Payday Routine: Do These 4 Things After Getting Paid!

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31 май 2024

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Комментарии : 1,3 тыс.

@clearvaluetax9382 2 месяца назад

My Free Budgeting Template For You (no sign-up necessary): clearvalueinvesting.com/education/tools/#financial_templates

@tylerlockard3065 Месяц назад

1. Get Laid 😎

@SammiFidel-so5tx Месяц назад

@@tylerlockard3065😊I like the way you think.

@phucvuchurch Месяц назад

Thank you

@phucvuchurch Месяц назад

This video is not sponsored by Chick-fil-A 😄😅🤣

@Kedda486 Месяц назад

Sir my kids my kids take all my money all my money they take All my money 😂😂 you must don’t have kids

@heyitsmorgan7613 2 месяца назад

1. Cry 2. Wipe tears 3. Pay bills 4. Cry again

@eunicebernard3054 2 месяца назад

Exactly😂😂

@bellaciaocreations5650 2 месяца назад

😂😂😂 fr

@lenabellamy1262 2 месяца назад

Amen!😂

@imajeznspird 2 месяца назад

😂😂😂

@optimusx51 2 месяца назад

Thank you!

@THuynh-28 Месяц назад

This guy is genuinely trying to give financial help without any gimmicks. THANK YOU!

@lydiah7184 2 месяца назад

I used to cry every single payday and now I barely remember it’s payday and can pay my bills easily. Grateful ❤

@lominero5 2 месяца назад

Growth is a great feeling!

@twintwo278 2 месяца назад

❤❤❤

@nerdymichelle 2 месяца назад

That’s awesome! I don’t cry, but I am stressed every pay day.

@jovi8277 2 месяца назад

Jealous

@lyndasjackson 2 месяца назад

Congratulations

@darkmusashi723 2 месяца назад

Brian, the pay myself routine worked when I was younger. Now bills are paid first. Random items keep popping up especially when you have kids.

@unholyiiamas 2 месяца назад

So many random things when kids are in the picture

@Dahmer_Jeff 2 месяца назад

Even billionaires pay themselves first 😂 why do you think you're an exception?? Because you have kids? Billionaires don't have kids? You're full of excuses that's all. Maybe don't have kids if you're just going to use them as an excuse.

@Shelikestocookandgarden 2 месяца назад

That’s why I never want to have kids , growing up watching my poor parents struggle badly with money. I just want to take care of myself and treat my parents like they are my kids. I don’t want to make the same kind of mistakes my parents did, having kids just because everyone is doing it. Totally ignore their financial responsibility.

@Dahmer_Jeff 2 месяца назад

@@Shelikestocookandgarden live your life bro. You are not your parents parent. What a weird thing to say. Are you OK?

@harvardvillegas4470 2 месяца назад

Thank you this world doesn't need your offspring.

@Samurai31631 2 месяца назад

I’ve managed to put $30/week away. Those $30/week have added up to $6,500 in the savings account. It can be done. I used to do $5/ week and worked my way up. I use a CC and pay the balance. Get cash back rewards that I apply towards the CC. I bought a used car cash. It reduces insurance and registration bills. Mind you, I didn’t do these things overnight. I first went after the high interest credit cards.

@goldhawk420 2 месяца назад

You don't need that much in savings $2k the most,the rest should be invested in the market.

@mialovestravel 2 месяца назад

@@goldhawk4203-6 months in an emergency fund is generally recommended. $2k likely doesn’t cover that

@frawdulent 2 месяца назад

@@goldhawk420while the markets are at ATHs? No thanks. There’s a correction coming soon and I’ll be there to take advantage. People don’t get rich investing at the top of the market, they get rich at the bottom.

@jameschaves5723 2 месяца назад

@@goldhawk420that could be his emergency fund

@EitherBendToTheTruthOrLiveALIE 2 месяца назад

@@goldhawk42010k minimum in savings. Need enough for 6 months worth of bills God forbid you lose income. So either 10k min or more, depending on your cost of living.

@hungp.8191 2 месяца назад

Definitely agree. The workplace will lie to your face and drop you when it's convenient.

@lominero5 2 месяца назад

"But we are a family" 😂

@mraleyqps 2 месяца назад

Just like you will quit your job when it's convenient.

@pierlouis7325 2 месяца назад

No family , just maybe amongst employees.@@lominero5

@FoxFreak 2 месяца назад

@@mraleyqpsfacts

@vexxcloud5543 2 месяца назад

@@mraleyqpsThis used to happen way more often from the employer side of things until the current generation of workers started just walking out of every job for not getting an emotional health day for literally no reason. 😂😂

@Mystic_Christopher 2 месяца назад

I wish my net monthly was 5k. I skipped all the steps after that and went straight to crying.

