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Payment tips for newcomers to China 

CGTN
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If you're planning a trip to China, get ready for a digital payment adventure! While China rolls out the red carpet for international visitors, the country's advanced electronic payment system might be hard for some newcomers. But don't worry, China has implemented measures such as improving acceptance of overseas bank cards and recently releasing a bilingual guide to payment services. How effective are these measures, and what further improvements could be made? CGTN's Liu Xin discusses with her colleague Sean Callebs to gather insights on this topic.
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20 авг 2024

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Комментарии : 264   
@00001111henry
@00001111henry 5 месяцев назад
All Chinese international airports should open desks and help foreigners set up Chinese paying Apps.
@genocidegrand2057
@genocidegrand2057 5 месяцев назад
this
@petertang5940
@petertang5940 5 месяцев назад
It’s a good idea 👍🏼
@medialcanthus9681
@medialcanthus9681 5 месяцев назад
Yes that would be helpful
@sola4393
@sola4393 5 месяцев назад
Yes, please.
@2wwwilly
@2wwwilly 5 месяцев назад
Wouldn't US ban US citizens from using it as another National security Issue .. US senators will come out to ban it or sell to American companies ..😂😂😂😢😢😮😮😅😅
@user-bt3iz7vi7q
@user-bt3iz7vi7q 5 месяцев назад
Welcome to modern day China.✌️❤️🇨🇳
@MrPbandasak
@MrPbandasak 5 месяцев назад
Criminal mind do not go to China modern, just stay in USA it is freedom for here.
@othmanmajid6380
@othmanmajid6380 5 месяцев назад
If you are worried about your criminal mind​ then better you stay in USA but sooner or later there will be a policeman knocking on your door. Have you thought of visiting a medical professional😊@@MrPbandasak
@tkh2944
@tkh2944 5 месяцев назад
They invented paper money in ancient times - modern time is now cashless. What next ?😊
@wsmithe2209
@wsmithe2209 5 месяцев назад
It's even better for outsiders to visit China if English language is included on Beidou map. So, foreigners can use Beidou map to navigate in cities.
@peaceleader7315
@peaceleader7315 5 месяцев назад
Ah.... my idea of a one universal language isn't so bad after all 😊.
@guestaug6539
@guestaug6539 5 месяцев назад
I ran into the same issue with Beidou maps during my last trip to China (pre-COVID). I ended up using the DiDi ride-hailing app for navigation as its map was in English.
@wsmithe2209
@wsmithe2209 5 месяцев назад
@@peaceleader7315 - Nice but wishful thinking. How about if we're all look alike then we won't have war anymore.
@wsmithe2209
@wsmithe2209 5 месяцев назад
@@guestaug6539 - Can you use DiDi ride hailing app for direction? I mean like google direction, going from point A to pint B.
@botakkawasiki8775
@botakkawasiki8775 5 месяцев назад
It doesn't hurt if you learn a second language
@jossdionne9810
@jossdionne9810 5 месяцев назад
Ok, I'm going again. Already using most systems, happy to hear improvements are coming, too!!
@iamcanadianedmonton
@iamcanadianedmonton 5 месяцев назад
I have added wechat and alipay payments on my phone. I will be going to china in 2 weeks. I look forward to see wechat and alipay will work. Fingers crossed. Love from Canada.
@ahmadiyyaislam3595
@ahmadiyyaislam3595 5 месяцев назад
It should work. Last October I linked my US credit card with Alipay and it worked fine. It's now a must-have for a foreign tourist.
@btlim4316
@btlim4316 5 месяцев назад
How much balance do you have? If its 0 then it will not work. It will work as a credit card provided the merchant accepts credit card. If they do not, then you need to have a non zero balance. I arrived last week and have been using CASH. I exchanged at the airport. There is not issue with using cash in china. I did setup alipay just in case merchant lacks change they could alipay into my alipay wallet. However so far, I havent found a need for this.
@MrKAmsterdam
@MrKAmsterdam 5 месяцев назад
Some apps not just need eloctronic payments but also that the app is connected to a Chinese ID like ordering food in a train or for some tickets. Maybe here there will be an international passport be accepted in the near future. But I'm very happy to see the develoment.
@videosdematt
@videosdematt 5 месяцев назад
Some apps just require you sign in with WeChat so if you are able to register with WeChat you might be able to use those apps you mentioned about.
@goldmindguru
@goldmindguru 5 месяцев назад
Also , China government needs to open a new department and 24/7 hotline to take care all foreign visitors matters! Good Hospitality wins traveler’s hearts!
@ellobo6868
@ellobo6868 5 месяцев назад
China is a beautiful country . People are warm and welcoming. I have been there twice and always enjoyed myself. This is a good channel to get the Chinese perspective.
