Niyo Global Card Detailed Review after 6 Months Use || Best Forex Card?

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Niyo Global Card Detailed Review after 6 Months Use || Best Forex Card?
You would've heard a lot of good things about Niyo Global Card - That is is the Best Forex Card with ZERO forex fees and that you should get this card immediately. But reality is a bit different!
Niyo Global may not be the best card for you in a lot of cases - watch this video to understand the detailed review of Niyo Global Card
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Опубликовано:

7 сен 2024

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Комментарии : 395

@iservicetech Год назад

Hi I’m using 2 forex cards ( Niyo and FI ) in Dubai from last 3 months and not get any charges on my purchase, If you use your cards in any stores or shopping mall or any government office, you don’t have to pay any charges and you will get confirmation SMS on your phone how much money is debit from your account instant, Even I don’t use cash if they accept cards. But if you withdraw money from ATM then you have to pay withdraw charges ( not instant ) they will charge you later for this. So please don’t misguide people in social media. If you don’t know about it.

@RupinderDhamija 2 года назад

The third con is not a con in reality, it's just something to be cautious of. If there's a possibility of currency getting expensive then there's probability of getting cheaper also. Especially when we're talking fluctuations withing 2 days

@sh-og7zt 2 года назад

@bekifayti- I loved your content but quite disappointed with this one. Most of the cons are wrong , I have visited Singapore , Thailand & USA there was no problem at all. The good part was, I was able to top up card using any UPI app with just the PIN no dependency on SMS. Regarding 5% tax you are showing that’s it’s a expense whereas it’s not you get return in your ITR filing as it’s TCS . So please don’t portray this a expense. People look at you for correct info . Please maintain that. Thanks

@amitkrdey306 Год назад

Exactly Best Forex Card without any doubt...

@cooldeep7492 Год назад

@@amitkrdey306 can you please share your experience with this card.

@sashanksuraiya9642 2 года назад

Heyy, I am a CA Student, and the con you mentioned about 5% TCS is a govt. mandate. TCS paid gets reduced from the tax payable when one files his ITR. Thus, a person is not incurring any additional charge by using this card!

@allisonburger4972 2 года назад

ज्यादा होशियार बनरा क्या🤣🤣

@AnkitRathi7 2 года назад

This channel always shares half info and is not reliable.

@ujjwalkachhwah1118 Год назад

@@allisonburger4972 Gawar

@viki19910 Год назад

Yes even my Bob forex card charged me 5 percent TCS for 65k inr forex bought in euro. So will i get the money refund

@sashanksuraiya9642 Год назад

@@viki19910 If you file your Income Tax returns, your Tax Payable will be reduced by the amount already paid as TCS

@PoojaG_PG 2 года назад

Considering that I plan to not be expending in USD but actually local currency, which can fluctuate either way and I'm buying the card at the last moment, not months in advance (to be able to make a profit on an average trend of depreciating rupee or appreciating USD), I'm going for local currency. I do not wish to be paying double conversion charges - first INR to USD, and then USD to local currency. So yup, Niyo it is for me. For backup, just in case it doesn't read in certain situations, I'm going to be using my regular credit card. All this is for an upcoming leisure trip to EU.

@cooldeep7492 Год назад

@PoojaG_PG Hi I hope you had a good peaceful trip, Can you please share How was your experience with the Niyo Credit card during your trip.

@tanujsaraogi 2 года назад

TCS is not really an expense. It is basically prepaid tax levid on expense similar to TDS which is levied on income and fully adjustable against tax liability for the year.

@pankajgarg2498 Год назад

Mam 5% tax explained by you is NOT EXPENSE. This is TCS. All TCS paid is credited to your PAN card. You can get refund after filing Annual IT return. Do not misguide people. Further Rs 7 lac is a reasonable limit for 1 person per year. In case you want to go beyond that then use spouse card, children card etc.

@PP-ct4kd Год назад

correct

@muhammedfaris7772 Год назад

Can we get refund of the tcs of 5% above 7.5 lack?? If we file it returns!?

@sachinhj9910 2 года назад

I will just use for lounge access😁😁😁 ultimately saare cards ki buying reason yehi reh jaata hai😀

@thenaturenews1 26 дней назад

International hai lounge access abroad me

@anubhavpabby6856 Год назад

Hey the thing you mentioned that TCS is charged only on Niyo global card is wrong. It is charged on all forex cards with 5% tax in accordance to the RBI Rule.