@Nwakaego_ 2 месяца назад

You’re not alone.😅

@deegeevieira8860 Месяц назад

😪😪😪

@michaelgovas5108 Месяц назад

Shoot my monthly gross is not even 5k and I work for the government

@RedCoolade Месяц назад

I'm not even half that. 😢

@dagreatstoney.5869 Месяц назад

😢😢😢

@Nga-1984 2 месяца назад

as a single mom: 1. bills 2. food/snacks/household supplies 3. things for kids 4. stress for next paycheck 😭

@Kedda486 Месяц назад

❤yes single mom here. I have to pay bills take care of the kids they want every new iPhone video games I can’t they are the ones making me broke 😂

@FUNNYMANERICWHITE Месяц назад

😂😂😂😂😂

@miriamcollins7587 4 дня назад

Same.

@queenofspeed9788 День назад

Here too It's not easy

@edwardpresutti2941 2 месяца назад

I told my youngest to always fill up on gas every payday...always... At least they can get to work etc...

@Bvsterrrrrrrrr Месяц назад

Best advice for this corrupt system.

@sostrucking Месяц назад

Good advice or when it gets to half, fill up

@natalyawalker4068 5 часов назад

Always

@karenhiggins683 Месяц назад

This is the realest money advice I have ever heard. Everybody says pay yourself first. You’re the first person I hear say to pay your bills first. Thank you, you are a breath of fresh air.

@shan4078 2 месяца назад

Brian, I'm 71 yrs old and husband is 67 yrs old. I retired in my late 40's and my husband retired at 58. I managed our money just because we both knew that I was better at it than he was. There is always one who is better at managing money than the other one. Anyway I did almost exactly what you are doing. Our net worth is just under 2 million and we are on a fixed income but still comfortable and still able to put a bit of money in savings, when we don't have too much of those unexpected expenses. What you are doing and I did works !

@michd5471 Месяц назад

Teach me

@lukejay5460 2 месяца назад

The job searching while having a job is great advice.

@babyboispic 2 месяца назад

You’re the REALIST AND REALISTIC 👏👏👏

@clearvaluetax9382 2 месяца назад

Just keeping it!

@dvsevere 2 месяца назад

1. Bills 2. Invest/ brokerage account 3. Save/ bank account 4. Myself (with whatever is leftover) That's at least how I do it

@clearvaluetax9382 2 месяца назад

You got it DVSEVERE!

@vincentortega4284 2 месяца назад

1. Tithe 2. Invest/Roth 401k& Roth Ira 3. Bills 4 save some of what is left.

@Trujones 2 месяца назад

Facts

@kevinrichardson6686 2 месяца назад

The rich should start paying there bills lawsuit bills.. like Walmart

@Dahmer_Jeff 2 месяца назад

That's a nice recipe to be broke....try reversing that order bro

@KaniZRC Месяц назад

Number 1. Stay away from debt!

@vh7637 Месяц назад

There is no loyalty when your an employee. Facts spoken 🎉

@TechNSaved 2 месяца назад

Many of us don’t even have the luxury of indulging in Option #4 anymore.

@clearvaluetax9382 2 месяца назад

I don't understand how I order a simple sandwich and fries and it comes out to $20. It's unreal!

@Oompa_Lampuh 2 месяца назад

I've been doing this for the last 10 years. Because of laying it all out in Excel, I got myself out of debt and I'm now able to "pay myself" and save even more.

@Melted-Ether 2 месяца назад

I am 28 y/o and am in my first "real" job for just about a year at 75k/yr. Granted, I served in the military for a couple years. Friends of mine have jumped jobs 2-3 times at this point and are making double my salary in the same industry. Goes to show your employer will never be able/willing to pay you as you upskill. Keep learning. Keep looking. Great advice as always from this channel.

@user-fh8yh1wd5q 9 дней назад

Thank You For Serving In The Military Sir May God Continue To Bless You Covered By The Blood Of Jesus At All Times Much Love and Respect.

@mikeg1032 2 месяца назад

This video is so cute! Heres how my paychecks go... Step one: pay bills. Step 2: broke. No more steps

@deshawndac4163 2 месяца назад

😂

@kstar1956 2 месяца назад

🤣🤣🤣

@manuelatabic2138 2 месяца назад

😂

@vernonwilliford2480 2 месяца назад

Facts.

