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Our home buying experience and WHY I became a Mortgage Agent? 🤔 

Potato Talkies
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14 окт 2024

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Комментарии : 123   
@samanchaudhary3154
@samanchaudhary3154 2 года назад
Its very encouraging to watch some one starting from scratch as new immigrants, following their dreams, have a go at entrepreneurship, leaving a salaried income, changing careers, creating multiple sources of income, sensibly investing and simultaneously willing to dole out free advice with all this fervour, energy and sincerity. Its always a pleasure watching your videos, your to-the-point content increases knowledge as well as morale of people interested in Canadian real estate. Blessing to you both. :)
@Potatotalkies
@Potatotalkies 2 года назад
Thank you 😊
@navroopsingh7087
@navroopsingh7087 2 года назад
You guys improving day by day really enjoy your videos full with honesty and knowledge. Good use of time. Thanks for Good content.
@francgonz3096
@francgonz3096 3 месяца назад
Hello, really enjoyed your video . However, I speak Spanish and English and could not get the full content of what you are talking about. I realize that this maybe not catered to someone in my community but I'm very interested the topic that you are touching on. Do you have this video in full English or transcript in English 😊. Thank you !
@ignaoriginals4554
@ignaoriginals4554 2 года назад
Morgage agent is a good career choice for him because he can also leverage his audience on youtube to get business.
@Potatotalkies
@Potatotalkies 2 года назад
It’s a good choice for a lot of people who can hustle :)
@rohanutep81
@rohanutep81 Год назад
@@Potatotalkies and yes you can be independent as compared to job
@manavmanav1008
@manavmanav1008 2 месяца назад
Someone told me you have to be debt free in order to get a mortgage broker license. Is it true? I live in BC
@Lj22
@Lj22 Год назад
What was the rates in 2020 when u came to Canada ? What was the income required for 800k mortgage back in 2020-2021? Thx
@SandeepKadyan
@SandeepKadyan 2 года назад
where is the link of founders club?? or you have a site or something?
@JP-fd9ym
@JP-fd9ym 2 года назад
Hi! Thanks for sharing. Would you be able to make videos on how you find business or some steps how a new mortgage agent would be able develop career since I am also appearing for mortgage exam it’s new to me as well. It would be really helpful for those who are aspiring to be in mortgage industry. Thank you!
@VaibhavBarot-w7q
@VaibhavBarot-w7q 4 месяца назад
Completely agree Most important role of real estate deal 💯
@vineetm7984
@vineetm7984 2 года назад
Great inputs. Which brokerage are you associated with?
@rosymelody4125
@rosymelody4125 Год назад
A person should be on PR to become a mortgage agent or a TR can also get into this career?
@japneetkaur4832
@japneetkaur4832 Год назад
Hi Potato Talkies .. Can you please suggest the right Mortgage Course and real estate course and some good college /university options to get a license
@selfamit208
@selfamit208 2 года назад
hi navjot awesome work..cd u plz help me telling how did u give an effect editing @2.59 plz?...m a creator need this one man?
@Potatotalkies
@Potatotalkies 2 года назад
No idea man. My editor does some amazing things I have no idea about 😀
@selfamit208
@selfamit208 2 года назад
@@Potatotalkies well..ol gud...thanx bro..i thought you do on ur own..🙂
@NarinderSingh-uq5ok
@NarinderSingh-uq5ok 4 месяца назад
Hi Sir I want to choose Mortgage agent and I have done MCA amity school and have WES report. Can I apply for Mortgage licence without IELTs . Please suggest me
@ridhimamaheshwari4217
@ridhimamaheshwari4217 2 года назад
You guys are great. do i need to have a UK transit visa beforehand to pass via London Heathrow airport ? as i am planning to fly via British Airways to Canada. Please answer.
