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Never buy credit card without knowing this... 

Rahul M
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10 май 2023

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Комментарии : 235   
@VasanthVlogs27
@VasanthVlogs27 10 месяцев назад
Perfect bro... You are 100% Correct... I am using credit card for past 8 years... I am utilizing the card the way you told... Still now i am not even pay extra 1 Rs.. i am doing on time payments
@BK1997ap
@BK1997ap Год назад
2 major benefits 1) emergency hospital expenses can be settled thru credit cards without requesting from frnds/relatives when u r out of money. 2) entertainment expense like movie tkt gadget purchase can b done thru credit card even when u have sufficient bank balance (bcoz of this u earn 45days of interest) NOTE: do not fall in trap of emi and don't spend ur future salary/profit now itself. Spend ur actual bank balance via credit card.
@shyamsundard4032
@shyamsundard4032 Год назад
If we can't afford medical expenses within 45days than we get into issue na..
@BK1997ap
@BK1997ap Год назад
@@shyamsundard4032 medical expense panna dhana bro uyira kapatha mudium...month end edho emergency medical issue varudhu apo credit card use panitu salary credit anadhum credit card bill settle panirlam
@shougathalia2460
@shougathalia2460 Год назад
I've been using 4 different bank credit cards for the past 14 years. My credit limit is 14k in 2008 now the same cards limit 3lac each.
@nandhukmr2541
@nandhukmr2541 Год назад
Very good explanation.. end of the video i learnt a lot.
@sathyasview4892
@sathyasview4892 Год назад
You channel is kinda win win 💪🏽💯 for you as well as your subscribers ⭐⭐⭐
@arunm2085
@arunm2085 Год назад
I have totally 4 credit card and total limit is 10.5 lakh. Every month I used pay around 1 lakh rs . I earn around 500 to 1k per month through rewards . Best credit card are Amazon ICICI card and hdfc platinum dinners club. Each points give 1 rs .
@hariharansembunmoorthy
@hariharansembunmoorthy Год назад
Useful content, keep doing best.
@senthil_12364
@senthil_12364 Год назад
Excellent content❤keep making like this🎉
@boxersaran8210
@boxersaran8210 Год назад
Usefull video bro thank u so much
@ThillaiTheTechie
@ThillaiTheTechie Год назад
💳✨ Thank you for sharing this bro. Your video is enlightening and will undoubtedly help many people make more informed choices. Keep up the excellent work in providing insightful content that empowers others to make smart financial decisions. Kudos to you! 👍💡💰
@mathukarthi2834
@mathukarthi2834 Год назад
Rahul bro you are rocking ❤.I love you content. Expect more like this
@logeshms1702
@logeshms1702 Год назад
Well Said!
@carolinesindura6369
@carolinesindura6369 Год назад
Hey men that was d best 👌 👍 content. Thank yu so much Rahul
@VishnuSinhala
@VishnuSinhala Год назад
Video is so good ❤
@vimalrajktm
@vimalrajktm Год назад
On Point that’s how I using it 💯
@vishvanthsaravanakumar3078
@vishvanthsaravanakumar3078 Год назад
Credit scores gets affected if these major cases 1. Delay payments of due 2. Closing old credit cards 3. Credit usage ratio if above 30% of allowance.. 5. Credit usage is 0% (yes credit scores falls even if you don’t use the cards, one has to maintain 1% to 9% to keep scores increasing) And some more, please go though the details in full before getting a credit card..
@b.sivakumar4328
@b.sivakumar4328 Год назад
apo vangitur oru 2 yrs use panitu close pana mudiatha
@vishvanthsaravanakumar3078
@vishvanthsaravanakumar3078 Год назад
@@b.sivakumar4328 Hi you can close, so imagine you have 2 credit cards one bought 2 years ago and another bought 1 year ago. closing the 2 year old card will bring your CIBIL scores down than when closing 1 year old card. But I'm not really sure what will happen to credit scores/ CIBIL scores if someone decides to close both or all the credit cards they own.. still looking for the right answer
@muthurajm522
@muthurajm522 11 месяцев назад
​@@vishvanthsaravanakumar3078 Bro i don't have credit card. But it shows in my cibil score check app that i have a pending credit card payment due to it my cibil score is very low. What should i do
@abdulsawood3454
@abdulsawood3454 Год назад
Amazing true explanation...Rahul bro.
