Nasayang lang ang pera ko, bumili ng Condo. 

From 5:05 to 8:11 eh kailngan kong pumunta muna sa mall.

Thanks for sharing your experience.. you are a very positive person you took your sad experience lightly. You have a beautiful soul. Keep on going and always stay happy and healthy. Life is beautiful. Godspeed!

Bumili ka lote sa province may sarili ka pa lupa,pwede ka mag tanim, alaga hayop at iba pa, condominium dami dues dyan, bills monthly at condo Wala ka pa sarili lupa

Need mo talagang pag-aralan ang pagbili ng real estate bago kumuha. Aral muna bago invest. God bless Kabayan

next time guys in a future if you want to buy a house or condo you can do it your own going to the bank and ask them to check if you're qualify . simply give the bank the infos na condo or house that you want to buy yung lang then pede kana bumalik sa realtor mo or maybe the bank can do it for you on the spot while you're there ok guys bago pede kana mag bigay ng reservation fee alam mo sure kana approve.🙂 ingat bro great topic video vlog.

..watching from Los Angeles, Ca. It's lesson learned in Life. Ok ka bro. Seems na mabaet kang tao. Positive thinker. I like your lifestyle..always thinking about fitness.👍

Shared faults sa pananaw ko.... Pero alam ko may option na pwede mong i-transfer yung sale ng unit sa iba, babayaran ka ng willing buyer ng naihulog mo na then sya na yung magpapatuloy ng bayad kasi binili na ng buyer yung rights to own the unit galing sayo para 100% makuha mo yung nabayaran mo minsan with profits pa nga kasi nag-appreciate na yung value ng unit by the time of turnover.... If that option wasn't told to you.... I think mas fault na yun ng agent. Lesson learned rin sa part mo na dapat research ka muna before buying a big ticket item at may naka-set na plan B, plan C and so on kung hindi mo nabayaran, like natanggal ka sa trabaho, nagkasakit ka or other reasons... At you should know yung TCP or Total Contract Price.... kung afford mo talaga in the long run, not just dahil lang sa monthly payments or downpayment/s... it doesn't stop there... Halos ng mamimili pihikan sa simpleng bagay lang tulad ng cellphone inaalam natin muna yung features, warranty, kung sirain ba sya or what not.... Milyon ang pinaguusapan dito kaya dapat mas inalam mo rin yun noon at dapat dinisclose rin sayo. I'm not really here for that....I just wanted you and others to be wiser na next time at hindi lang sa condo units pati others rin. God bless!

Buti na plano mong itigil at yun at heto ngayon ang reward, nasa Australia ka at very blessed ka ngayon friend,God really love you 🙏

Mga agent basic lng mga sinasabi pagdating sa developer iba,at pag dating ulit sa bank iba ulit computation.daming mga back out na mga clients lalo dito sa uae.

Thanks Robie for sharing ur bad experience buying a condo at least nagkaron kmi idea na wag basta bibili ng condo

Opinion or tip ko lang po sa inyo, one of the best investments na pwede nyong bilihin, lupa o lote. Galawin nyo o hindi ang property, habang tumatagal tumataas yung value. So nasa sa inyo kung ibebenta nyo after 5-10-20yrs or dun na ipapatayo yung mansion nyo pag retire nyo.👍

Yes kuya robbie alam ng agent yan kasi habol nila dyan commission, pero once na gipit kana kung ano ano na papgawa nyan.. mostly ganyan ang agent pero hindi naman lahat..

Sorry to say, your friend was right .Your agent should have known about the possibility of you not getting the loan... At least , you learned your lesson the hard way. The money lost was your hard earned money , you worked hard for it. Thanks for sharing your story on social media , this should be a wake up call for others. Good luck to you and May God watch over you

mukhang na loko ka, kasi hindi niya sinabi about sa financial capability pagnag apply ng financing. yung 50% nawala sayo may commission na siya doon... mukhang modus ng mga real estate broker. salamat din sa experienced mo at may nakukuha kaming lesson.