@MicrosoftFabric
@MicrosoftFabric 2 года назад
In future how can I reach you incase I need a closing in 15days? Need mortgage approval and real estate lawyer
@irfanmahmood4684
@irfanmahmood4684 Год назад
What are the perquisites to become mortgage broker
@jottaran1731
@jottaran1731 Год назад
It help to get PR or not?
@mercyhalder
@mercyhalder 2 года назад
Your videos are very informative. Thank you so much for taking the time out to make the videos. God bless you.
@tanujakesarkar9687
@tanujakesarkar9687 2 года назад
I was just wondering...There was one young Indian student got shot recently in Toronto...why there's no single post from any of the Indian-Canada vloggers...This feels so insensitive, nobody has anything to say about this demise? Or to his family? I am not related to him but still my heart felt for him and for his parents, god knows how he arranged for finances... That same student might be following you or might have watched your videos... This should not happen. Many aspirants come to Canada with loads of dreams, leaving their home country, within a second life just ends!!!!! How brutal it is? if influencers like you do not even utter a single word on this? It feels so strange...this kind of issues get attention when it's highlighted so that Govt can take strict actions.. Hope this won't repeat again 🙏 My condolences with Kartik's family ☮️
@vancouverdiaries738
@vancouverdiaries738 2 года назад
When I am buying my house, definitely you are my mortgage broker for sure! Thankyou Sir for all the gyaan
@sj00102
@sj00102 2 года назад
How about the 1% thing mortgage agents mention when your income is less or working as contractor/non full time. Any inputs on that ?
@Potatotalkies
@Potatotalkies 2 года назад
Not something I do … that’s mortgage fraud. Let’s call it that. Unless you are talking about B lender / private and the 1% is the lender fee… that’s different..
@sj00102
@sj00102 2 года назад
@@Potatotalkies great, thanks
@faisalbiyawarwala7417
@faisalbiyawarwala7417 2 года назад
Please share exactly which course and time spent behind this.. Please share also link for this course
@vaidehipatel9850
@vaidehipatel9850 Год назад
With Which brokerage did you get a license?
@rohanutep81
@rohanutep81 2 года назад
Hi Navjot, what is the name of mortgage brokerage you joined?
@Potatotalkies
@Potatotalkies 2 года назад
Dominion lending Center
@pshinde653
@pshinde653 2 года назад
Hey.. You are doing g8 in this area. I also recently moved to Kitchener and I would like to talk to you !
@Potatotalkies
@Potatotalkies 2 года назад
Do book a call from the description :) talk soon
@Ab_rafa
@Ab_rafa 2 года назад
The reasoning on real estate never going down in Canada is incorrect, just because it contributes more to GDP does not mean it can't go down. Infact the stage (prices + demand) Canada is at right now, it makes real estate a far less lucrative investment option than the MFs, stocks.
@nazishbhutani2467
@nazishbhutani2467 2 года назад
Hey Navjyot. How are you. I also want to do this course so can you share the details of the course. Specifically which institute and the duration of the course.
@Potatotalkies
@Potatotalkies 2 года назад
Soon
@usmaniftikhar6478
@usmaniftikhar6478 2 года назад
How to join founder's club Share the link here
@prateekgupta1781
@prateekgupta1781 2 года назад
Keep sharing these informative things guys. Can you help in finding a rental unit for an year in GTA?
@Potatotalkies
@Potatotalkies 2 года назад
Wish I could :/
@prateekgupta1781
@prateekgupta1781 2 года назад
@@Potatotalkies thank you for a quick reply. Can you suggest any realtor who can help in this?
@Potatotalkies
@Potatotalkies 2 года назад
@@prateekgupta1781 check KJ Kathuria on Facebook
@aashpreetkaur1803
@aashpreetkaur1803 2 года назад
What is the right reasoning that the new-comers cannot buy a house in 5% down...what right advice the bank person should have given you??
@Potatotalkies
@Potatotalkies 2 года назад
In many cases, you need alternate credit history to buy at under 10% down. 10 months phone bill in your name or 10 months hydro bill and rent agreement / rent coming out of your account for 10 months.
