Тёмный

More American Express Fee Increases?! 40 Cards Refresh Q1 Update | Amex Gold Predictions 

AskSebby
Подписаться 302 тыс.
Просмотров 67 тыс.
50% 1

💳 Sebby's Card Picks: www.asksebby.com/credit-cards Click "Show More" to see Ad Disclosure.
More CardMatch for increased offers: www.asksebby.com/guides/cardm...
Amex Platinum Calculator: www.asksebby.com/credit-card-...
Timeline
0:00 Start Here
0:22 Amex Annual Fees Q1 Updates
2:27 Amex Event Activations
5:33 Spend and Growth
10:34 Amex Gold Predictions
---------------------------------------------
Securely browse the internet:
🦈 83% Off + 3 Months Free VPN Deal: surfshark.deals/ASKSEBBY
Free Stocks & 💸:
📈 Get Free Stocks on Moomoo when you deposit $100 (limited time offer): www.asksebby.com/moomoo
📈 Get 2 Free Stocks on WeBull when you deposit $100 (limited time offer): bit.ly/AskWeBull
🛍️ Get a $20 Bonus after spending $20 at Rakuten: www.asksebby.com/rakuten
🎥 My Entire RU-vid Camera and Recording Equipment: www.amazon.com/shop/asksebby?...
---------------------------------------------
Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available
-----------------------------
Follow us for updates:
RU-vid Subscribe: bit.ly/subscribeasksebby
Newsletter: www.asksebby.com/newsletter
Instagram: / asksebby
Mandy's RU-vid: / mandyroams
Mandy's Instagram: / mandyroams

Опубликовано:

 

7 июл 2024

Поделиться:

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист
Посмотреть позже
Комментарии : 337   
@AskSebby
@AskSebby 2 месяца назад
💳 Sebby's Card Picks: www.asksebby.com/credit-cards More CardMatch for increased offers: www.asksebby.com/guides/cardmatch Amex Platinum Calculator: www.asksebby.com/credit-card-reviews/amex-platinum-card
@drec4722
@drec4722 2 месяца назад
Hi sebby wanted to ask you a question 🙋‍♂️ I’m looking for a good airline card to travel to Finland 🇫🇮 Sweden and around Europe. Is the American airline card valid?
@ottoernst6707
@ottoernst6707 2 месяца назад
Swapping to resy would have me ditch the card entirely.
@n_0__
@n_0__ 2 месяца назад
if dining becomes a resy credit this card will go to the toilet
@khyriedwards8862
@khyriedwards8862 2 месяца назад
You must rreeeealllly like Cheesecake Factory
@GndmMkv
@GndmMkv 2 месяца назад
It’s just easier to use the credit at shake shack. With Resy it is kind of implied you’re dining in. You have to spend more to to chase the $10 credit value.
@nubianpwr
@nubianpwr 2 месяца назад
agreed
@chrisrose4215
@chrisrose4215 2 месяца назад
What's especially annoying about resy is that it isn't even on android app store.
@ElMejorBodybuilder
@ElMejorBodybuilder 2 месяца назад
I use it every month because of the shake shack credit. If that goes away I will consider canceling it.
@tranquil5892
@tranquil5892 2 месяца назад
The resy credit is literally unusable in my entire state. There's like 5 restaurants total. I am 100% fishing for a retention offer and then closing if they force resy on us here.
@Gangrenous_Hank
@Gangrenous_Hank 2 месяца назад
Same man!
@zork999
@zork999 2 месяца назад
I live near Seattle and Resy is totally useless to me. There are a (very) few restaurants that take Resy, but none that I am interested in. 🧈
@poppy87
@poppy87 2 месяца назад
Worse case, downgrade to the everyday card to keep your points.