Mas maganda and procedure dito sa Australia, banko muna ang punta mo, assess muna kung magkano ang mahihiram mo, para alam mo kung magkano ang mbibibli mong bahay. Na confuse nga ako ng bumubuli ng bahay ang pamangkin ko sa Pag ibig, pinahanap muna sila ng bahay, tapos hindi nila alam kung maaprove sila. Tama ang decision mo, although nawalan ka ng pera, you cut your losses in the long run. Mas malaki naman ang na gain mo, yang P100,000. pesos nawala mo, kahit mimimum wage lang sa Australia, less than one month kita lang yan. You are very blessed.

Ngayon, rental sa light residences is about 20k to 30k per month. Self liquidating sana ang condo mo. Baka may konting income ka pang makukuha, monthly, depende sa pagsingil mo. Hindi ka naman na loko. Nakatayo naman ang building.

Thanks for sharing your story. I am planning to buy a condo, Ive been thinking it the past weeks already and inquire sa mga different developers and agents still nag pull back ako at napunta ako dito sa video mo. Now na enlighten naku hihi. Salamat bro.

Nakakarelate ako sa yo ganyan din ang iniisip ko sakaling kukuha at di mo kayang bayaran tlgang masyang lang ang nauna mo pera ..may dapat maging matalino din at pagaralan mabuti mga conditions at agreement between you and the real estate company dito sa Phil's kasi la maging lugi kundi ikaw na me kakarampot na ngang pera na pinaghirapan mg Husto tapos mababalewala lang..anyway sabi mo nga lessons learned at maraming salamat sa pag share mo..mg experience about buying a condo..

thank you Robbie, for good information, that really helps ... Blessings.

Nice advice for me, ganoon rin cguro mangyayari sa akin, have to think and research more, muna cguro ako, mahirap na, thank you friend ❤️God Bless us🙏

Thanks Kuya Robbie for sharing your experience, in my opinion kanya kanya vlog yan ,yan ang way niya mag vlog, tinapos ko yung vlog niya, ok naman, learn from other person's mistake when buying a condo.

In my experience po, ped k dapat nla ihanap ng banko n mag match s qualification nu sir, ksi tau same lng halos ng sahud pero nka apply aq ng bank financing, tpos gnawa q p single ung status q khit married ako.tinulungan aq ng developer may team cla for that.ung condo q hnd q p tapos bayaran ang dp may umuupa n. Kaya hnd ako na momoroblema s pambayad s banko khit nag fur gud ako ng biglaan after 13yrs q s kuwait.

Napaka positive mo talaga. Nakakagaan ka ng umaga. Sana pag nag bakasyon kami dyan, ma meet ka namin. My daughter wants to go in AU in November.

Thanks sa Mga V-Log mo na Ganito Kuya Robbie Nakaka Inspire at Madaming Mapupulot na Kaalaman ^_^

First and foremost, nakaligtaan mo sir mag research bago ka bumili ng condo! and since nasa ibang bansa ka, dapat yung mindset mo is, while working abroad, di mo matitirhan ang condo which napkalaking potential for Rental business kasi nasa Boni na yung nakuha mo. Majority of makati workforce look for units to rent sa mandaluyong. Napakagandang investment sana ng nakuha mo. mabilis tumaas ng presyo. Binigay sayo ang 25 years to pay kasi base sa sahod mo, yun lang ang amount that you are capable to pay the monthly amort. Dapat bago mo kinuha yung condo, nacompute mo na base sa sahod mo kung hanggang kelan mo kaya bayaran. But anyway, lugi ka talaga kung purpose mo is titirhan mo mismo. pero kung for rental business, kahit na 25 years mong babayaran, yung rental income mo ang itatapal mo pambayad sa banko. 👌🏻Makes sense

should have bought it and rented it out

It never hurts to do a research before gambling your money into an invst. Normally naman may financial capacity reqts pag bank loan. So dapat pa approve ka muna dun if qualified ka. Actually even if nakabili ka ng condo lugi ka pa rin kasi bad invst ang condo. It’s not a long lasting property

Di ka naloko sir. Pwede nmn kumuha ng co-maker pra mapunan yung kulang mo sa salary requirement. Or nagdagdag ka sa downpayment mo pra lumiit yung loanable amount mo.

