Тёмный
No video :(

No Spend Month Challenge Setup | No Spend Rules & Exemptions (No Buy Month) 

Pennies Not Perfection
Подписаться 36 тыс.
Просмотров 30 тыс.
50% 1

Опубликовано:

 

29 авг 2024

Поделиться:

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист
Посмотреть позже
Комментарии : 142   
@chloethomas6693
@chloethomas6693 4 года назад
I’m doing no spend for the next two years, 2 months in so far!😊😊
@Jennifer-1724
@Jennifer-1724 2 года назад
How did this go for you?
@samanthafreeman4315
@samanthafreeman4315 2 года назад
@@Jennifer-1724 just about to ask this!
@amiegamble1678
@amiegamble1678 2 года назад
It's Jan 2022. How's it going?
@chloethomas6693
@chloethomas6693 2 года назад
@@amiegamble1678 it’s gone really really well! I’ve saved half my yearly salary in the first year, I’ve managed to pay off my wedding and all debt! 100% recommend! I spent less than £150 this year on 25 Christmas presents!
@chloethomas6693
@chloethomas6693 2 года назад
@@amiegamble1678 I also managed to put a deposit down and buy a house in august 2021
@DIVINGWITHPURPOSE413
@DIVINGWITHPURPOSE413 4 года назад
I'm doing NO spend for 2 months, it will help me clean out my deep freezer and pantry, by eating at home. TFS ❤
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
So smart! I’m hoping we clear out our freezer and pantry this month too while we are eating at home.
@mashamendez2012
@mashamendez2012 3 года назад
I did February so far. Ive only slipped up twice! I will do March with a room mate as well!
@denisedebois4797
@denisedebois4797 3 года назад
I think it’s wonderful that you’re attempting this. I’m old enough you to be your mother probably and I’ve lived a fairly frugal life for most of my adult years. You will find that this exercise will be a very positive one. There is really nothing that you will miss by carving out impulse spending. I think it would be helpful to decide which stores you most easily spend when visiting and just decide to not even cross the threshold during the “0 Spend” month. Best wishes 😉
@MandyGood
@MandyGood 2 года назад
I’m doing a no spend for 5 years. I plan to save 50,000 dollars. I don’t give gifts anymore. I stop going to stores which help. So far I went 16 days no spend. So far it’s a success! I love your spread sheet.
@small.decisions
@small.decisions 4 года назад
I am doing a no-spend year and would also be grateful for company! I've had success with no-spend months in the past. For me, the most motivating thing was to make money instead of spend money. I had a list of money-making things (list on Ebay, bottle deposits, donate plasma, sell my books at the local used book shop) and whenever I had an impulse to spend money, I would redirect it into proactively making money. It helped to keep me disciplined as well as excited. I also kept a list of free things to pamper myself (hot bath, giving myself a foot rub, sitting outside on a cold day with a warm blanket) so I didn't feel too deprived.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Oh that’s a great idea!!!! I’m gonna borrow those and try it. You have such great ideas!
@dawngoodrum6004
@dawngoodrum6004 4 года назад
I'm doing a no spend month too!! I'm decluttering too.
@nikkim9537
@nikkim9537 4 года назад
Me too! Good luck to you😄🎉
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yay! Good luck to you! We can do this! I think giving myself free things to do like declutter and deep clean will help with not spending. Hopefully!
@nikita4846
@nikita4846 3 года назад
Me too. 💪💪
@brendaiaquinta8959
@brendaiaquinta8959 2 года назад
My favorite part is using my stash of shampoos, conditioners, and body soaps. I have a shower dispenser and have been putting a variety of my stash in them. My hair never looked so good
@beingdonna2273
@beingdonna2273 4 года назад
Resetting spending habits is a great reason to do a no spend month. Have a great, but very frugal January!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yess that's probably the biggest one for me. Most of personal finance is just a mental game!