@walterchin8832
@walterchin8832 5 месяцев назад
Cashless society is here to stay and Thanks to China for pioneering the digital payment system.
@gstlb
@gstlb 5 месяцев назад
Actually Japan pioneered the first digital payment systems about 2000.
@DarwinMagsino
@DarwinMagsino 5 месяцев назад
​@@gstlblol
@mongulkhanaxe6639
@mongulkhanaxe6639 4 месяца назад
No. Somalia is the pioneer (mpesa)
@gryblk21
@gryblk21 5 месяцев назад
It's not just payments, I found it difficult to find AA batteries in Jiangmen. The younger clerks didn't even know what they are. China is already in the future.
@tandennis5817
@tandennis5817 5 месяцев назад
😂😂😂 nowadays everything is rechargeable or you can borrow their power bank
@sola4393
@sola4393 5 месяцев назад
oh wow that means I have lots of antiques in my home. lol
@videosdematt
@videosdematt 5 месяцев назад
No. 5 . AAA is no. 7.
@ignitemoment
@ignitemoment 5 месяцев назад
Maybe it's because the translator didn't work well. I just checked Google Translate, and it couldn't translate AA batteries into Chinese correctly. AA batteries are called 五号电池 not AA电池 in Chinese, and are actually easy to find in convenience stores and supermarkets in China.
@Winter_Jasmine
@Winter_Jasmine 5 месяцев назад
China is a very modern nation. If you are crystal clear, you don't need to worry about your facial identity.
@Steven-xf8mz
@Steven-xf8mz 5 месяцев назад
It is modern, at the same time it's not.
@garykuok7217
@garykuok7217 5 месяцев назад
moderm nation??? haha, today is not apr 1, men.
@leealex24
@leealex24 5 месяцев назад
You mean face crystal clear?
@telescopicS627
@telescopicS627 4 месяца назад
Newer does not mean better. I always see Asian people holding up the queue trying to use a payment app because they don't have data or service or money. Then they have to flash their screen at the cashier to prove they paid. Also, when you open the app you get bombarded with advertisements on the front page. How is that better than a bank card?
@gstlb
@gstlb 5 месяцев назад
It’s not true that China is cashless. Lots of places, especially small roadside stores, not only accept but prefer cash. But it certainly is moving away from cash. There are advantages and disadvantages to that, depending on who you are and where you buy things. I always have cash available when I’m there, but it is true that most larger stores and restaurants and hotels etc prefer direct payment
@sola4393
@sola4393 5 месяцев назад
I saw another video this couple cannot connect to the app to pay, they ended up paying in cash and the small store accepted it. So cash still works in some places just not everywhere.
@saahan-nn1fe
@saahan-nn1fe 4 месяца назад
I am Chinese and I am responsible for what I say. I live in a fifth-tier city in China. People in all shops including small stalls prefer to pay electronically instead of cash.
@gstlb
@gstlb 4 месяца назад
@@saahan-nn1fe thanks for coming here and sharing your experience!
@rap3208
@rap3208 4 месяца назад
@@sola4393 They'll accept it but most can't make transaction as they don't have cash in hand to make change.
@thndrngest
@thndrngest 5 месяцев назад
BoC should develop a product something like visitor (temporary) rechargeable debit card, buy it, scan and store it in an app, then go and live. It should offer to visitors online before they arrive.
@pbworld7858
@pbworld7858 5 месяцев назад
I'd prefer that too. Not everyone has a credit card, and also I worry about credit card foreign exchange fees everytime I make a payment.
@gstlb
@gstlb 5 месяцев назад
Yes!
@esplace3023
@esplace3023 5 месяцев назад
Good idea, it would certainly assist in those times when the connection between app and foreign credit card doesn’t work.
@btlim4316
@btlim4316 4 месяца назад
They do. It's made of paper known as cash.
@gstlb
@gstlb 5 месяцев назад
It’s about time China did this. BTW western countries are largely cashless as well now. I haven’t used cash for a long time. The difference is that countries like the USA have been using credit cards for decades and are comfortable in that, though there is a slow movement toward direct payments via phone apps. China never developed a credit card system to speak of so it went directly to direct payment systems. I’ll be in China this summer and I’m delighted this barrier to foreigners has been taken down. I’m not too worried about security since most credit cards will cancel purchases you say you didn’t make and you won’t have to pay anything.
@michaelchua3942
@michaelchua3942 5 месяцев назад
Maybe printed flyers for tourists arriving in China especially for senior or elderly tourists desiring to tour China. Thank you
@beatricewan9958
@beatricewan9958 5 месяцев назад
China is going green: paperless!
@puntura
@puntura 5 месяцев назад
always people first. I visit India this country is so difficult only money first don't care about people.
@jacobrocks7
@jacobrocks7 5 месяцев назад
Awesome info. Can’t wait to visit !