Salamat kabayan sa pagiging totoo mo, kahit Hindi ka magaling bumuo ng storya,kagaya ng ibang mapanghusga eh naparating mo naman sa Amin ang aral at mensahe ng karanasan mo. God bless you kabayan.. isa Kang buhay na bayani ng ating bayan. ingat ka palagi

Nakakainis na kapwa mo pinoy ang mangloloko sayo . Tama yung kaibigan mo kuya kasi unang tanong dapat jan magkano ba sinsahod mo para malaman kung maaapproved ka sa kukunin mong halaga ng condo o bahay. God bless nalang sa agent mong manloloko.

kuya maishare ku lng s yo ne 1991 p nandito n ko s japan taga tarlac ako 1993 bumili ako ng 1 hectare n lupa tapis unti unti pinatayuan ko ng bahay bungalo lng sya 4 kwarto tapos s likod noon sayang kc pinabakod ko sayang yung pader pinatayuan ko ng 6 n apartment kaya lng walang umuupa ok lng kc gusto may privacy sayang lng kc yung pader 1998 natapos din ang daming prutas masaya every month sweldo ko pinapagawa ko so wala akong utang hinding hindi ako naakit s mga ganyan halos kc s mga ganyan bolero o kaya bolera lalu n pag alam n abroad k dahil s bandang huli ikaw din ang mahihirapan kc ikaw ang magbabayad

Ganyan nangyari sa ate ko... SMDC trees s fairview... namatay kuya ko dahil sa kasalbahian ng mga agent... Daming gusto ng hayop na agent nung nalaman ate ko ns America...mga papers pahingi ng isa isa alam nmn malayo ang pinang galingan... hay basta nkkbwesit yang mga agent sa condo...

Ewan ko bakit gustong gusto kitang napapanuod..sobrang natural kc simple walang ka arte arte..sarap nmam nang buhay mo dyan pa bike bike kuwento kuwento..

Magandang experience Brod ang ibinahagi mo. Salamat

You should have sold the unit after paying the equity of P200K...and you can have profit 😍

Kung d kayo makaintindi at d nyo gusto ang content simple lang solusyon..e d wag kau manood. D nman kau pnipilit.. kulang lang ata tlga kayo sa pansin. Akala nyo kung sino kayong magagaling. Mahiya kau sa sarili nyo sa sobrang bait ng vlogger e d nlang kau pinatulan.

Good choice din di mo tinuloy ung 25 years, especially kung mataas ang interest ng loan mo lugi ka talaga. Usually for housing recommended and 15 yrs lang atleast 4-5% interest lang

Hello kuya! Watching from dubai! Mas maganda sa province ka nlng bumili ng property..mas maganda sa health and lifestyle mo since matagal ka ng nagwowork u deserve a peaceful and stressfree life..😊

As an agent of the same developer, im sad to hear ur story, Light is my first ever sale pa naman hehe. So sorry po, sana sa ibang agent dinidiscuss nila pati after sales transactions and documents. Ako kase kapag alam kong sablay na yung monthly salary ni client, hindi ko na pinnupush, kawawa kase sila kapag bank financing stages na. Sana nabenta niyo nalang po yung rights nio sa condo, sayang, anyway. Godbless po kuya

Dupang mga developer jan sa pinas. Parehas tayo ng case, 497k na nabayad ko ayaw iturn over ng vista ang condo ko. Ayun binenta ko na lang rights. Nabawi ko 370k. Isinusumpa ko na mga deputang develper na yan

Sorry guy you lost your dream condo. SMDC is a reputable company. At the time, you signed your proposal you knew your finances whether or not owning a condo is doable for you. A condo developer does not inquire how much you an applicant makes. It is the duty of the buyer to disclose his income or if he fails or doesn't disclose it, the buyer knows better if he is qualified for bank financing or not because of his income. You should have done your homework. Anyway, under the Maceda law you are given at least three months before the default notice becomes effective and you have time either to look for other bank financing or sell your rights at least you could recover a substantial amount of your investment instead of just getting 1/2 of the money you had already paid. 25 years is a normal term of mortgage because that lowers your monthly payment. Anyways you choose to get the 1/2 of your money so you should be grateful for that. It shows then that the Developer is not a bogus company. You were just a victim of your ignorance Had you done your homework by this time you would be enjoying your condo. Did you not think that someday you would be there in Australia.