@zuozhen4758 2 месяца назад

Rinse and repeat!

@sallyyim4427 2 месяца назад

I was always taught to: 1. To plan and save for tomorrow, whether you live to see it or not. 2. Live by the amount of money you make and spend it according to needs first and wants if possible.

@shashacollins4420 2 месяца назад

Hey Brian it's been a long time since I stopped by my friend. 2 million subscribers later, I am so proud of you, thanks for continuing to drop these jewels off information on us. Truly appreciate it. Cheers my friend take care.

@clearvaluetax9382 2 месяца назад

Hi Shasha! THank you for stopping by and that's so kind of you, I appreciate it so much! Take care and I wish you a wonderful day!

@newagain9964 2 месяца назад

@@clearvaluetax9382 yeah bro. I remember u back in feb/march 2020, when u had a few hundred subs and slammed papers down. Good stuff! 🤙

@JohnS-il1dr Месяц назад

@@newagain9964he also used to bring OF gals on the vid when he was showing how to use Robinhood app. Miss those days.

@MrNinjastab 2 месяца назад

I do something similar to this and was taught this to me by my Depression Era Grandparents. 1. Fixed bills come first. 2. Variable bills...ie food and pop up stuff ... pop up stuff are needs for children. Variable Bills are necessities and set amount specific for necessities at specific amount. 3.Set aside all loose change and set 80 percent aside for oh crap account. Example oh crap car needs fixed 4. Only do 1 outing for self entertainment but set max amount to 100 or less. Anything extra which is anything extra from above listed. Set that money aside for up coming bills or oh crap account.

@determined-47 Месяц назад

😅😅😮😅😮😮😮ⁿ😮😅😮😅⁹😅😮😅😮9ⁿ

@judieloux3610 2 месяца назад

From a 6k a month income to permanent disability a third of that I am totally strapped. Working on paying off cc one at a time. Thanks for your advice!

@jessewashere4734 2 месяца назад

Social Media: First thing you do is... Pay yourself. Me thinking to myself: Omg... I've heard that so many times... But get real Brian: BS! I have bills to pay... LMAO! So true! Brian says it like it is.

@jumpman366 2 месяца назад

Ehh its more of a mindset thing, doesn’t mean save all your money and don’t pay bills. He’s just pandering to the irresponsible

@kstar1956 2 месяца назад

No he’s right. The only time someone should be paying themselves is if they have cleared a good bulk of their debt excluding the mortgage/rent. It’s much better to be close to debt free then trying to save or invest all the while you’re debt is incurring interest or late fees.

@jonathanlampkin6673 2 месяца назад

One of the things I love about your channel is that you genuinely care about people and helping the average American do better and be more successful.

@imthebestthingsinceslicedr5400 Месяц назад

Another thing you can do if its available at your job is work overtime. When you do overtime be disciplined to set that money aside or invest it rather than using that as spending money for instant gratification. Make the sacrfices now so you can meet your goals later

@teresahunt5521 Месяц назад

I just signed up for 40 hrs of OT/month. I will be debt free in about 4 months.

@IVvOOvVI Месяц назад

Yes, some people are lucky to have overtime, but most will not

@devontorres6449 2 месяца назад

Brian you are spitting pure truth. Straight to the point no BS telling it like it is and giving honest insight. Thanks for all you do, people like you are rare these days.

@MiguelGonzalez-ko1ow 2 месяца назад

I am trying to pay my credit cards. I am 35 and I am in debt with credit card but I am paying them so I only got 3 more to go.. I will use this in the future

@ZuluNinja 2 месяца назад

Brian knows!! I hate when rich guys give that pay yourself first like we all have multiple properties

@jayp4114 2 месяца назад

Love your no-hype "straight talk" presentation. You are truly a service to others.

@k-oiya5004 2 месяца назад

Brian's secret sauce, I put that sh!t on everything, lol. Happy Monday.

@clearvaluetax9382 2 месяца назад

LOL K-oiya! Thanks for that laugh and I wish you a great day!

@k-oiya5004 2 месяца назад

@clearvaluetax9382 thanks, same to you!

@shrj320 Месяц назад

Lol😂

@southernwanderer7912 2 месяца назад

This video is a prime example of why I love this guy's videos. His advice is spot on.