@kofeesala23
@kofeesala23 5 месяцев назад
There is no doubt that we need to move forward as fast as we can couple with, but at the same time, there should not be any major inconvenience as byproducts created in the forward rush for outside visitors. We need to strike a balance between these two constantly.
@user-pl8tp1fu9z
@user-pl8tp1fu9z 5 месяцев назад
I tried to change some old yuan at a bank about 5 years ago and the staffs don’teven recognize their currency that they have to call a higher positioned staff to help out
@saahan-nn1fe
@saahan-nn1fe 4 месяца назад
All the idiots I meet say things like you that have no common sense or logic.
@worldlife9834
@worldlife9834 5 месяцев назад
Cashless society give more power to corporations and government to violate your privacy. Cash is privacy. Cash is freedom
@leetan4203
@leetan4203 5 месяцев назад
Cash- government lose tax revenue! Thats why in U.K. we moan we have poor public services, hospital overcrowded. Because businesses still take cash and this is easy to avoid or evade taxes especially VAT!!
@botakkawasiki8775
@botakkawasiki8775 5 месяцев назад
RU-vid is tracking you. I stash my cash under my pillow
@sola4393
@sola4393 5 месяцев назад
@@botakkawasiki8775I still remember in the old days, some elderly dig a hole in their backyard and put their stash there. They don't trust the bank, they think the bank steal their money. 😂
@worldlife9834
@worldlife9834 5 месяцев назад
Banks are puppets of the government. They can freeze your account for anything. Truckers in Canada learned a hard lesson. Globally, Government debt should be crime.@@sola4393
@cybourne5910
@cybourne5910 5 месяцев назад
How about an app that offers all the essentials for international tourists?
@sola4393
@sola4393 5 месяцев назад
That would be nice.
@DarwinMagsino
@DarwinMagsino 5 месяцев назад
dint you watch the whole video? If you are in china you need to do it for your own convenient
@fishingphill
@fishingphill 5 месяцев назад
Yes, please make it easy to put foreign bank cards on Wechat and Alipay. Also, please have the Chinese navigation and transport apps in English and other languages. 👍🇦🇺
@tinawu7146
@tinawu7146 5 месяцев назад
It’s there already. Just give a try
@donsue4588
@donsue4588 5 месяцев назад
How about use a loadable payment card with QR code while visiting and cash out when leaving the country.
@yewhocktan5112
@yewhocktan5112 5 месяцев назад
Good idea!
@FakeReal007
@FakeReal007 5 месяцев назад
The problem is if a shady merchant or someone took a picture of your QR code then they can swipe all the money out of your card. On the phone it changes the QR code for every transaction.
@videosdematt
@videosdematt 5 месяцев назад
WeChat in Hong Kong has this service available at convenience stores.
@stevepollard2169
@stevepollard2169 5 месяцев назад
Great interview. 10/10. I am afraid this is so rare nowadays.
@good2freelance1
@good2freelance1 5 месяцев назад
ok next video, cgtn should show us overseas people how to register for Wechat pay and Ali pay please. I'm keen to visit China :)
@L-K-K
@L-K-K 5 месяцев назад
Would love to visit China as a tourist. Need more of these practical guidance videos. Is there an official tourism website with helpful info?
@chinathesideyoudontsee8157
@chinathesideyoudontsee8157 5 месяцев назад
The reality is China is not foreign friendly and the more you go out of the major cities the more difficult it becomes for travelers because of language barriers . Fast food chains are basically unusable for visitors as app pay is required and you need to scan the menu to order . Hiring umbrellas ,bikes, phone battery ect is also impossible if it requires scanning. Fix is on arrival / at any money exchanges have the option to set a up a visitors wechat account where they can deposit money via cash / debit/ credit card onto the app, show them how to use it. Once the visit ends they can withdraw any unused money . And explain to visitors that cash / foreign cards are a bad payment option as basically Alipay and wechat are the preferred payment options
@freeworld88888
@freeworld88888 5 месяцев назад
cash is king, china should never abandon it. it was the chinese invented the printing. why not both cash and digital payments. it is terrible in london for travel, not toliet, transport is running by member ship card, parking is not accepting cash. using cash is a win win for all. sure the chinese local can use their system but cash should be good idea and good for economy printing money is an industry it self
@ChengJiaStat
@ChengJiaStat 5 месяцев назад
we abandoned paying with seashells and bronze coins too. it's not the form of payment that matters it's the transfer of values...
@botakkawasiki8775
@botakkawasiki8775 5 месяцев назад
@@ChengJiaStat You forget to mention bartering. You give me free food, I wash all the dishes. LOL
@Dollarrmb-pk6ub
@Dollarrmb-pk6ub 5 месяцев назад
We are in the 21st century, don't stay in the stone age.