Hospitality student ako sa Melbourne bro haha. Relate ako

thanks for this vlog kabayan, useful at super helpful sa mga nagpaplan to invest in real estate. Watching from Dubai :)

May lihim na karunungan na . Mapaparusahan na lahat ng mandurugas saan man!

Kabayan pwede mo rin naman ibenta yung unit, sila na magtutuloy ng hulog ng unit, atleast nakuha mo ng buo yung investment mo.

Bakit hindi sinabi nang agent mo na tungkol sa bank financing kung hindi pala pwede...scam ka boss

everything happens for a reason, see nasa australia ka na kuya. next time po pag kuha ka house make sure you deal w/ lisence broker ,hindi lang basta basta agents na misleading at gusto lng maka comision

Naku ganyan pala modus ng mga property agents ah!

Hi bro, when investing our hard-earned money, it is always important to know the law. Plus, we must prefer to go directly to developers and licensed real estate brokers. Mas may accountability unlike mere agents, unless, these agents are licensed to sell under a licensed broker. The law is specific on the amount of money to be returned, this was not explained to you. Tama when you said, 'Pag may cash, pay in cash.' You can actually negotiate for a better discount if you pay cash. This has been always my advice to investors. Kung kaya naman i-cash, avail of the discounts! It's also important to have a background check on the project developer and the people behind the development. Wag ka mawalan ng tiwala mag-invest sa Pinas kabayan, paangat tayo!

Sad to hear about your experience. This kind of negative feedback about real estate really destroying the reputation of a particular real estate development and affects the credibility of other sales consultant due to mishandling such issue/situation like this. There are other ways naman and also if you use your condo for rental business then you will have enough or more money to pay for its monthly amortization....nakakapanghinayang na pinakawalan mo ang condo mo at napaka unreliable ng agent na naghandle sayo. If tinuloy mo lang sana yan, you can earn 70k to 90k per month. Anyways, and this is for everyone, before you invest into anything or any kind of business, make sure to be educated first, para di kayo magsisi at the end at ng hindi masayang ang perang pinag hirapan ninyo. 😊

Everything Happens for a Reason Kabayan. You didn't get the condo but...Now you are in Australia 😊 a start for something far greater...

Hello kuya Robbie, new subscriber nyo po ako :) ask ko lang po kuya if saang lugar kayo sa Aus? I'll be going to Melbourne this July 2019 for student visa kuya. Pwede po bang mag in touch po? Freshly grad and licensed Chemical Engineer po ako dito sa Pinas, pero hahanapin ko opportunity ko sa Aus.

watching for dubai.. more power love your vlog....❤️❤️❤️❤️

Hi Bro if your condo is still available, let me know, pm me here in fb lets talk on how you can reacquire it thru our financing.

If the contract price was 2.7m, at the end of 2 years it could gone up to 3.0m. You could have sold the rights with a little add-on of lets say 100k, you said maganda naman location ng unit, I think there will be takers. First option, offer it to your adjacent neighbors, 2nd option, post it online. 3rd option, ask your agent to resell it, or other agents focusing on the same project, kahit sa kanila na yong 100k. 4th option, offer it to your friends and relatives. 5th option, consider extending your term of payment to at least 2 or 3 more years, when the project is already at least lets say 95% sold-out and No more available better units than yours, you can now command your price. ( I suppose there is In-house option to extend the term other than the bank).

Bili ka na lang LUPA sir.. at patayo ka bahay.. may makakatipid ka na ikaw pa magdedeign ng bahay mo..

Marami ako natutunan sa Blog na ito.. Kapag bumili ka ng napaka mahal na Condo Unit ay ginugol mo nalang ang buong buhay mo sa pagnabayad ng Unit na yan.

Tama ang inang mo... madami salesman opportunista.. dapat magalit ka dun.. di ka naluko.. nagtiwala ka... at nag take advantage sayo...

Kuya Robbie ok lang po iyan basta may natutunan and kita nyo po ang blessings na kapalit. God is our great provider.

Maraming manloloko sa pilipinas .

