My Monthly Expenses | Harvard, MIT, Investments, Internships, ...

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Every single dollar I spent since the age of 18 and a deep dive into my personal finances. My monthly expenses from my undergraduate studies in Croatia, all the way to my PhD at MIT/Harvard in Cambridge, MA.
▬ In this video ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
I go through my personal finances, starting with my undergraduate studies at the University of Zagreb. Next, I talk about my internships in Copenhagen, London, and Singapore. My master's degree at EPFL in Switzerland. My startups. And finally how much money I spend here at MIT and Harvard University
▬ Watch this next ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
Video about understanding math intuitively: • How to Understand Math...
Video about memorization techniques: • Best Study Method if Y...
Video about problem solving strategies: • The Ultimate Problem-S...
▬ Follow me for more tips ▬▬▬▬▬▬▬▬▬▬▬▬▬▬
Instagram: / samuel.bosch
LinkedIn: / samuel-bosch
TikTok: / boschsamuel
▬ Timestamps ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
0:00 - Intro
0:46 - Keep track of your finances!
3:46 - Childhood in Croatia (2000-2013)
5:35 - Undergraduate 1st semester in Croatia (2014)
7:14 - Undergraduate 2nd semester in Croatia (2015)
8:17 - Internship in Denmark (2015)
9:30 - Internship in London (2016)
13:39 - 3rd year in Croatia (2016-2017)
15:42 - Research in California (2018)
17:32 - Master's in Switzerland (2018-2019)
18:46 - Research in Singapore (2019)
20:57 - Harvard & MIT (2020-today)
25:29 - Conclusion

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Опубликовано:

7 июл 2024

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Комментарии : 160

@SamuelBoschMIT Год назад

Thanks for watching! Let me know in the comments which apps or tools you use for tracking and planning your finances 🙂

@janithchethan6213 3 месяца назад

YNAB is better option

@totoman999 Год назад

Ich gönne dir jeden Cent. Bist eine echte Inspiration. Danke, dass du das mit uns teilst✌️

@SamuelBoschMIT Год назад

Danke 🙂

@danielparaschiv7920 Год назад

Great insights and amazing evolution over the years; keep up the good work! It would be interesting if you could make some videos on your time management (80 hours per week is very impressive in science), research projects and how you organized your work for the papers given that research results are hard to predict and schedule. Thank you!

@fatemehb3166 Год назад

After watching this video & realizing how far you have come ( not having a wealthy family, then trying hard to make ends meet on your own ) I have a whole new level of respect for you.... thanks for creating this channel , I find it very helpful 👌⭐️

@vietkhoi2518 Год назад

I have just watched this straight for 26 minutes. It is a great story. Keep it up bro

@SamuelBoschMIT Год назад

Thank you 😊

@ahmadchalhoub99 Год назад

yess! really excited for this video. I am very interested in this topic because I would really like to gain a better understanding about expenses living and studying in Boston. love your videos :)

@SamuelBoschMIT Год назад

See you tomorrow in the live stream! 🙂

@mr22b56 Год назад

finally I have added you in my role model list. Keep up the good work

@SamuelBoschMIT Год назад

Life goals 😎 I’m honored 😉

@noahwilliams2078 Год назад

Your story was quite intriguing, but I would like to see next is how you managed to communicate with universities and do negotiations such as Scholarship's, internship, and admissions. That's a rare skill of communication and negotiations that you seems to possessed.

@SamuelBoschMIT Год назад

I might make a video about this at some point 🙂

@perigordvert6833 Год назад

The video is well done. Charming, authentic, excellent content & presentation. Oustanding quiet style of humor. Congrats & respect.

@SamuelBoschMIT Год назад

Thank you very much! 🙂

@miro_gra2706 Год назад

Wow what a Video. And im really impressed about how good you tracked your expances over a so long time. As always thanks for this Video 👍👍

@SamuelBoschMIT Год назад

Thank you Miro 🙂

@anirbanc88 Год назад

Such a journey dude! thanks for sharing and so many cool advices, awesome!

@SamuelBoschMIT Год назад

You’re very welcome 😉

@uzairsuleman Год назад

This is inspiring, take the opportunity in front of you and other doors will open up

@ShockGraphics Год назад

Very interesting! I know you once showed how an email should look like when approaching a faculty member, but could you someday do a video about finding and aproaching for research internships since you often did it in your life? Due to being a scholarship holder of the Studienstiftung, its even more relevant to me since I can provide self-funding. Excited to see your next videos!