@juyinhuang8839
@juyinhuang8839 5 месяцев назад
Paper money can help to transmit Coved 19 and diseases.
@TAL142
@TAL142 5 месяцев назад
cash is king because Americans don't trust their government.
@HappyPandaBear73
@HappyPandaBear73 5 месяцев назад
Fascinating!👍🙏🐲🐉🐼🌏🙂
@lityoungkok5879
@lityoungkok5879 5 месяцев назад
Need to sort it out as otherwise it will impact on tourism .
@yeuemxuatdoi
@yeuemxuatdoi 5 месяцев назад
I downloaded both aliepay and wechat here in the US (because I planned to travel to China), but I couldn't use the apps... also, they're in Chinese. China needs to do its parts first
@yunkil
@yunkil 5 месяцев назад
It'll be good if there were more lanes for foreigners in customs. The hour wait (sometimes more) is a real turn off.
@ymhktravel
@ymhktravel 5 месяцев назад
The point is to always have options for different needs, By all means, go cashless for the local population. But also have cash payment options for visitors. The downside to everything digital is when the website is down or there's an outage, it still falls back on cash. WeChat is tied to a local bank a/c and Alipay works at times, at times don't. And then most other apps like Whatsapp, RU-vid, FB use mostly by international visitors become unavailable unless you download a VPN. Also not all VPNs work seamlessly in China. Navigating around which VPN works or doesn't work is another hassle. That's why international tourists are not that many in China. Language of course is another barrier, although translation apps help a bit, but not all the times.
@videosdematt
@videosdematt 5 месяцев назад
In China cashless is cool but cash is accepted almost everywhere.
@xinzhang6729
@xinzhang6729 5 месяцев назад
buy roaming data from your country instead of VPN
@bernardwangg
@bernardwangg 4 месяца назад
Thank you for sharing. I was nervous before planning my trip to China because of payment system, but your video helped a lot. 😊
@zizimai7568
@zizimai7568 4 месяца назад
Every person young or old in Asia have a mobile device. Not so for the average American. To go all out on digital & cashless scares the hell out of them...
@purpledream1045
@purpledream1045 5 месяцев назад
Now Chinese government announced that the cash is still the basic, Chinese government change the policy all the time
@ly8370
@ly8370 5 месяцев назад
Don't be lame. Paper cash is the basic for every country no matter how advanced the payment systems are. Paper currency is legal tender. Before you buy something in China, always ask the shop if they accept paper cash. This is in case your payment apps cannot work, you still have paper cash to pay. This has been consistent in China all the time, so stop fabricating stories about Chinese govt policies. 😂
@pkwan962
@pkwan962 5 месяцев назад
People worry about credit card security. So it is easier to start with just balance with no credit card linkage. Top up when needed. They can link their credit cards when they feel comfortable.
@alhkcblack9617
@alhkcblack9617 5 месяцев назад
All they have to do is have money change kiosks at the airport and bank locations everywhere where visitors download the approved app tied to your passport and foreign cash can be exchanged and the electronic balance uploaded to the visitor e-wallet. Then it can be just a simple pay as you go system. With no confusion. Why does it have to be so difficult for so many years?
@nnf9431
@nnf9431 5 месяцев назад
As a Chinese Canadian, I watched a youtube tutorial to get set up on Alipay but then realized when I got to China that it's limited to 100 RMB per transaction - also none of my Canadian credit cards worked. So basically my relatives had to pay for everything which was really lame.
@AW-tc4hy
@AW-tc4hy 4 месяца назад
Don’t need credit card in app, cost 3% fees. Get Chinese friends to top up then transfer money directly to their bank accounts, usually no fees transfer.
@xieccs
@xieccs 5 месяцев назад
3% transaction fee for amount over 30US$ is quite expensive, plus the 2.5% of foreign exchange fee, therefore 5.5 percent extra fee to use wechat pay etc.
@Tofu3435
@Tofu3435 5 месяцев назад
This is why we shouldn't be completely cashless.
@jinifith
@jinifith 4 месяца назад
Transaction over 200 Yuan is done mostly in expensive shops, so you can try using your credit or debit card directly or pay cash.
@reborn2020
@reborn2020 5 месяцев назад
I've loved visiting China many times but now feel there is a lot of inconveniency due to difficult payment options. No cash is not my thing too.
@sarahlee9979
@sarahlee9979 5 месяцев назад
Are you still literally using 'paper' cash or ... by 'cash', do you mean credit card? That is, what's the difference with scanning with a phone instead?
@reborn2020
@reborn2020 5 месяцев назад
I use cash only, no cards at all
@sarahlee9979
@sarahlee9979 5 месяцев назад
@@reborn2020 "no cards at all" ... then, you don't do online shopping also? ... how do you pay for utility bills, internet, do taxes, etc?