@RupinderDhamija 2 года назад

You can get the tcs back when filling taxes. This may not be a con for everyone. But the 2-3% forex charges on other cards, wo gayo to gayo.

@PriyaSharma29 2 года назад

I used it in 2020 especially for payment on ebay and abroad shopping websites, they accept niyo...and because of low current exchange rates it was beneficial., i was impressed by the mere 15p extra they charge per dollar...which is so low as compared currency exchange places... Ease of loading card from bank account via UPI also helped me so much in Europe, NO OTP required.. App lock off and on is so helpful if we lose card. The only con after using it from jan 2020 till mid 2021 is that it capped me at 7lacs per year and all transactions are reflected in ITR filing govt website...but TDS refund can be claimed after filing ITR at end of financial year..

@sgsitu Год назад

Thanks for this information

@dipak1428 Год назад

Does this card work in Thailand

@shinchan-ee3bu Год назад

@@dipak1428 yep

@Jwincle 2 месяца назад

Hey thanks for all the details. Does it work well in Europe mainly Italy France and Belgium?

@vvajay Год назад

Initially I didn't like the FD thing with the "Credit" card - that the bank isn't giving any credit to the customers. However, later when I compared it with CC or FC, I found it to be way cheaper. So, put money in FD, travel abroad, let the bill come, pay, and withdraw all FD amount. I think a delayed settlement happens with CC also, in which banks always choose to take higher conversion rates. With FC, this is kind of benefit as the amount is locked - but, when you want to withdraw the amount in INR, you'd get lower conversion amount. Hence, all in all, financially speaking, it is very good card. Not sure about the non-acceptance in countries or at some POS.

@autoloanexpertbyrahulrana Год назад

dosto galti se use mat karna ish card ko befkoof banate hai mere sath 90000 ki fraud hua h or inka na koi office hai na koi call centre

@amazaynbbietn3744 19 дней назад

what exactly happened?

@kanishkgiri6429 2 года назад

Dont give incomplete info, TCS can be refunded when filing ITR

@sparshmalpotra8411 Год назад

And wt if we r not filling itr

@kanishkgiri6429 Год назад

@@sparshmalpotra8411 if you spend more than 2L on abroad travel you are required to file ITR… If you’re still not filing then you can’t claim back the TCS. TCS will also be applicable on forex cards also

@sparshmalpotra8411 Год назад

@@kanishkgiri6429 nd wt if we r now living in canada

@kanishkgiri6429 Год назад

@@sparshmalpotra8411 then you can’t have niyo card as they don’t have NRE/NRO accounts. Holding regular resident accounts as an NRI is a violation of FEMA law. However If you still have TDS or TCS deducted on any payment you can file your ITR in India and claim a refund of the entire amount

@damanpreetsingh87 Год назад

International transactions are paused on Niyo global Debit card from 26 jan 2023. now this review is no more helpful

@ashisnayak7448 Год назад

I went to Malaysia with this card. And it worked fine. Please get your facts right

@TANUJJAIN-mp4lf Год назад

This Debit card is not working in Dubai ,this is now just a debit card accessable only in India,No transaction in Dubai possible firstly they say that it will work in uae if you deposit of 5000 , but when i deposit 5000 they are saying that for transactions in Dubai you have to take another niyo global credit and if you transfer 5000 in credit card that amount will became an Fixed deposit and it only can be withdrawn after one month & credit card limit only 5000 or the amount of Fd you create ,So finally when you transfer amount it is not usable in debit card all international transactions are possible with credit card & that too with terms & conditions, Pls take care Niyo team for the same🤨

@kanishkgiri6429 2 года назад

3rd point is so worng, why are you comparing only USD? Compare EUR and GBP too they have depreciated so theres profit there

@go_niyo Год назад

A plane ticket is always the answer, who cares what the question is? Happy to see you travelling smart with Niyo Global.

@aditya_das Год назад

I haven't heard something more unrelated than this statement.

@aseemsharan Год назад

@@aditya_das 😂😂😂

@soumyahirakki7845 Год назад

Is niyo accepted in bali and Indonesian islands?

@Utkarsh_Kumar_Rai Год назад

Using Neo from last 7 months in all international travel. No issues so far....yes you get stuck when the servers are under maintenance. And this maintenance has now become frequent. These updates happen mostly on Friday, so if ur in a Islamic country where Friday is a day for outing...u may get stuck.