@pearlpenguin4168
@pearlpenguin4168 Год назад
Really helpful But I have a doubt...some banks are asking to pay a certain amount as a FD for credit card...whats the benefit from it? Can you kindly clear this?
@giri992
@giri992 Год назад
You are becoming top G 🔥
@Lysandra546
@Lysandra546 11 месяцев назад
Finally I understood this very well explained. ..
@sha66640
@sha66640 Год назад
Very good KT session :) keep it up :) - Applause from Bangalore :)
@raj.blazers
@raj.blazers Год назад
How many of them know about these emi traps and aware of late payment fees? Some time we tend to forget. See if you are able to repay the amount in 45 days why can’t you buy after 45 days? Say for example, The credit limit is 1lac, Often I have seen people borrowing from some one else to repay the amount in 45 days.
@viratharish6002
@viratharish6002 Год назад
Useful 🎉
@varunnagaraj7836
@varunnagaraj7836 10 месяцев назад
Video romba useful uh irundhuchu bro. Thanks for creating this video and making me get aware of credit card usage.
@jyothiIS99
@jyothiIS99 Год назад
As a banker! naan soldren neenga kodutha information ella good about basic credit card usage .. keep up the good work 🎉
@viknneshbob7459
@viknneshbob7459 Год назад
Soo what is the advance 😮
@jyothiIS99
@jyothiIS99 Год назад
@@viknneshbob7459 ask me clearly!! will explain you
@prasath3925
@prasath3925 Год назад
@@jyothiIS99 we need more details about this
@Sinthigeorge
@Sinthigeorge 2 месяца назад
Beautiful explained everything nicely covered all related topics 👍
@rajendranv7729
@rajendranv7729 Год назад
Fantastic Ragul
@sheketh1992
@sheketh1992 Год назад
But In credit card we have to pay extra GST for what use. So this will be extra payment go for us right.
@purusothamank8950
@purusothamank8950 Год назад
Nice Background Bro Keep it up..❤
@firozemobiles
@firozemobiles 11 месяцев назад
Superb cool explanation
@afshans.y8996
@afshans.y8996 Год назад
I'm Addicted in your RU-vid Channel Anna,! Thank you So Much for Providing a good Knowledge to Us...
@theRahulM
@theRahulM Год назад
thanks Afshan
@YeshuaRobert
@YeshuaRobert Год назад
அனைவரும் ஆண்டவர்க்கு என்று ஊழியம் செய்யுங்கள், இயேசு கிறிஸ்துவே மெய்யான தேவனும், நித்திய ஜீவனுமாய் இருக்கிறார் ✝️🙏🏻
@ariyaariya6664
@ariyaariya6664 Год назад
Use addiction killer bro😂
@navalanprabagar8083
@navalanprabagar8083 11 месяцев назад
​@@theRahulM Clearly explain about bill generate or bill cycle. How is 45 days. ?
@ManiKandan-hn2et
@ManiKandan-hn2et Год назад
Love you rahul❤ you're power full
@JaiPrakash-gt9pf
@JaiPrakash-gt9pf Год назад
Thank you so much for this video bro bcz I was using credit card without knowing these details and I have lost my cibil score so please explain me how to increase my cibil score I have cleared all my dues but cibil is not increasing Valuable video for me thank you bro😊😊😊❤❤
@DrPadmaSubu
@DrPadmaSubu Год назад
Dood , love your choice of words😂❤
@sandhiyaslifestylevlogs
@sandhiyaslifestylevlogs Год назад
Yes am living in that way... after I purchased credit card debit Card use panradey ila also from my opinion it is my best friend
@vinayakmoorthy
@vinayakmoorthy Год назад
My suggestion would be stay frugal and have expenses within your income limits. If you can't afford something, either you increase income or don't buy it. I would never suggest buying credit card unless you have good amount of income to cushion it.
@ranjithrs2005
@ranjithrs2005 Год назад
I am having a issue in credit score, please anyone help me... My credit score and some other person credit score has clubbed bcoz of same name. His loans are now showing in my pan. I have raised the dispute bt no action has been taken. Is there any other way?
@mkcoolvfx
@mkcoolvfx Год назад
When using Credit card we are thinking others money... That's the biggest problem Cashback attaractive for only hearing
@praveenp5105
@praveenp5105 Год назад
Gud presentation bro 👏 അടിപൊളി
@bhuvanashkumar2743
@bhuvanashkumar2743 9 месяцев назад
Bro sema bro , ur say to simple and useful
@snrathnadevi
@snrathnadevi Год назад
U r my inspiration rahul
@tanujm87
@tanujm87 Год назад
Inspiration for what?