@reborn2020
@reborn2020 5 месяцев назад
​​@@sarahlee9979by saying no cards, i meant no credit cards. Only a bank card, and crypto, no need trash cards. Nor to be monitored by what i buy or eat.
@justme6275
@justme6275 5 месяцев назад
i was in Shenzhen and Guangzhou Dec/Jan this year, ZERO problem using cash - anywhere! Your foreign ATM will work in China to get cash.
@kidsli2121
@kidsli2121 5 месяцев назад
It's still inconvenient for foreign travellers.
@louiserobinson9776
@louiserobinson9776 5 месяцев назад
This is so informative as I’m going to China in September!
@shifuugincii
@shifuugincii 5 месяцев назад
Cashlesss is a big No in a country where citizens don't trust the gov. Can only work in Chna
@sola4393
@sola4393 5 месяцев назад
Was going to say the same. Only a government their own people trust will work.
@user-iq4kl8wi7p
@user-iq4kl8wi7p 5 месяцев назад
Interesting. Shows the convenience of one app to rule them all. Does raise all sorts of questions around ownership and public vs private models of governance.
@Matt-li6gn
@Matt-li6gn 5 месяцев назад
Please make the apps multi lingual.
@hankeat
@hankeat 5 месяцев назад
The video doesn't help in solving our problems of unable to use the payment apps.
@patinka816
@patinka816 5 месяцев назад
Sir you pay $10/day? Seems awfully expensive 😮
@trevornorman7563
@trevornorman7563 5 месяцев назад
being english i have alipay connected to my credit card but can not get wechat pay in the uk which i find annoying when i come to China to vist my in-laws
@laurazheng8057
@laurazheng8057 5 месяцев назад
You should be able to link your credit card now. WeChat has made some changes to allow this recently.
@junwu1793
@junwu1793 5 месяцев назад
​@@laurazheng8057I tried, it asked for a Chinese ID with WeChat. Could only do Alipay.
@pfk7860
@pfk7860 5 месяцев назад
@@laurazheng8057really ? Great! Will try . I already have WeChat but it could not link with the overseas credit card
@tsuchan
@tsuchan 5 месяцев назад
​@@laurazheng8057 I had wechat for a long time, but then it said I can't use it again until I update, and it wouldn't let me update. I tried hard in various ways over weeks. So I gave up, I will not try again. Not ever.
@NopWorks
@NopWorks 5 месяцев назад
Getting people to adopt credit card terminals will never work, no matter how cheap it is. It just isn't optimal for street vendors, wet markets, and other less formal business venues popular in Asia. Meanwhile, phones are already always in everyone's hand. These apps will even work with just a QR code printed on a sign or lanyard. A separate card terminal you have to charge, lug around, and find a space to put it, isn't worth the hassle for the off-chance a tourist come around.
@beatricewan9958
@beatricewan9958 5 месяцев назад
Supporter of a cashless society! Paper money is so dirty and not environmentally friendly!
@kenmolloy1645
@kenmolloy1645 5 месяцев назад
Thanks , good info 👍
@CP-oy1zf
@CP-oy1zf 3 месяца назад
3% processing fee on any transaction that is over 200 yuan is a deal breaker for me. So no…
@liamporter1137
@liamporter1137 5 месяцев назад
Payment and getting taxi by phone are ridiculously difficult for foreigners. Why China is so slow in taking action to rectify it?
@teflerchina.2987
@teflerchina.2987 5 месяцев назад
I and my friends have no problem ordering a taxi and making payments. All taxis accept cash and electronic payments.
@xinzhang6729
@xinzhang6729 5 месяцев назад
Use didi, u can pay later, before the next trip.
@jinifith
@jinifith 4 месяца назад
Didi's are technically illegal, they just allow them because of shortage of taxis in many cities in China.
@teflerchina.2987
@teflerchina.2987 4 месяца назад
@@jinifith Shortage of taxis? Not. I see dozens of them waiting in line in designated spots. Didi is not technically illegal either. The Didi app was illegal. Didi, China’s largest ride-hailing service, continues to fall into deeper trouble with Chinese regulators. The Cyberspace Administration of China on Sunday banned Didi from app stores after saying it posed a cybersecurity risk for customers. “Didi Chuxing app is found to have severely violated the laws by illegally collecting and using personal information,” the regulator said. It called on Didi to fix the issue with its app to comply with the country’s laws and to ensure its customers’ safety. China lifts 18-month ban on new Didi users as tech crackdown wanes By Julie Zhu and Yingzhi Yang January 16, 2023
@hexagonliver9409
@hexagonliver9409 5 месяцев назад
1) China apps should give foreigners an option to choose English language on China apps and payment machines at shops and restaurants. Its very difficult to use China apps and China payment machines if you are not very fluent in Chinese language. 2) China should not restrict foreigners to only use a certain small number of Hotels. It would be wonderful if foreigners are allowed to stay in all the same hotels as local China people. Its also good if China allow foreign tourists to rent the residential house or apartment or room from China people. 3) China should allow foreigners to set up their China apps a few weeks in advance BEFORE they travel to China, rather than only allowing them to set up and configure everything in a rush when they arrive at airport in China 4)China should allow foreigners to access China apps and China websites and social media websites and China dating websites even if they dont have China telephone sim cards. Some foreigners tried to use many China apps but not possible because they dont have China telephone sim card . 5)China apps and websites should allow even people who have no China friends to join in the apps and China websites because some apps dont allow foreigners to join in, unless if they already have China friend so this makes it so difficult to even get in the door in first place .