@EllensAbundantLifeonLess
@EllensAbundantLifeonLess 4 года назад
I've done no spend months. I did a whole month's playlist when I did it. It was challenging, but I actually enjoyed it. This year I'm attempting a low spend year. By "low spend" I mean only buying the basics along with allowing myself a treat pass once a month for things that aren't impulse buys or too expensive. It's a work in progress and too early to tell how it will go. Decluttering and organizing help to keep me on track, because I realize how little I actually still need, because I have almost everything already. Sometimes we tend to forget what we have stashed away. I'm excited about challenging myself to do this. My car is 17 years old lol! I think a car fund is in order!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
I love your idea of a low spend year! I’ll go watch your playlists. 17 years is great if the mileage is still reasonable. Ours are just starting to have major problems now that they are around 200k miles.
@EllensAbundantLifeonLess
@EllensAbundantLifeonLess 4 года назад
@@PenniesNotPerfection her body is falling apart but she only has 60K miles on her. I just love my old car 😊
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Oh no!
@clownanaround7996
@clownanaround7996 4 года назад
Came to watch and stay motivated with my goals by watching you do yours. We are not alone.
@NaturalFitNurseRN
@NaturalFitNurseRN 4 года назад
I love the chart u made it’s perfect, count me in on the challenge. Honestly I’ve fell into a frugal lifestyle where I do this all year long I only buy necessities & save money for different things I don’t know how I fell into to this but I did. I’m looking forward to following your no spend 😊
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yay! It's great you are naturally frugal. I wish I was!
@donnajo82763
@donnajo82763 4 года назад
I'm doing a no spend January also Outside of bills, food and gas. Fist did no spending also. I am going to update every week to keep myself accountable and on track.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yay go Donna Jo!!
@OneHappyFrugalFamily
@OneHappyFrugalFamily 4 года назад
I love all of your goals and trackers so much! Great work!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thank you!
@fortheloveofgod8699
@fortheloveofgod8699 4 года назад
Yay! I’m so happy for you that you are doing this for your car fund! I’ve never gotten up the courage to do a no spend or no buy for so many different categories before, but it would be something I would be willing to try!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
I’ve heard it has worked so well for other people i wanted to give it a go!
@fortheloveofgod8699
@fortheloveofgod8699 4 года назад
Pennies Not Perfection Yes! Definitely keep us posted on your progress and how it impacts you! 😊
@TheMercadoChannel
@TheMercadoChannel 4 года назад
That’s awesome I’ll have to try it out and see how it goes good luck you got this stay motivated and committed you’ll be fine
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thank you! I am feeling committed for sure but it's only day 3 so we will see. :)
@MsDoglover02
@MsDoglover02 4 года назад
Thanks for this video as promised when I downloaded your no spend printable! I planned ahead and last weekend inventoried all the stuff in my pantry, fridge and freezer. I rounded out with some things so I can make dishes to use up what I already have. I also downloaded Sarah's cookbook from Abundantly Minimal which uses only a certain number of ingredients for all the recipes. With all my great planning, I did buy a really nice gently used futon last night for my office after I de-cluttered. I have a retired friend coming from Georgia for a few weeks (we call them snowbirds in Florida) and he's paying to stay at my place instead of so much more at a hotel so that'll pay for the futon plus possibly an extra mortgage payment. Used a gift card to go to brunch with my sister on New Years! Also avoided food in the cafeteria at work and ate the perfectly good leftovers I packed from home. :)
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
You are doing so well!!! Ill have to look at Sarah's cookbook. I love her channel. I love that your friend is paying to stay and that situation will benefit both of you. I forgot my breakfast today but I am managing to scavenge free food at work, ha!
@MsDoglover02
@MsDoglover02 4 года назад
@@PenniesNotPerfection I have "emergency food" that might not be the healthiest but does the job. Sarah's recipes are vegan which I want to go back to but can easily be adapted to add meat. I shed a lot of weight when I did it before but right now I have poultry and seafood in the freezer.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Nice! I’m going back to Paleo which I think will be much better for me health wise but maybe a struggle with prep and expense. 🤷🏻‍♀️
@MsDoglover02
@MsDoglover02 4 года назад
@@PenniesNotPerfection I find that no matter how I'm eating, if I take a few hours to batch cook or prep on the weekend, it sets me up for a more successful week. Hope that helps. My sister is the queen of finding meats that are marked down before they spoil and buying on sale and freezing. Her family are big meat eaters.
@lisaberg9241
@lisaberg9241 4 года назад
I downloaded this chart (and a couple others) from your Etsy!! Thank you so much!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thank you Lisa!! You’re the best!
