My Identity Was Stolen…

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Make Your Brain Your Friend Today With BetterHelp: www.betterhelp.com/george
#notsponsored-this is the ID Theft protection I personally use: www.ramseysolutions.com/insurance/id-theft-protection?snid=trusted-services.insurance-and-protection.id-theft-protection
Want a deep dive on I.D. theft? Check out my article: www.ramseysolutions.com/insurance/stolen-identity-what-to-do
George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.

Опубликовано:

9 окт 2023

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Комментарии : 84

@cathywojcik2420 9 месяцев назад

I went to a new doctor and filled out the required information forms and was naive enough to put my SS number down on the form because it was requested. The next day I received a call from a phone company store verifying that I was the person requesting to purchase a new phone and she read my SS number back to me! It was local and I knew the only place I had given out my SS number was the doctor's office, ended up filing a police report. Now on any doctor's form, I leave the SS number off.

@tduck828 9 месяцев назад

Whoa. I would have told them to keep that person there and I was on the way with the police to bust that person .

@MillionaireHouseholdFinance 9 месяцев назад

Freezing your credit is a great option. My husband and I froze our credit years ago, and we "unfreeze" whenever we know a credit check is coming (like when we moved to a new rental place). And set it to automatically re-freeze our credit after a set amount of time (i.e. one month)

@tduck828 9 месяцев назад

Same! I get notices too when there happens to be a checks well.

@andrewdempsey3979 8 месяцев назад

Sadly, only about 20% of credit applications actually run a credit check like they should so you can have fraudulent credit lines taken out even with it frozen. Still better than nothing for sure and better for preventing big purchases.

@jynx7254 7 месяцев назад

@@andrewdempsey3979 that would be false, almost all banks for a credit application require a credit report.

@Josh-py9rq 6 дней назад

@@andrewdempsey3979hence why you’re asking always have a credit monitoring service with identity fraud insurance

@nitamosquitastaros932 9 месяцев назад

It’s all about cyber attacks now a days. At hospitals , medical offices, Equifax breaches and then some! No matter how careful you are it’s happening because of maddening attacks like this sort of thing. 😫

@righteousbyfaithinChrist 3 месяца назад

Im going through a situation now due to id theft...this, even though I was paying Experian to protect my identity. Their big failure created quite the mess that some jackasses still try to use to accuse me, the victim. As far as I am concerned, I notified the authorities...after that, its on them. Im not accepting any responsibility for the actions of pretenders or lenders using stolen id...its on them. All the best in your battle. Lock credit file and have id protection...its better than nothing.

@tooeasy4217 2 месяца назад

Att had a breach and they got my SS#. Good thing i locked my credit. Got an email saying someone tried opening up a cc under my name.

@somegirl2537 Месяц назад

Informative af. Thanks. Just found out yesterday that my ssn was compromised.

@ShabreHares 29 дней назад

How can we detect if it’s or not?

@ballsdeep9648 9 месяцев назад

Instead of changing passwords every 90 days, use a password manager to create unique and challenging password for each account. Never use the same password on multiple accounts.

@michelarosier1918 9 месяцев назад

George, thanks for the reminder.

@angievol09 9 месяцев назад

nooooo, not 'hide your kids, hide your wi-fi' too funny

@leonisaacs3512 9 месяцев назад

🤣🤣

@inspire2respire382 9 месяцев назад

“What’s the story, Wishbone?” ❤ “Financial toes….”😂

@justincaldero5174 9 месяцев назад

I had a buddy that shopped at buckle. I would just laugh at the prices when i went in there with him

@dylanparrish-subda7141 9 месяцев назад

“Guess the rest and get a dollar” - I think whoever guesses the rest can get more than a dollar. 😅

@hamakaze1364 2 месяца назад

Heading through something similar rn. I had an employer fish out my ssn and then aura procced. I also recomend placing a freeze on chex as this bad actor is/was? Trying to set up checking because not all banks will check your credit. Tha kfully I knew I medded up before they did so I locked down everything

@mkscott8259 9 месяцев назад

BetterHelp canceled every appointment I tried to make with a counselor..... I'm just exhausted with getting help at this point.

@metkelbeiene5708 9 месяцев назад

Ironic that FanDuel has an ad before your video. RU-vid algorithm clearly doesn’t know what you preach to your viewers.

@bengunn6571 9 месяцев назад

While I understand that the ramsey team doesn't like credit cards I don't understand why they never talk about theft. Credit cards are safer if that info gets stolen. You can almost guarantee that you won't be on the hook for that money. It could be way worse if someone got your debit info. I'd rather have money that isnt mine stolen than personal money from my bank account. A regular debit just doesn't offer the same protections like credit cards.