@teflerchina.2987
@teflerchina.2987 5 месяцев назад
1) China apps should give foreigners an option to choose English language on China apps and payment machines at shops and restaurants. I use Chinese apps and they have English options. I even have a Chinese app that translates Chinese to English to Chinese in spoken and written languages. Even translates most world languages including Japanese, Korean, Thai, German, French from Chinese to their native language. 2) China should not restrict foreigners to only use a certain small number of Hotels. That does not happen much any more but not all of them can host foreigners because they don't have the equipment to scan passports or the hotel employees don't have the required language skills, The majority of the time, if the hotel is listed in English on booking sites, foreigners are legally allowed to stay there. 4)China should allow foreigners to access ............... and China websites and social media websites. I can access those sites but the thing is they are in Chinese and I cannot read Chinese so it is pointless.
@Sinh499
@Sinh499 5 месяцев назад
It was like hell to visit China without local bank card. Even exchanged currency in 2nd or 3rd tiers cities. 😢
@lagrangewei
@lagrangewei 5 месяцев назад
i would prefer a direct way to top up an e-wallet. using banks is one more entity i need to deal with. if telecom companies can offer a sim card which serve as an e-wallet, that would be more direct since alot of chinese app requires a chinese number anyway.
@Mr.Patrick_Hung
@Mr.Patrick_Hung 5 месяцев назад
Alipay and Octopus have had trouble recognising some ethnic minority/ foreign faces. It is a great technological impedance to some people.
@chiewbaka4393
@chiewbaka4393 5 месяцев назад
Can I add overseas bank saving account to WeChat app? Instead of credit card account.
@ymhktravel
@ymhktravel 5 месяцев назад
Obviously not.
@paulbo9033
@paulbo9033 5 месяцев назад
Please make an English language front end for China's most popular payment app, that can be downloaded *before* ones trip to China and which you can cannect your foreign payments cards / bank accounts to. Please also put step by step demos on youtube of how to set it up and pay with it.
@user-dd1kb7km9w
@user-dd1kb7km9w 5 месяцев назад
... cash less it's a must go... but foreign coming might b issues bcos... WiFi connection 2 triggered apps might b 1 issue...s... certain cards issues could b use... only...
@btlim4316
@btlim4316 5 месяцев назад
Dont wreck your brains trying to set these up. Just use cash. I arrived in china last week and I have had no issues paying with cash. The payment is gladly accepted. 2 instances where the seller did not have change but he was able to get help and got change before I even finished my food. If you attempt to e pay, you likely will be able to link your credit card to alipay. However you do not have the wallet feature which means most merchants will not be able to process your payment unless they accept credit cards. So to make things simple, just pay with cash.
@eye0807
@eye0807 5 месяцев назад
I use Alipay linked to foreign credit card. In November when I traveled in China. A lot of second tier city restaurants do not accept my Alipay. I suppose these establishments do not accept credit cards.
@user-sw7os5rp9h
@user-sw7os5rp9h 5 месяцев назад
Too bad China makes payment unacceptable to outsiders. That is why vacationers are down over 60% from 2019. If they don't open up, China will keep losing business.
@harbinger6562
@harbinger6562 5 месяцев назад
Good morning ❤️🇨🇳CGTN🦾😇👋
@pfk7860
@pfk7860 5 месяцев назад
I have WeChat in SG, but cannot put money into the app
@MaxAmerica.Freedom
@MaxAmerica.Freedom 5 месяцев назад
So, how do I connect my US credit card to my WeChat?
@johnwong8336
@johnwong8336 5 месяцев назад
simple if you loose your phone??
@xinzhang6729
@xinzhang6729 5 месяцев назад
Use fingerprint to protect your phone and app. Log in your app ASAP from another phone.
@artford8674
@artford8674 3 месяца назад
For the sake of this conversation can I assume that Credit cards and Debit cards are equally useless?
@ABritishRefugeeinChina
@ABritishRefugeeinChina 5 месяцев назад
I hate phones, too small for my aging eyes. So I only use cash still in Shanghai. Please don’t go 100% cashless, or at least introduce pre-paid cards.