@denisekiser9925
@denisekiser9925 4 года назад
I am trying to NO spend shopping too!! I ordered a lot Oct-Dec. for Christmas and also just shopping for me and hubby. YIKES!!! SO I am going to no spend for quite a while since we have a vacay coming up in early March to Disney World.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Ooooh thats a long period, not sure if I could do it! Disney sounds worth it tho!
@NGTire
@NGTire 4 года назад
Love this. Doing a no spend January myself. Love the tracker too 💕💕 tfs
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yay Sarah! Did you give yourself any other rules?
@NGTire
@NGTire 4 года назад
No spending money on alcohol!! (Dont have a problem but I do enjoy a glass of wine every once in awhile- this will also tie into my get fit/lose weight goals too so win win) 😂😂
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
@@NGTire That's a good one! Yessss I'm going back to Paleo so no eating out will help those goals too. Funny how health and money goals can be so related.
@stacischutte5740
@stacischutte5740 3 года назад
We're doing six weeks, up until Valentine's Day and my daughter's birthday. We are reducing our grocery but to only items in our meal plan so that will be a big change for me.
@rockerbaby2003
@rockerbaby2003 4 года назад
I’m doing a low spend year. I did buy some smart bulbs to go with the smart plugs I was gifted. I’m rationalizing it that I haven’t ate out for lunch the past month, and have not had a date night out in nearly 6 weeks. That’s hundreds of dollars I’ve saved compared to the $20 I spent.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Nice! I'd consider that an investment in lower future bills. ;)
@tricepruitt7265
@tricepruitt7265 4 года назад
Quality over quantity. I love it!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
In every aspect of life!
@kellsliving3220
@kellsliving3220 4 года назад
I need this 😘🤣 because online shopping keeps me busy 😟🙃🙃
@QuesttoFIRE
@QuesttoFIRE 4 года назад
Woohoo! I’m doing it too! And I’ve already been tested on day one!🤣 Blew out a flip flop, and our dishwasher is trying to die.😳
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yeah, lots of temptations here too!
@veronicam1726
@veronicam1726 4 года назад
Love this!! I understand the whole Quality thing and being easily pulled away from what is important for my family. That's why I chose the word Committed for 2020. I will take this journey of a no spend month with you...OMG its going to be hard because I am not truly prepared for it but oh well I can try.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
I love your word for the year!!! I’m curious to see if I run out of anything or feel the desire to buy even without the need. It’s a great experiment to try event if you don’t make it through!
@veronicam1726
@veronicam1726 4 года назад
@@PenniesNotPerfection Absolutely its the perfect time to see what may be triggers that I never realized before. I believe that even if I dont make the whole month it will teach me something about me and that's what is important. I have already decided to do another no spend month this year. I am thinking March because there are no family birthdays until next month so no extra spending there.
@Jkl306
@Jkl306 3 года назад
Doing this :) but only for 21 days looking forward to be on top of bills..
@altaneri6980
@altaneri6980 4 года назад
My husband and I will be starting the Daniel fasting and praying on Sunday. When I told my husband I wanted us to do a no spend during that time like last year. He sounded like a kid when he asked me why. 😃
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Hahaha. I've heard of that fast before but don't know the details. Hope it goes well and blesses you both!
@happybudgeter
@happybudgeter 4 года назад
I always want to join no spend Januarys, but it's my birthday month, so I try to strategically use birthday coupons from stores and restaurants to stock up on extra stuff or eat out without spending a ton.
@theclosetstamper
@theclosetstamper 4 года назад
Happy Budgeter I have the same conflict in January, so I just make my birthday dinner one of my exceptions. 😉
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
I totally understand! Maybe you could make your birthday and exemption and do the rest of the month? You get to make the rules!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
@@theclosetstamper Yes! That's how I would do it. If something is already planned or a special event you could totally exempt that and still get the benefit for the rest of the month.
@sandrafromscotland
@sandrafromscotland 4 года назад
Trying is good. Interesting to see. One day at a time. Quality is a good focus. Thanks for sharing your process.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thanks Sandra! I'm hoping one day at a time feels less overwhelming than a whole month. I like to break stuff down.