@tanjamikovic2739 Год назад

Bravo care! +1 za video o time menagmentu, pogotovo mentalnim navikama da se izgura 80hrs/week. Meni je mnogo overwhelming kad radim 10+hrs/danu, preko potrebni saveti! Poyy iz Srbije sa Elektrotehnickog faksa!

@SamuelBoschMIT Год назад

Svakako :)

@akash6039 11 месяцев назад

Great , Really Inspired!

@romanxrs Год назад

really insightful, thanks a lot for sharing it!

@SamuelBoschMIT Год назад

Glad it was helpful!

@coltonbourque693 Год назад

Awesome video! Can you put out a video talking about how you made your CV and giving some tips and tricks? Thanks!

@SamuelBoschMIT Год назад

I've been thinking about making such a video for a long time. Maybe I'll make one in the near future :)

@parammohapatra4062 Год назад

You talked about 2 different research fellowships that you managed to secure during your undergraduate years. Can you talk more about how you went about securing these paid research positions? Also, thanks for the video about expenses - I think a lot of it is pretty useful

@SamuelBoschMIT Год назад

Yes, I might talk more about this in a video in the near future 🙂

@lesscomplicatedsubtosubleg3187 Год назад

This is the story of a Genius Geek, but you are truly inspiring! ❣

@SamuelBoschMIT Год назад

Thank you 😊

@mrmango2881 Год назад

I started earning only recently. I am using Ivy Wallet app to track my expenses. It’s not integrated with any bank account or credit card. You have to manually type in for every transaction. But it’s pretty seamless to use with intuitive UI and widgets. It is open source, free to use and works on donations. It syncs with cloud and also has “export to CSV” and other backup options.

@tolga1292 Год назад

Incredible and inspiring. Your Cv should be filmed!

@SamuelBoschMIT Год назад

Wow, thank you! 😊

@Konrad10Hagen Год назад

Great Video!

@SamuelBoschMIT Год назад

Glad you enjoyed it :)

@fayoztoshmirzaev7895 Год назад

Honestly I admire you. I am first year student and this was what I neede

@SamuelBoschMIT Год назад

Thank you 😊

@sebastianknubel1989 Год назад

You are so inspiring 😊

@SamuelBoschMIT Год назад

Thank you 🙂

@raviranjan8517 Год назад

Interesting! You are inspiration for me

@SamuelBoschMIT Год назад

Thank you :)

@bloomp7999 Год назад

that was really fascinating to hear ! money management is Alien to me, that's maybe why i am broke and stuck in life..

@SamuelBoschMIT Год назад

Yeah, it's super important to keep track of everything all the time :) People tend to underestimate it

@bloomp7999 Год назад

@@SamuelBoschMIT 🤔 this is a great philosophy

@Wonder.Winnie Год назад

wow this is really interesting!

@SamuelBoschMIT Год назад

Glad you think so! 🙂

@neeljani1 Год назад

Interesting video 😄

@SamuelBoschMIT Год назад

Thank you 😊

@maximilians.5437 Год назад

Great video! Just downloaded a expanse tracking app:) maybe you could also make a video on how you accumulated that many airline miles and how to get into collecting. I tried to research some videos but it seems to be not that common in Europe. Or maybe you can share a good video or channel. Keep up the good work👍🏼

@SamuelBoschMIT Год назад

It's a bit harder if you don't have access to US credit cards. Although I did manage to do it in Europe too, with some tricks 🙂

@Schnoebel Год назад

Money Manager is a great app, there's a free version and paid one is not a subscription only once payment for 5,99€ I think. Not like Finanzguru you can edit the data fast and on your own, I like the design, it's not too complex, but has differen functions. It also saves on cloud and you can use it on desktop

@SamuelBoschMIT Год назад

I’m definitely gonna check that out!

@quantumgeek7999 Год назад

The way you show the credit card to the camera, I can actually read everything sigle digit on it in 4k resolution 😂

@SamuelBoschMIT Год назад

😬

@dra984 Год назад

Could you go more into your work at Harvard/MIT? Is your position at Harvard a faculty position? What is your stipend as a PhD student and do you have tips for living as a graduate student in Cambridge or other metropolitan areas?

@MinecraftZockaa Год назад

Hi man, amazing vid! Would you explain what your real estate business is about?