Pre brod idol ako ang avid fan mo sa English version mo. Nice

Kuya Robbie, kitain mo din yun nawala sa iyo dyan sa Australia, dyan kna lng Bili house mas Maganda buhay sa Australia . Blessing sa iyo ni Lord na mapunta ka dyan. Apply mo na permanent residency then after a year or two pwede kana apply Australian citizen. Go go go!!! Do it now!!! You’ll have all the privilege/benefits from the government . Pwede ka maka reimburse ng maraming bagay na na Bili mo sa tax. Like cellphone lap tap at Iba pa. Then May health benefits ka pa. Good day! I know you’re enjoying much out there. And very safe environment.

You didn't get scammed. You should sort your financing first before you put down a deposit on any property and make subsequent payments. As for your 25 year mortgage, had you gone through with the purchase your condo would've doubled in value by now and you could've easily rented that condo to a Chinese foreigner that works for an online gaming firm at 30,000 pesos a month (I'm assuming the condo size is 25 sqm). The rent would easily cover the mortgage and you could've left for Australia. In fact, your profit per month on that property had you rented it out would be at least 10,000 pesos after you pay the monthly mortgage. Chinese online gaming companies have been buying condos and renting around MoA in the past two years. Most of them sign 10-year leases or pay above market rate because they are desperate to provide accommodation for their workers. Also, why do you think they gave you back your 50% deposit? The Developer knew how much the condo was worth when it was completed. Your condo probably went up in value by at least 80%. You should've checked how much the price per square meter was and how much rents are going for in your area before you backed out. Sayang

Panu po mag apply dyan.. Anu agency poh.. Dito ako sa kuwait sir..sa kitchen ngwowork.. Salamat

My niece bought a Condo unit in Cebu...after paying the equity of P200K in 3 yrs....she sold it for P500K. She had a profit of more than 100%. The buyer paid cash the P500K and assumed the remaining amount of the condo 😍

Kabayan kaya hindi ka nagka condo sa pinas kase dito sa Australia ka daw magkakabahay. 😊 God bless. - watching from AU

Wow! 38 hours lang sa Amerika, 40 hrs. 2 days-off. Cookie-cutter ang mga house design, kung pare-pareho.

Pwede mo mabawi yong pera mo brad lumapit ka lang kay raffy tulfo at aactionan nya kaagad...

Bro ganda ng pagtanggap mo sa nangyari sayo. Wala kang galit at aral ang nakuha mo. Tinignan mo yung brighter side sa nangyari sayo. Ingat! God bless!

in fairness, maraming ahente at developer ngayon ang sinisigurado na qualified ka umutang sa bangko o sa pagibig bago tanggapin ang iyong downpayment or reservation. tama ka rin, nung 2016, tinanggap ng DMCI ang aking pera na hindi man lang tiniyak ang kakayahan kong magbayad nung balanse.

May laban po kayo file a case sa MTR or Regional Trial Court depende sa amount unless you signed a waiver..... Anyway, Bay area and Makati cbd are the only worth investing in condo because of Chinese nationals moving in. Our small unit rents at 40k/mo, purchased for 2.8mil at MOA SMDC. It's now at 6 to 7 mil. 2 and 3 Bedroom have bigger gains per sqm when sold because most competitors have studio units. Too many supply outside thsie two areas for not a strong demand. If I were you consider investing on farm land or empty land just outside metro Manila. Do your research where property developers are going. But don't purchase from them because they have already jacked up the price.

niloko ka ng agent kuya kasi alam talaga nila yon beforehand kung ano lang ang pwedeng i approved ng bank sa salary mo... may kasalanan un agent don bakit d ka po nya ininform..kasi un ung unang tinitingnan agad ung salary at ano lang ang kayang property na maaari mong makuha..baka may kasabwat un don mismo sa loob ng smdc kasi naka in-house financing ka muna..pero lahat naman ng pangyayari may dahilan so ingat nlng po sa susunod.. maganda po sana un i pa-rent mo kuya para naka less ka sa bayarin mo yan ang uso ngaun ganda pa naman sana ng location non.. o kaya pinasalo mo sa iba..pero anyway anjan ka naman sa Australia ipon nlng at kapag kaya na eh d cash malaki pa ang discount..

