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Mortgage 101 | Understanding Assets for Your Home Mortgage

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Are you a first time home buyer wondering how much in assets you need when buying a home? What are assets in context of getting a mortgage loan? How long do the assets need to be sourced and seasoned? What happens when your assets are in cash? Which assets can you use to buy a house? In this episode, we discuss assets when getting a mortgage to help you become The Educated HomeBuyer.
⏩ The Mortgage Underwriting Process When Buying A House - • The Mortgage Underwrit...
HOME BUYER RESOURCES:
✅ - Connect Directly With Our Mortgage & Real Estate Team - www.theeducated....
🆘 - Join Our First Time Home Buyer Community - bit.ly/3TVHGKs
📩 - info@theeducatedhomebuyer.com
💻 - www.theeducated...
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ / jebsmith
➡Y O U T U B E ➳ / jebsmith
Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
NMLS ID: 234220 | CA DRE: 01209148
United American Mortgage | NMLS ID: 1942
➡I N S T A G R A M ➳ / borrowsmart. .
➡Y O U T U B E ➳ / buywiseborr. .
🙏 If you found any value today, please be sure to like, share rate and review us - Follow us on social media - Thanks for listening.

Опубликовано:

5 сен 2024

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Комментарии : 13

@TheEducatedHomebuyer 3 месяца назад

⏩ The Mortgage Underwriting Process When Buying A House - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-k1_5wlYpiGE.html ✅ - Connect Directly With Our Mortgage & Real Estate Team - www.theeducatedhomebuyer.com/e... 🆘 - Join Our First Time Home Buyer Community - bit.ly/3TVHGKs

@billd7120 3 месяца назад

It sounds like the audio is off on Jeb's microphone. Great podcast.

@TheEducatedHomebuyer 3 месяца назад

Thanks.............we figured that out after recording for 40+ minutes. Fortunately, I didn't have to talk a lot so hopefully you could bear through it.

@Pen2Paper99 3 месяца назад

Thank you...this was really informative!

@TheEducatedHomebuyer 3 месяца назад

Glad it was helpful!

@alexhardee5746 3 месяца назад

What about gifts for completely unrelated purposes- example- my grandparents paid me back for Disney tickets that were a substantial sum- do they need to provide a gift letter?

@TheEducatedHomebuyer 3 месяца назад

No............but they may require a letter of explanation.

@BitsOfInterest 2 месяца назад

Fix your mic levels, I want to watch this when you do it with good audio.

@TheEducatedHomebuyer 2 месяца назад

We can't afford new mics. Can you help?

@Mr99Burns 3 месяца назад

before 2007 you didn't need income lol I was to young to but should have bought then a lot of people got rich if they gout out in time.

@TheEducatedHomebuyer 3 месяца назад

It was a dicey time...those that went in with no income to qualify needed to build some equity and sell before the music stopped. Most did not. The folks I had that made it through and made money on their homes generally had a down payment, good credit and income to qualify. The horror stories were much more concentrated in those who lacked 2 or 3 legs of the qualifying stool.