@kanchanverma5221 3 месяца назад

is passport necessary for opening this account?

@ashish282 Месяц назад

Can you tell me how's your experience now, DCB bank

@reshamsing7951 14 дней назад

Tell me more about it frnd

@shiv.bhatia Год назад

All international transactions have been suspended by Niyo or SBM Bank as per RBI ban. This card is of no use now :( Any comments ?

@areyakhil6696 4 месяца назад

Now also it is not possible to use international transactions

@abdulraheem5873 Месяц назад

Is it still suspended

@shiv.bhatia Месяц назад

@@abdulraheem5873 Yes, instead one can apply for DCB bank through Niyo.

@gursimranjitrandhawa1567 Год назад

i just use this card last week in canada. I make an payment of 1500cad but they charged me 1600cad when talked with customer care they told 100cad for tax. Don't use the card

@arijitbasu8605 Год назад

Complete knowledge gap. TCS will be charged for FOREX card also however it can be adjusted with your tax liability. Secondly, the example shown for Cons with transaction rate is incorrect. You have not considered the 5% interest the person will earn when such interest is not available in forex card. Also, the interbank rate of 20th july 2022 will not be charged, it will be more than that around 1-1.25% which is the VISA exchange rate. The concept of NIL FOREX conversion charge doesn't exist for any products offered by NIYO.

@rishabagarwal3628 2 года назад

WRONG INFOMATION!! The TCS tax of 5% is a Government tax, no single entity can just randomly set a value and change that. Not just forex cards, but even bank remittance has 5% TCS tax.

@Fuelthejet Год назад

Worst experience from Niyo website. I updated all details and verified kyc etc and towards the end it said pin code not serviceable. Time waste

@wasu63 Год назад

What about withdrawal of money in cash at aborad Against forex card you pay 3 dollars for 1000 dollars withdrawal Kindly inform

@sudheerrao07 Год назад

if you withdraw money overseas, you pay 100 rs flat per transaction (withdrawal)

@nitish963 Год назад

Niyo debit card is not offering international transaction anymore as of now. So no point using this.

@Shinyseashells Год назад

Really?

@vikzmori3776 Год назад

After international trip .. should we have to keep a minimum Balance in account?

@shubhamthadani5587 2 года назад

Aare didi TCS is not the expense.. we can get refund of it while filing return.. yeh sab bataya karo na

@shaikshahil1739 2 года назад

You said about 5 % tax Does FI Debit card also have same charges?

@shaikshahil1739 2 года назад

And can you please suggest some good forex cards for students going abroad

@richajain006 2 месяца назад

TCS of 5% is available as credit. It is temporary blockage but refund can be claimed by filing tax return in India.

@b89purvakhetan36 Год назад

One question. If there is certain balance left in our Niyo card at the end of our foreign trip, can we transfer that back to our indian bank account ? Any extra fee / charges on that ? Kindly guide

@kbiiir Год назад

yes you can

@rammirke53 Год назад

Madam, I have been deposited (SBM bank)rupees Five thousand through online,dated 12.05.2023 but still I didn't get a physical card. Please suggest what to do? Whom has/ have to call or correspondence.

@Morphinetravellers Год назад

This card is a nightmare. My entire Dubai trip was spoiled has the card was on hold no customer service no toll free no I had to sell my gold to survive. When I complained on twitter I saw so many ppl complaining bout the issue same as mine. Don’t go for this card better to get ur bank card coz even u use this card ppl in Dubai and other country charge 2.5%

@goingout123 Год назад

How much change to remove money from atm?

@Bauer787i Год назад

can you use this in Vietnam. I already have bitpay card for thailand and singapore..

@vishruthsn8821 2 года назад

Love your videos ❤️. Can please do a video on which is the best card for international use.

@DeepeshAgarwal 2 года назад

5% is TCS and can be claimed for refund, 2-3% charge on other cards cannot.

@nileshpurayar118 7 месяцев назад

Don't really agree with the 3rd cons. The date used is in a difference of 5 months. And it doesn't really act as an example for 2-4 days settlement. If we just take 3 days as a settlement cycle. If I fund the forex today and use it today. At the same time if I use the Niyo Card today. Normally the currency rate doesn't change by 3% in 3 days. So it will be a plus until in very rarely adverse movement of currency. In case you are using it over time. That is of course not a very good option to go with. It is useful for a small trip and not for long term study plans where you are blocking INR for a long term.