@saranjeetkaurduggal8879
@saranjeetkaurduggal8879 2 года назад
Your words are always convincing and helpful. Keep helping…….
@Potatotalkies
@Potatotalkies 2 года назад
Thank you 😊
@shailender97
@shailender97 Год назад
Namah Shivay 🙏
@rentastic4u
@rentastic4u 2 года назад
I am a new immigrant and wish to know how to be start my journey as a mortgage broker
@ankitaggarwal3444
@ankitaggarwal3444 2 года назад
I follow you since you landed as an immigrant and really excited to see your growth. I am actually looking for some consulting on Mortgage as I am looking to buy some property. Please let me know if we can connect. Thanks.
@Potatotalkies
@Potatotalkies 2 года назад
Hi, thank you Ankit. You can reach out to me at growwithnav@gmail.com with your number and some context. Will call you :)
@arunaprabha3047
@arunaprabha3047 2 года назад
Hi guys, your videos are informative. Would you mind sharing info on how to become the mortgage agent, course etc?
@AnuSingh-ss4cl
@AnuSingh-ss4cl 2 года назад
UBC Sanders has the course
@rashmis9123
@rashmis9123 2 года назад
Nice vidéo! Curious ! Who pays for the entertainment lunches coffees dinners etc ..as it’s high cost too!! When it involves lots of clients
@Potatotalkies
@Potatotalkies 2 года назад
It’s my business :) I will have to pay.
@rashmis9123
@rashmis9123 2 года назад
@@Potatotalkies thank you!
@manasprasher111190
@manasprasher111190 2 года назад
can i ask who is your mentor please
@Potatotalkies
@Potatotalkies 2 года назад
I guy named Matthew… you will see him in my webinars if you join them.
@the_matthewshantz
@the_matthewshantz 2 года назад
Sometimes I also pop up in your comments section :)
@vaidehipatel9850
@vaidehipatel9850 Год назад
Hi Matthew . Would you mind helping another person who is on his journey to get a license. How can we contact you Matthew? Thanks
@arshS27
@arshS27 2 года назад
One thing Nav- so if after the offer , banks appraises property less than agreed price by seller , one would need to put money from pocket , so how do ppl escape this ?
@Potatotalkies
@Potatotalkies 2 года назад
By making sure that you work with a realtor and mortgage agent who won’t let you put an offer outside of the comparables in the area :)
@anildaita
@anildaita 2 года назад
Take private financing to cover up the difference or get gifted funds. Bank are appraising houses for less off late to control the bubble!!
@AparnaPSown
@AparnaPSown 2 года назад
Hi guys, I have a doubt, i found one HR consultant who told me that, he is a registered recruiter in Canada, he will help me to get a job offer from Canada. I asked him about the procedures to get the job offer. He said he will take my resume to the immigration officer and get stamp on it. Then I will directly get the job offer. I asked him how will I get a job offer without any interview. He said no need interview to get a job offer, but I have to submit my certificates. Is this genuine?
@anusharma6686
@anusharma6686 2 года назад
Don't submit original certificates
@aimashah5414
@aimashah5414 2 года назад
Is your mentor from the bank that you are working with?
@Potatotalkies
@Potatotalkies 2 года назад
I work with a brokerage And yes 👍
@sukhjitsingh8269
@sukhjitsingh8269 2 года назад
how much income do you need to qualify for 800k mortgage?
@kaven47
@kaven47 2 года назад
Holy shit! This video was so very much helpful! 💯 Lots of new terms and new things to know!