@625as-pj5mg
@625as-pj5mg 22 дня назад
In China, it is illegal for merchants not to accept cash payments. Any business that doesn't accept cash, you can call 110 for the police to come and deal with it
@ABritishRefugeeinChina
@ABritishRefugeeinChina 22 дня назад
@@625as-pj5mg Luckin Coffee always refuse to accept my cash
@rudywong573
@rudywong573 5 месяцев назад
Why China not just put some bank or exchange in airport so foreigner can transfer fiat to e-money ?
@625as-pj5mg
@625as-pj5mg 22 дня назад
Because it uses electronic tokens, it cannot be converted, and partly to avoid money laundering
@harbinger6562
@harbinger6562 5 месяцев назад
It would probably be advertisement if the obvious wasn't present 🤔❤️
@itsme2be
@itsme2be 5 месяцев назад
QR codes are not user friendly. Always having to open the app and use the camera makes payments slow. Using the hand palm is a big step forward. Normal bank cards are still more user friendly than an app on the phone and scanning QR codes.
@tvl6347
@tvl6347 5 месяцев назад
Not big issue. I´m. quicker to pay with the QR Code, than a credit card or let the cashier scan me. The credit card need more time to type the PIN first.
@ericchen4549
@ericchen4549 5 месяцев назад
Buy a new phone with NFC wallet embedded.
@directxxxx71
@directxxxx71 5 месяцев назад
You can pay with the palm of your hands in China.😂😂😂
@xinzhang6729
@xinzhang6729 5 месяцев назад
​@@directxxxx71or your face.
@liamporter1137
@liamporter1137 5 месяцев назад
20 sec? B*S. For a tourist, it'll take much longer than that and frustration. After one has set up, it's limited to something like RMB2,500 (some amount). How can this be enough for tourists?
@davidrichards1741
@davidrichards1741 5 месяцев назад
Limit is RM200 or fees will be invoked and rip you off big.
@jinifith
@jinifith 4 месяца назад
Alipay and Wechat Pay is good with small amount transactions. It is better to use credit card or cash with large amount transactions.
@magdalene23
@magdalene23 5 месяцев назад
All sounds good and easy until you get home to find out the credit card charges are astronomical for foreign usage. Some cards have extra charges per transaction and what about the poor exchange rates!!! Just watch out - it's not as EASY!!!
@botakkawasiki8775
@botakkawasiki8775 5 месяцев назад
You can use credit cards with no foreign transaction fees, you save 3 to 5%.
@johnsmith1953x
@johnsmith1953x 5 месяцев назад
Use a credit card that has no foreign exchange fees like Navy Federal. Duh.
@Tabula_Rasa1
@Tabula_Rasa1 5 месяцев назад
The same issue will happen if you travel outside of your country and you need to use your CC or ATM card.
@TAL142
@TAL142 5 месяцев назад
Most travel cards don't have foreign transaction fees. That should not be an issue. But I think there is a charge for foreign card on WeChat and Alipay. But that is still less than sale tax you pay in the states. So I would not call it astronomical since everything in China in general is cheaper.
@ubermenschen3636
@ubermenschen3636 5 месяцев назад
The cashless transaction in China and USA is stalled or advanced by the big banks. For decades China big banks and U.S. big banks can’t agree on sharing the transaction fees. The problem has never been about technology. It has always been about the money. VISA and MC want access to China’s one billion customers while Chinese credit card companies want access to the US market. Each proposed an expedient fee formula that safeguards their domestic market share. In a perfect financial world the competition between US and China banks will lower the cost of cashless transactions.
@ys29229
@ys29229 5 месяцев назад
Find it very funny whereby you carry paper RMB into China as a foreign tourist and then told by locals they are not accepting their own paper cash. Paper RMB becomes toilet paper? I still have 15-20K of paper RMB from previous visits
@teflerchina.2987
@teflerchina.2987 5 месяцев назад
The law says that no business can refuse cash payments. I use Wechat and cash payments and my cash has never been refused.
@justme6275
@justme6275 5 месяцев назад
you still can use your cash. i was in Shenzhen and Guangzhou Dec/Jan this year, ZERO problem using cash - anywhere!
@RESatellite
@RESatellite 4 месяца назад
this guy looks like Morgan Piers
@jimmyjimmyeegalok
@jimmyjimmyeegalok 5 месяцев назад
Unlike in China, cash in the US is legal tender for all transactions; it’s the law that all establishments accept cash.
@teflerchina.2987
@teflerchina.2987 5 месяцев назад
It is the same in China. The law states that payment in Cash cannot be denied. Maybe there are smaller traders such as those in the rural areas that won't accept cash but they break the law and can be fined for refusal.
@anchored555
@anchored555 5 месяцев назад
Vendors are legally obliged to accept cash (since it is legal tender), but some may not have enough cash change for you since cashless payments are so common.
