hard work but your doing it !! Give your self a chance to breathe. You deserve it.

@ZoePritchard 2 года назад

aw thank you so much 💖💖💖⭐️

@libbylava 2 года назад

My 2022 was such an emotional ride too. Quit my job in March without a back-up plan and only my savings as a safety net, but knew I had to get away from my toxic manager and being un-valued while over-worked. 4 months worth of interviews later, I finally landed a wonderful position with a prestigious company and more than double the salary I had before. But the sleepless nights, anxiety, self-loathing, and questioning life in between then was so gut wrenching. I love the "live frugal, feel rich" mentality - will be putting into practice ASAP! Side note, I looove your necklace, where is it from?

@ZoePritchard 2 года назад

omg love this!! thank you for sharing 😍😍 your story made me feel super happy and hopeful! Necklace is from Mejuri, it’s two pearl charms on a chain 🦪

@amandeez5782 2 года назад

The only person you have to spend every second of every day with is yourself. Loving yourself is so important.

@ZoePritchard 2 года назад

so true!! 💖

@WithSandra 2 года назад

I feel you so much! I'm turning 25 this year and ever since graduating, time has flown by and I feel more and more lost as life goes on lmao.

@ZoePritchard 2 года назад

the time flying is so real, i cannot believe it!! ❤️❤️

@SH-ly1uy 2 года назад

Don’t worry. Still around 55 years to go

@lifewithicie 2 года назад

your financial videos always inspire me Zoey! Been on my own financial journey and saving money, so seeing someone “normal” and not live this extremely extravagant lifestyle is more inspiring for me and refreshing to see 💖 great video!😊

@ZoePritchard 2 года назад

thank you so so much!! 💖💖💖 keep at it on your journey xo

@BrielleJuliet 2 года назад

thank you for being so vulnerable and honest 💕💕 what you have done with your channel these past 6 months is so impressive!! Love watching you grow & figure all this out

@ZoePritchard 2 года назад

omg thank you! you are the best 💖

@nicoleaguirre4613 2 года назад

Looking back and recalling the mindset you were in when first setting goals is such a great exercise! It’s so easy to lose that in light of the everyday hustle and bustle. Here’s hoping the rest of your 2022 is filled with discovery!

@ZoePritchard 2 года назад

thank youuu! 💖💖

@megancherry3933 2 года назад

Always love hearing you talk about your goals, both personal and financial, and appreciate your honesty with difficulties. Helps me to see I’m not alone with the mental struggle of being too hard on myself sometimes when things don’t go the way I thought they should. Thanks for a great video!!

@ZoePritchard 2 года назад

Thank you for watching!! 💖

@poppycalliope 2 года назад

I think you're doing amazing Zoe I can totally see it. Some periods of our lives will be more challenging than others but the better days will always come. I agree with one of the comments that I read, I feel like you are disciplined and sometimes we tend to be more strict with ourselves when in reality we're doing great ❤ I really hope that I won't be financially anxious one day as well cause it is true, when you live in fear you don't love yourself the way you should.

@ZoePritchard 2 года назад

💖💖💖💖💖

@AlexisBii 2 года назад

I’m 25 and going through the exact same emotions as you ❤️❤️ so grateful for this channel

@ZoePritchard 2 года назад

grateful for you 💖💖

@emmagracie9272 Год назад

Wow Zoe you’ve changed so much since January/last year. I took a pause from RU-vid since then and watching this now and seem like mentally you’ve become much kinder to yourself! It’s awesome.

@ZoePritchard Год назад

wow thank you!!!! ❤️❤️🫶🏼 that is really nice to hear 🙈 & welcome back!

@dinagalall 2 года назад

Prices have been going up like crazy and still going 😭 I have the exact same thoughts and feelings and I can't seem to stop myself from feeling this way. I know it is not easy to share your doubts and emotions and I appreciate and respect your transparency Zoe.

@ZoePritchard 2 года назад

thank you Dina 💖💖💖

@tracy_cakkes 2 года назад

Yes everything My coffee doubled in price I had to stop buying it And the gas…

@MirunaVasi 2 года назад

I identify with you so much! I also lost my job 1 month ago, a very similar story to yours. 1 month later, I know it was for the best, and I try to enjoy my life a little before applying again, or doing freelancing. Your story is a really insipiration to me

@ZoePritchard 2 года назад

sorry to hear you lost your job! better things to come 💖💖

@aldonaszafraniak4811 2 года назад

Your are doing so good! I like how honest you are with yourself. Life is going to get better!