@hksahota2414
@hksahota2414 2 года назад
When you do a video on difference between realtor and mortgage broker, can you also consider adding mortgage loan officer in that difference please
@ManojKumar-pb4my
@ManojKumar-pb4my 2 года назад
Do you think can someone land on Canada with pr with 480 crs score
@allitm4642
@allitm4642 2 года назад
Awesome video Navjot!! Please consider videos like before. The flipping sides from one page to next is hard on eyes. Keep up the great work Navjot and Simran 👍
@rvsoceanofknowledge2305
@rvsoceanofknowledge2305 2 года назад
Hi good video bro As you are Punjabi Brother I can trust you for advice and future transaction in Canada Can you advise me with some info Actually I am In india and planning to move on PR ,and as I saw some videos ,some of yours also about Calgary so that I want to move there ,so I have some Property in India ,which I sell and want to buy a house which give some income also ,I don't want to stay on rent ,after how much time I am eligible to get a loan after moving there ?
@jamilsattar9750
@jamilsattar9750 2 года назад
hi nav i wanted to buy a house in calgary like ur ones. but the price of that house jumped sky rocket. is it a good time to buy a house in this year. i can i get to work with u in buying a house i reside in saskatoon.
@Potatotalkies
@Potatotalkies 2 года назад
You should buy when others aren’t :) The prices in calgary are again coming down.
@ankitkumar2603
@ankitkumar2603 2 года назад
You are inspiring alot of people. Hope to meet you soon .....
@Potatotalkies
@Potatotalkies 2 года назад
❤️
@vipinmanocha9685
@vipinmanocha9685 2 года назад
Since long I have been watching your vlogs ... always very informative ... however this particular mortgage episode has made me your fan .. an open elaboration of different aspects of Mortgage on social media is just too good .. will certainly contact you in coming times....vipin manocha
@Potatotalkies
@Potatotalkies 2 года назад
Thank you 😊
@manunagpal841
@manunagpal841 2 года назад
I'm curious about how to make a mentor? Do you pay your mentor?
@Potatotalkies
@Potatotalkies 2 года назад
Yes - I pay them at times:) It’s a mutual relationship, you need to fit yourself into their daily routine or pay them.
@gurashishsingh7186
@gurashishsingh7186 6 месяцев назад
2 year old video...need to update with todays senerio...I think realtor and mortgage broker both are over paid job...just do a small course and earn that which people actually cant make by doing good degree...so I think commission specially for realtor need to change ..
@Alexkoshy16
@Alexkoshy16 2 года назад
Who was the Mortgage broker that you used?
@Potatotalkies
@Potatotalkies 2 года назад
Vikram :)
@darkscorpio3274
@darkscorpio3274 2 года назад
very informative as usual. thanks for all the details. being a single income family buying a detached house in gta has become a distant dream as any decent house is over million dollars and you need to have 20% down. don't think even a mortgage broker can save the day 🙂
@the_matthewshantz
@the_matthewshantz 2 года назад
So, the premise is wrong. Starting off with a single family detached home in the gta on a single income is not possible no. Honestly though, very very few people start that way. What happens is we slowly acquire property with the intent to create equity and then leverage that to upgrade, so that in time, we can afford the property we really want. A mortgage broker is fully capable of helping you develop the plan to make that happen and start guiding you along the way. You can't start from a position of defeat, the questions needs to be "How can I make this happen?" - I know that Nav has the answers - he has a great mentor 😉
@tajinderkumar8969
@tajinderkumar8969 2 года назад
If mortgage brokers dont charge for the advice, how do they earn?
@Potatotalkies
@Potatotalkies 2 года назад
The banks pays a commission to get the client and do their work for them
@getgoingwithshilpi
@getgoingwithshilpi 2 года назад
My son is coming in May on PR . Plz guide him.
@REVIEWSONTHERUN
@REVIEWSONTHERUN 2 года назад
Very interesting! Thank you for sharing ✌️
@haariskhan5307
@haariskhan5307 2 года назад
In which clg mortgage agent course is provided?? What is it's duration?? Does it help in getting PR?? Please reply 👍
@Potatotalkies
@Potatotalkies 2 года назад
You need to have a PR to be a mortgage agent.
