Amex business relationship is everything, spend with Amex regularly and pay in full monthly and many approvals will follow Amex is highly relationship based.
🏀 Amex Marriott Bonvoy Brilliant. Just got the Amex Marriott Bonvoy Business in December 2023 and working towards the SUB. With my Marriott stays last year and the elite night credits from both cards, I was able to hit Titanium Elite status for this year 😎
I just got my first American Express card on January 1, thanks for the advice I wanna make sure I get the most out of the miles and pick the right cards at the right time! 🏀
The timing of this video is mind-boggling. I was approved for the Hilton surpass 170K offer today. I have been in pop-up jail for nearly two years. It took heavy spend across my Amex cards to achieve this. I didn't think you can spend your way out of jail until today. 🏀🏀
I own a small business and a full-time job as my main source of income. Is it good to apply for AMEX Business Gold for my business and pair it with my current Amex Cobalt? I only travel 1-2 a year so I don’t think applying for Amex Platinum is practical.
As long as your business spend makes sense and brings you rewards to outweigh the AF of the Amex Business Gold then it’s an excellent card. Amex Blue Business Cash or Business Plus are other solid Business card options.
🏀 AmEx Gold (personal) for 4x MRs @ grocery stores and restaurants. Very happy with that. Our household is me, P2, and our two young adult boys. Lots of eating!!
🏀 Great timing on this video as I was just about to start in on Amex. Last year I was Chase focused, this year Amex. My plan for the first 4 is all for Hilton - get one of each, then upgrade the Hilton Honors and the Surpass to end up with 2 Aspires, 1 Surpass, and 1 Business. If I can get approved for a 5th, it would be the Marriott Brilliant.
Wish I had known this before... I know how to get out of pup-up jail now. I never really use my platinum except for travel and have not used my BCE in a while. I'll start putting spend back here for a few months and hopefully get out of jail.
Did not realize the hybrid cards (P, G, and G) did not count towards the limit! That changes things for me... May have to pick up a hotel AND a Delta card.
What kind of spend were you putting on these cards? I have an Amex person card for 2 years. Started with a $4 limit. About a year later I requested a credit line increase and it went to $7.5k. Couple months later I got an Amex Business card with a $24k limit and a few days after that they raised my personal card to a $12.5k limit, without me asking.
I get pre-approved for all these Amex cards but I'm in perpetual popup jail even despite having my Gold card as my main driver for over 6 months. I'll have to wait and play the long game on this one 🏀
🏀 What is your stance now on the Platinum being the best starting point for Amex cards since you now wouldn’t be able to get a bonus on the Gold? Do you think Amex will backtrack on this rule in the future?
🏀 I was in pop-up jail about 1.5 years ago when trying to apply for an elevated no annual fee Hilton card. after about 2 weeks, I switched to applying to the Hilton Surpass with a 150K point offer and got accepted. Didn't change my spending much. Also ,y favorite AMEX card is the Platinum for lounge access and ancillary benefits.
i have credit score mid 700s, income the same, own a 25M biz, got the amex biz plat, personal gold, and two biz gold, over this past summer and fall. have tried to get personal platinum, but rejected 3 times and in pop up jail.....
My P2 is in amex ecosystem while I use chase, would becoming an authorized user on my P2s platinum card make me ineligible for Gold and Platinum sign up bonuses in the future?
Just received an email saying I was approved for hilton aspire but when I followed the link and went to accept the card there is no mention of a sign up bonus anywhere
hello Shelby, I really enjoyed your video. I want some clarity from your video. I currently have the business Platinum, Gold, Plum, Blue Cash Plus, Hilton Honors and Amazone Prime in good standing for more that 4 months. I've been told by AmEx that I've been a member since 1998. My personal credit across all 3 agencies is 740+, I want to apply to get the Amex personal cards, whats your suggestions for best approval.?
Got arrested with the pop up for the Green, even though I have the plat and gold. This was before the little brother changes late fall of this year. I will wait til spring and then try again for the 40K green MR bonus
I was in Popup Jail, then got two Business Cards and the Bread Card and then tried to get the Hilton card, got REJECTED. So I'm outta the AE game for now, 2/90 rule
🏀I’ve got 3 aspires, the brilliant and the Hilton business. Ideally would have 4 aspires and cancel the business (unless the impending refresh is good). Spending 240k a year on taxes for 12 FNCs? Yup - sounds like a good deal to me. I suppose the VORP is 480k miles on the VX but I’d rather have FNCs to redeem.
You should get the Gold first as if you get the Platinum you will be locked out from the gold SUB entirely. Also you could potentially get the Plat 150k offer in the future as well.