@kartikey92 9 месяцев назад

For my case, the pros outweigh the cons of this card, thanks for making everything clear about the card.

@deepakkanodia2932 Год назад

Hi, i am a very bad experience with Niyo card . I have been using this for some time and found the card good. But this i am travelling abroad and they are giving me a hell of a time . Earlier i used to get a text message every time i used the card. Now this is stopped for reasons best known to them. It is not that they do not have my mobile number as they are sending the otp on my mobile. I cannot see my debits and credits by logging in and on my app. This is stopped too. I have been writing to them and they are sending me in my circles. Today they wrote to me that the matter has been resolved and they are closing it . Without answering how and where i can see my credits and usages ? Have you or any one else faced this issue ? Best Regards.

@princek6135 Год назад

Which forex card is good. Kon se card pe offers rehte hai launge acces mein

@rajatsingh6518 Год назад

Its 20% TCS now. Thank you Modi.

@daddyyyyyyyyyyyy 2 года назад

*hey what's wrong with slice now, before they won't charge any extra amount if i split the bill into 3 months but now they are charging?*

@aishwarya275 Год назад

Being USD at all time high this is the worst time to buy currency at higher exchange rate and buying Niyo Global Credit Card makes even more sense now

@12thManMalayalam Год назад

I didn't understand 4:31 Is it means if I swipe the card at a shop and it will take 3 days for the amount to be transfer from my account to the merchant account ?

@singhrahhul Год назад

She tried her best to project the cons but failed miserably.

@vipinvp Год назад

Niyo is now blocked by RBI .There is no more international transactions till further notice..

@dobbydeolbloopers5458 2 года назад

Can anyone tell me if niyo card is not eligible in thailand then which forex card is good after niyo? Thanks for giving me such informative video and it was worth it to watch :)

@TheLazyFitness Год назад

Try SBI Forex Card.

@TheLazyFitness Год назад

@Netflix Entertainment I have used it for 2 years and had an issue just once which was solved over the phone. It's not the best in the market but it's okay for me

@sh-og7zt 2 года назад

@kenildobariya 2 года назад

Me planing to go to Singapore so is there any problem with forex ?

@red122 Год назад

She only knows about US and USD... Lol Rest things pe research nahi kiya isne... Actually practical experience bhot zaroori hota hai. @bekifayti ab lockdown over ho gaya hai to fata fat graduation karo chutti lo and thoda foreign trip le kar aao.

@shekhkhalid7693 Год назад

Thanks for this information 😊. We have this card and are going to use this for our Thailand travel ..and this girl scared us..

@sh-og7zt Год назад

@@kenildobariya no problem at all. Do visit Marina Bay in the evening for fire cracker show . Enjoy

@TheLazyFitness Год назад

@@shekhkhalid7693 always have second option mate. You never know

@gagandeepkaur1974 2 года назад

@kaku arora - useless negative point for transaction delay - if i do my transaction on 20th feb 2022 - i will complete the transaction on 20th feb 2022 only - stop worrying about future currency rates.

@ranjansharma1338 Год назад

Is this card is purely safe and this Niyo Global Card is RBI Approved. Our Passport details,Pan Card,Adhar Card details will not be misused???? Please any one can reply?

@MalayNeerawMishra Год назад

There is no major cons as such you described int the thumbnail.... 😅😒

@DivineBansuri Год назад

Itna confuse karke bata rahe ho....itne saare decimals , numbers.....dimag ka dahi ho gaya ....bas batao Lena chahiye ki nahi....or should we go for Thomas Cook ??

@pk062 Месяц назад

Lounge access isn’t free anymore. There is an international spend criteria of 50k and you have to redeem the voucher and use it within same or subsequent month I guess.

@5432Krishna Год назад

I am just going to travel as a student and I need the card for the following 2 months max. Should I get the NIYO Global Card or some other bank's card?

@blobcat6237 Месяц назад

I have same question, can you tell me what did you do?

@vaishnavirajhans6208 2 года назад

I will be visiting Europe for a period of 20 days. And yes, i have opted for this card.

@sagarikasaxena Год назад

hey same is with me, will you be carrying cash or some other card?

