Kaya mo iyan Idol. Ikaw pa. Nagsimula lang kitang panoorin about ebike, dahil ngsesearch ako kung papaano pabibilisin ang ebike, and then hanggang ngayon pinapanood ko mga vids mo tungkol diyan sa buhay niyo sa Canada. Ang layo talaga sa Pilipinas. Kapag dito iyan kahit manager ka pa mahihirapan kang bumili ng homda crv o toyota rav 4. Thanks sa sharing Idol. Keep on vlogging. God bless sa inyo diyan.
Congrats Bro hahaha..nkabili ka na pla..ang ganda ah..it's ok na kahit slightly used at least meron na .mejo mabigat konti ang bbayaran ninyo buwan buwan pro ang importante may work kayo jan at ngkaroon ka na ng panibagong ggamitin na sasakyan..'m happy for u Bro khit dka masyadong happy sa car mo kc malaking responsibility nga nman..kaya nyo yan, anjan nman si Misis na nka alalay hehe..ingatz and enjoy sa roadtrip.👍
Congratulations kabayan. I'm happy for you. Tara i long drive na natin yan. Wag mong iisipin ang bayarin mabilis lang ang panahon. Basta in good health lang tayo lagi. Ingat
congats sa kotse mo. Hindi actually madali at simple ang pagbili ng sasakyan just to add more info on the buying process base sa experience ko. Una, pinaka ayoko pumunta ng car dealership. Sakit sa ulo to negotiate price of the car. Alam ko this is the worst time to purchase your dream car. Greedy dealers jacked up their prices for both new and used cars due to shortage. My best advice is to buy used. Never buy a brand new car unless gusto mo magtapon ng pera. The moment you drove off from the parking lot, nag depreciate na value ng kotse mo. Huwag ring maging emotional when shopping for a car. Trabaho ng car salesman is to reel you in and sell you a car.At the end of the day, Ikaw Ang magbabayad monthly. Kayak huwag pa sweet talk. be prepared to walk away if you feel niloloko ka na. That's also one reason I get a pre-approved loan from my bank, Hindi mismo sa dealership. It's one less hassle instead of wasting my time sitting at the dealer finance department while they keep adding unnecessary items and extended warranties to your purchase. Lalo tuloy tumaas final price mo. Depende rin sa credit score mo magiging APR or interest sa loan mo. Make sure to build up your credit score before purchasing a car or a house. preferably, no more than 60 months to pay. If you can afford to pay it off in 3 yrs, good. $500 down payment is ok. I would suggest to put down more, depende sa naipon mo, para mas mababa monthly. There is so much more to discuss about car buying. Pwede rin nating pag usapan cost of ownership, pero ibang topic na yun. Salamat!
A lot of Pinoys go for 7 year financing to lower monthly costs. They don't care about the interest rate because they're more concerned about being able to afford the bi-weekly payments. Bahala na, hulugan na lang. A lot of them also buy brand new because it's a sign of wealth and status to their relatives in the Philippines.
@@robocop581 Sadly, a lot of our kababayan fell prey to this. I understand the need for a car, pero kailangan maging informed consumers tayo so we will not be taken advantage of. 84 months to take out a car loan is insane. The average new car price right now is hovering $40k. I'm still driving my 20 yr old Honda CR-V. Still runs like a champ and no monthly payment. Drive ka nga ng Tesla, butas naman bulsa. Financially, it just doesn't make sense.
@@teban6560 You're a realistic, practical and very logical person. I wish more people know what you know about the sales process and financing. That's Capitalism in a nutshell, not everyone has the same level of information which results in profits for a privileged few and losses for the many.