@havalopez
@havalopez 2 месяца назад
@@poppy87gold can only downgrade to green
@lacasafamoso3
@lacasafamoso3 2 месяца назад
@@poppy87 You can not downgrade a Charge Card (like the Amex Green, Gold or Platinum Card) to a no annual fee card. There's no way. You need to apply for a no annual fee card just to keep your points alive
@aa122100
@aa122100 2 месяца назад
Resy is very limited and USELESS
@generousy.710
@generousy.710 2 месяца назад
No Resy Credits . It will be annoying to get rid of the dining credits and replace it with RESY. They can include Resy , but not outright removal of dining credits
@michaelfrock2473
@michaelfrock2473 2 месяца назад
Wish it was quarterly or a yearly credit.
@patrickptmonk8673
@patrickptmonk8673 2 месяца назад
If they f up the gold card, I'm dropping it. Right now I can use the credits to get myself takeout twice a month. I don't eat in restaurants (because screw tipping culture). I'm telling you AMEX... DONT F THIS UP!!!!
@nMeScArZz
@nMeScArZz 2 месяца назад
You’re not their target customer. You’re prob better off with the savor 1
@suprashank
@suprashank 2 месяца назад
Same here. But we are not really the profit making customer for them
@marat8584
@marat8584 2 месяца назад
@@suprashank that's not true, the profit is in the merchant fees. Anyone who uses AMEX instead of their Visas and Mastercards for a reasonable number of purchases every year is a profit making customer. In this context the 120$ dining credit seems insignificant. And if someone cancels the gold card for that reason, it'll cost them hundreds of dollars in lost transaction fees and, of course, annual fees.
@raidersgo94
@raidersgo94 2 месяца назад
lol why you so mad bro
@raifhol
@raifhol 2 месяца назад
Watering down benefits and raising fees, some cards will be very difficult to justify any longer.
@DallinBunnell
@DallinBunnell 2 месяца назад
I would cancel the card if it goes to Resy. There are only 4-5 Resy restaurants in my area... and they're really expensive restaurants. It would make 0 sense to do that. I think that they should make it an anything dining credit, and maybe have an extra multiplier for Resy bookings (+1.5x or something like that). The entertainment category would be interesting... not a dealbreaker. The Resy is a dealbreaker though.
@DuffManSW
@DuffManSW 2 месяца назад
I would cancel the Gold if they did that. I’m not making Resy reservations every month to use a $10 credit that doesn’t cover the cost of most drinks. That would also probably make me cancel my Schwab Platinum because a lot of the value for me is sending the points to the brokerage and it doesn’t make sense if I don’t have the Gold to earn the 4x. I’m out of PDX so I have no PP lounges or Centurion.
@linocontreras8406
@linocontreras8406 2 месяца назад
I'm still waiting for the $1000 Amex card with all the multipliers and benefits of the Platinum, Gold and Green and a base 2X. A card I can carry instead of leaving in the sock drawer most of the time like the Platinum.
@mahdijorat
@mahdijorat 2 месяца назад
And free Guests + Arrival access to centurion lounges!
@thatoneguy94512
@thatoneguy94512 2 месяца назад
They'll never do that. They make more forcing people onto multiple cards
@yurig2530
@yurig2530 2 месяца назад
You're dreaming.
@keptkozy
@keptkozy 2 месяца назад
Lmao $10 credit a month on a reservation site... so useless
@youngalwyn1124
@youngalwyn1124 2 месяца назад
New young CC customers wanna feel that AMEX love. ❤️
@Jrandallweiss
@Jrandallweiss 2 месяца назад
Resy would be absolutely useless for me as well. Would probably cancel it next year given I am likely locked in for the next annual fee in a few months
@theuriah01
@theuriah01 2 месяца назад
What the HELL.... is Resy?
@Mr01dschool
@Mr01dschool 2 месяца назад
Glad that I'm not the only one who's never heard of it.
@Alvin_1914
@Alvin_1914 2 месяца назад
Squuuuuuuuuuad. I may have to watch this in its entirety later. The info in the intro gave me heartburn
@AskSebby
@AskSebby 2 месяца назад
They're not finished with all the refreshes yet!
