Persona 3 FES (Low Level, Hard) - Hermit 

Rules for this challenge:
-Goal is to beat the game while minimizing EXP as much as humanly possible (without losing my sanity)
-Hard mode, True Ending, No Nyx Skip, No New Game Plus
-In order to dilute EXP as much as possible, a full party must always be used when possible
-Permanently increasing persona stats via the arcade or card incenses are banned for as long as possible (at least until after the final Tartarus guardian)
-All other mechanics are fair game!
If you're immune to elec, then this fight is just a very long war of attrition. You can stop Hermit from charging if you crit while its charging. No other real advice tbh.
Persona 3 FES (Low Level, Hard) - Hermit