@vicky0924
@vicky0924 Год назад
😂😂... He's just a normal person like us... there's nothing to inspire from anyone...learn from others, never inspire
@theaakash7424
@theaakash7424 Год назад
​​​​@@vicky0924 what's wrong with mr doodle to have rahul as an inspiration? We generally tell my inspiration is gandhi thaathaa kedi ji rajini vijay etc... But he have rahul as an inspiration in which he is trying to tell is rahul was just like an average man like us but he gradually worked hard and ww are withnessing his growth with our own eyes so we can just take him as an inspiration and work hard with smartwork to achieve our goals rahul have shown a vast amnt of growth in just 3 yrs and yet he is still growing what quality u need more than this to be inspired by others? Instead of having actors or any others as an inspiration we can inspire a common man who have shown his growth and still growing in front of us. yet we should take initiative and grow so better dont mock mr @doodle.... BTW my communication skills are pretty average so dont mind it
@vicky0924
@vicky0924 Год назад
@@theaakash7424 dude, one should have self motivation..not inspiration..ifyou need others to motivate you then you’re not the achiever in the first place
@theaakash7424
@theaakash7424 Год назад
@@vicky0924u seem to have quite a point bruh... Untill u reach the level of understanding that u need self discipline and self motivation instead of an external motivation or inspiration we need an external inpiration to push ourselves to do the work towards achieving our goal we can atleast do it instead of sitting in room and scrolling... see motivation is an initial external factor which enables or stimulates ourselves to do our work but if u have self motivation and self discipline u no need that external factor to stimulate u to do the work having a person as an inspiration is not such a bad thing inspiring from a person means just learning a few things from him and trying to apply it in our own life so we can have someone as an inspiration initially many domt have inspiration and they dont do anything they dont know who they want to be and they dont even take initial steps in order to achieve it people who have an inspiration and truely when they aim towards something as they get mature they will surely realize about self motivation and they do +1 level up in their life upto that point its ok to have an inspiration and at atleast in any one point in life we all needed/will need an motivation or inspiration to overcome that particular situation but its not applicable to all situations at any one of instant in when we feel would feel broke we need some sort of external motivation not all need it but majority of the people need it bcz ppl like u can understand abt self motivation but when there are harder or stressful time our mind would not function properly and think about self motivation at that times we seek for external motivation.... External motivation means i am not talking abt motivational shorts or vids from yt motivation can be from ur mother father sibling frnd etc... This is what i understood abt motivation/inspiration and self motivation id there is something wrong please let me know so that i can correct it and improve myself.... I think i took this convo somewhere else 😅
@SGRTamIzhan
@SGRTamIzhan Год назад
Sema point... Epavumey ellarkitaim money irukathu....bro ... Credit card is best
@incredeble_world
@incredeble_world Год назад
Best video about credit card
@johnny_bravo9990
@johnny_bravo9990 Год назад
Pro Tip Credit card works payment networks like MasterCard Visa and AMEX. I have one card with each of this payment network, so should you!. My Visa credit card from kotak royal signature and MasterCard from SBI simply save didn't work at a restaurant in Thailand but AMEX gold card worked! Maavu aatla anniki 😂
@lenovorajan6611
@lenovorajan6611 10 месяцев назад
Bro after watching your video changed my mind to activate Credit card 😅Thanks for sharing 🙏☺️
@rohithdon2621
@rohithdon2621 Год назад
useful content . i have doubt can student or unemploye can get credit card ?
@kalakumar2501
@kalakumar2501 Год назад
மிக அருமையான பதிவு கிரிடிட் கார்டு இன்சூரன்ஸ் கிடைக்குமா ராகுல்...
@Thevasanthk
@Thevasanthk Год назад
Rahul is back on content 🔥❤️
@therimass000
@therimass000 Год назад
Put video on delivery apps companys bro like how it works! Amzon, fipkart ,zomato!