@mikeybee98
@mikeybee98 2 месяца назад
I have a hard time believing that Amex will make any changes to the card that will ultimately be better than what it is right now. But, I hope I'm wrong
@yurig2530
@yurig2530 2 месяца назад
Hilton became better, I'MO, except business, but even business is better if you don't want free night (not bad catchall card).
@d.p1304
@d.p1304 2 месяца назад
Thanks for not mentioning Maldives 😅😅😅
@engineerengineer2218
@engineerengineer2218 2 месяца назад
Resy make make sense if you live in areas like San Francisco, New York, LA, or Chicago. Grub for the dining credit is far more usable.
@headlibrarian1996
@headlibrarian1996 2 месяца назад
I just hope Chase doesn’t copy Amex.
@headlibrarian1996
@headlibrarian1996 2 месяца назад
And how does Amex drive profitable swipes? By forcing spending that wouldn’t otherwise happen to offset breakage-prone credits, much or all of it at 1x MR. All the Platinum’s credits are like that, for example. Raising fees offset by these credits is doubling down on this.
@CooleyFlo
@CooleyFlo 2 месяца назад
🧈 Great topic here. Thanks for the video.
@yurig2530
@yurig2530 2 месяца назад
I cancelled all Amex coupon books long time ago, I just kept Hilton cards for now (3).
@user-wh1ti5cl2c
@user-wh1ti5cl2c 2 месяца назад
Thanks for the video. I really like what they did to the Hilton aspire card. If they raise the annual fee by a hundred dollars and give me five hundred dollars worth of benefits that I can use I call that a home run.
@yurig2530
@yurig2530 2 месяца назад
Aspire is the same as before, but the credits became more often. If before you could do everything in one batch, then now it's 2/4 times a year. However, as previously, you don't need to go anywhere in order to use it.
@alexrod550
@alexrod550 2 месяца назад
Great Review ...I agree with a additional gold card in white gold ...it will make everyone get it !!
@badghosttv
@badghosttv 2 месяца назад
Good thing I have the super exclusive super black platinum card with 100% apr and a charge of 100$ every time I swipe it, I feel special when I use it
@theresah3540
@theresah3540 2 месяца назад
The Resy credit is hard to use. I’m in a state capital city and there are about 3-4 restaurants and out of those only two I like. A restaurant credit would have been better at least until Resy had more options like open table.
@EXPRECDJ
@EXPRECDJ 2 месяца назад
Platinum & Gold fees will go up. Adding in RESY credit, Ride Share credit, hotel credit, airfare credit, other coupon book stuff. We would all like multipliers in the Platinum Card and expanded travel categories on Gold Card, but….
@docsays
@docsays 2 месяца назад
I love the gold card as is. I could tolerate a $295 or $325 AF, but at $350 I dont know, unless it has better credits or expaneded multipliers. I would prefer a 4x or 3x in entertainment over flights.
@nucphyschem1
@nucphyschem1 2 месяца назад
yea I really think they need to separate the travel from the gold and leave travel to the plat. Gold to me is much more daily and entertainment card where as the plat is purely a travel card
@darickfoxo7986
@darickfoxo7986 2 месяца назад
Not worth 295 to be honest as well
@xovux
@xovux 2 месяца назад
I was just offered platinum and i dont want it. Seems expensive and a chore to make it work
@AONTrappy
@AONTrappy 2 месяца назад
Regular starting cards have a 0% annual fee and a 3% cash back on dining which renders the 4% on the gold an awkward consideration unless you spend major bucks. A small change in the benefits and annual fee structure completely destroys the GOLD for a lot of people, in particular min max people.
@matt2m
@matt2m 2 месяца назад
They need to work on the gold if they up the fee. I road trip because I love driving so that card makes the most sense to me. I don’t Uber so I break even just by how much points I earn with my spending. Maybe a credit for Verizon auto pay or something creative could help justify it for me.
