The US tax stystem is stupidly unfair. You can deduct interest on a house loan , but not a car loan (even though both are paid to the same banks). Ditto for a personal loan or credit card. Social Security payments are taxed (insane). The tax code and filings are so complex that they are beyond the ability of most people to figure out. So..the " tax loopholes" are available only for people who are either tax accountants or can pay for a CPA (or tax attorneys) to do their taxes.
Want "fair"? Take the tax code for personal income and throw it in the trrash. Set a baseline for personal income where anyone making less than $50K or $100K per year does not have to pay taxes. No filings unless you are self employed - just to prove your income. No deductions. None for loans, none for farms, none for electric cars, deductions to charities. None. The economy, with all of this spending cash now circulating would skyrocket.