@Jon_E 9 месяцев назад

Shhhhh. Don't mess up their cult gathering.

@coya8coy175 8 месяцев назад

That’s the main reason I have one. Even if they took away the cash back rewards, I’d still use one.

@dgats001 9 месяцев назад

I was gonna be real disappointed if you didn't have the Jim and Dwight clip lol😂

@desiv1170 9 месяцев назад

5:52 (As a computer nerd, I literally LOL for that!!!)

@paolovalente405 9 месяцев назад

To whomever adds the graphics and memes to George's video 🫵🤘❤❤❤❤

@Kingdomfool 9 месяцев назад

I had the exact same thing happen 4 iPhone pro max's in Boston. Wish I had this video when it happened. Luckily it only took me 2 weeks to clear everything.

@AshleySpeaks4U 3 месяца назад

I do NOTHING online. I had someone use my identity to fraudulantly obtain Medicaid. The workers didn't believe I never worked in California. 😂 I told them, "You are the government-look at ALL of my addresses for the last 20 years!" 20 years of moving, never leaving Washington, going back to 1998. Oh-yeah-not me! 😂

@timprussell 9 месяцев назад

Nice the end of Jenny's number. I shred everything and keep my credit frozen.

@kasession 9 месяцев назад

Love your content, but... What's with the shade thrown at 'The Big Bang Theory'. 😳and What's 'Buckle'. 🤣

@thealexandraway 9 месяцев назад

Buckle was a popular clothing store in the early 2000s

@hay5441 9 месяцев назад

How do you freeze your credit without paying for it. I had it with experian and they charged mw

@joshmcoaching 8 месяцев назад

They shouldn't charge you for simply freezing your credit.

@Lynnie-the-Pooh 9 месяцев назад

Wishbone 😂

@ronaldcampbell17 9 месяцев назад

lol, “shoutout”.

@aseafishh 3 месяца назад

NOT BUCKLE 🤣 don't you dare buy buckle as me.

@azteca6695 9 месяцев назад

My ex brother in law identity was stolen. Ex brother law wasn't working. But the guy was and ended up paying child support! At least for a while

@USCMM09 9 месяцев назад

Hey George, some of your information is outdated based on the latest federal guidance -- specifically, the part about changing your password every 90 days. Research has found that it is better to not use this policy because people tend to 1) Choose easy to guess passwords 2) default to an easy to guess naming convention [i.e. password1, password2, etc.] and 3) Write down passwords. The new federal guidance is to employ MFA wherever possible and use a "passcode" that is long and complex but never changes. I would refer people to the CISA Secure Your World security awareness mission. They have some security guidance for various ages and would be up-to-date with the latest standards.

@dean4125 9 месяцев назад

ive never had my identity stolen. people have tried many times. but im to smart to let that happen lol. i can see a scammer a mile away lol

@ShankAMuffin 9 месяцев назад

The antivirus bit was too good LOL

@Jdonaleshen 9 месяцев назад

Please please please close your unused line of credit accounts!! We Dave Ramseyed ours and we had our bank account hacked and 4 months ago someone got in and took out 52k. The bank will not cover it and we have been fighting with them for months 😢.

@tduck828 9 месяцев назад

Oof. That sucks. That's why I don't use my bank account for anything. According to Ramsey you have all the same protections and your bank will give you back your money but we all know this to not be true.

@Jdonaleshen 9 месяцев назад

@@tduck828 not true at all even for a savings account. They have it written into your user agreement that if you use the 4 digit code they send to your phone (if you are even on a cloned site unknowingly) then the bank doesn’t have to pay you a penny stolen.

@Itsanawfulwasteofspace 9 месяцев назад

I never use my bank card either. I always use a credit card because this happened to me as well. The bank locked all my money and I couldn’t pay my rent when I was younger living paycheck to paycheck. There was a-little over a month long investigation to see if I get my money back. Never again!

@josephcarriveau9691 9 месяцев назад

Hey, if your ID was stolen you might finally have some credit!

@spitfyre8661 9 месяцев назад

This was in 2013 did you not watch the video?

@josephcarriveau9691 9 месяцев назад

@@spitfyre8661 what sort of sew see oh path watches a video before punching down at the low hanging fruit?

@BJR_H 9 месяцев назад

8675 Also, Nice Wishbone Reference lol

@takecare5077 9 месяцев назад

All this talk about robbing cash (in other videos elsewhere). Mr. Kamel just said it affects about 40 million people just in the U.S.A last year on identity stuff which a lot is digital. Another reason to have a bit of cash on hand as that cannot happen to you from around the world like the digital stuff can anywhere from an internet connection while you make it though if a bank account(s) are involved. Didn't you just say in another video elsewhere on this channel that you did not have a printer? "Thanks Dave" for using the work one.