@dyhppyx
@dyhppyx 2 месяца назад
White gold would be dope
@youngalwyn1124
@youngalwyn1124 2 месяца назад
A white powder . . .
@danielsun7572
@danielsun7572 2 месяца назад
If they change to resy, I will definitely close the card.
@Financial_Awareness
@Financial_Awareness 2 месяца назад
🧈 Great vid! Appreciate the effort you put into your content. I’m a simple man - Amex since ‘04, Gold card since ‘19…not worried about the potential $100 annual bump if I’m able to find ways to justify it through program improvements. IMO, more restaurants would be great, something movie theater related would prob help give that industry a well needed jolt, and perhaps more tailored gift cards based on purchasing habits (but that’s just me wishing). Cheers!
@Mzero00x
@Mzero00x 2 месяца назад
I’m up for a new credit card and was planning on the Gold Card. Should I do that now before the annual fee increase or wait for the refresh?
@josephsantangelo2801
@josephsantangelo2801 2 месяца назад
Now that I have the Amex bonvoy brilliant I don’t use my Platinum unless I’m booking flights or booking non Marriot chain hotels which is rare
@gibranespinoza6603
@gibranespinoza6603 2 месяца назад
If the current dining credit was fully replaced with a credit to Resy, I will not be renewing this card next year. There are only two places within 50 miles of me where a potential credit could be used.
@5bags
@5bags 2 месяца назад
Still waiting for the RLPNW card ....Raised Lettering, Pale Nimbus White with a $10 credit at Dorsia
@Dia0002
@Dia0002 2 месяца назад
Saw that Amex presale prices are different for concerts and here I am paying full price 😭 getting the Gold next month 😊
@remittri
@remittri 2 месяца назад
i got a free amex metal water bottle last year at bst.... idk why i had to share that....
@tacpanda
@tacpanda 2 месяца назад
I didn’t get shiiit 😢
@johanjames4663
@johanjames4663 2 месяца назад
Im downgrading too the green card,and downgrading my hilton surpass card too thefree card . If the green card goes up I'll cancel that as well
@FTBASTAR
@FTBASTAR 2 месяца назад
AMEX is overhyped in my opinion. I started strong with them, now I don't even use my Amex cards anymore. Fees too high, benefits can't be justified. Put all my spend on my Chase & Captial one cards.
@enterdoki
@enterdoki 2 месяца назад
I'm back to Chase now too.
@nicolete493
@nicolete493 2 месяца назад
Same here
@Re3iRtH
@Re3iRtH 2 месяца назад
Agree. CSR and AR. Only keeper Amex card is the Aspire.
@Mr01dschool
@Mr01dschool 2 месяца назад
Love my BCP card.
@yurig2530
@yurig2530 2 месяца назад
I switched from Gold, first to AR, then to Premier, then to Savor One. But I don't really use Savor One that much, since I just buy GCs at Staples or ODOM, and use them instead.
@boondoggle4820
@boondoggle4820 2 месяца назад
If they raise the annual fee to $350 on the Gold card, I’m canceling the card as soon as I use up all of my points unless I can easily get $340 out of the credits
@diamondshard2
@diamondshard2 Месяц назад
It would be nice if they reduce the coupon aspect of the Gold card, but add a 5X dining multiplier. For example, I would be ok with a $120 Uber credit, 5X dining credit, 4X groceries @ $325 AF. I would say that's pretty fair. Essentially a $200 effective annual fee but you get a 5X dining, which would have been similar to the Citi Prestige. That way the card would be a 5,4,3 card. 5X dining, 4X groceries, 3X airfare.
@mingchi1855
@mingchi1855 2 месяца назад
Resy is a big NO. The flexibility is no match to existing dining credit.
@henrylopez3479
@henrylopez3479 2 месяца назад
Soooooooooooooo Chase will be seeing my application soon. Goodbye AMX, it was a good ride.