@ZoePritchard 2 года назад

thank youuu 💖

@marynahoum 2 года назад

Wowww so proud of you!! Keep going, you’ve come so far 👏🏼 you’re more then capable of getting anything you want in life ❤️

@ZoePritchard 2 года назад

thank you 🥺❤️❤️❤️❤️ love you!

@emilierodriguez3448 2 года назад

To be honest, you just inspired me to do a check in. I’ve never done one & I tend to forget accomplishments I have made & feel like I should be doing more. I’m gnna do one stat! 😊

@ZoePritchard 2 года назад

ah good! this wasn’t exactly easy but was so refreshing! & i think you’ll be surprised about how far youve come and what no longer really matters to you 😇 enjoy!!

@eimybarrios8373 2 года назад

You are doing Amazing Zoe! I discovered your channel earlier this year and I can say I always watch your videos now. I love your perfectly imperfect content. You keep it very real and genuine every time. ❤️❤️❤️

@ZoePritchard 2 года назад

thank you so so much! 💖

@laurahartmannfilms 2 года назад

Your transparency is so refreshing and inspiring! Love hearing your money chats because of your honesty

@ZoePritchard 2 года назад

thank you! that makes me so happy 💖

@LeendaRella 2 года назад

Thank you for being so real!

@leannerebecca3188 Год назад

Hi Zoe, love your videos. I totally relate to this sometimes. I am a trained actor but at the moment had to fall into an ordinary job to pay the bills, its really hard sometimes and I can be harsh on myself regarding this, but over time I have slowly learnt to just accept what is going on in the now and just be thankful. I used to really get anxious and worry about things, but what I have learnt is that all this stuff just makes us who we are and is a part of the story. Whenever I get a moment of anxiety or worry, I just look at all the amazing people I have in my life, and look at what I have in my life, and it puts things into perspective. Same with the money worries, I used to beat myself up if I did not save what I had intended to that month, but as the cost of living rises it has become harder. I now just do what I can, be sensible but also not deprive myself as life is extremely short! x

@ZoePritchard Год назад

This is amazing!! Thank you for sharing ❤️

@BrielleJuliet 2 года назад

Literally watch all your videos all the way through. Absolutely love your personality

@ZoePritchard 2 года назад

🥺 thank you!!!

@Maldives2025 2 года назад

I agree we often tie our identity to our job titles

@Crystal-Marie 2 года назад

Doing a no buy july and struggling with the emotions I usually distract myself from by shopping. It's going well so far and I'm sure I can do the rest of the month and maybe the rest of the year. Appreciate your vulnerability and honesty as always! From my view I think you have a lot to be proud of this year

@ZoePritchard 2 года назад

omg that is awesome!! keep at it & let me know how it goes 😍

@marion-v6o 2 года назад

this is my first video i'm watching from you. i can relate being 24 and not being able to figure out things in my life. and with current times, it's tough to find my footing after dropping out of nursing school and finding a new job is tough! i'll watch more of your videos :)

@ZoePritchard 2 года назад

welcome 💖💖 wish you all the best!

@marlopez8586 2 года назад

2022 has been good, even tho I feel like I could be doing so much better. I’m feeling kinda burnout from work. Maybe I just need to take another vacation and work on myself to feel more positive. Prices are high everywhere, from groceries, to gas, to utilities ! But I actually like to coupon for household items at my DG. You can get pretty good deals on saturdays. Lol Sometimes I wish I could have more free time 😊 Your outfit, nails and makeup are on point 😍😍 Hope you have an awesome week girlie and thank you for sharing this video with us♥️

@ZoePritchard 2 года назад

thank you Mar 💖💖 burnout is such a tricky feeling, and sometimes it takes a diy vacation like watching disney movies (or whatever movies) on the couch for a day or two to start feeling better. I hope you feel better soon xo ps Im really jealous of American couponing 😂 we just don’t have it like that over here

@lmh-9367 2 года назад

wow i can’t believe it’s been 6 months already. i actually found your channel through that video, so there’s something good to come out of it 😹 💕

@ZoePritchard 2 года назад

no way!! I'm so happy haha 💖

@dtash1590 2 года назад

To overcome inflation, keep investing in a good index funds. Keeping too much money in the bank will lose its purchasing power over time. Recession is not come yet but it might come early as we know. Fed is raising interest rate too quickly to control over inflation and that might pause economic activity. It is a good idea to have 5 to 6 month of saving for your emergency funds during recessions. It is also a good time for investing because every stocks are on sale. When stock market are more than 20% down, it is a good time to buy and ride the wave and you will come on top within 2 years. You will make a tons of money. By the way, you are doing really good at your age. congrats on your hard work. Keep up the good work.