@vichellerenae8639 2 месяца назад

Indeed, common sense reigns! I LOVE not struggling. I LOVE seeing zero credit card balances. I LOVE seeing my savings grow. Honestly, living like this is addictive and freeing! I keep a strict budget, am shopping savvy, and, I LOVE saving money on everyday items. I had to quit my job due to health hazards. However, I am a saver and had something else I had been working on the side. Thank you God! Thanks for sharing!

@MattDelovino 2 месяца назад

I love you bud, your content is helping generations of people who just havent been taught financial education. Simple, realistic, relatable and effective. Respect!

@user-xv5zm7uh2l 2 месяца назад

I would like to add one more thing to the list that people should be doing before and after pay day Kick the bad habits, smoking and drinking Just go cold turkey! You can’t complain you’re always broke when you spend $3K to $4K depending on where you live on bottles or packs of poison every month

@ChantelTGill Месяц назад

But everyone don’t have those habits to kick. Some people have no habits at all and it still doesn’t work.

@user-xv5zm7uh2l Месяц назад

@@ChantelTGill You’re right but the ones who always cry broke most of them have bad habits

@ChantelTGill Месяц назад

@@user-xv5zm7uh2l Ok, I can agree with that.

@jennifer3551 Месяц назад

I ❤ the way Brian presents this good advice with lots of humor mixed in

@clearvaluetax9382 Месяц назад

Thank you Jennifer for all the support! I appreciate it so much!

@Mtn2Sea603 2 месяца назад

You’re awesome, Brian. I work in the financial industry, and it makes me so happy to hear you give such balanced advice. When I get asked for a good podcast or media source on these topics, I typically steer them here. Of all the YT channels, nobody “speaks the language” as well as you, Brian. Cheers.

@Thatsotaguy 2 месяца назад

Bunch of recent “payday routine” videos lately but this was the best one. Realistic and sustainable

@mickster1780 2 месяца назад

"just got paid today got me a pocketful of change..."

@clearvaluetax9382 2 месяца назад

Happy Payday!!!

@briannadau 2 месяца назад

I'm updating my budget right now so this is great timing! Thanks for sharing your tips

@clearvaluetax9382 2 месяца назад

That's great to hear Brianna! I wish you the very best on the budgeting and a great day!

@GiPaoCreates 2 месяца назад

12:28 wow i think this is the best work advice I’ve EVER heard.

@XavierCruz-ld2dd Месяц назад

It is

@Cookieboy70 2 месяца назад

I absolutely love the financial discipline you demonstrate while teaching.

@Handleitt1 2 месяца назад

I wake up and pay bills on my chart organized by paycheck week and monthly expenses list in order by due date. I love to learn new things ❤ so here I am.

@hanginlaundry360 2 месяца назад

Brian, thank you for all you do, and your simple approach (AND thumbnails! )You are truly helping people!

@Funkotronimus 2 месяца назад

I’m pretty sure most of those who “pay themselves first” do so knowing they can make everything work if needed. I’m also willing to bet they’ve got little to no credit card debt to deal with. I feel like paying off credit card debt is kinda like paying your future self-money that the future you gets to hold onto because it won’t be going to paying interest.

@dnunez773 2 месяца назад

Your truly for the people..Madd Respect Brian! Your Channel is going to explode with new subscribers 🍾🍀

@joeperkins4309 2 месяца назад

Thanks for being honest in your videos. There are too many that mislead or outright lie. Appreciate having someone honest to get information from.

@reginakrauser9146 2 месяца назад

Brian you are the man! As always simple, precise, real and clear information we can actually use. Put in Lehmans terms. And generous with your time. Thank you soooo much! ❤

@betsymoore234 2 месяца назад

I really like your content. You aren’t sanctimonious like so many similar channels and you touch on topics that affect the majority. Great job. You’re funny through your honesty.

@YTfanatic209 2 месяца назад

I appreciate how upfront and transparent you are. I look forward to your new uploads. I’ve learned so much over this past year from you.

@tammiepulley7167 2 месяца назад

This advice is excellent. I know because I’m old and I did this advice. I don’t have a great formal education but I changed jobs about every 2 years. It works.

@rosebloom2518 2 месяца назад

Happy Monday Brian! Have a great day!☀️ 🌺

@clearvaluetax9382 2 месяца назад

Happy Monday RoseBloom! I wish you a very nice week =)

@donnabennett5454 2 месяца назад

I've always done this! I subtract my monthly expenses first, then put away a set amount for emergency/investing fund and a separate sinking fund for jewelry, clothes, hair and makeup. Then, the cash left is for myself for each month. I think what they mean by pay yourself first is exactly this. It should go without saying that monthly expenses are always accounted for first. But, paying yourself first means before you do other spending, put the money into the categories I listed before spending it along with your cash left over.