@Pritam9062 2 года назад

I use Jupiter and FI card which is Far better...But when i spent on indian they send me mail for every transaction but abroad they did not send me mail alert of transaction and also my sim was not activate so i can not check my balance

@realme6841 2 года назад

What about your experience on fi & Jupiter card in Foreign country??

@Pritam9062 2 года назад

@@realme6841 I am very much happy with use of this both card instead of using credit card...Only one thing bad for every card that I did not receive transaction mail regarding my transaction.I have no sim card so mail I check but no mail coming ..One word I am happy

@mdgani7848 Год назад

Today i got my new Neo global card.

@natashageo2131 Год назад

Has she ever been abroad it's working fine in China Thailand Vietnam Cambodia even it worked in North America fine stop fake narrative.Used niyo in 71 countries

@natraj6120 Год назад

Traditional forex card is insane as bank charges are high. I just visited hdfc bank branch yest. The card issuance is 600 rs (with gst) + currency conversion fee + 150 rs atm withdrawal fees

@PP-ct4kd Год назад

You can check for HDFC Regelia Card

@jashandeepsharma6615 2 года назад

. 2. Tcs is refundable after filling itr 3. No 2-4 days .

@walterkluwers1888 2 года назад

Best Bank for regular savings account ?

@orionacademia7855 Год назад

Shinhan Bank Global card (PWM) is as good as Niyo Global Card..These two Foreign Neo Banks in India are doing Great Revolutionary Operations for General Public..😅😅😅😊😍

@vanshsinghrana 2 года назад

Please make a video on top gold investing (Digitially) apps in India..........Love all your videos.

@aman73474 2 года назад

If i am going abroad for 2 years shoudl i use this card???? Or can i do one thing till 7 lalh can i use this card and after that can I use normal forex card so that in results i can take the benefits of niyo till 7 lakhs ruppees?????

@prathameshlad7572 Год назад

7 lacs limit you are talking is per per person or we can say per pan card. This TCS from govt. And you are comparing this with 2-3% tax of forex cards which is per transaction from very first transaction. And on top of it if you are making International payment more than 7 lacs regardless for whatever reason, you'll get charged 5% TCS. So this tax is applicable for all forex cards too.

@fazeelzubair2787 Год назад

I came across "hdfc hajj umrah card" on website. I am hdfc account holder. Can u compare this card with niyo global? I'll be visiting Saudi Arabia in few days. Tia

@Aryanthakur-yt9bc Год назад

If you're using it for some days then it won't matter much

@trademan1949 Год назад

Recently Ministry of Finance tweets about TCS charges. And said there is no LSR charges above 7 lacks.....

@kunal9657 Год назад

Its a VISA card and uses visa exchange rates , so acceptability is not an issue. I used it in USA. The DCB issued niyo card does not give any interest

@786himanshugpt 9 месяцев назад

How is TCS a con ? If i am paying Income tax, i will get this amount adjusted in my IT. And this is basis RBI guidelines, i guess all the cards will have to comply, they just dont announce it outright.

@Mac_03 Год назад

Hi @bekifaayati, Thanks for the information. Can you also suggest, which card to get for international travel for a week? (Debit Niyo Global Card or Credit Niyo Global Card)

@ranjanashtikar5452 2 года назад

I am using this card for international purchases, and I would say this card do not work most of the time.

@atulaghorpade 2 года назад

Then which card is best? Or normal VISA card will also work?

@soumikdas832 2 года назад

where you see yearly charge 499rs??

@girish.r Год назад

Does this card accepted in Bangalore international airport lounge?

@xenonplays191 8 месяцев назад

Can we withdraw cash from international ATMs in their local currency at zero forex charges?

@devshah9025 Год назад

Really helpful video, I was thinking of getting this card for my one way travel to Canada, as The no conversion charge attracted me the most, but still after hearing the cons I am having second thoughts on this, Any suggestion for this would be really appreciated, thanks again for this educational video!

@parthsheth7207 Год назад

Go for one card it has 1% mark up fee, still far less than other cards, plus it is a credit card so no need to top up and burn your wallet in advance. Other for a safer side go for a forex card with minimum amount in it. First use Niyo, if it fails, go for one card, then last forex card. Both niyo and one card are free of cost. Forex will burn your wallet so go for minimum amount.

@amitkrdey306 Год назад

Cons mein Price appreciation ka logic illogical hain... Ye Pos/Cons kuch bhi ho skta hain...