@ZoePritchard 2 года назад

very good points!! & thank you 😊

@aoutsky 2 года назад

Your anxieties and fears are understandable. May be you can find solace in the fact that you saved yourself from a possible burnout in your 30s. Which is unfortunately prevalent in careers like consulting. You’re managing your money well and advancing your career on RU-vid. And you absolutely can call yourself a RU-vidr if that’s what you think you are. You don’t have to attach your identity to your work, but if you want to, that’s fine. You have goals and you’re methodical with your approach. You’ve cultivated good habits at a young age. You most definitely will reap the benefits of it going forward.

@ZoePritchard 2 года назад

thank you so much for this kind comment ❤️

@markus3393 2 года назад

Great video! Just keep it as you are doing awesome.

@ZoePritchard 2 года назад

thank you so much!

@monikaleo2577 2 года назад

Yes .. worried about recession here too (also in Canada) esp since Bank of Canada raised the interest rate by 1% last night and I have a variable mortgage rate 😳 however we just have to trust that everything will work out ❤️ Keep working, keep uploading, you are in your prime! As long as you have your health and good people around you you will be just fine 😊 hugs!!

@ZoePritchard 2 года назад

thank you ❤️❤️ Crazy for the interest rate, been reading about that today as well. My boyfriends mortgage is variable so although I can’t relate first-hand, I see how stressful it can be.

@mxinwei 2 года назад

From the outside, my life changed A LOT, but I do have trouble keeping track. You’ve inspired me to start using Notion again, so hopefully that helps. I’ll be visiting Montreal and Quebec City soon, maybe I’ll run into you!

@ZoePritchard 2 года назад

omg exciting! I hope you enjoy your trip & yes maybe see you out and about haha

@frieda8956 2 года назад

My favorite Montreal gal🍁 tu es superbe Zoey respire a fond et prend soin de toi.

@ZoePritchard 2 года назад

aw merci 💖💖💖

@nataliao8868 2 года назад

Zoe! You are an RU-vidr 😉😀 the good one 👍🤩

@ZoePritchard 2 года назад

aw thank you 🥺🙈💖

@pipounette2000 2 года назад

Hi Zoe, nice video, you covered some interesting topics. I understand your lack of security, but since your main source of income is RU-vid, you can considered as being one step ahead from regular workers because you don't rely on an employer for it. I work full-time, I had been with the same employer for now 10 years, but no matter what, I remain an employee. We main face a recession, so nothing can be considered 100% secured when your an employee, and you aren't, which play in your favor. One good way to feel more secured is to build up your savings, like you had been doing. You are doing great Zoe, congrat 🙂

@ZoePritchard 2 года назад

thank you so much 💖💖

@alicja792 2 года назад

I'm a bit older than you and I can definitely relate to a lot of things you talked about, I also imagined my life looking completely different by now, as well as being hard on myself and lacking discipline at the same time 😅 still I think you're doing great 😊 just maybe don't believe everything you think 😉

@ZoePritchard 2 года назад

🙈🙈💖 thank you so much! good advice haha

@juliekostas7322 2 года назад

I'm getting clobbered by the combination of inflation, outrageous gas prices and stangant wages here in NYC. For you, Zoe---you're young, you have the benefit of compounded interest on a good index mutual fund. You're doing great... take things one month at a time! :)

@ZoePritchard 2 года назад

OMG can't even imagine in NYC where things are already so expensive!

@LinzyLinz7 2 года назад

Zoe have you every thought about applying for remote full time job in Copywriting or as a Technical Writer? It seems like a good balance where you'll still have your flex time but work in a creative space as well.

@ZoePritchard 2 года назад

I thought about it, but I know if I had a full-tim e roll I wouldnt be able to give it my all as my heart is really in youtube right now 😇

@jenniferfulford5257 2 года назад

Love this, thanks for sharing! Congrats on your progress! My thoughts on inflation feel connected to what you said about jobs and identity. I think to the extent that not calling yourself a RU-vidr is about imposter syndrome, then totally push against it because you're doing great! I love your vlogs! I think there can be merit, though, in making sure that our jobs don't make up too much of our sense of identity, because jobs change. Especially in this economy. I try to own it while it lasts, but also be open to change in the future as life takes me on my path. Prayer helps me here a lot, trusting that God has my back and is taking care of things. Things change all the time and my sense of self is a more solid, core thing that carries through it all. Feel you on the lack of structure, too :) Good luck! It's one of my goals too!