@sobakakustovsky3909 Год назад

Da ist ja Arnie im Hintergrund!🦅

@SamuelBoschMIT Год назад

Genau 😊🦅

@silvankuebler Год назад

The thing with bb needing new clothes all the time is so true :D A good way to compensate for that is to just buy clothes that are too big for you at the time being :) Also give this cool bodybuilding look

@SamuelBoschMIT Год назад

Hahahaha not do sure about buying oversized clothes :)

@ralllao7295 Год назад

I recommend Toshl Financie which automatically imports transactions from banks

@SamuelBoschMIT Год назад

Niceee - I'll check it out :)

@thefourthbrotherkaramazov245 Год назад

Hey Samuel, way off topic from the video, but I was wondering how much physics someone needs to do research related to quantum artificial intelligence and/or machine learning? I am a math student interested possibly pursuing research in similar fields as yourself. I understand you did your undergrad in physics. I also understand that a Ph.D. cannot be entirely nailed down to any topic or approach. But I'd like for someone to grant some insight into how much physics is necessary for doing research related to it no matter the approach or home school of thought. It's hard to read through work at the level of yours (actually it is impossible right now haha), and since your field of research is quite esoteric and state-of-the-art, it has quite a large barrier of entry at the moment. This is for myself and I am approaching this from a mathematics background. I have some experience with physics and am taking courses on A.I. and machine learning. I'm asking this in order to make some decisions on my last year of courses before I graduate. I'd like to pursue graduate work in mathematics and its applications in quantum A.I. Any advice or other resources for information you can point me to is greatly appreciated. Your videos are awesome and you're a stand up guy. Thanks!

@mpcmohali6302 Год назад

I use the same app man.. I have tried new ones but nothing beats the simplicity of spending tracker

@SamuelBoschMIT Год назад

That’s interesting to hear! I do like the simplicity. It’s not rocket science at the end of the day. I just hope they will keep maintaining the app, and it won’t end up discontinued which could easily happen

@mpcmohali6302 Год назад

@@SamuelBoschMIT I wish the same or don't worry I develope an exact copy and will share it to you.. Only you n me will use that 😂

@davidbosch5079 Год назад

Verrückt! Ich habe das all die Jahre gar nicht so bewusst wahrgenommen, bzw. nur am Rande mitbekommen.

@SamuelBoschMIT Год назад

Du meinst meine Finanzen? :)

@davidbosch5079 Год назад

@@SamuelBoschMIT genau

@ahmedshaikh940 Год назад

Hello! Do you have any advice regarding crafting international applications to universities? I am currently in 9th grade studying in an international school and I am wondering whether you have any advice or anecdotes you could share with me. Cheers.

@SamuelBoschMIT Год назад

Yes, have a look at my "How to get into MIT as an international student" video 🙂

@engineeringmadeasy Месяц назад

Hi Samuel, I need your financial advice on these 36 Credit Cards. I'm sure these Credit card are from different countries. As you live in USA, how do you manage to keep your bank account activated? Do they allow you to have bank while you live in USA? How do you that man? Thanks for your time.

@jubaaissaoui5678 Год назад

You inspired me with your buzzwordy to study quantum robotics

@SamuelBoschMIT Год назад

😂

@ShubhamSinghYoutube Год назад

Hey, Samuel, I have never won anything at the international level, I have never even qualified. Can I get admission to MIT grad program?

@jakehoffer321 Год назад

How did you learn about real estate investing? I’m trying to get into it. Thank You

@nosferatu5500 Год назад

Explain also the benefits of the credit cards.

@SamuelBoschMIT Год назад

Uhhhhh that would be a long video :)

@F_M_J Год назад

@@SamuelBoschMIT I'd love to understand more regarding that too, maybe it could bring a lot of new viewers in, which you already deserve nonetheless

@ThePercydon Год назад

Hello Guys i just have one question. I just started with my studies at university in Computer Science. But sometimes I have the feeling that I should have started/ change to Business administration. My goals after university are to gain experience with consulting and maby build my own company or work in a managing position in a company. What do you guys think? Any advice for that?

@SamuelBoschMIT Год назад

Everyone can study business. But not everyone can become good at programming or cs in general. Unless you really don’t want to do anything even remotely related to cs in your life, it’s probably best to study cs and take business courses / work on startups on the side 🙂

@ThePercydon Год назад

@@SamuelBoschMIT Thank you very much for your answer 🙏🏼

@olivia2585 Год назад

am I the only that I saw at 5:58 a huge insect taking a walk at the wall behind samuel ?