@SS-qr5qk Месяц назад

People think that budget or being intentional with cash flow is constricting. It allows you to have freedom and guilt free spending as long as you take care of the important items.

@leo_nidas 2 месяца назад

Thank you, Brian! This is one of the reasons why I started watching your videos a few years ago. Thank you!

@managingmonasmoula9811 2 месяца назад

I always learn so much from your videos. It is now reinforced in my brain that I need to invest. I need to learn how to do this. I’m very intimidated by investing. Thank you for this video Brian!

@bobbyjoe5781 2 месяца назад

This is so real. I love the applying for job tip. That 100% makes sense. Thanks for the real info :)

@rachelspohn 2 месяца назад

This is the best, to-the-point advice I’ve heard. Motivating & rational. Thank you!

@nikc.4113 2 месяца назад

I ABSOLUTELY LOOVVVEEE THIS CHANNEL! You give it to us straight and raw that is how I like to operate. Thank you and may GOD continue to BLESS YOU ABUNDANTLY‼️🙏🏽🤗

@craigadair128 2 месяца назад

Step 1 my thought is paying off any consumer debt such as credit cards and auto loans should be priority one before worrying about investing

@thegrimmperspective Месяц назад

Definitely some truth to that.

@barnabusdoyle4930 2 месяца назад

The problem most people have put themselves in is have little to no money left over after bills and food. It’s usually a combination of low wage growth compared to inflation AND bad purchases such as the $1200 a month car payments. Live within your means and life will be much better.

@gms2510 2 месяца назад

This method has worked for me. I am in my earlier 50s and have been debt free for a couple years. Now working hard to really build the retirement. Traditional worker here, time for wages but my investments are working when I am not. Love the channel B.

@catsandmochaccinos Месяц назад

Hi Brian, This is my new favorite video of yours and I totally agree with your approach! I had always paid my bills first before investing the rest and I thought I was alone. THANK YOU!

@kckuc310 2 месяца назад

Always pay yourself first , it’s a mindset, don’t get into monthly payments unless you can afford, being able to afford is having to pay yourself first. Nobody is saying don’t pay your bills, don’t get into those bills in the first place. People always by homes they can’t afford or $720 car payments.

@taylamayde 2 месяца назад

dont get into payments at all

@kckuc310 2 месяца назад

@@taylamayde exactly, tell my son that all the time, they are robbing you!

@kyleguebert5526 2 месяца назад

Had to pause when you mentioned month to month using Excel. I literally had my spreadsheet open, entering stuff in. I’ve been doing this the last ten years.

@clearvaluetax9382 2 месяца назад

I've been doing this religiously! It helps so much!

@donnyarmstrong9559 2 месяца назад

Perhaps one of you best presentations Amigo! Definitely passing this one along to all of the young folks that wont listen to me, but will pay attention to a YT video! Living my best La Vida Loca here in south eastern Arizona

@jorgemoro5476 2 месяца назад

I’ve been doing the spreadsheet thing since 1982. Have never stopped!! I run my budget September thru August as my spouse is a teacher. Works GREAT!!

@Todjcam 2 месяца назад

Paying your mortgage is essentially “paying yourself first”

@denaetak1147 2 месяца назад

Thank you! Your advice is far better.

@car_connections_392 2 месяца назад

I watch a lot of your videos and never comment. This Sir, was FIRE and full on fantastic wisdom. Great work!

@Momocl323 Месяц назад

Thanks for the no BS. I hear so many financial advisors and I know that they are either out of touch with reality or ignoring reality.

@dnah02 2 месяца назад

Auto transfers towards saving and investing goals. That's what I do. But before that look at your take home pay vs bills. Budget first.

@MegzLife 2 месяца назад

u are awesome for always keeping it real! u the man! 👍

@xrpsmith8021 2 месяца назад

I use a monthly Excel spreadsheet to manage my monthly cash flow. I do a pro forma a month ahead to plan for such things as: auto insurance payments, lawn care and house cleaning. My big financial leak this past year was my senior dog. She had a serious heart condition. Her meds cost $244 a month plus vet visits and special food. While I loved my little girl, her recent passing will save me considerable $$ each month. I am 74 years old and live on a fixed income. In 2022 I moved from Arizona to Missouri - that alone has allowed me to buy a nice home much cheaper than what I had in AZ. The MidWest has a lot to offer. Your money goes a long way out here.