@ZoePritchard 2 года назад

thank you Jennifer 💖 love this comment!

@ABiteBetterbyEva Год назад

I think the "do you make money from that?" Question is so typical for freelancers, especially in professions that are perceived as "artsy" more like writing etc. I'm a freelance translator and people ask me this or a version of this like "do you do this fulltime?" So many times 🙄 and it often comes from people who I know make less than I do with my freelancing... It's kind of a rude question...

@jordanberry6833 2 года назад

My goal for the end of the year is to build up a savings buffer to have in my account before I get paid. I save every month but I hate that there’s basically no money in my account by the end of the month.Because I’ve used some, saved some, and by the end of the month there’s nothing 😕

@ZoePritchard 2 года назад

I feel you on that! That's a great goal 😍

@asliyase 2 года назад

Our yearly interest rate is 78.62%. Yeah you read that right :)

@ZoePritchard 2 года назад

😱😱

@rebeccastrevens1958 Год назад

hey, could you do a video on copywriters please? what it is, how it works, how to get a contract? thanks!

@davidparnell4675 2 года назад

Hi zoe

@avaq2588 2 года назад

Zoe do you know your mbti? I’m so curious. Would watch a video about it too! I feel like we r the same

@ZoePritchard 2 года назад

i’m enfj! ❤️

@Stephanie-ki5oz 2 года назад

Not me getting emotional from just the intro 😂🥺☠️

@ZoePritchard 2 года назад

hehe sorry 🥺

@Stephanie-ki5oz 2 года назад

@@ZoePritchard 😂🥲🤍 appreciate the realness as always. It’s so true that we have this idea of how things will go after graduating/ being an adult. And the road because much more difficult/ or the reality ends up being so far off. But I’ve tried to shift my mentality to not get stuck on an outcome, and focus on having fun/ exploring. It’s lessened the pressure on career, friends, finances, etc! Appreciate you touching on it and being honest about the messy process of adapting to it! 🤍

@siendocristina 2 года назад

Hi Zoe! I think of you like a Content Creator, you can search jobs descriptions to figure it out what's your "title", but is not necessary that you have to be one, you can be a lot of things, so try to settle the idea of it, of write down to your future me, that's helpful. About your fear for the future, you can indulge your thoughts writing down a plan IF the worst happen. You can make a plan and talk with friends and family asking them for the support IF that happen, so you can be calmed with a plan made and people who will help if you need it :) hope that can be helpful ☺️

@ZoePritchard 2 года назад

thank you Christina 💖💖 really, really good idea!!

@siendocristina 2 года назад

@@ZoePritchard ❤️💕 hope it helps ☺️

@lapetiteyara 2 года назад

Zoe, long time not seen. Well, i would join your club about "seeing my life differently" since we are the same age. I always imagined myself being a young mum, but honestly, I have no wish to invest my current time into raising a kid. I feel myself as a kid, who is forced to be an adult's body and everyone around me waiting till i will do major steps in my life. But life is so unpredictable, you never saw yourself making money from something which is not even a real job in some people's eyes. I think in your eyes it is not a real job as well and you agreed that u need to change ur mindset about it. 18 years old me, would probably hate how I look right now, cause all i wanted to be was being skinny, and now i am all about muscles and stronger upper body. 30 years old Zoe will laugh about ur doubts now, when from 34,5k subs you will hit millions of us, and u will be able to earn twice ur making now. Workmarkets changed a lot, with all my respect to doctors, teachers and etc, doing social media is a real job now and it will be more and more paid in the future.

@ZoePritchard 2 года назад

thank you for sharing, and for the kindness 💖💖 also, I so feel you on feeling like a kid.. i weirdly feel younger now in some ways than I did at 20 lol

@razzikatta 2 года назад

So, not buying celery cause it's more expensive, but buying a dress for $140 and shoes for $80? I still buy celery and avoid overpriced fashion, as I have done before this "inflation".

@ZoePritchard 2 года назад

The point here is that celery has more than doubled in price…. it’s not about comparing it to clothing prices which have always ranged from single digits to thousands of dollars.

@razzikatta 2 года назад

@@ZoePritchard right I know and I expected this answer, but at the end of the day saving $3 is not going to make a big difference, whereas other things will have more impact on your expenses. Either way, you shouldn't be stressed about your future, you are trying to be a responsible person, it'll be ok, might get longer to get there.