@SamuelBoschMIT Год назад

It may or may not be real :)

@irisce2799 11 месяцев назад

5:56 LOL

@JanLeberwurst Год назад

Ist es möglich dir privat eine Frage über Quantencomputer zu stellen?

@berger1968 Год назад

How by all means can you stay motivated working that much 😮

@SamuelBoschMIT Год назад

It’s all about setting the right goals in life 🙂

@ricardoz6524 Год назад

Dude, are you even human? Haha, I cannot imagine what kind of IQ you were born with to be able to focus and excel at so many things at once. Truly a genius. I wish my brain worked like that. Thanks for sharing.

@SamuelBoschMIT Год назад

Hhahah thanks - have a look at my video about my life principles for success talking about this :)

@carbs9132 Год назад

Very interesting story! Just wondering - how did you manage to get so many air miles?

@SamuelBoschMIT Год назад

Hahaha you’re not the first person asking. I may make a video about it at some point in the future :)

@SuperMaDBrothers Год назад

do u know like were to go to potty like my momma said i gotta eat gummy beans but like i cant eat them anymore cuz like theres only 4 in the jar but there all different colors, like theres a red gummy bear and a blue gummy bear and a green gummy bear and a yellow gummy bear, but how is that even possible if like theres only 3 prime colors??? i was playing operation the game and i finally got the bone out, but the nose lit up! Seriously though, looking forward to the video :P great topic. At some point can you do one on starting a startup? Too many vids just focus on things like "first step is to have an idea"... like bruh

@milakohen630 Год назад

I persoanlly use notion app :) it's easy and convenient :))))

@dibbo-mrinmoysaha406 Год назад

Next time flying first class from US to Europe the RU-vid camera must be on board ;) And one question: How long did it take assist-O to raise the 50k investment and make real profit?

@SamuelBoschMIT Год назад

Hahhaha I wanted to last time, but realized it may not be very suitable content for my channel :) Assist-o didn't raise any money btw. This was money we invested privately

@dibbo-mrinmoysaha406 Год назад

I would definitely watch "How MIT PhDs travel the world" or "One day this could be you" 🤣

@AJaguar1 Год назад

Hello Samuel, wish I could keep track of my expenses like you. Hussein again, your IPHO 2014 Co-participant, I am haven't received a feedback from you, still expecting one. thank you.

@SamuelBoschMIT Год назад

Hey Hussein, sorry my inbox is just exploding and I haven't even gotten to reading most messages 😬

@AJaguar1 Год назад

@@SamuelBoschMITThank you, I understand, I basically want to hop on a call with you, catch up, talk about physics, IPHO. Could I maybe get your calendly or doodle so I book a date. Been trying to paste my mail here for that, but RU-vid keeps deleting the comment

@altahsin1795 Год назад

Love you from Bangladesh

@SamuelBoschMIT Год назад

Thank you 🙂

@altahsin1795 Год назад

@@SamuelBoschMIT i am a student from physics Department. I want to talk with you.

@aniketkedare8 Год назад

hi I thought you were doing PhD in physics ..... ? what is ur stipend in MIT

@SamuelBoschMIT Год назад

There isn't really a distinction between fields anymore. Technically my PhD is in Computer Science, but I do just as much math and physics in it :)

@christopherp.2455 Год назад

how did you manage to accumulate 2.000.000 airline miles? Would be very interesting to hear about that

@SamuelBoschMIT Год назад

hahhahahaha I've been asked to make videos about this for a long time :) I am still hesitant to do so. Among other reasons, most tricks really only work if you live in specific countries (not just in one) and have access to specific combination of credit cards and bank accounts. So even if I give a lot of tips and tricks, most of them would apply only to a small subset of people . So I would have to think really hard how to make a video useful to as many people as possible :)

@christopherp.2455 Год назад

@@SamuelBoschMIT ok I See. So credit cards like Amex i guess.

@djamilahiller2579 Год назад

@@SamuelBoschMIT I think it still would be suuuper interesting to hear just what is possible if you combine the circumstances optimally :) Interesting video anyways, keep up the great content👍

@ktoscos4546 3 месяца назад

wow

@brooks5895 Год назад

Two time college dropout and you still ended up at MIT in a PhD program! I know the work must have played a critical part in your admission

@SamuelBoschMIT Год назад

It certainly wasn't based on my completed degrees 🤣

@sirloollonator Год назад

whats that for an animal at 5:57 ?!?

@Pl-xt5ye Год назад

What in the world did you do to get 1,000,000 miles & more?