@@robocop581 Salamat. I have learned those lessons the hard way. Reasons I wanted to share it with our kababayans so they won't make the same mistakes I did. Right now, we're all experiencing corporate greed. Inflation has jacked up prices from produce goods to services. We, as consumers, are getting the brunt of it. While corporate execs are lining up their pockets with record breaking profits. We need to stop this madness so market prices will come down and stabilize. NakakSira ng bait😤
kabayan , check mo yong susunod mong renewal sa td may charge na yong monthly installment . Sino ba yong nagbabayad ng cash sa insurance siyempre monthy dahil nga mahal. Sa akin 4$ a monthly additional.
Namiss ko po bigla ang Vanhorne transisland... shout out s mga friends and relatives ko dyan..lalo na ang pgsakay ng subway...walang subway dito sa alberta
Napalayo nga lng ako sa relatives ko pero for good n kme dito.2007-2012 po ako dyan.tpos july 2012 ng move n kme dito.sa umpisa mahirap lalo baby p nun anak ko.but nkpg adjust n rin.ngtry husband ko dyan ng ilang buwan dati awang awa sya sa sahod nya.gling kc sya fortmac alberta.nanlumo dw sya sa sahod nya dyan.hahahaha.but miss ko p rin po aang buhay ko dyan before.one time lng ako nkavisit viaa longdrive .d n naulit.naaliw po ako sa vlogs nyo .victoria plamondon transisland at tmr yan ang mga memorable sa akin.
Sa supply din po kase, kaya tumaas ung mga valur ng mga used vehicles. Kagaya po nung first car ko. Nag offer na bilhin ng dealer for $10k more than my loan value. Aba sabi ko game kaya un, kumuha narin ako ng kotse
Semiconductors ang problema plus pandemic kaya me shortage. Hindi ka makapag negotiate at Sellers market ngayon. At dahil used car, hmm sana check niyo dapat ang history ng car. Anyway, congrats at good luck sa vehicle niyo.
i've been watching your vlogs kuya for few times now, nakakatuwa how you are sharing the true side of living in canada. . PR's lang po ba pwede magloan ng car? how about owp's and international student??? ...
kabayan, ok lang ba na pupunta ka lang sakanila para makakuha ng quotation ng payment? kasi pwd ka rin pumunta sa iba para kuha ng ibang quotation para meron comparison kung saan ka mas makakatipid
@@ricevelasquez sorry po pero ano po ung deductible sir? Planning dn po kse ako kmuha ng sskyan kso namamahalan ako sa insurance. Halos kapareho na kse halos sa monthy ng car.
@@ianthegreat6334 let say 1k$ ang deductible ko, pag naaksidente ako at nasira abg sasakyan ko pag pinagawa ko sya kung ang gagastusin lng ay less than 1k$ ibig sabihin walang babayaran ang insurance, sa bulsa ko manggagaling yung pampagawa. pag naman lumampas ng 1k$, let say 1.5k, insurance magbabayad ng 500, ako dun sa 1k.
@@ricevelasquez wow thank you so much sir.. tatanungin pa po ba eto or dpat inform m dpat agent na magqoqoute ng insurance mo sir? Laking tulong p eto sir mrming slmat.
SOBRANG SAKET SA ULO ANG PINASOK MONG PAG KUHA NG SASAKYAN MO. SANA HINDI KA MAGKASAKET NG 2 MONTHS NA TULAD SA NANGYARI SA PINSAN KO RIYAN SA CANADA NA NAHATAK LANG SA KANYA AT NASIRA ANG CREADIT HISTORY NIYA AT NAGING HOMELESS NA RIN SIYA NA KATULAD NG PAMILYA KO. GOODLUCK SA MABIGAT MONG PROBLEMA!!!!!!!!!!!!!!!!!!!
God day bro sa medical raw ba pag my hipa b Hindi naraw po pwd maka pnta sa canada.bro Jan po sa Quebec my school college.s po Jan tmx po ingat po ka u.
dito sir baka masagot ung iba pang katanungan nyu tungkol sa hepa b www.canadavisa.com/canada-immigration-discussion-board/threads/hepatitis-b-and-canada-immigration.44687/
