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I recently made further purchases. Saving for a market slump is also a bad idea. There are different perspectives on recessions and depressions; we cannot always expect significant rewards; and taking risks is preferable to doing nothing. The bottom line is that by diversifying your portfolio and making sensible judgments, you will accomplish exceptional outcomes. In just 5 months, my portfolio's raw earnings increased by $608k.
Despite my conviction in your direction, my recent stock purchases, and the fact that I am an AMC shareholder, I have not been able to amass anything. I had been in debt for far too long before the collapse. What are the steps required in investing?
I completely agree, which is why I think it's important to delegate decision-making responsibility to an investment coach. Underperformance is essentially unimaginable given their specialized experience and education, as well as the fact that each of their skills is focused on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable events. Working with an investment coach for over two years, l've made over $1.5 million.
That is incredible! If he's this talented and has A-list skills, I'd like to speak with him. Even when I clone transactions using a MAM account, I continue to lose 20% of the time. Where can I locate his contact information?
I'm 70 and retired, I have $302k in a bank savings account making nearly nothing in interest. I’d like to put it in a HYSA (5%) or should i put a portion in index funds? I have $400k in an annuity. How do i maximize all this to make gains this year?
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year
great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time
SGOV is a etf fund that invests in treasuries .its pays a monthly dividend .I believe you only pay federal taxes not state .Great fund for cash and low expense ratio.If you want some Growth maybe VTI From Vanguard.
She goes by "Heather Ann Christensen" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thank you for sharing, I must say, Heather appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call
I currently have a $280k stock portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and QQQ overlap too much to make sense holding both?
You might also follow a lots stocks across other industries. I'll advise you to work with a financial advisor who can assist you decide when is the best to buy and sell the shares or ETFs you want to acquire since you don't have to act on every forecast.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 this year.
that's a double up in two years! seeing a lot of news on the rally, investors will make tons of profit with the right picks. would you mind disclosing info of this person guiding you please? my problem is I do not trust my guts in today's mkt
This is one of my new favorite RU-vidrs, your content is great quality! More people need to see these videos. But I wish there wasn't so many scams in the comments
First off, I absolutely love your comment, and I genuinely thank you. Second, The scammers and spammers in the comments drive me crazy. I spend hours each week removing them. I've asked RU-vid to come up with a different filtering system where people can't make comments if they don't watch the video. That would fix it. I share in your frustration. Thank you again for your comment. I appreciate it more than you know.
@@BusinessWithBrian yeah I personally love to read comments while listening to a video, nice to hear others opinions and experiences. But the scammers are running that for all financial RU-vidrs. Anyways keep up the great work!
Using CIT Bank HYSA for emergency fund and savings. Currently 5.05% APY. Building up for house down payment in 2 years. Happy with the balance of access and interest rate considering short term goal.
We currently use T-Bills for recurring expenses like HOA, auto insurance, vehicle tags. It takes a little more planning using Treasury direct, but it is nice to have the cash land in our account around the time the expense is due. T-Bills through a brokerage account are probably easier.
Treasury Bills and HYSA is my choices, right now. I love the tax advantages the Treasury Bills offer, as I live in NYS. HYSA are best avenue for my direct deposit and cash drips from the Treasury Bills reinvesting.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Michelle Stewart
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
What impresses me most about Michelle Stewart is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.
I have my 3-6 month emergency fund in a combo of 2 HYSA (Citizens Access and UFB) and 2 brokers (Fidelity and Schwab). With the brokers I have the bulk in 3 mo. T-bills and some in SWVXX and SPAXX. When I accumulate enough in the MMF I will buy a T-bill. Depending on interest rates I may put money in a 3 month CD offered via the brokers.
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but taking risks puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
I feel this is quite an easy one. You already have her name which makes it easy for you. Just look up her name online. I’m sure you will come across her. That’s how I found her too.
I have been using both an HYS account and shorter term CDs (~1 Year) for my cash. With both I have the cash available if needed but the intent is not to tie up too much in CDs that may have a penalty if I need my money. You have 2 editing issues in this video I caught. You cut yourself off in the transition around @1:54 and you have the interest earned numbers turned around @2:48 .
Thanks for the note. I know the interest was off from what I was speaking to. But I was dyslexic in my speaking. What I had written was accurate. I just had a wrong in my head and how I said it. I hope you understand
I use an Amex HYSA. Their advertised rates are currently 4.3% but if you own a Platinum card there is a an extra kicker so the rate is higher vs what is advertised. I’m more in scenario 3, where I need quick access and the incremental savings on things like T-Bills isn’t worth the hassle (at least to me).
Truly an excellent summary of current “parking cash options! In addition, the inclusion of a decision tree elements for us to review and answer for ourselves is a significant value add. Lastly, making your latest financial tool spreadsheets make your guidance timeless. Thanks again, Brian!
Do you have any thoughts or suggestions on ETFs or funds that pay out similar rates as CDs righty now? There's got to be something out there with a better tax angle than CDs and money market funds?
Yes, I just did a few videos on some great Dividend ETF options. But in order to have the best dividend tied to a healthy ETF price, the dividend yield is rarely close to 5%. But there are a couple that lean on MLPs that I've spoken to.
My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in US. The government has really called things more difficult for its citizens, and we can't sit back and bear all the consequences of the bad governance. We need to take our financial life serious... I recommend stock market investment and digital currencies
If you want to be successful, you must take responsibility for your emotions, not blame others. In addition to making you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal responsibility. There is always a risk in every investment, but people still invest and succeed. You must look outside if you want to be successful in life..
The first step to successful investing is determining your goals and risk tolerance, either on your own or with the help of a financial professional, but it is highly recommended that you use a professional.
There is nothing better than hiring an expert in any trade, selfishness and greed have deterred many from doing this and they ended up suffering a huge loss.
As a newbie you'll need to invest in a company that is working towards sustainability, like that of expert helen jackson and her abilities in handling investments are top Classic >
You could park money in dividends with low Betas and high yields, doesn’t always work out but gives you cash flow. There some with yields over 7% atm, just a thought.
Without regard to the good advice given here, a $130K cruise is stupid on another level unless your net worth is 100 times that. There are better…well, never mind.
Yes, I completely agree that with the ridiculousness. I had to use it as an example showcasing the exact cost. It just seems outrageous. But I know there are some people out there that live for that kind of thing.
It’s not my thing either, but to each their own! I wouldn’t call someone else’s dreams “stupid” just bc it’s not yours. I enjoy sporting events and beer, but many people would call that “stupid” I guess.
Okay I'm getting $50,000 inheritance I want to Park it eventually put it towards buying a house but I don't want my $50,000 to just sit and collect dust I want to get some kind of interest from it while it's parked or make profit from it...recommendations?
Hey Brian what can I do? I have been disabled since 2009 and I am 58 years old at the verge of retirement. My portfoliio of $750k is down to $492k, How can I profit from the present market" , I mean I've heard of people making upto $250k in couple weeks during this crash and I'd like to know how.