@jmcmonster
@jmcmonster Месяц назад
If they switch to Resy, I’m out. I live in Seattle and there are like 3 places close to me on the platform.
@ChiTownTx
@ChiTownTx 2 месяца назад
300+ and if this adds something that I won't use like the resy credit this card is a goner.
@Inhindsightpod
@Inhindsightpod 2 месяца назад
Ehhhhh a resy credit would force me to cancel the card. I don’t go out to eat enough but I do order carryout through grub and Uber to use my credits and this offsets my annual fee
@DavidMorenoH
@DavidMorenoH 2 месяца назад
I mean, the platinum annual fee on Mexico is 1300USD + tax.
@goldfish3858
@goldfish3858 2 месяца назад
That’s crazy, are the benefits the same in MX as they’re in America? That’s robbery
@xovux
@xovux 2 месяца назад
Insanity
@naveenthemachine
@naveenthemachine 2 месяца назад
What’s going to happen with BCP and BCE?
@AskSebby
@AskSebby 2 месяца назад
We'll have to wait and see!
@scarling9367
@scarling9367 2 месяца назад
Seems like they've made an advertising push for the BCP. I got mailers for a $75 upgrade, but got both emails and Amex Offers for a $150 upgrade. A few others have said the same in an Amex group I'm in.
@lacasafamoso3
@lacasafamoso3 2 месяца назад
If AMEX Gold change to a Resy Credit then I will cancel the card. In my area is just 1 restaurant available.
@ramonkikochaves6854
@ramonkikochaves6854 2 месяца назад
I cancelled my platinum right after they announced another increase in fee for additional card. I found more value in Capital 1 venture x. Guess I am not the demographic they want.... I do not carry balance, do not spend more than 3k per month on the card, and always do the math to be sure there is value in it.
@DuffManSW
@DuffManSW 2 месяца назад
Capital One in the background like 👀👀👀. Like the dude who’s waiting for his crush’s boyfriend to mess up.
@eduardazayev4230
@eduardazayev4230 2 месяца назад
$10 resy credit is much cheaper to forget and never remember. Believe me, it will save more money than using it.
@robertm8380
@robertm8380 2 месяца назад
5X for everything no coupon book require except for gas might be 3X
@yurig2530
@yurig2530 2 месяца назад
No, 10x and no AF!
@lianalonge1984
@lianalonge1984 2 месяца назад
🧈 Great video‼️👏🏽👏🏽👏🏽
@metalica732
@metalica732 2 месяца назад
I just miss the $100 airline fee credit. If it goes to Resy, I'll definitely cancel the card.
@ChampagneOppaRN
@ChampagneOppaRN Месяц назад
I dont want a Coachella card.
@ForeLeafTravel
@ForeLeafTravel 2 месяца назад
Me patiently waiting for AMEX to do something to the Gold Card🍿🍿
@Lovebk98
@Lovebk98 2 месяца назад
Just get non annual fee Amex cards.I had Delta platinum card but down graded too blue card
@MarkS-cd3cw
@MarkS-cd3cw 2 месяца назад
I think if chase can add a grocery category they can press Amex. Any thoughts or if chase is due for an update anytime soon?
@Kyle-lt8dc
@Kyle-lt8dc 2 месяца назад
With Chase dropping the Sapphire Reserve’s restaurant ability within Priority Pass, that would be the first card that is screaming for a new perk. I was going to apply for it but the news broke hours before I did.
@yurig2530
@yurig2530 2 месяца назад
​@@Kyle-lt8dcAmex dropped restaurants long time ago, and now they are dropping PP altogether (Hilton cards).
@runner-jm2kf
@runner-jm2kf 2 месяца назад
They do have online groceries, at least, with the preferred.
