PeerBerry vs Mintos ⚖️ Which Is The Better Fit For You?

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In this video, we are comparing two popular P2P lending sites - PeerBerry vs Mintos. Find out which P2P lending platform is the better fit for you.
⚖️Full Comparison 👉 p2pempire.com/...
PeerBerry Review + 0.5% Bonus: 👉 p2pempire.com/...
Mintos Review: 👉 p2pempire.com/...
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About P2P lending:
P2P Lending P2P Lending is considered a high-risk investment form, that can lead to a total loss of investor’s money. If you decide to participate in P2P lending you do this at your own risk. Each P2P platform, as well as its stakeholders, are subject to risk. Read the terms and conditions as well as the user agreement of individual P2P platforms and conduct your own due diligence to fully understand the protection and risk connected to P2P lending.

Опубликовано:

17 сен 2024

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Комментарии : 43

@chadpt 3 года назад

"When it comes to diversification, you should always prioritise quality over quantity." The golden rule of P2P!

@P2PEmpire 3 года назад

🙏🙏🙏 Thanks for your comment. Yes, there's more videos like this in the pipeline ;)

@OPHIUCHUS666 3 года назад

Your video confirmed that I'm going to stick with Peerberry. I've seen videos and read on forums about Mintos and so many problems with them that I will never use it. I'm really happy with Peerberry so far. Looking at Estateguru to diversify my crowdlending. Thanks for your work and informative videos. Great job!!!

@SparaCash 3 года назад

Really great comparison of PeerBerry VS Mintos. I know for a fact what p2p lender I'm choosing kow. Thanks again for your great content Jakub!

@P2PEmpire 3 года назад

Great to hear that Marcus 💪

@leishiahines7224 3 года назад

Another very informative video Jakub. Thank-you. Having invested in both companies, Peerberry has been my favourite and despite the secondary market with Mintos it can still take many months to withdraw all your funds (as I am currently learning).

@P2PEmpire 3 года назад

Thanks for your comment and insights from the Mintos' secondary market. As I am no longer invested on Mintos, it's certainly interesting to see how well the secondary market is performing for other investors.

@tuams 3 года назад

I was watching and thinking if you are biased towards Mintos because.. it's Mintos. But every single thing you said was a fact. So, I guess you just sounded more cheery about PeerBerry. But I understand, I'm moving out of Mintos as fast as I can. Selling the loans ain't going well as I do not wish to eradicate any gains from them (though, I already have). So, now it's like an angry waiting game until the loans either get bought back or finish..

@P2PEmpire 3 года назад

Thanks for reaching out. I see where you and some other viewers are coming from when you believe that we aren't as excited about Mintos. That's also the reason why we spend a lot of time monitoring the platforms and making sure we lay out all the facts for our community so you can decide for yourself what to do.

@frol1205 3 года назад

Exactly what I think about! Thanks for video! 👍

@frol1205 3 года назад

My current experience with both of them is quite positive so far. But PeerBerry looks more attractive if you want to quickly “turnover” money.

@P2PEmpire 3 года назад

Great to hear that your experience is positive with both platforms.

@Lince_X 3 года назад

Thanks, I use both.

@adebawad269 3 года назад

Me2 with lender 👍

@filiphaufi 3 года назад

6:16 +LO can possible repurchase your loan back and list new loan for less interest

@P2PEmpire 3 года назад

yes that's common, I think we have mentioned it in our Mintos review as well

@nunopereira9330 3 года назад

Hello, i have some questions about PeerBerry: is there any way i can lose the money invested in the peerberry? is the company likely to go bankrupt and I run out of money? or is it completely safe and can i continue to invest in perrberry for many many years? thank you

@P2PEmpire 3 года назад

There are always risks in P2P lending. We don't expect PeerBerry or its lenders to go bankrupt anytime soon. You can review their financials. Nothing is completely safe with any platform but PeerBerry is quite far in the process of getting regulated and the company is being monitored and checked by the regulator since spring 2020 which increases the trust into its operations.

@qass5222 3 года назад

Just a question: I’m wondering why using crowdlending instead of crypto lending using stable coins ? ( I’m new to Pearberry ) Thanks

@P2PEmpire 3 года назад

It depends where you reside. PeerBerry is only available for residents within the EEA as they have to follow stricter AML laws. Crypto lending platforms are usually accepting a wider range of users (U.S. included). Also the disclosure of company's data such as financial reports and the reports of lending companies is much better with some P2P lending platforms such as PeerBerry. On Crypto lending platforms the company can spend your coins in various ways to make returns, on crowdlending platforms you know more about where you put your money into and how the platform makes money. Also, the support of many crowdlending platforms is much better in our experience (however, this is rather subjective and it comes down to the questions you are asking).

@aswler 3 года назад

I have recently discovered stablecoins. But my experience with a few crypto platforms is completely disappointing in terms of customer support - non existent. I cannot imagine depositing huge amounts of money there and then getting problems. And nobody answers on crypto platforms.

@P2PEmpire 3 года назад

⚔️ Which one of those two P2P lending marketplaces is the better fit for you?

@valentinp.6993 3 года назад

Both (divertification is the key). Thanks for the knowledges on p2p business!!

@medved_RU 3 года назад

@@valentinp.6993 Well that depends: with diversification they don't mean that you need to have platforms that pay it lenders back on the one hand and platforms that defaults its lenders loans on the other hand... Diversification is meant to build in safety, not increase your risk. I'll personally stay away from Mintos as far as possible.

@chadpt 3 года назад

@@medved_RU I completely agree. Investing in Mintos is like dealing with a dishonest business man: yes, you can still make a good deal, but you have to be super cautious and skeptical of everything. In the end, it only takes a few bad loans to destroy your profits, so security is non negotiable. Peerberry has some many levels of security, why wouldn't one prefer Mintos for a few more interest point is beyond my understanding.

@arteriel2141 3 года назад

@@medved_RU @Filipe Gomes : I am not sure to get your point. Mintos offer more selection of Lenders and countries. By definition, it provides more diversification. Wouter: Why would you stay away from Mintos. Felipe: Why do you think that Mintos is dishonest (something to share)?

@chadpt 3 года назад

Another great video, Jakub! Thanks again. Great idea to compare platforms are "similar". I hope more videos like this are in the pipeline. It is true what you say: Mintos is a more developed platform and Peerberry is a more simple platform. My feeling is that Mintos "sophistication" is necessary to workaround the fact that the platform is full of bad quality loans, and as an investor, you need to have a capital allocation strategy to minimise risk. And what's the point? A simple auto invest on Peerberry will give you good and safe returns. So, no question for me: Peerberry is the better fit for me.