Group Comment Reply: Hi everyone. I'm travelling right now, and have limited time to check in and as much as I'd like to, I can't reply to each comment, sorry. I do appreciate everyone who has taken the time to share their thoughts. A couple of quick notes, that might serve as a reply to multiple comments along the same theme. In no particular order: This video is sponsored, that is disclosed when you start the video and in the notes. That said, I can give an impartial commentary whether the video is sponsored or not. (We turn away far more inquires and opportunities that we accept.) In this case (I'll also include HBND because I did see that in the comments as well, I'm not going to say the exact amount, but I have personally invested over $50,000 and under $100,000 in these two funds. I'm not trying to 'sell' anyone anything if it's not suitable for you. Re HBND being down 10% since inception; that's exactly what you'd expect the fund to have done, given the interest rates since then. On that note, to those who said that I 'recommended' that fund, or any other fund, I haven't. I've shared my thoughts and some particulars about the investment opportunity, and you take it from there. If you're blindly buying a fund, or a stock, or anything without doing your own suitable test and homework, that's on you. This channel has overhead costs. RU-vid pays us a paltry sum. If we even want to keep doing this, have sponsors for our videos keeps the lights on. It's the nature of the beast. You certainly don't have to watch if it's too much for you. On that topic, when I do a video that is sponsored, my focus is on providing a ton of information and value, as I feel I did in this video, if your intention is to learn more about the Australian banking opportunity. On this type of video, you can't use 20 different funds as examples. Providing the information, and using a sponsor's fund as the example, is valid and isn't 'selling out' at all, as long as the information is true and valid. (If there's anything in this video you feel is a lie or misleading, tell me here; I'm all ears.) I'll sign off here, as we're literally heading out to the airport to catch a flight. For those who found value in the video, I'm happy for that. Cheers!
Can't believe the comments on this one. You guys keep going and doing your thing, I for one appreciate the information you guys have provided me with over the years. Sponsored or not the fund seems legit and is one I may consider in the future. Thanks for all the work you guys put in 🙌
I would also like to know if the dividends grow or if the fund controls distributions. Better off just owning the banks and watching dividends grow without a fee
MER 0.55% is relatively high, and the daily volume is nominal ( Today traded 142 units for example), without getting sponsored I did not expect this sort of ETF from you. Sorry for being a critic.
Even if Mr Beavis is sponsored . We still have to do our own research or maybe build your own etf or buy Australian banks on your own. I would rather learn about new etfs than whinning about if this is sponsored or not. I buy or not is based on whether it suits my investment profile. Everyone is so touchy nowdays. BTW he did not say anything about being sponsored he is just sharing a product. Mr Beavis is very clear if the video was sponsored. So maybe people need to chill and learn . Or are not interested then not to watch the video itself.
My guess is that dividend tax credits would not apply as the Aussie banks are not eligible Canadian corporations. Likewise the dividends would not be grossed up for a higher taxable amount than the actual cash received like Canadian dividends are.
It isn't easy to know how unbiased this recommendation is; maybe he was sponsored to roll out this review. It would be good if he had a disclosure at the beginning.
I’ve been a big fan of this channel for the last few years. Unfortunately, and I apologize for being a cynic, in the last year or so Marc and Brandon have taken on several sponsors. I find myself questioning their true support and commitment or the products they are advertising.
4:01 you really need to go over the fine print here. You will only achieve the over performance in the combined investment if you rebalance regularly. In the example provided, daily balancing was done (which is quite extreme and expensive) If you simply buy the banks and ETF... And never rebalance... The over performance will never happen. You may then want to talk about human tendancie on how we don't rebalance. (Why invest more in your losers)
I remember seeing this Australian ETF; or one like it... their banks are like our banks-kind of an oligopoly...your arguments are convincing...plus, I was in Australia for 6 months and had an account at ANZ, so, kinda nostaligic! Thus the logic of my investment decisions....
Hi, thank you for the video, I do not understand the math behind the 75/25 porfolio outperforming the individual ones, can you please explain how you came to that conclusion, thank you in advance 🙂
Thanks Mark. An interesting video and informative. Appreciate the time and effort you put into making these videos and all take something away from them. Much appreciated as ever.
This is just a sales channel., completely sold out. Bought HBND on your recommendation and lost 10% already… it’s supposed to be safe because invested in bonds you said… I’ll just go back to Asian ways and invest in real estate.
lol bought a ETF because of a RU-vid video instead of your own research and conviction. If you remember from finance class, bond prices are negatively correlated with interest rates and they haven’t cut interest rates yet
I did the same with HBND and am disappointed; down 10%. It will likely perform better when interest rates drop. Perhaps poor timing on the purchase. Makes me wonder if Marc purchased a reasonable sized position in his portfolio or if he has just a handful of shares so he can tell his viewers that he has it and to support his sponsor.
Heading into a time of stagflation or economic downturn financial sector is one of the worst places to be. The defensive stocks have seen a big inflow in the last week. You’re right it is a sales channel not focused on what is happening in the market and where the smart money is in vesting and it is not financials.
Thanks, really like that discovery, I might invest a little in there. I hate relying too much on the US and always search for good ETF that are not north american.
sorry, also concerned about 'sales pitch' .... suspect ... and I know you should remove 'emotion' from investing: but I don't buy OIL and military!! (Australia has their head in the sand and financing coal exploitation)