@10choochoo
@10choochoo 2 месяца назад
120 resy would be fine if it was 120 per year not 10/ month
@drewski91
@drewski91 Месяц назад
If they switch to Resy I'm canceling
@Miggy2222
@Miggy2222 2 месяца назад
Amex should plate the Gold card with 24k gold like Robinhood
@robert8311
@robert8311 2 месяца назад
Amex imo isn’t worth it if you aren’t doing travel so as someone who only travels maybe 1 times a year I don’t see the benefits of Amex Fees for credits I would use but in use it or lose it makes me mad Vs chase and capital one you can have a solid cash back set up or travel with little to no annual fee Amex has 1 cash back card that can’t be used for travel so you have to split spend if you want to the option
@Mr01dschool
@Mr01dschool 2 месяца назад
I don't travel at all and I get plenty of use out of my BCP.
@virgilwalker8002
@virgilwalker8002 2 месяца назад
The Amex Gold is probably the best card for the average person. The current credits for the most part make sense to justify. Adding resy wouldn’t really work for the current market of people who love the gold card.
@Mr01dschool
@Mr01dschool 2 месяца назад
Agreed. I wouldn't get any use out of resy. If they take away the Uber Eats and Grubhub credits, then the card would become a lot less useful to me.
@Mr01dschool
@Mr01dschool 2 месяца назад
I would get no use out of Resy. If they take away the Grubhub and Uber Eats credits, then the card would become less useful for me.
@Mr01dschool
@Mr01dschool 2 месяца назад
If they remove the other dining credits and replace them with Resy, then the Gold card becomes a lot less useful to me.
@darickfoxo7986
@darickfoxo7986 2 месяца назад
That’s a lie for the average person there is way better options with gold being one of the worst for the average persons. You guys will shrill Amex gold so hard every day and do complicated stuff to justify the high annual fee. The avg person is not with that
@shawn.credit
@shawn.credit 2 месяца назад
I downgraded my Amex Gold to the Amex Green, after all it’s a food card with no travel value for $250. I’m running the Amex Green and Amex Platinum both surge with travel value!
@enterdoki
@enterdoki 2 месяца назад
Amex green is pretty bad if you don't value the CLEAR credit imo. It's a bit unfortunate.
@youngalwyn1124
@youngalwyn1124 2 месяца назад
I value the Clear credit at $90 and the two airport lounge visits (Loungebuddy) at $30 each. Go Team Greencard! ✅
@AIRBORNE916
@AIRBORNE916 2 месяца назад
It does have that 100 experience credit
@shawn.credit
@shawn.credit 2 месяца назад
@@enterdoki Lounge buddy credits, transit categories, camping, parking, tolls, airb&b, 3x restaurants, hotels, flights not much to complain about for $150!
@travdx
@travdx 2 месяца назад
​@@shawn.creditWells Fargo Autograph offers all those (except loungebuddy) for no AF
@juliuscastillo922
@juliuscastillo922 2 месяца назад
I will downgrade to the green card if they raise the annual fee to $350. Won't be worth it for me and if Sebby is right about RESY, then it is a definite no go for me. Shame AMEX is doing this to their best card imo but I get they are a business out to make money and they probably will make a ton of it with a relaunch.
@jim4038
@jim4038 2 месяца назад
If they raise the annual for a resy credit I will instantly close this card lol
@CRFF17
@CRFF17 2 месяца назад
Resy is dust.
@nubianpwr
@nubianpwr 2 месяца назад
I hope what you're saying doesn't come true, and that Amex starts to move away from credits and allow their patrons the flexibility to chose what, where, and when to spend "their" money. If not, I will for sure move to Issuers that are less intrusive and more freedom loving. Interesting vid however👍🏾
@B_22_5
@B_22_5 2 месяца назад
You gotta get the SM7B windscreen for your travel MV7, plosives are really noticeable with the stock windscreen
@WrldExplorer
@WrldExplorer 2 месяца назад
After moving to South America, I have to reevaluate the Gold card. I’ve already experienced a lot of places don’t take American Express, so I won’t be able to benefit from the 4X for groceries, and restaurants too much. Especially if those items are cheaper than what I’m paying here in the US. I might just have to either focus using my BILT MasterCard, or my Sapphire Reserve. Not sure if you’ve created a video on this already, but it would be nice to know what are the best cards to use if you were living in different countries, or a trifecta of some sort.
