Personal insurances 101: income protection, trauma, TPD & life insurance

Подписаться 28 тыс.

Просмотров 2,3 тыс.

50% 1

How can you make your financial plan more resilient?
Wilson Chen, a personal insurance specialist from WeLifeInsure, discusses personal insurance: life insurance, income protection, trauma cover and TPD insurance.
Insurance is one of those things we unwillingly pay for and hope to never have to use. But in certain situations, you’ll be very glad you have it.
📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia* booktopia.kh4ffx.net/happy or Amazon bit.ly/kate-amazon
➜ Dig in deeper with the show notes: www.raskmedia.com.au/podcasts...
➜ Ready to start investing? Join our Rask Core community: www.rask.com.au/subscriptions
➜ Money & investing courses: education.rask.com.au
➜ Join our kickass newsletter: www.rask.com.au/free-sign-up/
➜ Hang with us on IG: / raskaustralia
➜ Twitter for cool kids: / raskaustralia
➜ Tiktok for laughs: / raskinvest
If you want to thank us for putting this show together, please hit the like button and subscribe to The Australian Finance Podcast - it’s a 5 second task which really helps support the show (and puts a big smile on our faces).
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.
Full individual disclosures for each guest are available via the show notes page. Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.
Access The Rask Group's Financial Services Guide (FSG): www.rask.com.au/fsg
* Please note: I will receive a small payment if you use my Booktopia affiliate link to place your order.

Развлечения

Опубликовано:

27 июл 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 5

@iamdedlok 9 месяцев назад

Good episode! Often overlooked part of personal finance and personal well being! Insurance! Thanks for covering this. I needed this! Going to reach out to wilson’s team for some help.

@keithwhite5529 9 месяцев назад

I did swear out loud when I heard “insurance companies are not difficult to deal with”. My experience was one of fear and stress along with years of frustration and exasperation. The Insurers “bad” reputation is truly justified for me. To keep things balanced, I am extremely fortunate that I did have those insurances in place - the claim was paid out (eventually)and they saved my family from disaster.

@WLIWilson 9 месяцев назад

Hi Keith, I agree that insurers can definitely do more to make their requirements less onerous. Adding fear and stress when you're in a situation of needing to claim is counter-productive. I'm glad that you got the outcome (eventually). If you're on an ongoing claim and want any sort of 2nd opinion, please feel free to reach out with no cost. best of luck. Wilson

@tinale8228 9 месяцев назад

My husband lost his job for 3 months during Covid time, but his insurance company did not pay for his income protection as they states because of the pandemic????

@WLIWilson 9 месяцев назад

Hi there, let me know if you're still pursuing this as we're glad to help even just with explaning the situation. Personal insurances would cover for events where your husband is unable to work because of sickness/injury or an accident.