@saikiransaikiran8172
@saikiransaikiran8172 Год назад
Make a video on linkdin profile for freshers
@afshans.y8996
@afshans.y8996 Год назад
I Love your Videos Anna😍
@prasadunited5998
@prasadunited5998 Год назад
Yeah clearing my questions without reaching you means you covered all areas or at least 99% i guess😊
@padisiva
@padisiva Год назад
Can you plz review the amex card
@thesanjay_rk
@thesanjay_rk Год назад
“optimism’pathi oru video pannu bro
@vivekvijayakumarentertainments
❤ From Kerala Working last 4 years in sbi card😊
@gokullegend-ux6zq
@gokullegend-ux6zq Год назад
useful rahul bro keep doling
@Sanjay-gl2wx
@Sanjay-gl2wx Год назад
Nice background ❤
@user-yz4nv3py3t
@user-yz4nv3py3t Год назад
rahul you are really good player👌
@Deadpool-jj7rr
@Deadpool-jj7rr Год назад
Yarru Sammi ne evalo consistent aha video pannura 😑👍
@theDeepakR02
@theDeepakR02 Год назад
Bro your editing software??
@shakthishivan7
@shakthishivan7 Год назад
Hii Rahul...pls talk abt education loan
@rahulgupta43701
@rahulgupta43701 Год назад
Where do i buy these credit cards? How much for one? I wanna buy 20 of these.
@muthurajm522
@muthurajm522 11 месяцев назад
Bro i don't have credit card. But it shows in my cibil score check app that i have a pending credit card payment due to it my cibil score is very low. What should i do
@munis313
@munis313 Год назад
Which one is good
@sarathr4495
@sarathr4495 Год назад
45 days is subject to change. My card is only 21 days
@dhanapalsamy4170
@dhanapalsamy4170 Год назад
Super bro
@muthus3644
@muthus3644 Год назад
Any one answer pls... Credit card apply panni use panna vitu athu close akita ethaum issue akuma
@paulusa6360
@paulusa6360 Год назад
What app used over here in video?
@karthickc1988
@karthickc1988 Год назад
Thalaiva because of my work nature i used to see credit report for last 1 decade. But you know what I am seeing 891 score for first time. LOL
@vishvanthsaravanakumar3078
@vishvanthsaravanakumar3078 Год назад
Okay thanks Rahul for spreading this awareness, so I have this perspective.. credit benefits people who use it wisely, but imagine if everyone starts using the card wisely banks won’t make profits. But banks are making ton of profits through credit cards which is a fact, that only means most of the users loose money with the cards than gaining.. So yaro loose pandra money majorly due to lack or awareness about credits is what that comes around as reward.. honestly even if there are gains from credit cards as a product it’s so unfair, solely because it made with a hope that people loose money out of it. And credit is such a American concept even UK didn’t let credit cards penetrate them, thus they are betting india now. Please correct me if I’m wrong, but I can’t use credit with conscious of knowing the money we get is someone else’s fine charges and losses. That sounds pretty unfair to me as a system itself..
@shareking3307
@shareking3307 10 месяцев назад
Do u trade?
@vishvanthsaravanakumar3078
@vishvanthsaravanakumar3078 10 месяцев назад
@@shareking3307 No I don't, mostly for the same logic but people are more blinkered upon pitfalls of credit cards than trading
@satishc8557
@satishc8557 Год назад
Hello rahul!! I knew my comment is irrelevant for this video. But I request to do a video about tote bag for men. Many of the guys are not aware about this bag.
@sutharsanan879
@sutharsanan879 Год назад
Bro.. IT Company laaa IT support & technical support roles haa pathe 1ru video podunga please
@anandithaa_sa
@anandithaa_sa Год назад
You did not end this video in your style ‘life is too short’. I hope you’re alright. Or Was it planned to end that way? Are you ok?
@kkvijay300
@kkvijay300 Год назад
Brrrrrroooooooooo 891 the best naa paathadhulaye..... worth the subscribe button
@kannandb7473
@kannandb7473 Год назад
i have never taken any loan or had any credit cards with me i will only buy product or services only if i have money or else i will just ignore it.i will pay my all house hold bills on 1st of every month.Till date i don't have any debt and i have a good amount of emergency cash to meet uncertain situation.Note i also have all types of insurance and the premium are paid at the right time.i will also never going to take any loan in future and i am sure about it the issue is my friend suggest me to use credit card my question is Even i am living a financial free life why i need credit card to manage my expenses. I think credit card is waste of time and a big trap for me is my choice is right?