@_jefflarsen
@_jefflarsen 2 месяца назад
Citi Premier is a great workhorse abroad. Or Savor One + Venture X duo.
@Dopadroid
@Dopadroid 2 месяца назад
The gold only gives 4x on US supermarkets so that multiplier isn't any good for you out there regardless if it accepted amex or not. I'd dump the gold card if I were you since its nearly impossible to get any decent value out of it.
@WrldExplorer
@WrldExplorer 2 месяца назад
@@Dopadroid I agree. I forgot about only US groceries.
@kamantha75
@kamantha75 2 месяца назад
I would like to see credits for gym memberships in general.
@chrisbrown8748
@chrisbrown8748 2 месяца назад
Haha I honestly hope they ruin all their cards so I have a reason not to pay those high AF’s. I’m already pivoting to putting most of my spend on Chase and Capital One.
@GameBrigade
@GameBrigade 2 месяца назад
at some point ill probably need to cancel my Amex if the fees keep going up
@numbone
@numbone 2 месяца назад
Time to cancel the Gold card
@alouie001
@alouie001 2 месяца назад
their organic growth is slowing down.
@BradleyHansonPhotography
@BradleyHansonPhotography 2 месяца назад
I upgraded both of my Gold cards (personal + business) to the Platinum versions, but I’d downgrade next year if they add another 4X category like gas or another substantial category to justify the huge annual fee. Maybe return protection like Platinum?
@Love2Cruise
@Love2Cruise 2 месяца назад
American Express: The most expensive PREPAID coupon book!
@guaparra2
@guaparra2 2 месяца назад
Hey sebby thanks for the update. Quick question I heard that if you ask for a credit card line increase regardless of the bank it takes a slot of the 5/24 is that true?
@AskSebby
@AskSebby 2 месяца назад
Not that I'm aware of.
@guaparra2
@guaparra2 2 месяца назад
@@AskSebby it's just only an inquiry then, thanks.
@zyzzuschrist3410
@zyzzuschrist3410 2 месяца назад
You always sound like you got a frog in your throat lol. W Sebby, people would go wild for a white gold Amex
@frozenpride8713
@frozenpride8713 2 месяца назад
If the gold card fee goes up, it's getting cancelled.
@JustinClough76
@JustinClough76 2 месяца назад
I never understood getting cards for lounge access. I travel 20 times plus a year and would be annoyed if I ever gave myself time to be at an airport long enough to find where a lounge is. Get to the airport 45 minutes before a flight, go through TSA pre and then fly to my destination. The goal should always be to reside in the madness that is an airport for as little as time as possible. But that’s just my take…
@yurig2530
@yurig2530 2 месяца назад
Airport food is very expensive, when you do layover, lounges are helpful.
@nucphyschem1
@nucphyschem1 2 месяца назад
if you are not flying from a hub to hub lounge access is vital for layovers. In my line of work and where I have to fly from I am ALWAYS having layovers and living in a northern latitude I always try and build a buffer in my layovers so when we are inevitably delayed because of de-icing or something I don't miss my connection. If we leave on time I have time to hit the lounge, grab a drink and a snack/meal.