@sumaiyanoor6928
@sumaiyanoor6928 2 года назад
Following you for a while here. Would love to have your advice in my home buying journey.
@Potatotalkies
@Potatotalkies 2 года назад
Thanks. Please book a call from the link in the description. Talk soon.
@sumaiyanoor6928
@sumaiyanoor6928 2 года назад
@@Potatotalkies thank you! I did but only received an email with required documents list not a calendar invite so far.
@thecalgarians4597
@thecalgarians4597 3 месяца назад
Good info Navjot
@sunitaduggal3290
@sunitaduggal3290 2 года назад
Again very informative..Thank you very much 👍
@sgamingyt9392
@sgamingyt9392 2 года назад
Paji muje truck cholane ka shok hai or me India me 2sal se truck chala roha hu muje aab Canada me truck cholana hai lekin muje Canada kese aau Visa prosess kiya hai ye pata nahi hai muje please aap yek video banao jisame India se kohi truck driver Canada aana chahta hai to usako konsa Visa lena chahiye or Visa me konsa konsa documents lagta hai
@Shubham-jz7ec
@Shubham-jz7ec 2 года назад
My god! These Grow with Nav sessions are amazing! You are doing a great job sir 🙏
@ichow2941
@ichow2941 2 года назад
How can I contact you to take your service?
@Potatotalkies
@Potatotalkies 2 года назад
You can book a call from the link in the description. Talk to you soon
@ichow2941
@ichow2941 2 года назад
@@Potatotalkies Thanks
@vibhutipunjabi5926
@vibhutipunjabi5926 2 года назад
always a fan and I guess I want you to be my mentor here in Canada 🙏🏻☺️🌸
@punjabicanadian7594
@punjabicanadian7594 2 года назад
Thanks for making this video. Can you please get more deep ...how to start a career in this field.. What things hav to do after getting license.? As I am really new, i don't hav any networks in this area of expertise, how to start everything? Please make a video on tht. I will be waiting for tht.
@Potatotalkies
@Potatotalkies 2 года назад
Sure
@usmaniftikhar6478
@usmaniftikhar6478 2 года назад
Vik is your morgage agent
@Potatotalkies
@Potatotalkies 2 года назад
Yes :) he inspired me to do this!
@anildaita
@anildaita 2 года назад
You are still a mortgage agent. A broker is one with minimum 2 years experience as an agent.
@Potatotalkies
@Potatotalkies 2 года назад
That’s brokerage :) Agent and broker is same.
@the_matthewshantz
@the_matthewshantz 2 года назад
Mortgage Brokering is just the general term for the industry. The difference between and Agent and Broker only relates to the level of license you have, which has to do with administrative roles. It has no impact on service, knowledge, or capacity of the person brokering your deal.
@ArchonEoN
@ArchonEoN 2 года назад
When I'll come to Canada I'll definitely contact you ❤️❤️❤️
@karanmohindroo7773
@karanmohindroo7773 2 года назад
Great Video!
@ZeeMan2.0
@ZeeMan2.0 2 года назад
1st Think always outside the box like navjot paa ji
@Potatotalkies
@Potatotalkies 2 года назад
👏👏
@yoloyogi
@yoloyogi 2 года назад
You opened the gates. I am in 😀👍
@hemanth485
@hemanth485 2 года назад
I already submitted a form.. No response yet..
@Potatotalkies
@Potatotalkies 2 года назад
You would have received an email asking for docs. Will be great if you could send those. Thanks
@rohanutep81
@rohanutep81 2 года назад
If house is more than 500,000 then down payment is more than 5%
@Potatotalkies
@Potatotalkies 2 года назад
Yes
@lokithor9472
@lokithor9472 2 года назад
This channel gives only anxiety.
@saranjeetkaurduggal8879
@saranjeetkaurduggal8879 2 года назад
Your words are always convincing and helpful. Keep helping……
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