Wag kukuha ng in house. Kasabwat yan ng real estate and usually mataas interest rate. Para lang yan sa desperate. Dapat banko talaga. Kaya as you suggested dapat check muna capacity to pay. Ako naman lupa na lang kinuha ko. Tapos saka na bahay. Ang condo nawawala value after 50 years. Share sa kapiranggot na lupa natitida pag nabenta

Thank you for sharing your experience po about buying ng Condominium..

Pinerahan kalang Ng agent sir, Pero kahit anuman un blessings In disguise parin. Since mabait k Be positive nalang, buti nalang humble Ka at hndi regretful. Kudos

Bakit di ma Kuha ang equity na yon, bakit ganun Ako pag kuha ko pa Lang pag bayd NG reservation bago Ako mag monthly sa down payment pina dalhan na ako NG forms at mag Kano ang sweldo mo lahat namn mga developers mag fill up ka forms at bagu ka mag bayd kasi sila na mag dis approv na di ka pwide sa pag turn over sa bank financing, yon May alam dyan SA office NG developer, naka Ilan developers na Ako check nila ang sahud ParA pag turn over di mag ka problema

ingat ka lagi jan... hayaan mo na yun mas malaki pang kapalit nyan sau.... at maraming darating na blessing sau... 😊

Salamat sa pag kwento sir. Magandang tip na din samin kasi may plan kami mag buy ng condo sa Pinas.

Sir, talagang kikilatisin mo muna ang tao, merong mandaraya at merong tapat, pero malaking leksiyon sa atin yan!

Thank you for sharing your experience! Dahil dito ni-hit ko yung Like button. More power and peace to you.

Mabuhay! Po kuya. God Bless you more abundantly

Becauseof you pare. I’m contemplating on investing on a ebike. Juiced camp scrambler of Super 73 type of bike is what I’m looking for. Concerning about your condo bank approval. The condo agent knew about it and more than likely has a huge cut from the agreement.

new susbscriber po ako sir. mas maganda pa mag invest sir lote at bahay po than condo. kase di natin alam halimbawa if masira yung condo or whatever happens di po yun maibalik sayang po yun worth of million pesos kesa po sa bahay makaka decide pa po kayo kung ano po ang gusto niong desinyo :). God bless po sa inyo :)

I always watch your videos Kuya Robbie kasi I’m going to Australia for work also. Pina-process na yung Visa ko. Nakakakuha ako ng mga tips and tricks sa mga videos mo. I’ll be working sa Penrith. Hope to meet you there one day. Salamat!

New fan Po kuya Robbie, tnx for sharing your lifestyle their in Australia. Sna makapunta ako jan😊

Hindi ka tatanga-tanga sa pag-try mong bumili. You had a dream, desire na magkaroon ng patutunguhan ang pagsisikap mo. Pero hindi will ng Diyos na matali ka ng 25 years sa pagbabayad sa condo na yun, because He has other plans for you. Very inspiring ang story mo. Keep going. Wag titigil. God bless!

sana before 2 years boss na flip mo na ang unit mo..sana bininta mo.SMDC din kami ng asawa ko nkakuha kami ng dalawang unit nung 2015 sa may MOA area tapos nabenta namin last march 2019.ngayon kumuha kami ng panibago ulit. 3 units na kinuha namin..and sana mas naging responsible yung agent mo.pwede ka mag flip..

You saved me Kuya! Medyo shady lang ung nakuha ko kaya nagduda ako, back out agad ako. 🙏🏼 Salamat po

Yung iba po kasi na agent sinasadya nila na hindi sabihin ang mga possible na mangyari sa bank financing. Puro positive lang ang sinasabi kasi ang hinahabol nila ay yung quota nila na makabenta. Dun sa pagkakuha nia sayo kabayan eh may pursyento na siya doon either hindi mo ituloy or ituloy, nakakuha na siya ng parte nia. Minsan yan prinepressure sila ng manager/supervisor/team leader or whatsoever na tawag na makabenta kaya ang ginagawa ng mga agent nakakagawa ng hindi tama. Puro sales talk na ginagawa hindi nila ineexplain ng mabuti puro shortcut. Kung hindi ka pa magtanong hindi pa nila sasabihin kasi alam nila na pag sinabi nila yung mga bagay na makakapagpabago sa isip mo eh baka mawalan sila ng benta lalo pag yung kausap nila eh baguhan sa real state. Kaya dapat din talaga minsan may mentor lalo pag hindi expert sa papasukin na bagay bagay. I mean magtanong tanong sa nakakaalam bago magdecide. Tama po ang iyong naging desisyon dahil may kapalit at darating na mas maganda po na biyaya. Godbless po.