@SamuelBoschMIT Год назад

If I told you, I’d have to kill you 😉

@wunder1385 Год назад

Do you think you got those free accommodations because of social skills or luck?

@SamuelBoschMIT Год назад

Probably a combination of luck and trying really hard :)

@cedricbornemann6963 Год назад

which broker do you use for investing? ibkr?

@SamuelBoschMIT Год назад

I’m not investing anymore into the stock market atm. Everything I can save goes into startups :)

@cedricbornemann6963 Год назад

@@SamuelBoschMIT thanks for the fast answer. Enjoy your day

@sir_BLIZ Год назад

How much does mit pay their phd students

@SamuelBoschMIT Год назад

Depends on the department. In computer science, we get the most at around 4000 usd per month. Other departments pay slightly less

@erinxhsu Год назад

please recommend a good credit card 👀

@SamuelBoschMIT Год назад

Your next one should be the capital one venture X, once your Amazon Prima card from chase is at least 1-2 months old

@sxrpio Год назад

36 credit cards???? please make a video about this!

@SamuelBoschMIT Год назад

I'm thinking about it 🙂

@mcrecrafter1989 Год назад

In Minute 5:59 a little insect is crossing the lens of the camera lol. A spy?

@SamuelBoschMIT Год назад

It may be fake 😉

@mindofmastery5801 Год назад

How did you manage to get so many miles haha

@SamuelBoschMIT Год назад

I might make a video about it at some point :)

@777southpaw Год назад

If I may ask, what's you age buddy?

@SamuelBoschMIT Год назад

I’m 27 :)

@777southpaw Год назад

@@SamuelBoschMIT would request you to make a video on - how to handle work and expectation pressure brother. When you are working your peers expect the best out of you and sometimes the magic doest happen and things do not click. doest it happen to you too? How do you handle the pressure or critisism when that happens. Would love to know your psychology behind all that glittering success.

@SetaouWorm Год назад

WTF 2mio. Miles😮 pls learn us how

@SamuelBoschMIT Год назад

Special skills. I will almost certainly make a video about this sometime in the coming year 🙂

@harrypewpew901 Год назад

something does not add up here

@lianadotjpeg 7 месяцев назад

@dmitryplohotnyuk5093 Год назад

Just stop this video at 5:58😂

@SamuelBoschMIT Год назад

The power of special effects 😂

@engineeringmadeasy 10 месяцев назад

I wonder which cards these are hahaha?

@LeviKek Год назад

Vllt ist das nicht dein Style. Aber Oversized Kleidung hat seine gewissen Vorzüge.

@SamuelBoschMIT Год назад

😂

@lianadotjpeg 7 месяцев назад

Stoppp the cockroach scared me 😂

@SamuelBoschMIT 7 месяцев назад

😂

@joseluis8291 10 месяцев назад

Your accomplishment are great but some of them made me think you are either a genius, extremely lucky or plainly lying haha

@melissalandman9803 Год назад

Please buy me a puppy

@SamuelBoschMIT Год назад

Hahhahhahhahhah ehmmmmmm 🧐🐶

@davidbosch5079 Год назад

You’ve got an eagle already!

@SamuelBoschMIT Год назад

😂

@ErikkP Год назад

For germans I can recommend 'Finanzguru' as a financial tracking tool. I would also love a video about how to use credit cards advantageously!

@SamuelBoschMIT Год назад

Nice! I heard about that before :)

@ferlou2373 Год назад

Seconded, it works perfectly for me.

@baldgangceo1291 Год назад

Hi Samuel I'm the 13yr old that was in your previous livestream I wanted to ask how you found the PHd for quantum artificial intelligence because i search it on google and cant find it and I wanted to thank you because this video got me using anki more and my grades seem to be improving and i wanted to ask you what kind of physics questions you did for fun as a kid and where you got those questions from I also wanted to ask what physics competitions you did as a kid and how did you find them. secondly I wanted to ask what did you major to get into quantum artificial intelligence and what has been your hardest topic. Finally what is your current job and salary. This may be long but this is the last question do you think in maybe 10 years I'd be able to start my own Quantum Al company and what steps do you think i need to take to get there.

@SamuelBoschMIT Год назад

I'm doing a PhD in computer science actually 🙂 Quantum AI is just a subfield

@infinitymiracle772 Год назад

Hi there! I just got to say, almost everyone in MIT AND Harvard are true genius! BTW, contacted you on instagram, hope you see it, will definitely have great chat on mathematics and all of that!