@PlanetX369
@PlanetX369 2 месяца назад
​​@@yurig2530This. Food and drinks. Not to mention if your flight is delayed
@isobel64
@isobel64 2 месяца назад
same. cant imagine sitting around in any airport for hours..just waiting. Lounge or not
@MutualistSoc
@MutualistSoc 2 месяца назад
If i was a executive as Amex. I would create a card with a really high yearly fee, say like $999. But load if with ATON of bonuses. Like 5% on Flights,Dining,Grocery. And have like 1000 worth of yearly credits, say like 15$ a month for certain entertainment, select grocery chains, select dining, a department clothing store purchase etc. Just load it up with ATON of 15-20 dollars offers. Something the average person thinks they can keep track of. But would fall behind in doing some months. I have the gold. And i get free chipotle once a month through the uber credits and get a Free appetizer to eat from Cheesecake once a month. Its super easy to manage. But if you threw in a 20$ baseball/football game credit every month among other things. If I somehow managed to make time once a month to go do this. I still probably would be gun shy to do that often after seeing how much it cost to do it repeatly. Long story short. Make a high annual fee card that has so many juicy offers, the typical person will think they can jungle it to get all the benefits. But will fall short.
@kenbookcredit
@kenbookcredit 2 месяца назад
So not down for even higher annual fees.. not unless they make the cards drastically better
@MarchHare2009
@MarchHare2009 2 месяца назад
The current dining credit isn't very valuable to me, not even worth $10 a month. Resy wouldn't be any better. I would gladly trade it for a $5 credit to any restaurant that I don't have to think about. I hope the changes actually will appeal to me because honestly I find the gold benefits to be weird, and paying $350 a year for more convoluted BS wouldn't be an upgrade.
@faisalbilal1107
@faisalbilal1107 2 месяца назад
Please don’t ruin the gold card
@yurig2530
@yurig2530 2 месяца назад
They already ruined it in 2022, when they replaced airline credit to useless Uber in 2022, that's when I cancelled the card.
@isobel64
@isobel64 2 месяца назад
@@yurig2530 Exactly. plus the dining crap. i ont do shackshake or cheesecake factory. pointless
@henrylopez3479
@henrylopez3479 2 месяца назад
Also, to hell with music credit. Hook up sporting events instead!
@drive2siva
@drive2siva 2 месяца назад
🧈ur voice sounds the same 2 me
@poloking3478
@poloking3478 2 месяца назад
Corporate America is getting out of control at this point. I mean seriously, is there a stalwart company out there that is still growing and still gives a sh*t about any of its customers that value certain products? All I hear is incentivizing others in the industry to raise annual fees and tack on useless credits. It’s a shame, if this credit is garbage I’m dropping the card and hoping my CSP doesn’t follow suit.
@alouie001
@alouie001 2 месяца назад
They want to see how much they can get away with until people start closing accounts. Get the Autograph or Venture X card.
@isobel64
@isobel64 2 месяца назад
BRING BACK AIRLINE CREDIT
@kimoc.4163
@kimoc.4163 2 месяца назад
Enough refreshes already 😢
@haroldharvey7411
@haroldharvey7411 2 месяца назад
😢
@callmeNeno
@callmeNeno 2 месяца назад
Hopefully the annual increase happens in Q4 before my annual fee hits~~
@adriennet3606
@adriennet3606 2 месяца назад
I have Amex Dela gold, platinum, gold, blue, Hilton, and Marriott. I am trying to compare and see which I really don't need. Do either of the cards do the same thing?
@magnus1595
@magnus1595 2 месяца назад
Either add a 3 percent for gas alongside the travel for the gold or to the green. I rather have 4 for dining and groceries and 3 for gas rather than travel.
@evangibson8020
@evangibson8020 2 месяца назад
sup Sebby
Далее
Сумерки сасага🧛
11:41
Просмотров 1,3 млн
İranda azərbaycanlı prezident seçilib
00:32
Просмотров 298 тыс.
Frank Now VS Then Edit 🥵| #brawlstars #shorts
00:18
The 5 GREATEST Ways to Use Credit Card Points
14:16
Просмотров 26 тыс.
The Ugly Truth about AmEx Credit Cards…
14:19
Просмотров 14 тыс.
I Canceled My Amex Gold Card (Here's Why)
13:19
Просмотров 17 тыс.
Is Amex Platinum Card Worth It? A 5 Year Review (2024)
15:40
Сумерки сасага🧛
11:41
Просмотров 1,3 млн