@SenthurShanmugasundaram-ll5vb
I opened new credit card account by paying annual fee of 500 .,If I wish to closing my credit card annual fee will be returned or not
@ShivaKumar-se2ic
@ShivaKumar-se2ic Год назад
Credit card bill correct katuna nariya cash back offers kodukuranga 🤷🏻‍♂️credit card nala en life oru padi melatha pochi 🙌🏻
@tomjerry0796
@tomjerry0796 Год назад
Is any one using pay rent using credit card on Paytm to avoid interest while using ATM
@divyalakshmi1840
@divyalakshmi1840 10 месяцев назад
I had a credit card but I didn't used I want to cancel so how can I cancel this card
@marshalignatius1128
@marshalignatius1128 Год назад
Hi Ragul I have some questions for you ?
@rajeshdurai8893
@rajeshdurai8893 7 месяцев назад
What is the maximum limit for credit card
@dhanushsuresh3522
@dhanushsuresh3522 Год назад
Bro do you have any way for college student to earn
@ARUNKUMAR-nt1ye
@ARUNKUMAR-nt1ye 2 месяца назад
Neenga credit card ah eppadi use pannanum nu solringa.but ethukku atha vaanganum.only loan kaga mattum thaana?
@dsree5699
@dsree5699 Год назад
At first I thought credit cards is the 1st danger thing compared to lending amount from other person or sources but now This vedio changed my mentality about credit card . Learned how to handle it Thank you Rahul Anna❤
@Dinesh-nl7ld
@Dinesh-nl7ld Год назад
What a foolish thought
@dsree5699
@dsree5699 Год назад
@@Dinesh-nl7ld learning through mistakes😌so no matter how rubbish it is
@Dinesh-nl7ld
@Dinesh-nl7ld Год назад
@@dsree5699 😊😇yea. We are better version of ourselves now than few years ago
@gshankargurusamy7612
@gshankargurusamy7612 9 месяцев назад
ennoda wife kalaingar udhavi thogai vaanguraanga ippo naan credit card vaanguna ethavathu problem varuma?? Udhavi thogai cancel aaguma??
@user-th4wg5ol9w
@user-th4wg5ol9w 4 месяца назад
Thirumba pay panum podhu processing fee varudhae bro apo adhu?
@subashr2680
@subashr2680 Год назад
Hi Rahul, How many credit card you have?
@ragulkannan2580
@ragulkannan2580 Год назад
Bro, doubt I transfer money to frd via gpay also interested poduvangala, illa only if I take physics cash intha prob irukuma
@yuvarajyuvi9182
@yuvarajyuvi9182 Год назад
Bro induslnd signature legend credit card cash withdrawal ku no intrest soldranga its true va bro please comment bro
@balusubramanian2965
@balusubramanian2965 Год назад
Bro Best credit card for domestic
@karthikakumar1881
@karthikakumar1881 7 месяцев назад
Which credit card ur using for 6years ??
@pradeeprajendran638
@pradeeprajendran638 Год назад
Debit card also charges the customer
@gowtham0227
@gowtham0227 Год назад
Brother how to buy credit card nu oru video poduinga neraya per ku use aagum yenakum use aagum
@shanvk4942
@shanvk4942 Год назад
I love bro
@ishtabandhu
@ishtabandhu Год назад
watching from 🇱🇰
@ansheik7387
@ansheik7387 10 месяцев назад
Innaiku 5000 spend pantu next 2days la adha na repay panniten na yedhum issues aaguma bro please therinchavanga sollunga..
@flutterdev8855
@flutterdev8855 Год назад
What is the app used to check the details you shared regarding credit score ?
@eniyavane3611
@eniyavane3611 Год назад
Ind money
@senthamizhselvantamizh
@senthamizhselvantamizh Год назад
'YES'
@firstprinciples001
@firstprinciples001 Год назад
Bro , I have a doubt , unga thumbnail um english , comments um egnlish , aana pesuradhu mattum tamil , any reason fr that?
@nimithna65
@nimithna65 Год назад
Bro, enak oru doubt, let's assume i have a cc issued by my employer, but i haven't used it until now. And 2mrw I'm approaching a bank for 2 wheeler loan. Since i haven't used my cc what will be my cbil score and does it have any impact in the intrest rate?
@sherlykarunyaraj6572
@sherlykarunyaraj6572 10 месяцев назад
No it will not affect your cibil. If you credit card use you cibil will increase
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Просмотров 144 тыс.