NC woman says the Safe Driver App is costing her money 

Like a "good" neighbor State Farm is there!! What a load of crap!! If they don't get you upfront, and they will definitely try, they will play games with you. They will do the usual BS campaign with outdated statistics and blame it on bad drivers from other parts of the country. They will blame the pandemic which, for all intents purposes, was over 2 years ago. They will unabashedly lie to you. Who needs neighbors like that? I would definitely be finding a better neighborhood to do business in. It's all done with sleight of hand and wordplay. GREED! It's the American way. State Farm is the crack house on the corner.

TOTAL Scam, total scam. Logically it's all a scam. I'm attempting to debate the app again but everytime i consider it i'm ohh this is why i didn't sign up for it cause you're scamming me indefinitely meanwhile still scamming me on my overall policy. So sign up for chump change Orwellian discounts yah idk.

I think it's all a gimmick so they use the data against you in a claim

Can we stop after enrolling?

When I first got the device I was paying ~$60/month. I have full coverage and maximum liability coverage. I never drive more than about 7,500 miles/year. But...I've been unemployed for the last 5 months and I'm not really driving anywhere except to the grocery store. So at most I've been driving 80 miles/month. Now I'm paying $100-110/month for my insurance. It's some kind of scam. They apply a discount but AT THE SAME TIME they increase your base rates, so you aren't really saving anything. Anyone who has only had the device for a few months and says it's worth it.... they are in for a rude awakening. Use it for more than 18 months and then tell us your opinions 😂

Yeah it's bullshit 😂😂😂

Can I get rid of it while I'm still enrolled?

I feel sorry for anybody who has State farm they're the worst company ever as long as you're not having accidents and paying their rate they're fine as soon as you need a claim you'll get treated like crap and they won't pay

@@Quintos. any statefarm alternatives?

@@Quintos. Sorry you had a bad experience. Everyone I have talked to has loved state farm. The two claims I put in were handled immediately (no fault claims/ accidental uninsured driver). Heck, State Farm came to my parents how to inspect their roof after a hail storm 6 years ago, because they got reports of it and wanted to take care of the roofs they covered, and this was before my parents knew the extent of the damage. They ended up putting a new roof on the house through state farm. I met a government employee whose parents lived in Paradise during the california wildfire, they have all state and haven't gotten their insurance money in 5 years. Their neighbors with state farm got the money as soon as the cause of the wildfire was investigated and confirmed. My and others experience show that State Farm often will pay out sooner than other companies. You just need good proof of what has happened, just like any other insurance claim. Once fraud is out of the picture, state farm is great. (If you are insuring cars, go and look at any reddit post of forum and see how annoyed drivers are with all state, progressive, and geico. Those companies are literally hated, because they don't value the car community and have terrible customer service ratings in auto related incidents)

I love State Farm and my agent. I've never had a problem with them. I've saved a fortune in payments due to my safe driving record. I've looked around at other rates, not even worth my time anymore.😀

Try using the new adaptive cruise control on your car, the app hates the way it controls your car and will bring down your score a lot.

I pay 71:00 with Progressive. They used a bait n switch. Be prepared, they’ll get ya

I don't stop for squirrels just another speed bump. ¯\_(ツ)_/¯

Really lol? Not saying you should use the program, but squirrels are pests and hitting them won't damage your car. Only risk is the app mistaking the bump from a squirrel hit as hard braking event

This may have been the case some time ago, but now they give you a buffer of 9 mph. I always set my cruse to 8 over the limit, and when going down a hill I sometimes hit 10 to 11 over briefly. It NEVER penalizes me if I decrease in speed. I do agree with you on breaking. Cornering is also pretty sensitive. I live in a rural part of Indiana, so I always disconnect when traveling on the back roads. Everyone travels 45 - 60 on some of those roads that are marked 30/35, and I don't want a line of pissed off neighbors behind me.

I didn’t realize I was “allowed” to disconnect. How do you do it? Just log out of the app or leave the beacon in a garage?

@@OrianaMalina I just shut off my Bluetooth on my phone when I don't want the beacon to track me.

@@kokolovitch56 thank you for replying and letting me know! I greatly appreciate it! I have the condition known as “need for speed”. That darn device is stressing me out:) once in a while I’ll have to turn it off and now I know how. Thank you!

How do you use only at night to not track your other driving trips?