@kelsfinance1954
@kelsfinance1954 4 года назад
Never done one but interested in the idea. It good you challenging your finances.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Me either but other people seem to use it well!
@happy2bits
@happy2bits 4 года назад
I did a whole year of nobuy! It’s not a simple answer how to manage but I recently wrote a blog post about it if you fancy a read. Can’t post the link not the get marked as spam but if you look for the blog or Instagram called Pick The Raspberries you can find it through there. Good luck with your no spend January 👍🏻😁👏🏻
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
I’ll check it out
@WHOAMI-vi1xr
@WHOAMI-vi1xr 3 года назад
I really really love you and your achievements .So much thanks for your advice and guidelines its changing my life too .❤️❤️❤️❤️❤️🙏🏾🙏🏾🙏🏾🙏🏾 From kerala ,India .👍👍👍👍
@PenniesNotPerfection
@PenniesNotPerfection 3 года назад
Thank you so much!
@minimalmiss
@minimalmiss 4 года назад
I love this idea! I could put this on my fridge :)
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Oh great idea! I actually hadn't thought about putting it on my fridge for some reason, ha!
@MiaLanette
@MiaLanette 4 года назад
Nice tracker! I’ve never done a NO spend but will definitely try sometime this year.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
I think it’s at least worth a try!
@FinancialCharles
@FinancialCharles 4 года назад
This makes me want to do no spend January now😂
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Try it!
@Sanguinelina
@Sanguinelina 4 года назад
This is a great idea! I’ll try it as well! 👌🏽
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yay! Good luck! :)
@ajohonly3721
@ajohonly3721 4 года назад
I’m going to do no spend July 🤞🏿
@kellyjohnson6538
@kellyjohnson6538 2 года назад
I love your handwriting.
@baringitallwithcandice
@baringitallwithcandice 4 года назад
Nice breakdown. You can do it 👍
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thank you! I appreciate the support!
@cnbrock5434
@cnbrock5434 4 года назад
Thank you for the lovely video!!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thanks for watching!
@sandrafromscotland
@sandrafromscotland 7 месяцев назад
08/01/24 You're 2024 no spend January is in progress so I thought I'd replay your 2020 ones!
@davitodd9299
@davitodd9299 4 года назад
I'm in Jessi Fearon's no spend January challenge. 😁 We are trying to either buy a new to us or fix our current car and it will be a lot of $ either way.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Fun! I can’t keep track of who all is doing challenges and groups. Cars are soo much money!
@davitodd9299
@davitodd9299 4 года назад
@@PenniesNotPerfection Yes, they are expensive. We only have the one. It's sort of bad timing since we just had 2 big medical events happen. 🤪
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
@@davitodd9299 I know! You've had a run of bad luck.
@hananekachman4464
@hananekachman4464 4 года назад
You got this- Best of luck! Thank you for sharing with all of us.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thank you!
@user-dv8bs7tb5c
@user-dv8bs7tb5c 4 года назад
Good for you!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thanks! It’s going well so far!
@janebaker4912
@janebaker4912 4 года назад
I love your handwriting
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thank you! It’s hard to write while filming sometimes. 🤣
@maretesa
@maretesa 3 года назад
I need to do this for April 2021. Pronto!!! Thank you for this ❤️
@Dmarie1078
@Dmarie1078 4 года назад
I'm doing a no spend month!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yay! January is a good month to do it I think!
@MyBeautifulLife
@MyBeautifulLife 4 года назад
Me too Mary 🙌
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yay! We got this!
@creationslandscapedesigns
@creationslandscapedesigns 3 года назад
I'm going to do a no spend in 2021. As in for the entire year.
@PenniesNotPerfection
@PenniesNotPerfection 3 года назад
Exciting! I love seeing people do that!
@creationslandscapedesigns
@creationslandscapedesigns 3 года назад
@@PenniesNotPerfection I'm also kind of going to document the process on RU-vid. This is merely to keep myself accountable. Although I'm going to be slightly flexible.
@elizabethrothstein4509
@elizabethrothstein4509 4 года назад
Are you expecting to get money for your cars, likes trade in? And are you counting that as part of your car fund?
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yes but not entirely sure how much. Maybe $1-2k depending on which car we get rid of.