Sana kasi nagpa c. i. ka muna sa banko para alam mo kung qualified ka. Lights resident ako dati ngayon nasa Sun na. Pero di ganyan kamura na ngayon. Mahal na amortization ngayon. At 25k na ang reservation this time. Ipon ka na lang pwede ka makabili dami ko kilala me ari na for sale unit nila pero in cash basis nga lang.

hi kuya I've been watching all your videos . im getting more excited to move there in Australia. your so cool very humble 😊 i hope i can meet you in person .. God bless! ingat!

Maganda yun lugar mo kuya..tama yun take rest naman..tama kwento ka kuya..tama yan ..kwento mo lahat. God bless.

Not just condos, even cars. The in house financing in the Philippines are predatory. I bought a Toyota car for 1.309 million pesos but the contract specified 550,000 pesos in interest for 60 months. Wow. So I paid the balance in less than 3 months, but they still took 163,000 in interest. How? They charged me a 10% breakage cost of the balance costing me 90k pesos. I wasn’t aware of this clause in the contract because I failed to read through the 10 page contract. That’s the trick they do to make you less aware, by making you sign many pages of paper that you haven’t read. It was mostly my fault for not reading the contract before signing, so that’s the lesson there. Wag ka bibili specially pag financing gagawin mo dahil predatory lending ang patakaran nila sa Pilipinas. There’s no consumer protection doon, karamihan sa mga negosyante nangaabuso.

Buti naman kuya at maluwag sa loob mo yon nangyari. Sana maging aral ito sa ibang ofw na wag basta basta mag commit sa mga bagay na hindi masyadong naiintindihan. Oo sayang talaga pero sabi nga ng iba , pera lang yan makukuha mo uli pero ang peace of mind mas importante. God bless sayo nawa'y dumami pera mo para malabili ka na ng cash na bahay. 😊

Yehey! Hinihintay ko kaya videos mo Kuya! Keep it up!

Same experience bro.

You are right . Wag n magsisi lesson un . At nadagdagan un kaalaman s mga gnoong bagay at ska mhbang pnhong bbyaran m 25 years kung may bash ka bili ka n lng ng lote s magndang lugar at view tpos pagawa ka ng gusto m design un ang mas maganda masasabi m n syo tlga un..

Dapat kci sina I ng agent mo lahat ng possibilities na baka hindi ma approved papers mo. Mali ang agent mo, hindi ka nagkulang agent mang mali. Sayang din pera mo, pero hindi bale next time kaya mo na cash basis. I

Pwede po ninyo makuha ung mga naibayad nyo. Me kaso po na ganyan sa Tulfo. Ang siste hindi naapprove ang loan gawa ng di naapprove sa banko. Inilapit po sa tulfo and kahit naman hindi nyo ilapit sa tulfo. Bawal po daw sa batas ang no refund gawa ng d naman fault client ang di nya pagkapprove ng loan. Ilagay ko po ung link for your reference. Sayang po iyon pwede nyo po ilapit yan. Buo dapat po ninyo makuha. Yan po yung link nung nakuha ng buo ang ibinayad nya.

Ganyan kc yan ibang agent. Hindi nila dinidiscuss lahat ng terms till end. Mabubulaga ka na lang in the middle. They look after the commission first. Hindi sa minamasama ko ang mga agent. And sa part ng mga bibili, they have to research on their own and plan things. Also another thing kakarating ko lang ng Sydney last week. One thing I like here is day off. Nirerespeto nila ang working hours na nakalagay sa contrata mo unlike sa pinas, barko ay inaabuso ng employer ang oras ng trabaho. Pareho tayo 38hrs per week lang. Imagine almost half ang nabawas sa working hours ko compare dati tapos 3x ang sweldo. Kaya tama sila Australia is Fair. 🇵🇭🇦🇺