@stevenspellberg 2 года назад

1st one definite letdown. 2nd one is RBI mandate and 3rd one fluctuations may not be too big always so overall may not be as impactful cons as expected. 1 lounge access per quarter for a free card is good . Overall can give a shot

@abirjin Год назад

1st is not a con, its a VISA platinum card, haven't faced any issue with card not being accepted be it India or abroad.

@sandeepchatterjee2752 Год назад

After few months usage and POS transaction I found out that they are adding 7%+ GST on forex conversion charge which is already 2-3% more than any other cards, or forex cards.....The gimmick of no markup is balanced in Forex conversion. Please correct me anyone if I am getting it wrong. Example - 1 AED was 22..33 and Niyo was charging 23.83 for conversion and my ICICI was charging 23.33 for loading.

@Zelinsky14 Год назад

As far as I know Niyo has no part in the conversion rate...that is decided by Visa in real time during the transaction

@PsyXzar75 3 месяца назад

Niyo is good but is known to rip you off currency exchange charges esp for transactions more than 30

@vickair9351 Год назад

Hi I just want to know if I withdraw money from atm by this card and after 45 days it will charge me interest of it?

@smartaquarius2021 11 месяцев назад

Which niyo global card is good SBM vs DCB vs Equitas?

@srinivasborra6041 8 месяцев назад

DCB

@MrHashisz Год назад

How is TCS a con when it's government applied and not that much either. Why are you giving wrong half assed info?

@dineshbhurat4218 Год назад

Is niyo card not issued to pune residents, and they say it is issued to Mumbai, Chennai, hyderabad, bangalore and Delhi only.... Please help.... Thanks

@deepanchakravarthi859 Год назад

I already have a sbm bank account.. May I do another bank account?

@aseemsharan Год назад

do it

@prabhs-officialchannel8955 Год назад

I have used this card in Thailand , and it is works

@user-hx7fl3oh5u 28 дней назад

Get a Wise card and thank me later! Not sure if its approved yet for India but works in many other countries!

@JaiKumarnayak 2 года назад

Good to know about this - Thanks 😊 Can u tell us other cards which have zero markup charges without the cap of 7Lakhs in a year. Pls revert on this

@sanamsaraff 2 года назад

she has no clue what she is even talking about. will make random videos for views lol. use any debit/credit/forex card, do any kind of foreign transaction, you will have to pay 5% tcs on amount above 7L, which can be refunded when filing ITR. no way to escape from the tcs .

@Kkrudra963 10 месяцев назад

@@rheakapur7416does any credit card launched by niyo at that time, any other forex card without limit of 7 lac

@rohitanand14 Год назад

My stan chart tm informed me their forex card also has 5% tcs. Acceptability is not of niyo but of visa/mastercard

@sahilmore921 Год назад

No joining fees and no annual fees for now🤦🏽‍♂️

@rajeshSk-md9mt Месяц назад

After apply niyo debit card with in how many days get this card ??

@akula743 Год назад

With the RBI clamping down on SBM, sadly this is not there at least for the short term

@Dr-Raj26 Год назад

Hey Guys Anybody used or Using this card in Russia,,,pls comment 🎉

@chesterdomnicmiranda 7 месяцев назад

Not Everyone is filing Taxes , so it is a Deduction that we are not getting back

@elibely Год назад

dont get this card, they held my remitted money for months, they wont let me talk to team or give propper reply after months of begging for my own money i had to recall my own transaction and lost over 10,000 rs on transaction charges

@rishikamittal1454 5 месяцев назад

Now they have changed the policies entirely. Now to get any credit limit on the card we need to have FD of that much amount. Like I need 1 lakh limit on the card in that case 1 lakh FD I need to book first and then I can use 1 lakh on card whose bill will come later and again I have to pay 1 lakh. In all my 1 lakh is stuck in FD and rest I still have to pay. Policies were good earlier now they have gone all bad.

@Mytravelingface 2 года назад

Can we withdraw cash any ATM in this card..?

@rishikakhosla2587 2 года назад

Can someone please tell me if my parents want to add amont from India to niyo card for me to use in France how that can work ? How they can do that

@anudeepsesetti9763 Год назад

Set up upi for your card through app, ask your parents to send to that upi id. But there will be limits for upi. Bank transfer is possible, u have send your account number and they do fund transfer just like any domestic bank