@MsLee-oh7hy
@MsLee-oh7hy 4 года назад
@ Pennies Not Perfection AWESOME VIDEO. have not worked myself up to a no spend month but I DO a no spend month 2x a month. My co-worker gave me the idea.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Thank you! That is a great idea!
@thechaoticwitchnl
@thechaoticwitchnl 4 года назад
I am also trying to do a no spend january, honestly been struggling and it is also the 4th hahaha.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Haha I feel you. I've been making a running list of impulse wishes... things I want to buy... and it's long. Haven't bought anything but wow my brain is always wanting to spend money.
@nikkim9537
@nikkim9537 4 года назад
Can't wait til your car fund is where it needs to be so you can kick that debt in the booty!!!😆🎉
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Same!!!!
@heidifullriede8163
@heidifullriede8163 2 года назад
Realizing I need to actually buy printer ink I’ve been avoiding for a year… lol
@JessKaplan
@JessKaplan 3 года назад
I’m gonna do March!!
@user-wc6bl4zs4i
@user-wc6bl4zs4i 3 года назад
I’m doing a no buy on companies that I don’t 100% agree with. I can thrift shop at the stores I agree with. Stuff like that :D
@PenniesNotPerfection
@PenniesNotPerfection 3 года назад
Love that idea!!
@sarahs.9292
@sarahs.9292 3 года назад
Aww I am in no spend month and I want to buy your tracker...but...no spend month. =/
@PenniesNotPerfection
@PenniesNotPerfection 3 года назад
Awww well maybe next time! Good luck with the challenge!
@sarahs.9292
@sarahs.9292 3 года назад
@@PenniesNotPerfection I download habit tracker and made a no spend tracker. =)
@rachelcarter2443
@rachelcarter2443 4 года назад
I'm probably going to have a near no spend 10 years so I can pay off my house in 10 years.
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
That is a long time! I'd love a paid off house but not sure I could do that. I'd rather try to earn more money. :)
@jenniferbull84
@jenniferbull84 4 года назад
Not spending!!! Also sept to dec are holiday only purchases
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
😊
@emilyloewen37
@emilyloewen37 4 года назад
No buy but the template is almost $4 🙁🙁
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
It’s a one time purchase you can print again and again but yes it is at a price. There are some out there for free elsewhere if you look!
@Jackie-gp5so
@Jackie-gp5so 2 года назад
Hello I’m doing my first No spend year. I have done well so far. I had a purchase yesterday. I had to get a fireproof safe for my important papers. But I do have a ? If someone gift you money is that free game Please answer back Thank you
@PenniesNotPerfection
@PenniesNotPerfection 2 года назад
It's up to you. You get to make the rules to fit your needs. Different people handle it different ways.
@cunliffest
@cunliffest Год назад
Hindsight is 2020 but I wonder if you regret turning down activities before March 2020 hit
@PenniesNotPerfection
@PenniesNotPerfection Год назад
I dont
@HaywoodHomestead
@HaywoodHomestead 4 года назад
Great video! New subscriber here. What is your car budget and do you know what type of car you’ll be buying?
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Roughly 15k. Midsize suv but not settled on which
@HaywoodHomestead
@HaywoodHomestead 4 года назад
Awesome! You’ll be able to find a nice suv in that range!!
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
Yes I definitely think so! And it will be way under 100k miles which will be amazing since it will last a long time and both of our current cars are much higher.
@xoamandaox714
@xoamandaox714 2 года назад
Why is the 1 colored pink?
@PenniesNotPerfection
@PenniesNotPerfection 2 года назад
It was the first day of not spending
@PenniesNotPerfection
@PenniesNotPerfection 4 года назад
No spend printable - penniesnotperfection.com/shop/no-spend-month-tracker-no-spend-challenge-printable/
Далее
Кого из блогеров узнали?
00:10
Просмотров 676 тыс.
Woman = best friend🤣
00:31
Просмотров 3,9 млн
How To Save $10K Effortlessly: 6 Saving Tips
14:32
How to Have a Successful (and Fun) No-Spend Challenge
23:52
8 Money Habits That Keep You Poor (STOP SELF SABOTAGE)
16:53
Кого из блогеров узнали?
00:10
Просмотров 676 тыс.