Yeah you're supposed to stay with the flow of traffic this is dangerous practice even the driver's test ask the question if you're driving in a 65 in the flow of traffic is doing 75 you're supposed to do 75 stay with the flow of traffic if you're not then you are endangering everyone insurance companies are crooked as hell State farm is the worst of them all

Yeah you're supposed to stay with the flow of traffic this is dangerous practice even the driver's test ask the question if you're driving in a 65 in the flow of traffic is doing 75 you're supposed to do 75 stay with the flow of traffic if you're not then you are endangering everyone insurance companies are crooked as hell State farm is the worst of them all

No. It won't record for that trip.

Yes its the feds

That's what my issue has been. False detection of hard cornering and braking. I'm going to stop using mine real soon.

Me to I’m about to to put it in my car how was it for you so far?

@@johnmolujr473 it's not bad but I still can't stand the fact it's like LoJack and it says you hard break even when you don't. I think it's stressful for others to because I would bitch about losing points all the time. I installed it and the uninstalled the app so I wouldn't worry about it lol honestly Idek if it is still working. My agent said to link it to my phone the one time and I could trash the app if it was to big for my phone so yeah that's what I did. I've heard it's a way for law enforcement to get you for every little thing because you give them permission to do whatever with your info.

I told my insurance agent I didn’t want one when I signed up for State Farm, he sent one anyway. I live in a South Carolina preferably Columbia where we have some of the worst drivers. You have to be defensive.

@@johnmolujr473 I just got it and I've only had 1 event in 2 weeks of driving. While at night in an area I had never been, I almost missed a turn onto an on ramp, so I took the turn a bit faster than I would and even while doing it, I knew it would ding me for it. But I am also a very safe driver, no tickets, no accidents, no issues. I changed nothing about my driving except my speed (must stay below 8mph above posted limit to avoid a ding). So it hasn't been stressful at all to me. The people that complain that they have to think about it all the time are the reasons we have so many accidents in the first place. You shouldn't all of a sudden need to think "oh, I can't tailgate anymore, because I may need to brake hard and then it would ding me." You should have been thinking "I don't want to tailgate, because it increases my risk of rear ending someone." This app just pushes your driving characteristics to your primary consciousness. If you don't want to be challenged, don't get it lmaoooo.

Until you have an accident and SF refuse to pay, saying it was your fault, via the app/beacon. Soon I’ll be leaving & will never sign up for something like this again.

How were your nailed? Did they increase your premium or just not give you as much discount with your drive safe and save?

@@MsMajorjo Increase in premium as tho I'd actually drive, 20,000 miles in a year over the 1000 I'd previously driven.

@@marymayer4875 ok so explain what happened…. You reported 1,000 miles but drove 20,000? And they upped your premium…?

@@MsMajorjo For the first three years I drove maybe actually 500 miles the while year then made a typo with one wrong number in the 10,000 spot of the odometer which would say I had driven over 20,000 miles that year, which is an obvious error.

When I first got the device I was paying ~$60/month. I have full coverage and maximum liability coverage. I never drive more than about 7,500 miles/year. But...I've been unemployed for the last 5 months and I'm not really driving anywhere except to the grocery store. So at most I've been driving 80 miles/month. Now I'm paying $100-110/month for my insurance. It's some kind of scam. They apply a discount but AT THE SAME TIME they increase your base rates, so you aren't really saving anything. Anyone who has only had the device for a few months and says it's worth it.... they are in for a rude awakening. Use it for more than 18 months and then tell us your opinions 😂

lol what, how are you causing the accident. if the speed limit is 65 and others are going 75. those going 75 are causing the accident and are at fault per law.

That’s one way to say you only know how to speed 😂

Wrong. It is up to you to choose a speed you are comfortable with. You do NOT need to have the same speed as everyone else. It is hard breaking without visible reason which is dangerous. At least you see who accepted to be tracked around the clock to cut some dollars from insurance and drives exactly how the insurance wants you to drive - they do exact the speed limit. The next iteration will be "You used a US highway when an interstate would be more efficient and less accident prone, we will raise your premium" - and people will still fall for it and let themselves be tracked again and again.... Same with health insurance and "fitness and location trackers".....

Received an email offer from SF, now they want you to get some contraption for your house against fire, no thanks. Probably can check when you’re home.

Hello