@invalidgamerid 2 месяца назад

Wow, Brian, thank YOU so much for providing a great source of information for the majority of us. Your videos are always so informative and very easy to follow. I hope you have a wonderful day yourself. Take care!

@candacelittle1807 2 месяца назад

Almost didnt watch this video because I expected the same advise.. so glad I decided to watch. 🎉

@EmilyGloeggler7984 2 месяца назад

We found out after doing our budget we are not earning enough incomes, especially as we are homeless and dealing with worsening medical debts. Right now, we are looking for higher paying jobs and saving up to rent an apartment, even if it means we go without food for a week.

@theescobedoteam 2 месяца назад

Love this! Honest, transparent, and helpful to the masses. Keep up the great work!

@Eternallyhopeful7788 2 месяца назад

Very good video! Skip Dave Ramsey… this sums it up in simplicity!! Love it! ❤

@i_am_unique1344 2 месяца назад

Great video Brian! I've been doing this the last six years. ❤❤

@Rosalva24 Месяц назад

Hi Brian, I pay myself first but I don’t have debts. I feels good. I like your philosophy as well.

@Bergarita Месяц назад

Excellent! I'm sending this video to my son. He needs to hear this from someone other than me.

@davidgrace779 2 месяца назад

Your right. Paying my bills 1st gets the near 800 credit score I earned and 0% credit cards

@SirenaSpades 2 месяца назад

Credit score is playing footsie with the bank. Too many credit cards, loans, etc. Get rid of these things.

@__lynzee41141 Месяц назад

Excellent advice!!

@kmng3207 2 месяца назад

Thank you so much! I appreciate all that you do, you’re very helpful common sense, no nonsense, kind of guy

@paulm8344 2 месяца назад

Subbed to you not too long ago. Humble, honest and experience advise is what I hear from you, thanks for what you do!

@kdefensemartialarts8097 2 месяца назад

Thank you for your videos.

@clearvaluetax9382 2 месяца назад

It's always so AWESOME to see you K Defense Martial Arts!

@kdefensemartialarts8097 2 месяца назад

@@clearvaluetax9382 You too!

@Personalfitips 2 месяца назад

Best tax/finance Yt channel on RU-vid imo.

@deshawndac4163 2 месяца назад

💯

@joycekoch5746 2 месяца назад

Over the past few years working in my company I have observed payroll. We had about 78% of the employees just 3 years ago contributing to a 457 plan with a 6% company match. Just two weeks ago I was looking at the 457 participation rate and it was now just 23% and of that almost all of it was the managers and senior managers. I had a meeting before a shift and asked the group why so many had cancelled. The reason was salaries were cut recently by 9% and the employees doubted the company would exist in two years so they were trying to raise cash. Since the company has lost the confidence of the employees nothing I said had any weight. I felt rather sad and deflated and disgusted that the senior managers who make 70 dollars an hour were telling their workers making 21 dollars an hour they should be still happy for their "benefits" since other companies had cut theirs. The tension in the room could have been Red October. I think it is just a matter of time.

@patrobinson6943 Месяц назад

Thank you for the spreadsheet. You hit the nail on the head about the MONEY PIT.

@mendezanderson 2 месяца назад

Thanks for the video

@clearvaluetax9382 2 месяца назад

It's my pleasure! Thank you for all the support, I appreciate it so much!

@nicholasmaluchnik284 2 месяца назад

Brian is the MAN!!!!

@jdiaz2127 Месяц назад

been following you for years now man and your just so realistic and awesome brother. Best channel around 🙏🏽💪🏽

@MinerCyns Месяц назад

Brian, you really are an absolute legend when it comes to giving financial advice and news. Even though it's not always positive news, it's nice to have someone giving non-bias perspective.👍

@pertainedorangeman3056 2 месяца назад

Excel spreadsheet for the win!!

@rayanderson3164 2 месяца назад

Always paid myself first. Retiring next year at 55.

@clearvaluetax9382 2 месяца назад

Congrats to you Ray! I'm sure it goes beyond paying yourself first and moreso you being financially disciplined. Congrats again!

@eviez6574 11 дней назад

Thank you Brian, you’ve helped me get my finances in order and get me on track to where I want to be when I retire. Many blessings to you 🤗

@kennydlite 2 месяца назад

I log my take home pay each period into a row on excel and have the everage in the leftmost row. I double it cause im paid biweekly and i have an idea of what i typically bring home each month. In the subsequent rows i add in in my all monthly obligations and subtract that total from the average i created. Then i try to save as much as possible with what is left. Excel really has been a game changer for creating this budget