About this video "What is mortgage escrow account | mortgage escrow | Why do you need it?"
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1️⃣ What is a Mortgage Escrow Account?
Learn the basics of what a mortgage escrow account is and how it works. We break down the components that make up this financial arrangement and why it's an integral part of the homebuying process.
2️⃣ Managing Property Taxes
Discover how a mortgage escrow account takes the stress out of managing property taxes. We'll discuss the benefits of having a designated account to handle these payments, ensuring you never miss a deadline.
3️⃣ Insurance Premiums and Escrow
Find out how your homeowners insurance premiums play a role in the mortgage escrow process. We'll explain why lenders often require escrow accounts to ensure your property remains adequately insured.
4️⃣ Smoothens Monthly Payments
Learn how a mortgage escrow account streamlines your monthly payments. By bundling property taxes and insurance premiums with your mortgage payment, you'll have a predictable and manageable monthly expense.
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