@AW-tc4hy
@AW-tc4hy 4 месяца назад
Visa, master, amex, etc dying
@liamporter1137
@liamporter1137 5 месяцев назад
For a tourist to come to China for just few days, need to do homework? Is this friendly? Why China don't make it friendly for tourists.
@One007
@One007 4 месяца назад
UPI देखा हे 😂😂
@dharma_star
@dharma_star 5 месяцев назад
So beggars have smart phones? Nice deal 😎 How about that social credit score tho?
@ashleylaurin6531
@ashleylaurin6531 5 месяцев назад
You can hardly see any beggars in China.
@Byebye-p2k
@Byebye-p2k 5 месяцев назад
欢迎来到中国
@michael511128
@michael511128 5 месяцев назад
I’m sorry but this conversation is completely confusing to anyone who doesn’t know about electronic payments in China. I would have started saying in China >90% people use no cash but only two apps to pay for everything-Alipay and Wechat which they can download on their phones. They pay by scanning QR codes at the stores, in the restaurants or in the taxis. (Don’t expect people already know these, they don’t) They need to how to link their credit cards step by step, and what type of credit cards, what are the fees etc.
@Tabula_Rasa1
@Tabula_Rasa1 5 месяцев назад
CGTN need to do a segment illustrating WeChat app and AliPay app for dummy. I think the On Point segment is just interview or discussion only. And I do agree it is confusing for people never heard of those app.
@TAL142
@TAL142 5 месяцев назад
I believe in China they are linked to their banks. There are no fee. I think they are more like ATM card. This was the problem before because you have to have a Chinese bank account. Now they allow people to link to their foreign credit cards. There are other ways to do this if you live in Hong Kong, Macau or Taiwan.
@ahkoy973
@ahkoy973 5 месяцев назад
China has to dumb down for the foreign visitors 😂😂
@tsuchan
@tsuchan 5 месяцев назад
Or don't go to China. I have been several times, but I will not go again.
@johnwong8336
@johnwong8336 5 месяцев назад
one reason i didn`t want to go to china.s
@Sean-giang
@Sean-giang 5 месяцев назад
Pay like a local? Depends on what kind of local. If it's those old aunties that no one likes, they just take and scream without paying
@freelunchforchildren4040
@freelunchforchildren4040 5 месяцев назад
For seniors this is confusing
@banshong3997
@banshong3997 5 месяцев назад
Everything is confusing for seniors everywhere especially in US. Even the self-checkout in the US doesn't work so much so they had someone on standby to help each customer
@Tabula_Rasa1
@Tabula_Rasa1 5 месяцев назад
@@banshong3997 That someone in standby it is not only to help customers. lol. It is to make sure you are scanning the items and paying for it.
@justme6275
@justme6275 5 месяцев назад
@@banshong3997 us self checkout machines are poorly designed 💩machine... pieced together with off the shelf components...
@cnmd1636
@cnmd1636 5 месяцев назад
At least should let those who have Chinese passport to use local apps to make payments in China.
@WhitepeopleConnelly6199
@WhitepeopleConnelly6199 5 месяцев назад
我看cgtn的视频播放量在油管经常只有几百,几十,这个有3.9万。看来这个需求确实很大啊。doge
@2017phattang
@2017phattang 5 месяцев назад
Stopped to pay a local ...
@stupidrepublicans
@stupidrepublicans 5 месяцев назад
WHO WANTS TO GO TO A COUNTRY WHERE YOU CANT USE CASH!!😂😂😂😂😂😂
@stupidrepublicans
@stupidrepublicans 5 месяцев назад
CHINESE TOURISM SECTOR HAS ALMOST COLLAPSED -TOURISTS DO VISIT COUNTRIES WHERE YOU CANT EASILY BUY A COCA COLA😂😂😂😂 -
@kenmolloy1645
@kenmolloy1645 5 месяцев назад
Thanks , good info 👍
@hexagonliver9409
@hexagonliver9409 5 месяцев назад
1) China apps should give foreigners an option to choose English language on China apps and payment machines at shops and restaurants. Its very difficult to use China apps and China payment machines if you are not very fluent in Chinese language. 2) China should not restrict foreigners to only use a certain small number of Hotels. It would be wonderful if foreigners are allowed to stay in all the same hotels as local China people. Its also good if China allow foreign tourists to rent the residential house or apartment or room from China people. 3) China should allow foreigners to set up their China apps a few weeks in advance BEFORE they travel to China, rather than only allowing them to set up and configure everything in a rush when they arrive at airport in China 4)China should allow foreigners to access China apps and China websites and social media websites and China dating websites even if they dont have China telephone sim cards. Some foreigners tried to use many China apps but not possible because they dont have China telephone sim card .
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